<p>佛罗里达州博卡拉顿，2026 年 1 月 23 日（全球新闻通讯社）——NewtekOne, Inc.（“NewtekOne”）今天宣布，其之前宣布的交换要约（“交换要约”）已于 2026 年 1 月 23 日下午 5:00（东部时间）到期（“到期日”），该要约是将其到期于 2026 年的 5.50% 票据（“旧票据”）交换为其新发行的到期于 2031 年的 8.50% 固定利率高级票据（“新票据”）。根据来自美国银行信托公司（U.S. Bank Trust Company, National Association）的信息，该公司是交换要约的交换代理，截至到期日，有总额为 7,877,200 美元的未偿还 5.50% 票据（“旧票据”）有效提交，约占总额为 9,500 万美元的旧票据的 8.29%。此外，NewtekOne 宣布已放弃至少 10% 未偿还旧票据的有效提交和未有效撤回的条件，并接受所有在到期日前有效提交且未有效撤回的旧票据进行交换。</p>
<p>交换要约的结算将在到期日后迅速进行，预计将在 2026 年 1 月 28 日（“结算日”）进行。根据交换要约的条款和条件，在到期日前有效提交其旧票据且未有效撤回的持有人将在交换要约结算时收到等额的新票据。在结算日完成交换要约后，NewtekOne 预计剩余的未偿还旧票据总额为 87,122,800 美元，该剩余的旧票据总额将在 2026 年 2 月 1 日到期日由 NewtekOne 偿还。</p>
<p><strong>交换代理、信息代理和经销商经理</strong></p>
<p>美国银行信托公司（U.S. Bank Trust Company, National Association）担任交换要约的交换代理。Alliance Advisors 担任交换要约的信息代理。Lucid Capital Markets, LLC 担任交换要约的经销商经理。</p>
<p><strong>重要信息</strong></p>
<p>本新闻稿仅供信息参考，并不构成购买或出售任何旧票据或新票据的要约或招揽。交换要约仅根据交换要约招股说明书进行，该招股说明书已分发给旧票据的持有人，并已作为公司 S-4 表格注册声明的一部分向美国证券交易委员会（SEC）提交（文件编号 333-291615），该注册声明于 2025 年 11 月 28 日生效。</p>
<p>招股说明书及其他交换要约文件的副本可从信息代理处获得：</p>
<p>Alliance Advisors</p>
<p>The Overlook Corporate Center</p>
<p>150 Clove Road Suite 400</p>
<p>Little Falls Township, NJ 07424</p>
<p>收件人：Tyler Herka</p>
<p>电话：1-855-206-1406</p>
<p>电子邮件：NEWT@AllianceAdvisors.com</p>
<p><strong>关于 NewtekOne, Inc.</strong></p>
<p>NewtekOne®，您的商业解决方案公司®，是一家金融控股公司，连同其银行和非银行合并子公司（统称 “NewtekOne”），为独立商业所有者提供广泛的商业和金融解决方案，品牌为 Newtek®。自 1999 年以来，NewtekOne 为全美 50 个州的独立商业所有者提供先进、成本效益高的产品和服务以及高效的商业策略，帮助他们增加销售、控制开支和降低风险。</p>
<p>NewtekOne 及其子公司的商业和金融解决方案包括：银行（Newtek Bank, N.A.）、商业贷款、SBA 贷款解决方案、电子支付处理、应收账款融资和库存融资、保险解决方案以及薪资和福利解决方案。此外，NewtekOne 还为客户提供由智能保护管理公司（Intelligent Protection Management Corp.，IPM.com）提供的技术解决方案（云计算、数据备份、存储和检索、IT 咨询和网络服务）。</p>
<p>Newtek®、NewtekOne®、Newtek Bank®、国家协会、您的商业解决方案公司®、满足您所有商业需求的一站式解决方案®和 Newtek Advantage®是 NewtekOne, Inc.的注册商标。</p>
<p><em>关于前瞻性声明的说明</em></p>
<p><em>本新闻稿中的某些声明属于 1995 年《私人证券诉讼改革法》所定义的 “前瞻性声明”，基于 NewtekOne 管理层当前的信念和期望，并受到重大风险和不确定性的影响。实际结果可能与前瞻性声明中所述的结果有重大差异。请参见 “关于前瞻性声明的说明” 以及我们向美国证券交易委员会提交的文件中标题为 “风险因素” 的部分，这些文件可在 NewtekOne 的网站（https://investor.newtekbusinessservices.com/sec-filings）和美国证券交易委员会的网站（www.sec.gov）上找到。NewtekOne 所作的任何前瞻性声明仅在声明之日有效，NewtekOne 不承诺更新前瞻性声明，以反映在前瞻性声明作出后发生的情况或事件的影响。</em></p>
<p>来源：NewtekOne, Inc.</p>
<p><strong>投资者关系与公共关系</strong></p>
<p>联系人：Bryce Rowe</p>
<p>电话：（212）273-8292 / browe@newtekone.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/ZTg4NzUwNWQtMjA5Yi00MTU2LThmM2ItMjlmOTljNTQyNzQ1LTEwMTc4MDMtMjAyNi0wMS0yNC1lbg==/tiny/NewtekOne-Inc-.png"/></p>

Newtek商业服务

<p>NewtekOne, Inc. 宣布其 2026 年到期的 5.50% 债券的交换要约已于 2026 年 1 月 23 日到期。约有 8.29% 的旧债券有效提交。公司放弃了最低交换条件，接受了所有有效提交的旧债券。结算预计在 2026 年 1 月 28 日进行，剩余的旧债券将在 2026 年 2 月 1 日前偿还。美国银行信托公司是交换代理，相关要约的详细信息已在向 SEC 提交的招股说明书中列出</p>

