<p>)</p>
<p>概述</p>
<ul>
<li>区域银行第四季度净收入上升，受益于 Sandy Spring Bancorp 的收购</li>
</ul>
<ul>
<li>第四季度净利息收入因存款成本降低而增加</li>
</ul>
<ul>
<li>公司报告不良资产和净冲销减少</li>
</ul>
<p>展望</p>
<ul>
<li>公司在新闻稿中未提供即将到来的季度或年度的具体财务指引</li>
</ul>
<p>结果驱动因素</p>
<ul>
<li>Sandy Spring 收购 - 根据首席执行官 John C. Asbury 的说法，该收购促进了净利息收入和整体收益的提高</li>
</ul>
<ul>
<li>存款成本降低 - 由于美联储降息，利息支出减少</li>
</ul>
<ul>
<li>资产质量改善 - 不良资产和净冲销减少，表明资产质量改善</li>
</ul>
<p>关键细节</p>
<p>指标 超出/未达 实际 预期</p>
<p>s s</p>
<p>估计</p>
<h3>第四季度每股收益 $0.77</h3>
<p>第四季度净收入 $111.97</p>
<p>百万</p>
<p>第四季度净利息收入 $330.17</p>
<p>百万</p>
<p>收入</p>
<h3>第四季度 $2.21</h3>
<p>信用</p>
<p>损失</p>
<p>准备金</p>
<p>分析师覆盖</p>
<ul>
<li>当前对该股票的平均分析师评级为 “买入”，推荐的细分为 6 个 “强烈买入” 或 “买入”，3 个 “持有”，没有 “卖出” 或 “强烈卖出”</li>
</ul>
<ul>
<li>银行同行组的平均共识推荐为 “买入”</li>
</ul>
<ul>
<li>华尔街对 Atlantic Union Bankshares Corp 的 12 个月中位数目标价为$42.50，约比 1 月 21 日的收盘价$39.99 高出 6.3%</li>
</ul>
<ul>
<li>该股票最近的交易价格为未来 12 个月收益的 11 倍，而三个月前的市盈率为 10</li>
</ul>
<p>新闻稿：有关本报告数据的问题，请联系 Estimates.Support@lseg.com。有关其他问题或反馈，请联系。（此故事是基于 LSEG 和公司数据，通过路透社自动化和人工智能创建的。在发布之前由路透社记者进行了检查和编辑。）</p>

