<ul>
<li>Octane 的 Captive-as-a-Service 是一种交钥匙解决方案，为汽车经销商集团提供拥有自己专属金融公司的好处，而无需从头开始构建所需的时间和费用</li>
<li>将技术、承保、贷款处理和服务、合规性以及资本市场执行整合在一个平台上，使用经销商选择的品牌</li>
<li>使经销商集团能够参与通过其专属品牌促成的贷款发放，丰富其收入来源并建立长期企业价值</li>
<li>通过提供全品牌化的端到端体验，增强客户留存率，并创造与客户互动的新机会</li>
<li>利用 Octane 成功的业绩记录：自成立以来累计发放超过 70 亿美元的贷款，自 2019 年 12 月以来发行超过 47 亿美元的资产支持证券（ABS），并获得 AAA 评级 *</li>
</ul>
<p>, /PRNewswire/ -- Octane®（Octane Lending, Inc.），这家为零售商和消费者解锁金融产品潜力的金融科技公司，今天宣布已进入汽车市场，以帮助经销商最大化每辆汽车销售的回报，同时提供卓越的客户体验。</p>
<p>继续阅读</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null"/></p>
<p>关于 Octane 的 Captive-as-a-Service 汽车行业解决方案</p>
<p>Octane 的 Captive-as-a-Service 解决方案使汽车经销商能够享受拥有专属金融公司的好处，而无需承担建立此类业务所需的高额前期成本、时间、精力和投资。Octane 的交钥匙解决方案将核心专属业务要素整合在一起，包括信用承保、贷款处理、贷款服务、资金和资本市场执行，使用合作伙伴选择的品牌名称。经销商合作伙伴及其客户受益于无缝的技术驱动体验。</p>
<p>此外，量身定制的项目可以包括访问数字软查询工具、Octane Prequal 和 Prequal Flex®，以推动合格线索；一个定制的贷款平台以支持经销商级别的促销；以及每月的客户接触点，使经销商在消费者贷款期间进行市场营销。因此，Octane 的 Captive-as-a-Service 解决方案使经销商能够在每笔销售中赚取更多利润，增长和多样化其收入来源，增强客户忠诚度，并建立长期企业价值。</p>
<p>&#34;在 Octane，我们不断寻找帮助合作伙伴发展业务的方法。通过 Captive-as-a-Service，我们为经销商集团提供灵活性，以创建满足其特定需求的项目，例如补充现有的贷款人组合、连接其店内和数字策略，或将其贷款组合转变为利润中心，&#34;Octane 的联合创始人兼首席执行官 Jason Guss 表示。&#34;在看到在动力运动和房车市场的专属和私人标签合作伙伴关系取得成功后，我们很高兴将我们的 Captive-as-a-Service 解决方案带入汽车市场。&#34;</p>
<p>&#34;我们对 Octane 高效无缝的流程印象深刻，提供了直接惠及客户的综合融资体验，&#34;Holler-Classic 经销商集团的总裁兼首席执行官 Roger W. Holler III 表示。&#34;我们在信用范围内的买家可以自信地通过贷款流程，同时在我们继续扩展业务时给予我们更多控制。与 Octane 团队的合作非常出色；这是 Holler-Classic 经销商集团的明智商业决策。&#34;</p>
<p>通过其内部贷款人 Roadrunner Financial®, Inc.，Octane 自 2014 年成立以来累计发放的贷款已超过 70 亿美元 **。该公司拥有相当的承保专业知识和稳定的信用表现，获得 AAA 评级 *。经销商可以受益于 Octane 的内部贷款处理团队，该团队提供每周七天的支持，以及其屡获殊荣的贷款服务团队，负责内部支付、催收和回收。经销商还可以利用 Octane 在资本市场的丰富经验；自 2019 年 12 月建立资产支持证券（ABS）项目以来，该公司已发行超过 47 亿美元的资产支持证券，累计销售或获得销售 33 亿美元贷款的承诺，并与机构投资者、银行、评级机构和仓库资本提供者保持良好关系。Octane 的领导团队包括总裁兼首席财务官 Steven Fernald、首席风险官 Mark Molnar 和汽车信贷战略高级副总裁 David Bertoncini，三人合计在资本市场、金融服务、合规性和信用风险方面拥有超过 50 年的经验，在汽车贷款方面拥有超过 25 年的经验。</p>
<p>&#34;Octane 的 Captive 项目使我们作为经销商集团能够轻松接触并部署一种极具威力的工具——专属融资，&#34;Matt Blatt 经销商的所有者/经销商负责人 Matt Greenblatt 表示。&#34;我们能够更好地服务客户，看到我们的投资组合带来极好的回报，并利用 Octane 团队实施节省成本并吸引新客户的解决方案。这是我们新的增长和利润领域，我们很高兴能够引领行业并积极拥抱它。&#34;</p>
<p>&#34;我们的 Captive-as-a-Service 解决方案还解锁了无数营销机会，以推动经销商的价值，例如服务和维护的优惠券或推动下一次销售的再营销信息，&#34;Octane 的联合创始人兼首席增长官 Mark Davidson 表示。&#34;与此同时，我们通过我们的数字工具和即时信用决策，帮助经销商为客户提供快速、无缝的融资体验，并通过我们专有的承保模型，负责任地向广泛的客户群体提供信用。&#34;</p>
<p>了解更多信息，请访问 octane.co/o/captive-lending.</p>
<ul>
<li>关于公司资产支持证券的高级票据。S&amp;P 评级的完整分析，包括任何更新，您应查看并理解，详见 spglobal.com，并可在此处访问。KBRA 的评级受相关报告和 KBRA 网站中列出的所有条款和条件的约束，您应查看并理解，并可在此处访问。</li>
</ul>
<p><strong>关于 Octane：</strong> Octane® 正在通过提供无缝的端到端数字购买体验来革新融资。我们通过结合尖端技术和创新风险策略，为零售商和消费者解锁金融产品的潜力，帮助企业为更具信用价值的客户提供融资，以便快速、轻松且可获得地进行汽车和生活方式的购买——如动力运动车辆、房车、船只和个人水上交通工具，以及户外动力设备。</p>
<p>Octane 在整个购买旅程中增加价值：通过客户获取工具连接经销商和买家，在线即时预审消费者的融资资格，提供技术以加快和简化成交过程，并在贷款期间通过卓越的贷款服务支持客户。</p>
<p>成立于 2014 年，我们拥有超过 60 个 OEM 合作品牌和 4000 个经销商合作伙伴，以及超过 600 人的团队。访问 Octane.co。</p>
<p>Octane®和 Roadrunner Financial®是 Octane Lending, Inc.的注册服务商标。</p>
<p><strong>媒体关系：</strong>[email protected]</p>