<p>BOCA RATON, Fla., Jan. 23, 2026 (GLOBE NEWSWIRE) -- NewtekOne, Inc. (“NewtekOne”) today announced that its previously announced offer to exchange (the “Exchange Offer”) any and all of its 5.50% Notes due 2026 (the “Old Notes”) for its newly issued 8.50% Fixed Rate Senior Notes due 2031 (the “New Notes”) had expired as of 5:00 p.m., Eastern time on January 23, 2026 (the “Expiration Date”). According to the information received from U.S. Bank Trust Company, National Association, the exchange agent for the Exchange Offer, $7,877,200 in aggregate principal amount of outstanding 5.50% Notes due 2026 (the “Old Notes”) representing approximately 8.29% of the $95.0 million outstanding principal amount of the Old Notes, were validly tendered and not validly withdrawn as of the Expiration Date. Further, NewtekOne announced that it has waived the condition that at least ten percent (10%) of the outstanding aggregate principal amount of the Old Notes be validly tendered and not validly withdrawn and that it has accepted for exchange all Old Notes that were validly tendered and not validly withdrawn prior to the Expiration Date.</p>
<div class="lb-trans"><p>佛罗里达州博卡拉顿，2026 年 1 月 23 日（全球新闻通讯社）——NewtekOne, Inc.（“NewtekOne”）今天宣布，其之前宣布的交换要约（“交换要约”）已于 2026 年 1 月 23 日下午 5:00（东部时间）到期（“到期日”），该要约是将其到期于 2026 年的 5.50% 票据（“旧票据”）交换为其新发行的到期于 2031 年的 8.50% 固定利率高级票据（“新票据”）。根据来自美国银行信托公司（U.S. Bank Trust Company, National Association）的信息，该公司是交换要约的交换代理，截至到期日，有总额为 7,877,200 美元的未偿还 5.50% 票据（“旧票据”）有效提交，约占总额为 9,500 万美元的旧票据的 8.29%。此外，NewtekOne 宣布已放弃至少 10% 未偿还旧票据的有效提交和未有效撤回的条件，并接受所有在到期日前有效提交且未有效撤回的旧票据进行交换。</p>
</div><p>The settlement of the Exchange Offer will occur promptly following the Expiration Date, and is expected to occur on January 28, 2026 (the “Settlement Date”). Upon settlement of the Exchange Offer, holders who validly tendered their Old Notes prior to Expiration Date and did not validly withdraw their tendered Old Notes prior to the Expiration Date shall receive, subject to the terms and conditions of the Exchange Offer, an equal principal amount of New Notes. Following the consummation of the Exchange Offer on the Settlement Date, NewtekOne expects the remaining aggregate principal amount of Old Notes outstanding to be $87,122,800, which remaining aggregate amount of Old Notes will be repaid by NewtekOne on the February 1, 2026 maturity date.</p>
<div class="lb-trans"><p>交换要约的结算将在到期日后迅速进行，预计将在 2026 年 1 月 28 日（“结算日”）进行。根据交换要约的条款和条件，在到期日前有效提交其旧票据且未有效撤回的持有人将在交换要约结算时收到等额的新票据。在结算日完成交换要约后，NewtekOne 预计剩余的未偿还旧票据总额为 87,122,800 美元，该剩余的旧票据总额将在 2026 年 2 月 1 日到期日由 NewtekOne 偿还。</p>
</div><p><strong>Exchange Agent, Information Agent and Dealer Manager</strong></p>
<div class="lb-trans"><p><strong>交换代理、信息代理和经销商经理</strong></p>
</div><p>U.S. Bank Trust Company, National Association is serving as the Exchange Agent for the Exchange Offer. Alliance Advisors is serving as Information Agent for the Exchange Offer. Lucid Capital Markets, LLC is serving as the Dealer Manager for the Exchange Offer.</p>
