<p><em>第 21 届 Dealertrack 合规与欺诈缓解指南发布</em></p>
<p>, /PRNewswire/ -- 随着与汽车欺诈相关的成本激增，Cox Automotive 正在与 Point Predictive 建立新的合作伙伴关系，提供先进的人工智能驱动的身份验证（IDV）解决方案，以保护经销商、贷款人和消费者。由 Point Predictive 提供的 BorrowerCheck 旨在对抗包括深度伪造和合成身份在内的复杂技术，直接与 Cox Automotive 的 Dealertrack 集成，并利用机器学习实时检测合成身份证、评估欺诈风险和验证文件。</p>
<p>继续阅读</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null"/></p>
<p>Cox Automotive Dealertrack 的 2026 年合规指南，第 21 版，现已提供免费下载。</p>
<p>&#34;随着汽车欺诈和贷款人反对声的上升，汽车行业需要超越那些可能错过复杂欺诈方案的红旗解决方案，&#34;Cox Automotive 的经销商、贷款人和库存管理解决方案高级副总裁 Derek Hansen 说。&#34;我们与此合作的目标是加强我们的合规产品组合，为我们的经销商提供更强大、下一代的欺诈检测和身份验证解决方案。&#34;</p>
<p>由 Point Predictive 提供支持的 BorrowerCheck 是一个强大的欺诈预防和身份验证工具，完美融入 Dealertrack F&amp;I 工作流程——这一人工智能驱动的解决方案使交易更快、更安全，并提供更统一的经销商体验。它包括身份、合成身份证、就业和收入验证检查；此外，还有身份文件验证扫描解决方案。通过将 BorrowerCheck 嵌入我们的合规套件，我们使经销商能够在融资过程中早期降低欺诈风险，简化工作流程，并保护收入——同时提供经销商已经信任的卓越客户体验。</p>
<p>&#34;行业分析师预测到 2026 年，欺诈性汽车交易可能高达 100 亿美元，&#34;Cox Automotive F&amp;I 服务副总裁 Joey Yates 说。&#34;经销商现在需要帮助来降低这种风险。我们通过一个完全整合的欺诈预防解决方案回应了他们的呼声，该解决方案由 Point Predictive 提供支持，与我们市场领先的合规解决方案无缝协作，成千上万的经销商每天都在使用。&#34;</p>
<p>Point Predictive 解决方案帮助贷款人将早期付款违约（EPD）损失降低 30-50% 的同时，提高融资率 40-60%。(来源：Point Predictive 网站) 借助人工智能驱动的分析和拥有数十亿独特数据点的专有风险数据库，BorrowerCheck 以无与伦比的人工智能精度识别高风险申请，检测到超过 90% 的传统系统未能发现的欺诈，同时将误报率降低高达 70%。(来源：Point Predictive 网站)</p>
<p>通过 BorrowerCheck 为 Dealertrack 合规提供支持，使经销商拥有全面的身份验证和欺诈风险预防解决方案，具备以下功能：</p>
<ul>
<li>针对身份验证的全面红旗和 OFAC 警报，包括提取钱包外问题的能力</li>
<li>包括更强大的生物识别合成身份证和欺诈风险指标</li>
<li>包括 OTP（向客户手机发送验证码）作为验证工具</li>
<li>包括军事贷款法（MLA）警报，以识别现役军人身份</li>
<li>包括 BorrowerCheck 欺诈摘要报告及建议措施</li>
<li>就业和收入验证功能（NADA 后推出）</li>
<li>身份文件验证和扫描作为附加功能</li>
</ul>
<p>Point Predictive 的 BorrowerCheck 技术与 Dealertrack 深入整合 F&amp;I 工作流程、红旗替代、数字合同和合规工具，为经销商提供更统一的体验。这些工具旨在在交易完成之前阻止欺诈交易，加速融资，并减少经销商的合规负担，同时确保汽车买家获得更安全、更快速的体验。</p>
<p>&#34;我们信任 Point Predictive 进行欺诈保护，并且它直接集成到我们的 Dealertrack F&amp;I 工作流程中，帮助我们高效运营，同时确保我们的流程符合合规要求，&#34;位于乔治亚州伍德斯托克的 Carriage Auto Group 总经理 David Basha 说。&#34;欺诈风险实时评估，不会耽误客户，交易数据自动存储，我们的团队有清晰、一致的文档来支持审计和贷款人要求。&#34;</p>
<p>&#34;现在比以往任何时候都更需要将欺诈预防和合规实践紧密结合，&#34;Point Predictive 的联合创始人兼首席执行官 Tim Grace 说。&#34;通过将 BorrowerCheck 集成到 Dealertrack 的合规套件中，我们为 Cox Automotive 的经销商网络提供强大的工具，以检测复杂的欺诈方案，从合成身份到收入和就业虚假陈述，同时为合法的汽车买家创造更快速、更无缝的体验。这一合作关系反映了我们共同致力于让借贷对每个人来说更安全、更容易。&#34;</p>
<p>在新合作关系的基础上，Cox Automotive 还发布了第 21 届年度 Dealertrack 合规与欺诈缓解指南，提供帮助经销商应对监管变化和领先于欺诈者的策略。该指南现已提供免费下载。</p>
<p>了解更多关于 Cox Automotive 的欺诈预防和合规解决方案，请访问我们在 <strong>NADA 2026</strong> 的展位，亲自体验这些工具。</p>
<p><strong>关于 Cox Automotive</strong></p>
<p>Cox Automotive 是全球最大的汽车服务和技术提供商。凭借每年 23 亿次在线互动所提供的最广泛的一手数据，Cox Automotive 为购车者、汽车制造商、经销商、贷款机构和车队量身定制领先的解决方案。该公司在五大洲拥有超过 29,000 名员工，旗下拥有包括 Autotrader®、Kelley Blue Book®、Manheim®、vAuto®、Dealertrack®、Next Gear Capital™、Central Dispatch® 和 Cox Fleet® 等行业领先品牌。Cox Automotive 是 Cox Enterprises Inc. 的子公司，后者是一家总部位于亚特兰大的私人公司，年收入达到 230 亿美元。</p>