<p><strong>投资者关系：</strong>[email protected]</p>
<p>来源：Octane</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MTE2NCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcwOTIxUFJfTkVXU19VU1BSX19fX19OWTcxMTY0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MTE2NCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcwOTIxUFJfTkVXU19VU1BSX19fX19OWTcxMTY0"/></p>

<p>Octane Lending, Inc.推出了一种针对汽车经销商集团的 “专属服务” 解决方案，使他们能够享受专属金融公司的好处，而无需承担建立一家公司的高昂成本。该交钥匙平台将技术、承保、贷款处理和合规性整合在经销商品牌下，增强客户留存率并多样化收入来源。Octane 在资产支持证券方面拥有超过 70 亿美元的发放量和强大的业绩记录，旨在帮助经销商最大化利润并改善汽车市场的客户体验</p>

<ul>
<li>Octane's Captive-as-a-Service is a turnkey solution that offers automotive dealer groups the benefits of owning their own captive without the time and expense of building one from scratch</li>
<li>Brings together technology, underwriting, loan processing and servicing, compliance, and capital markets execution in a single platform under the dealer's chosen brand</li>
<li>Enables dealer groups to participate in loan originations facilitated through their captive brand, diversifying their revenue streams and building long-term enterprise value</li>
<li>Strengthens customer retention by delivering a fully-branded end-to-end experience and creating new opportunities to engage with customers</li>
<li>Leverages Octane's successful track record: more than $7 billion in all-time originations, more than $4.7 billion of asset-backed securities (ABS) issued since December 2019, and AAA-ratings*</li>
</ul>
<div class="lb-trans"><ul>
<li>Octane 的 Captive-as-a-Service 是一种交钥匙解决方案，为汽车经销商集团提供拥有自己专属金融公司的好处，而无需从头开始构建所需的时间和费用</li>
<li>将技术、承保、贷款处理和服务、合规性以及资本市场执行整合在一个平台上，使用经销商选择的品牌</li>
<li>使经销商集团能够参与通过其专属品牌促成的贷款发放，丰富其收入来源并建立长期企业价值</li>
<li>通过提供全品牌化的端到端体验，增强客户留存率，并创造与客户互动的新机会</li>
<li>利用 Octane 成功的业绩记录：自成立以来累计发放超过 70 亿美元的贷款，自 2019 年 12 月以来发行超过 47 亿美元的资产支持证券（ABS），并获得 AAA 评级 *</li>
</ul>
</div><p>, /PRNewswire/ -- Octane® (Octane Lending, Inc.), the fintech company unlocking the power of financial products for retailers and consumers, announced today that it has entered the auto market to help dealerships maximize their return on each car sale while delivering a superior customer experience.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- Octane®（Octane Lending, Inc.），这家为零售商和消费者解锁金融产品潜力的金融科技公司，今天宣布已进入汽车市场，以帮助经销商最大化每辆汽车销售的回报，同时提供卓越的客户体验。</p>
</div><p>Continue Reading</p>
<div class="lb-trans"><p>继续阅读</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null" alt="" original-src="https://www.prnewswire.com/news-releases/null"/></p>
<p>About Octane's Captive-as-a-Service Offering for the Auto Industry</p>
<div class="lb-trans"><p>关于 Octane 的 Captive-as-a-Service 汽车行业解决方案</p>
</div><p>Octane's Captive-as-a-Service offering enables auto dealerships to enjoy the benefits of owning a captive finance company without the significant up-front costs, time, effort, and investment required to establish such a business. Octane's turnkey solution brings together core captive business elements, including credit underwriting, loan processing, loan servicing, funding and capital markets execution, under a brand name of the partner's choice. Dealer partners and their customers benefit from a seamless technology-forward experience.</p>