<div class="lb-trans"><p>美国银行信托公司（U.S. Bank Trust Company, National Association）担任交换要约的交换代理。Alliance Advisors 担任交换要约的信息代理。Lucid Capital Markets, LLC 担任交换要约的经销商经理。</p>
</div><p><strong>Important Information</strong></p>
<div class="lb-trans"><p><strong>重要信息</strong></p>
</div><p>This press release is for informational purposes only and is neither an offer to buy or sell nor a solicitation of an offer to buy or sell any Old Notes or New Notes. The Exchange Offer is being made only pursuant to the Exchange Offer prospectus, which is being distributed to holders of the Old Notes and has been filed with the SEC as part of the Company’s Registration Statement on Form S-4 (File No. 333-291615), which was declared effective on November 28, 2025.</p>
<div class="lb-trans"><p>本新闻稿仅供信息参考，并不构成购买或出售任何旧票据或新票据的要约或招揽。交换要约仅根据交换要约招股说明书进行，该招股说明书已分发给旧票据的持有人，并已作为公司 S-4 表格注册声明的一部分向美国证券交易委员会（SEC）提交（文件编号 333-291615），该注册声明于 2025 年 11 月 28 日生效。</p>
</div><p>Copies of the prospectus and the other Exchange Offer documents may be obtained from the Information Agent:</p>
<div class="lb-trans"><p>招股说明书及其他交换要约文件的副本可从信息代理处获得：</p>
</div><p>Alliance Advisors</p>
<div class="lb-trans"><p>Alliance Advisors</p>
</div><p>The Overlook Corporate Center</p>
<div class="lb-trans"><p>The Overlook Corporate Center</p>
</div><p>150 Clove Road Suite 400</p>
<div class="lb-trans"><p>150 Clove Road Suite 400</p>
</div><p>Little Falls Township, NJ 07424</p>
<div class="lb-trans"><p>Little Falls Township, NJ 07424</p>
</div><p>Attn: Tyler Herka</p>
<div class="lb-trans"><p>收件人：Tyler Herka</p>
</div><p>Telephone: 1-855-206-1406</p>
<div class="lb-trans"><p>电话：1-855-206-1406</p>
</div><p>Email: NEWT@AllianceAdvisors.com</p>
<div class="lb-trans"><p>电子邮件：NEWT@AllianceAdvisors.com</p>
</div><p><strong>About NewtekOne, Inc.</strong></p>
<div class="lb-trans"><p><strong>关于 NewtekOne, Inc.</strong></p>
</div><p>NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries (collectively, “NewtekOne”), provides a wide range of business and financial solutions under the Newtek® brand to independent business owners. Since 1999, NewtekOne has provided state-of-the-art, cost-efficient products and services and efficient business strategies to independent business owners across all 50 states to help them grow their sales, control their expenses, and reduce their risk.</p>
<div class="lb-trans"><p>NewtekOne®，您的商业解决方案公司®，是一家金融控股公司，连同其银行和非银行合并子公司（统称 “NewtekOne”），为独立商业所有者提供广泛的商业和金融解决方案，品牌为 Newtek®。自 1999 年以来，NewtekOne 为全美 50 个州的独立商业所有者提供先进、成本效益高的产品和服务以及高效的商业策略，帮助他们增加销售、控制开支和降低风险。</p>
</div><p>NewtekOne’s and its subsidiaries’ business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing &amp; Inventory Financing, Insurance Solutions and Payroll and Benefits Solutions. In addition, NewtekOne offers its clients the Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting and Web Services) provided by Intelligent Protection Management Corp. (IPM.com)</p>