<p><strong>关于 Point Predictive</strong></p>
<p>Point Predictive 通过人工智能、来自我们专有数据存储库的强大数据洞察以及数十年的风险管理专业知识，提升了贷款的信心和速度。该公司的技术解决方案能够快速准确地识别谁在贷款申请中如实报告，谁则不是。因此，贷款机构可以更快、更轻松地为贷款提供资金，而无需要求绝大多数申请者提供文件。这提高了贷款资金的批准率，同时减少了早期还款违约损失。借款人能够更快获得贷款，贷款机构的利润也显著提升。</p>
<p>来源：Cox Automotive</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Q0w3MTkxMSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxNDA1UFJfTkVXU19VU1BSX19fX19DTDcxOTEx?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Q0w3MTkxMSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxNDA1UFJfTkVXU19VU1BSX19fX19DTDcxOTEx"/></p>

<p>Cox Automotive 与 Point Predictive 合作，通过先进的人工智能驱动的身份验证解决方案来应对日益上升的汽车欺诈成本。将 BorrowerCheck 集成到 Dealertrack 中，旨在增强欺诈检测并简化经销商、贷款人和消费者的工作流程。此合作关系恰逢其时，因为行业分析师预测到 2026 年将出现 100 亿美元的欺诈交易。这些新工具将有助于降低欺诈风险、改善合规性，并提供更好的客户体验。此外，Cox Automotive 发布了第 21 届年度 Dealertrack 合规与欺诈缓解指南，供免费下载</p>

<p><em>21st Annual Dealertrack Compliance and Fraud Mitigation Guide Released</em></p>
<div class="lb-trans"><p><em>第 21 届 Dealertrack 合规与欺诈缓解指南发布</em></p>
</div><p>, /PRNewswire/ -- As costs associated with automotive fraud surge, Cox Automotive is launching a new partnership with Point Predictive that delivers advanced AI-driven identity verification (IDV) solutions to protect dealers, lenders, and consumers. BorrowerCheck by Point Predictive, designed to fight sophisticated techniques including deepfakes and synthetic identities, integrates directly with Cox Automotive's Dealertrack and uses machine learning to detect synthetic IDs, score fraud risk, and verify documents in real time.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 随着与汽车欺诈相关的成本激增，Cox Automotive 正在与 Point Predictive 建立新的合作伙伴关系，提供先进的人工智能驱动的身份验证（IDV）解决方案，以保护经销商、贷款人和消费者。由 Point Predictive 提供的 BorrowerCheck 旨在对抗包括深度伪造和合成身份在内的复杂技术，直接与 Cox Automotive 的 Dealertrack 集成，并利用机器学习实时检测合成身份证、评估欺诈风险和验证文件。</p>
</div><p>Continue Reading</p>
<div class="lb-trans"><p>继续阅读</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.prnewswire.com/news-releases/null" alt="" original-src="https://www.prnewswire.com/news-releases/null"/></p>
<p>Cox Automotive Dealertrack’s 2026 Compliance Guide, the 21st edition, is now available for free download.</p>
<div class="lb-trans"><p>Cox Automotive Dealertrack 的 2026 年合规指南，第 21 版，现已提供免费下载。</p>
</div><p>&#34;With auto fraud and lender pushbacks on the rise, the automotive industry needs to move beyond red flag solutions that can miss sophisticated fraud schemes,&#34; said Derek Hansen, SVP, dealer, lender, and inventory management solutions at Cox Automotive. &#34;Our goal with this partnership is to strengthen our compliance portfolio and provide our dealers with more robust, next-generation fraud detection and identity verification solutions.&#34;</p>