<div class="lb-trans"><p>Octane 的 Captive-as-a-Service 解决方案使汽车经销商能够享受拥有专属金融公司的好处，而无需承担建立此类业务所需的高额前期成本、时间、精力和投资。Octane 的交钥匙解决方案将核心专属业务要素整合在一起，包括信用承保、贷款处理、贷款服务、资金和资本市场执行，使用合作伙伴选择的品牌名称。经销商合作伙伴及其客户受益于无缝的技术驱动体验。</p>
</div><p>Additionally, tailored programs can include access to digital soft-pull tools, Octane Prequal and Prequal Flex®, to drive qualified leads; a customized lending platform to support dealership-level promotions; and monthly customer touchpoints enabling dealer marketing for the duration of a consumer's loan. As a result, Octane's Captive-as-a-Service solution allows dealers to earn more money on each sale, grow and diversify their earning streams, strengthen customer loyalty, and build long-term enterprise value.</p>
<div class="lb-trans"><p>此外，量身定制的项目可以包括访问数字软查询工具、Octane Prequal 和 Prequal Flex®，以推动合格线索；一个定制的贷款平台以支持经销商级别的促销；以及每月的客户接触点，使经销商在消费者贷款期间进行市场营销。因此，Octane 的 Captive-as-a-Service 解决方案使经销商能够在每笔销售中赚取更多利润，增长和多样化其收入来源，增强客户忠诚度，并建立长期企业价值。</p>
</div><p>&#34;At Octane, we are constantly looking for ways to help our partners grow their businesses. With Captive-as-a-Service, we give dealer groups the flexibility to create a program to meet their specific needs, like supplementing their existing lender mix, connecting their in-store and digital strategy, or turning their loan portfolio into a profit center,&#34; said Jason Guss, Co-Founder and Chief Executive Officer of Octane. &#34;After seeing success with captive and private label partnerships in the powersports and RV markets, we are excited to bring our Captive-as-a-Service solution to the auto market.&#34;</p>
<div class="lb-trans"><p>&#34;在 Octane，我们不断寻找帮助合作伙伴发展业务的方法。通过 Captive-as-a-Service，我们为经销商集团提供灵活性，以创建满足其特定需求的项目，例如补充现有的贷款人组合、连接其店内和数字策略，或将其贷款组合转变为利润中心，&#34;Octane 的联合创始人兼首席执行官 Jason Guss 表示。&#34;在看到在动力运动和房车市场的专属和私人标签合作伙伴关系取得成功后，我们很高兴将我们的 Captive-as-a-Service 解决方案带入汽车市场。&#34;</p>
</div><p>&#34;We're extremely impressed with Octane's efficient and seamless process, providing an integrated financing experience that directly benefits our customers,&#34; said Roger W. Holler III, President &amp; CEO at Holler-Classic Family of Dealerships. &#34;Our buyers across the credit spectrum can move confidently through the loan process, while giving us more control as we continue to scale our business. Partnering with Octane's team has been fantastic; a smart business move for the Holler-Classic Family of Dealerships.&#34;</p>
<div class="lb-trans"><p>&#34;我们对 Octane 高效无缝的流程印象深刻，提供了直接惠及客户的综合融资体验，&#34;Holler-Classic 经销商集团的总裁兼首席执行官 Roger W. Holler III 表示。&#34;我们在信用范围内的买家可以自信地通过贷款流程，同时在我们继续扩展业务时给予我们更多控制。与 Octane 团队的合作非常出色；这是 Holler-Classic 经销商集团的明智商业决策。&#34;</p>