Sandy Spring银行

<p>)</p>
<div class="lb-trans"><p>)</p>
</div><p>Overview</p>
<div class="lb-trans"><p>概述</p>
</div><ul>
<li>Regional bank’s Q4 net income rises, driven by Sandy Spring Bancorp acquisition</li>
</ul>
<div class="lb-trans"><ul>
<li>区域银行第四季度净收入上升，受益于 Sandy Spring Bancorp 的收购</li>
</ul>
</div><ul>
<li>Net interest income for Q4 increased due to lower deposit costs</li>
</ul>
<div class="lb-trans"><ul>
<li>第四季度净利息收入因存款成本降低而增加</li>
</ul>
</div><ul>
<li>Company reported decrease in nonperforming assets and net charge-offs</li>
</ul>
<div class="lb-trans"><ul>
<li>公司报告不良资产和净冲销减少</li>
</ul>
</div><p>Outlook</p>
<div class="lb-trans"><p>展望</p>
</div><ul>
<li>Company did not provide specific financial guidance for the upcoming quarter or year in its press release</li>
</ul>
<div class="lb-trans"><ul>
<li>公司在新闻稿中未提供即将到来的季度或年度的具体财务指引</li>
</ul>
</div><p>Result Drivers</p>
<div class="lb-trans"><p>结果驱动因素</p>
</div><ul>
<li>SANDY SPRING ACQUISITION - The acquisition contributed to higher net interest income and overall earnings, per CEO John C. Asbury</li>
</ul>
<div class="lb-trans"><ul>
<li>Sandy Spring 收购 - 根据首席执行官 John C. Asbury 的说法，该收购促进了净利息收入和整体收益的提高</li>
</ul>
</div><ul>
<li>LOWER DEPOSIT COSTS - Decrease in interest expense due to lower deposit costs following Federal Reserve rate cuts</li>
</ul>
<div class="lb-trans"><ul>
<li>存款成本降低 - 由于美联储降息，利息支出减少</li>
</ul>
</div><ul>
<li>IMPROVED ASSET QUALITY - Decrease in nonperforming assets and net charge-offs, indicating improved asset quality</li>
</ul>
<div class="lb-trans"><ul>
<li>资产质量改善 - 不良资产和净冲销减少，表明资产质量改善</li>
</ul>
</div><p>Key Details</p>
<div class="lb-trans"><p>关键细节</p>
</div><p>Metric Beat/Mis Actual Consensu</p>
<div class="lb-trans"><p>指标 超出/未达 实际 预期</p>
</div><p>s s</p>
<div class="lb-trans"><p>s s</p>
</div><p>Estimate</p>
<div class="lb-trans"><p>估计</p>
</div><h3>Q4 EPS $0.77</h3>
<div class="lb-trans"><h3>第四季度每股收益 $0.77</h3>
</div><p>Q4 Net $111.97</p>
<div class="lb-trans"><p>第四季度净收入 $111.97</p>
</div><p>Income mln</p>
<div class="lb-trans"><p>百万</p>
</div><p>Q4 Net $330.17</p>
<div class="lb-trans"><p>第四季度净利息收入 $330.17</p>
</div><p>Interest mln</p>
<div class="lb-trans"><p>百万</p>
</div><p>Income</p>
<div class="lb-trans"><p>收入</p>
</div><h3>Q4 $2.21</h3>
<div class="lb-trans"><h3>第四季度 $2.21</h3>
</div><p>Credit mln</p>
<div class="lb-trans"><p>信用</p>
</div><p>Loss</p>
<div class="lb-trans"><p>损失</p>
</div><p>Provisio</p>
<div class="lb-trans"><p>准备金</p>
</div><p>n</p>
<div class="lb-trans"><p>分析师覆盖</p>
</div><p>Analyst Coverage</p>
<div class="lb-trans"><ul>
<li>当前对该股票的平均分析师评级为 “买入”，推荐的细分为 6 个 “强烈买入” 或 “买入”，3 个 “持有”，没有 “卖出” 或 “强烈卖出”</li>
</ul>
</div><ul>
<li>The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 6 “strong buy” or “buy”, 3 “hold” and no “sell” or “strong sell”</li>
</ul>
<div class="lb-trans"><ul>
<li>银行同行组的平均共识推荐为 “买入”</li>
</ul>
</div><ul>
<li>The average consensus recommendation for the banks peer group is “buy”</li>
</ul>
<div class="lb-trans"><ul>
<li>华尔街对 Atlantic Union Bankshares Corp 的 12 个月中位数目标价为$42.50，约比 1 月 21 日的收盘价$39.99 高出 6.3%</li>
</ul>
</div><ul>
<li>Wall Street’s median 12-month price target for Atlantic Union Bankshares Corp is $42.50, about 6.3% above its January 21 closing price of $39.99</li>
</ul>
<div class="lb-trans"><ul>
<li>该股票最近的交易价格为未来 12 个月收益的 11 倍，而三个月前的市盈率为 10</li>
</ul>
</div><ul>
<li>The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago</li>
</ul>
<div class="lb-trans"><p>新闻稿：有关本报告数据的问题，请联系 Estimates.Support@lseg.com。有关其他问题或反馈，请联系。（此故事是基于 LSEG 和公司数据，通过路透社自动化和人工智能创建的。在发布之前由路透社记者进行了检查和编辑。）</p>
</div><p>Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p>

Atlantic Union 第四季度净收入增长，得益于对 Sandy Spring 的收购