<p>/PRNewswire/ -- 上周末的强烈冬季风暴让成千上万的美国人的旅行计划变成了一场噩梦。航班被取消或延误，连接航班错过，旅客被滞留并产生了他们原本以为航空公司会报销的意外费用。</p>
<p>他们通常不会。</p>
<p>这就是为什么 InsureMyTrip 的专家表示，现在是提醒旅客了解他们实际拥有的保护措施以及旅行保险如何帮助覆盖因天气干扰旅行而产生的自付费用的重要时刻。</p>
<p><strong>冬季天气期间旅行保险可以覆盖的内容</strong></p>
<p>全面的旅行保险计划（在天气事件已知之前购买）可以帮助旅客在风暴打乱他们的计划时恢复经济损失。</p>
<ul>
<li><strong>行程取消和行程中断 –</strong> 如果恶劣天气迫使旅客取消行程或缩短行程，许多计划可能会报销预付的、不可退款的费用，包括航班、酒店、邮轮、旅游和度假租赁。</li>
<li><strong>旅行延误 –</strong> 当天气导致长时间延误（通常超过 6 小时）时，旅行保险可能会报销餐费、酒店住宿和当地交通等费用。</li>
<li><strong>24/7 援助服务：</strong> 大多数计划包括可以帮助旅客重新预订航班、寻找住宿，甚至赶上错过的邮轮出发的援助服务。</li>
<li><strong>错过连接和后勤费用 –</strong> 一些政策包括因天气干扰导致的错过连接的福利，帮助旅客恢复与重新安排或赶上他们的行程相关的额外费用。</li>
</ul>
<p><strong>航空公司在天气干扰期间的责任</strong></p>
<p>根据美国交通部的规定，航空公司并不_需要_对天气相关的延误或取消进行赔偿，因为这些情况超出了航空公司的控制范围。</p>
<p><strong>旅客通常可以期待航空公司提供的服务：</strong></p>
<ul>
<li>重新预订下一个可用航班，通常灵活性有限。</li>
<li>在某些情况下免除变更费用。</li>
</ul>
<p><strong>旅客不应期待的内容：</strong></p>
<ul>
<li>对酒店、餐饮或地面交通的报销。</li>
<li>对错过的旅游、邮轮或活动的覆盖。</li>
<li>对因延误或取消而影响的不可退款行程费用的退款。</li>
</ul>
<p>&#34;天气延误突显了航空旅行中的一个重大缺口：航空公司管理的是时间表，而不是旅客的费用，&#34; InsureMyTrip 首席执行官 Suzane Morrow 表示。&#34;旅行保险可以覆盖航空公司不提供的内容，这在广泛的冬季风暴期间尤其重要，因为费用可能会迅速增加。&#34;</p>
<p><strong>媒体联系人：</strong></p>
<p>Meghan Kayata</p>
<p>[email protected]</p>
<p><strong>关于</strong> <strong>InsureMyTrip</strong></p>
<p>您喜欢选择，我们也是。很简单。InsureMyTrip 为您找到合适的旅行保险计划，每次都如此。InsureMyTrip 是旅行保险的权威。我们致力于通过利用我们的技术、数据智能和专业知识，赋能旅客做出最佳的保险决策。InsureMyTrip 在更好的商业局的评级为 A+。</p>
<p>来源 InsureMyTrip.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MjA0NSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxMzMwUFJfTkVXU19VU1BSX19fX19OWTcyMDQ1?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MjA0NSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxMzMwUFJfTkVXU19VU1BSX19fX19OWTcyMDQ1"/></p>

美国保险公司 ETF - iShares

<p>最近的一场冬季风暴对许多美国人造成了重大旅行干扰，导致航班被取消和延误。InsureMyTrip 强调了了解旅行者权利和旅行保险好处的重要性。综合计划可以涵盖行程取消、延误和错过的连接，而航空公司并没有义务赔偿与天气相关的费用。InsureMyTrip 的首席执行官指出航空公司责任的缺口，提倡旅行保险以减轻此类事件中意外费用的影响</p>