</div><p>Through its in-house lender, Roadrunner Financial®, Inc., Octane has surpassed $7 billion in aggregate originations since its founding in 2014 <strong>.</strong> The company has considerable underwriting expertise and consistent credit performance, as evidenced by its AAA ratings*. Dealers can benefit from Octane's in-house loan processing team, which offers support seven days a week, and its award-winning loan servicing team, which handles in-house payments, collections, and recovery. Dealers can also leverage Octane's significant capital markets experience; the company has issued more than $4.7 billion of asset-backed securities (ABS) since establishing its ABS program in December 2019, has cumulatively sold or secured commitments to sell $3.3 billion in loans through whole loan sale and forward flow transactions, and maintains strong relationships with institutional investors, banks, rating agencies, and warehouse capital providers. Octane's leadership team, which includes Steven Fernald, President and CFO, Mark Molnar, Chief Risk Officer, and David Bertoncini, SVP of Credit Strategy, Auto, has more than 50 years of combined experience in capital markets, financial services, compliance, and credit risk, and over 25 years of combined experience in auto lending.</p>
<div class="lb-trans"><p>通过其内部贷款人 Roadrunner Financial®, Inc.，Octane 自 2014 年成立以来累计发放的贷款已超过 70 亿美元 **。该公司拥有相当的承保专业知识和稳定的信用表现，获得 AAA 评级 *。经销商可以受益于 Octane 的内部贷款处理团队，该团队提供每周七天的支持，以及其屡获殊荣的贷款服务团队，负责内部支付、催收和回收。经销商还可以利用 Octane 在资本市场的丰富经验；自 2019 年 12 月建立资产支持证券（ABS）项目以来，该公司已发行超过 47 亿美元的资产支持证券，累计销售或获得销售 33 亿美元贷款的承诺，并与机构投资者、银行、评级机构和仓库资本提供者保持良好关系。Octane 的领导团队包括总裁兼首席财务官 Steven Fernald、首席风险官 Mark Molnar 和汽车信贷战略高级副总裁 David Bertoncini，三人合计在资本市场、金融服务、合规性和信用风险方面拥有超过 50 年的经验，在汽车贷款方面拥有超过 25 年的经验。</p>
</div><p>&#34;The Octane Captive program makes an incredibly powerful tool — captive financing — approachable and deployable for us as a dealer group,&#34; said Matt Greenblatt, Owner/Dealer Principal at Matt Blatt Dealerships. &#34;We are able to serve our customers better, see a fantastic return on our portfolio, and leverage the Octane team to implement solutions that save us money and bring in new customers. This is a new area of growth and profit for us and we are excited to be leading the industry and embracing it.&#34;</p>
<div class="lb-trans"><p>&#34;Octane 的 Captive 项目使我们作为经销商集团能够轻松接触并部署一种极具威力的工具——专属融资，&#34;Matt Blatt 经销商的所有者/经销商负责人 Matt Greenblatt 表示。&#34;我们能够更好地服务客户，看到我们的投资组合带来极好的回报，并利用 Octane 团队实施节省成本并吸引新客户的解决方案。这是我们新的增长和利润领域，我们很高兴能够引领行业并积极拥抱它。&#34;</p>
</div><p>&#34;Our Captive-as-a-Service solution also unlocks countless marketing opportunities to drive value across the dealership, like coupons for servicing and maintenance or remarketing messages to drive the next sale,&#34; said Mark Davidson, Co-Founder and Chief Growth Officer at Octane. &#34;At the same time, we help dealers deliver a fast, seamless financing experience to their customers through our digital tools and instant credit decisioning, and responsibly extend credit to a wide range of customers through our proprietary underwriting model.&#34;</p>
<div class="lb-trans"><p>&#34;我们的 Captive-as-a-Service 解决方案还解锁了无数营销机会，以推动经销商的价值，例如服务和维护的优惠券或推动下一次销售的再营销信息，&#34;Octane 的联合创始人兼首席增长官 Mark Davidson 表示。&#34;与此同时，我们通过我们的数字工具和即时信用决策，帮助经销商为客户提供快速、无缝的融资体验，并通过我们专有的承保模型，负责任地向广泛的客户群体提供信用。&#34;</p>