<div class="lb-trans"><p>&#34;随着汽车欺诈和贷款人反对声的上升，汽车行业需要超越那些可能错过复杂欺诈方案的红旗解决方案，&#34;Cox Automotive 的经销商、贷款人和库存管理解决方案高级副总裁 Derek Hansen 说。&#34;我们与此合作的目标是加强我们的合规产品组合，为我们的经销商提供更强大、下一代的欺诈检测和身份验证解决方案。&#34;</p>
</div><p>BorrowerCheck powered by Point Predictive is a powerful fraud prevention and identity verification tool integrated seamlessly into the Dealertrack F&amp;I workflow- this AI-powered solution enables faster, more secure transactions and a more unified dealer experience. It includes identity, Synthetic ID, employment and income verification checks; plus, an Identity Document Validation scanning solution. By embedding BorrowerCheck into our compliance suite, we empower dealers to mitigate fraud-risk early in the financing process, streamline workflows, and protect revenue—all while delivering a superior customer experience that dealers already trust.</p>
<div class="lb-trans"><p>由 Point Predictive 提供支持的 BorrowerCheck 是一个强大的欺诈预防和身份验证工具，完美融入 Dealertrack F&amp;I 工作流程——这一人工智能驱动的解决方案使交易更快、更安全，并提供更统一的经销商体验。它包括身份、合成身份证、就业和收入验证检查；此外，还有身份文件验证扫描解决方案。通过将 BorrowerCheck 嵌入我们的合规套件，我们使经销商能够在融资过程中早期降低欺诈风险，简化工作流程，并保护收入——同时提供经销商已经信任的卓越客户体验。</p>
</div><p>&#34;Industry analysts are predicting as much as $10B in fraudulent automotive transactions in 2026,&#34; said Joey Yates, AVP of F&amp;I Services, Cox Automotive. &#34;Dealers need help <em>right now</em> mitigating that risk. We've answered their call with a fully integrated fraud prevention solution powered by Point Predictive that works seamlessly with our market-leading Compliance solution that thousands of dealers use every day.&#34;</p>
<div class="lb-trans"><p>&#34;行业分析师预测到 2026 年，欺诈性汽车交易可能高达 100 亿美元，&#34;Cox Automotive F&amp;I 服务副总裁 Joey Yates 说。&#34;经销商现在需要帮助来降低这种风险。我们通过一个完全整合的欺诈预防解决方案回应了他们的呼声，该解决方案由 Point Predictive 提供支持，与我们市场领先的合规解决方案无缝协作，成千上万的经销商每天都在使用。&#34;</p>
</div><p>Point Predictive solutions help lenders reduce early payment default (EPD) losses by more than 30-50% while improving funding rates by 40-60%. (Source: Point Predictive website) Leveraging AI-driven analytics and a proprietary risk database with billions of unique data points, BorrowerCheck identifies high-risk applications with unmatched AI-precision, detecting over 90% of fraud missed by traditional systems while reducing false positives by up to 70%. (Source: Point Predictive website)</p>
<div class="lb-trans"><p>Point Predictive 解决方案帮助贷款人将早期付款违约（EPD）损失降低 30-50% 的同时，提高融资率 40-60%。(来源：Point Predictive 网站) 借助人工智能驱动的分析和拥有数十亿独特数据点的专有风险数据库，BorrowerCheck 以无与伦比的人工智能精度识别高风险申请，检测到超过 90% 的传统系统未能发现的欺诈，同时将误报率降低高达 70%。(来源：Point Predictive 网站)</p>
</div><p>Powering Dealertrack Compliance with BorrowerCheck gives dealers a comprehensive identity verification and fraud-risk prevention solution with the following features:</p>
<div class="lb-trans"><p>通过 BorrowerCheck 为 Dealertrack 合规提供支持，使经销商拥有全面的身份验证和欺诈风险预防解决方案，具备以下功能：</p>