<p>, /PRNewswire/ -- This past weekend's powerful winter storm turned travel plans into a nightmare for tens of thousands of Americans. Flights were canceled or delayed, connections were missed, travelers were left stranded and racking up unexpected expenses they assumed airlines would reimburse.</p>
<div class="lb-trans"><p>/PRNewswire/ -- 上周末的强烈冬季风暴让成千上万的美国人的旅行计划变成了一场噩梦。航班被取消或延误，连接航班错过，旅客被滞留并产生了他们原本以为航空公司会报销的意外费用。</p>
</div><p>They usually won't.</p>
<div class="lb-trans"><p>他们通常不会。</p>
</div><p>That's why experts at InsureMyTrip say now is an important reminder for travelers to understand what protections they actually have and how travel insurance can help cover out-of-pocket costs when weather disrupts a trip.</p>
<div class="lb-trans"><p>这就是为什么 InsureMyTrip 的专家表示，现在是提醒旅客了解他们实际拥有的保护措施以及旅行保险如何帮助覆盖因天气干扰旅行而产生的自付费用的重要时刻。</p>
</div><p><strong>What Travel Insurance Can Cover During Winter Weather</strong></p>
<div class="lb-trans"><p><strong>冬季天气期间旅行保险可以覆盖的内容</strong></p>
</div><p>Comprehensive travel insurance plans (purchased before a weather event is known) can help travelers recover financially when storms derail their plans.</p>
<div class="lb-trans"><p>全面的旅行保险计划（在天气事件已知之前购买）可以帮助旅客在风暴打乱他们的计划时恢复经济损失。</p>
</div><ul>
<li><strong>Trip Cancellation &amp; Trip Interruption –</strong> If severe weather forces travelers to cancel a trip or cut it short, many plans may reimburse prepaid, nonrefundable expenses, including flights, hotels, cruises, tours, and vacation rentals.</li>
<li><strong>Travel Delays –</strong> When weather causes long delays (often 6+ hours), travel insurance may reimburse expenses like meals, hotel stays, and local transportation.</li>
<li><strong>24/7 Assistance Services:</strong> Most plans include assistance services that can help travelers rebook flights, find accommodations, or even catch up to a missed cruise departure.</li>
<li><strong>Missed Connections and Logistical Costs –</strong> Some policies include benefits for missed connections caused by weather disruptions, helping travelers recover additional expenses tied to rerouting or catching up to their itinerary.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>行程取消和行程中断 –</strong> 如果恶劣天气迫使旅客取消行程或缩短行程，许多计划可能会报销预付的、不可退款的费用，包括航班、酒店、邮轮、旅游和度假租赁。</li>
<li><strong>旅行延误 –</strong> 当天气导致长时间延误（通常超过 6 小时）时，旅行保险可能会报销餐费、酒店住宿和当地交通等费用。</li>
<li><strong>24/7 援助服务：</strong> 大多数计划包括可以帮助旅客重新预订航班、寻找住宿，甚至赶上错过的邮轮出发的援助服务。</li>
<li><strong>错过连接和后勤费用 –</strong> 一些政策包括因天气干扰导致的错过连接的福利，帮助旅客恢复与重新安排或赶上他们的行程相关的额外费用。</li>
</ul>
</div><p><strong>What Airlines Do and Don't Provide During Weather Disruptions</strong></p>
<div class="lb-trans"><p><strong>航空公司在天气干扰期间的责任</strong></p>
</div><p>According to the U.S. Department of Transportation, airlines are not <em>required</em> to compensate passengers for weather-related delays or cancellations, because they are out of the airline's control.</p>
<div class="lb-trans"><p>根据美国交通部的规定，航空公司并不_需要_对天气相关的延误或取消进行赔偿，因为这些情况超出了航空公司的控制范围。</p>
</div><p><strong>What travelers can usually expect from airlines:</strong></p>
<div class="lb-trans"><p><strong>旅客通常可以期待航空公司提供的服务：</strong></p>
</div><ul>
<li>Rebooking on the next available flight, often with limited flexibility.</li>
<li>Waived change fees in some situations.</li>
</ul>
<div class="lb-trans"><ul>
<li>重新预订下一个可用航班，通常灵活性有限。</li>
<li>在某些情况下免除变更费用。</li>
</ul>
</div><p><strong>What travelers should not expect:</strong></p>
<div class="lb-trans"><p><strong>旅客不应期待的内容：</strong></p>
</div><ul>
<li>Reimbursement for hotels, meals, or ground transportation.</li>
<li>Coverage for missed tours, cruises, or activities.</li>
<li>Refunds for nonrefundable trip expenses affected by delays or cancellations.</li>
</ul>
<div class="lb-trans"><ul>
<li>对酒店、餐饮或地面交通的报销。</li>
<li>对错过的旅游、邮轮或活动的覆盖。</li>
<li>对因延误或取消而影响的不可退款行程费用的退款。</li>
</ul>
</div><p>&#34;Weather delays highlight a major gap in air travel: airlines manage schedules, not traveler expenses,&#34; says InsureMyTrip CEO, Suzane Morrow. &#34;Travel insurance can cover what airlines don't, which becomes especially important during widespread winter storms when expenses can pile up.&#34;</p>
<div class="lb-trans"><p>&#34;天气延误突显了航空旅行中的一个重大缺口：航空公司管理的是时间表，而不是旅客的费用，&#34; InsureMyTrip 首席执行官 Suzane Morrow 表示。&#34;旅行保险可以覆盖航空公司不提供的内容，这在广泛的冬季风暴期间尤其重要，因为费用可能会迅速增加。&#34;</p>
</div><p><strong>Media Contact:</strong></p>
<div class="lb-trans"><p><strong>媒体联系人：</strong></p>
</div><p>Meghan Kayata</p>
<div class="lb-trans"><p>Meghan Kayata</p>
</div><p>[email protected]</p>
<div class="lb-trans"><p>[email protected]</p>
</div><p><strong>About</strong> <strong>InsureMyTrip</strong></p>
<div class="lb-trans"><p><strong>关于</strong> <strong>InsureMyTrip</strong></p>
</div><p>You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. We are committed to empowering travelers to make the best possible insurance decisions by leveraging our technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.</p>
<div class="lb-trans"><p>您喜欢选择，我们也是。很简单。InsureMyTrip 为您找到合适的旅行保险计划，每次都如此。InsureMyTrip 是旅行保险的权威。我们致力于通过利用我们的技术、数据智能和专业知识，赋能旅客做出最佳的保险决策。InsureMyTrip 在更好的商业局的评级为 A+。</p>
</div><p>SOURCE InsureMyTrip.com</p>
<div class="lb-trans"><p>来源 InsureMyTrip.com</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Tlk3MjA0NSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxMzMwUFJfTkVXU19VU1BSX19fX19OWTcyMDQ1" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=NY72045&amp;Transmission_Id=202601271330PR_NEWS_USPR_____NY72045&amp;DateId=20260127"/></p>

冬季风暴导致旅行混乱：InsureMyTrip 澄清旅行者的权利