</div><p>Learn more at octane.co/o/captive-lending.</p>
<div class="lb-trans"><p>了解更多信息，请访问 octane.co/o/captive-lending.</p>
</div><p>*On the senior class of notes of the company's asset-backed securitizations. The full analysis for S&amp;P's ratings, including any updates, which you should review and understand, is available on spglobal.com and can be accessed here. KBRA's ratings are subject to all of the terms and conditions set forth in the related report and KBRA's website, which you should review and understand, and can be accessed here.</p>
<div class="lb-trans"><ul>
<li>关于公司资产支持证券的高级票据。S&amp;P 评级的完整分析，包括任何更新，您应查看并理解，详见 spglobal.com，并可在此处访问。KBRA 的评级受相关报告和 KBRA 网站中列出的所有条款和条件的约束，您应查看并理解，并可在此处访问。</li>
</ul>
</div><p><strong>About Octane:</strong> Octane® is revolutionizing financing by delivering a seamless, end-to-end digital buying experience. We unlock the power of financial products for retailers and consumers by combining cutting-edge technology and innovative risk strategies, helping businesses finance more creditworthy customers to make automotive and lifestyle purchases — like powersports vehicles, RVs, boats and personal watercraft, and outdoor power equipment — fast, easy, and accessible.</p>
<div class="lb-trans"><p><strong>关于 Octane：</strong> Octane® 正在通过提供无缝的端到端数字购买体验来革新融资。我们通过结合尖端技术和创新风险策略，为零售商和消费者解锁金融产品的潜力，帮助企业为更具信用价值的客户提供融资，以便快速、轻松且可获得地进行汽车和生活方式的购买——如动力运动车辆、房车、船只和个人水上交通工具，以及户外动力设备。</p>
</div><p>Octane adds value throughout the buying journey: connecting dealers and buyers with customer acquisitions tools, instantly prequalifying consumers for financing online, providing technology to make the closing process faster and easier, and supporting customers throughout their loan with superior loan servicing.</p>
<div class="lb-trans"><p>Octane 在整个购买旅程中增加价值：通过客户获取工具连接经销商和买家，在线即时预审消费者的融资资格，提供技术以加快和简化成交过程，并在贷款期间通过卓越的贷款服务支持客户。</p>
</div><p>Founded in 2014, we have more than 60 OEM partner brands and 4,000 dealer partners, and a team of over 600. Visit Octane.co.</p>
<div class="lb-trans"><p>成立于 2014 年，我们拥有超过 60 个 OEM 合作品牌和 4000 个经销商合作伙伴，以及超过 600 人的团队。访问 Octane.co。</p>
</div><p>Octane® and Roadrunner Financial® are registered service marks of Octane Lending, Inc.</p>
<div class="lb-trans"><p>Octane®和 Roadrunner Financial®是 Octane Lending, Inc.的注册服务商标。</p>
</div><p><strong>Media Relations:</strong>[email protected]</p>
<div class="lb-trans"><p><strong>媒体关系：</strong>[email protected]</p>
</div><p><strong>Investor Relations:</strong>[email protected]</p>
<div class="lb-trans"><p><strong>投资者关系：</strong>[email protected]</p>
</div><p>SOURCE Octane</p>
<div class="lb-trans"><p>来源：Octane</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MTE2NCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcwOTIxUFJfTkVXU19VU1BSX19fX19OWTcxMTY0" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=NY71164&amp;Transmission_Id=202601270921PR_NEWS_USPR_____NY71164&amp;DateId=20260127"/></p>

Octane 进入汽车市场，为经销商集团提供专属金融服务解决方案