</div><ul>
<li>Comprehensive Red Flags and OFAC alerts for identity verification, including the ability to pull Out Of Wallet questions</li>
<li>Includes more robust bio-metric Synthetic ID and Fraud-Risk Indicators</li>
<li>Includes OTP (Sending a passcode to customers' phones) as a verification tool</li>
<li>Includes Military Lending Act (MLA) alerts to identify active-duty military status</li>
<li>Includes a BorrowerCheck Fraud Summary Report with recommended actions</li>
<li>Employment and Income verification functionality (Coming Post-NADA)</li>
<li>Identity Document Validation and scanning as an add-on</li>
</ul>
<div class="lb-trans"><ul>
<li>针对身份验证的全面红旗和 OFAC 警报，包括提取钱包外问题的能力</li>
<li>包括更强大的生物识别合成身份证和欺诈风险指标</li>
<li>包括 OTP（向客户手机发送验证码）作为验证工具</li>
<li>包括军事贷款法（MLA）警报，以识别现役军人身份</li>
<li>包括 BorrowerCheck 欺诈摘要报告及建议措施</li>
<li>就业和收入验证功能（NADA 后推出）</li>
<li>身份文件验证和扫描作为附加功能</li>
</ul>
</div><p>Point Predictive's BorrowerCheck technology coupled with Dealertrack goes more deeply into F&amp;I workflows, red–flag replacement, digital contracting, and compliance tools for a more unified dealer experience. These tools are designed to stop fraudulent deals before they close, accelerate funding, and reduce compliance burdens for dealers, while ensuring a safer, faster experience for car buyers.</p>
<div class="lb-trans"><p>Point Predictive 的 BorrowerCheck 技术与 Dealertrack 深入整合 F&amp;I 工作流程、红旗替代、数字合同和合规工具，为经销商提供更统一的体验。这些工具旨在在交易完成之前阻止欺诈交易，加速融资，并减少经销商的合规负担，同时确保汽车买家获得更安全、更快速的体验。</p>
</div><p>&#34;We trust Point Predictive for fraud protection and having it integrate directly into our Dealertrack F&amp;I workflow with Dealertrack helps us operate efficiently while staying confident that our process is compliant,&#34; said David Basha, General Manager, Carriage Auto Group, in Woodstock, GA. &#34;Fraud risk is assessed in real time without holding up the customer, deal data is automatically stored, and our team has clear, consistent documentation to support audits and lender requirements.&#34;</p>
<div class="lb-trans"><p>&#34;我们信任 Point Predictive 进行欺诈保护，并且它直接集成到我们的 Dealertrack F&amp;I 工作流程中，帮助我们高效运营，同时确保我们的流程符合合规要求，&#34;位于乔治亚州伍德斯托克的 Carriage Auto Group 总经理 David Basha 说。&#34;欺诈风险实时评估，不会耽误客户，交易数据自动存储，我们的团队有清晰、一致的文档来支持审计和贷款人要求。&#34;</p>
</div><p>&#34;Now more than ever, fraud prevention and compliance practices are inextricably linked,&#34; said Tim Grace, Co-Founder and CEO, Point Predictive. &#34;By integrating BorrowerCheck into Dealertrack's compliance suite, we're giving Cox Automotive's dealer network powerful tools to detect sophisticated fraud schemes, from synthetic identities to income and employment misrepresentation, while creating a faster, more seamless experience for legitimate car buyers. This partnership reflects our shared commitment to making lending safer and easier for everyone.&#34;</p>