<div class="lb-trans"><p>NewtekOne 及其子公司的商业和金融解决方案包括：银行（Newtek Bank, N.A.）、商业贷款、SBA 贷款解决方案、电子支付处理、应收账款融资和库存融资、保险解决方案以及薪资和福利解决方案。此外，NewtekOne 还为客户提供由智能保护管理公司（Intelligent Protection Management Corp.，IPM.com）提供的技术解决方案（云计算、数据备份、存储和检索、IT 咨询和网络服务）。</p>
</div><p>Newtek®, NewtekOne®, Newtek Bank®, National Association, Your Business Solutions</p>
<div class="lb-trans"><p>Newtek®、NewtekOne®、Newtek Bank®、国家协会、您的商业解决方案公司®、满足您所有商业需求的一站式解决方案®和 Newtek Advantage®是 NewtekOne, Inc.的注册商标。</p>
</div><p>Company®, One Solution for All Your Business Needs® and Newtek Advantage® are registered trademarks of NewtekOne, Inc.</p>
<div class="lb-trans"><p><em>关于前瞻性声明的说明</em></p>
</div><p><em>Note Regarding Forward-Looking Statements</em></p>
<div class="lb-trans"><p><em>本新闻稿中的某些声明属于 1995 年《私人证券诉讼改革法》所定义的 “前瞻性声明”，基于 NewtekOne 管理层当前的信念和期望，并受到重大风险和不确定性的影响。实际结果可能与前瞻性声明中所述的结果有重大差异。请参见 “关于前瞻性声明的说明” 以及我们向美国证券交易委员会提交的文件中标题为 “风险因素” 的部分，这些文件可在 NewtekOne 的网站（https://investor.newtekbusinessservices.com/sec-filings）和美国证券交易委员会的网站（www.sec.gov）上找到。NewtekOne 所作的任何前瞻性声明仅在声明之日有效，NewtekOne 不承诺更新前瞻性声明，以反映在前瞻性声明作出后发生的情况或事件的影响。</em></p>
</div><p><em>Certain statements in this press release are “forward-looking statements” within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995 are based on the current beliefs and expectations of NewtekOne's management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in our filings with</em> <em>the Securities and Exchange Commission which are available on NewtekOne's website (https://investor.newtekbusinessservices.com/sec-filings) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of NewtekOne speak only as to the date they are made, and NewtekOne does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.</em></p>
<div class="lb-trans"><p>来源：NewtekOne, Inc.</p>
</div><p>SOURCE: NewtekOne, Inc.</p>
<div class="lb-trans"><p><strong>投资者关系与公共关系</strong></p>
</div><p><strong>Investor Relations &amp; Public Relations</strong></p>
<div class="lb-trans"><p>联系人：Bryce Rowe</p>
</div><p>Contact: Bryce Rowe</p>
<div class="lb-trans"><p>电话：（212）273-8292 / browe@newtekone.com</p>
</div><p>Telephone: (212) 273-8292 / browe@newtekone.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1UZzNOQ00zTXpjNU1UQTBJekl3TURZeU16QT0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTYzMTg3NCM3Mzc5MTA0IzIwMDYyMzA="/></p>
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NewtekOne, Inc. Announces the Expiration Final Results of Exchange Offer for its Outstanding 5.50% Notes due 2026 for its 8.50% Fixed Rate Senior Notes due 2031 and Waiver of Minimum Exchange Condition | NEWT Stock News

NewtekOne, Inc. 宣布其未偿还的 2026 年到期 5.50% 票据与 2031 年到期 8.50% 固定利率高级票据的交换要约到期的最终结果，并豁免最低交换条件 | NEWT 股票新闻