<div class="lb-trans"><p>&#34;现在比以往任何时候都更需要将欺诈预防和合规实践紧密结合，&#34;Point Predictive 的联合创始人兼首席执行官 Tim Grace 说。&#34;通过将 BorrowerCheck 集成到 Dealertrack 的合规套件中，我们为 Cox Automotive 的经销商网络提供强大的工具，以检测复杂的欺诈方案，从合成身份到收入和就业虚假陈述，同时为合法的汽车买家创造更快速、更无缝的体验。这一合作关系反映了我们共同致力于让借贷对每个人来说更安全、更容易。&#34;</p>
</div><p>Augmenting the new partnership, Cox Automotive is also releasing its 21st annual Dealertrack Compliance and Fraud Mitigation Guide, offering strategies to help dealers navigate regulatory changes and stay ahead of fraudsters. The guide is available for free download.</p>
<div class="lb-trans"><p>在新合作关系的基础上，Cox Automotive 还发布了第 21 届年度 Dealertrack 合规与欺诈缓解指南，提供帮助经销商应对监管变化和领先于欺诈者的策略。该指南现已提供免费下载。</p>
</div><p>Learn more about Cox Automotive's fraud prevention and compliance solutions visit us at <strong>NADA 2026</strong> to see these tools in action.</p>
<div class="lb-trans"><p>了解更多关于 Cox Automotive 的欺诈预防和合规解决方案，请访问我们在 <strong>NADA 2026</strong> 的展位，亲自体验这些工具。</p>
</div><p><strong>About Cox Automotive</strong></p>
<div class="lb-trans"><p><strong>关于 Cox Automotive</strong></p>
</div><p>Cox Automotive is the world's largest automotive services and technology provider. Fueled by the largest breadth of first-party data fed by 2.3 billion online interactions a year, Cox Automotive tailors leading solutions for car shoppers, auto manufacturers, dealers, lenders and fleets. The company has 29,000+ employees on five continents and a portfolio of industry-leading brands that include Autotrader®, Kelley Blue Book®, Manheim®, vAuto®, Dealertrack®, Next Gear Capital™, Central Dispatch® and Cox Fleet®. Cox Automotive is a subsidiary of Cox Enterprises Inc., a privately owned, Atlanta-based company with $23 billion in annual revenue.</p>
<div class="lb-trans"><p>Cox Automotive 是全球最大的汽车服务和技术提供商。凭借每年 23 亿次在线互动所提供的最广泛的一手数据，Cox Automotive 为购车者、汽车制造商、经销商、贷款机构和车队量身定制领先的解决方案。该公司在五大洲拥有超过 29,000 名员工，旗下拥有包括 Autotrader®、Kelley Blue Book®、Manheim®、vAuto®、Dealertrack®、Next Gear Capital™、Central Dispatch® 和 Cox Fleet® 等行业领先品牌。Cox Automotive 是 Cox Enterprises Inc. 的子公司，后者是一家总部位于亚特兰大的私人公司，年收入达到 230 亿美元。</p>
</div><p><strong>About Point Predictive</strong></p>
<div class="lb-trans"><p><strong>关于 Point Predictive</strong></p>
</div><p>Point Predictive powers a new level of lending confidence and speed through artificial intelligence, powerful data insight from our proprietary data repository, and decades of risk management expertise. The company's technology solutions quickly and accurately identify who is reporting truthfully on their loan applications and who is not. As a result, lenders can fund loans more quickly and easily without asking the vast majority of applicants for documentation. This improves loan funding rates while reducing early payment default losses. Borrowers get loans faster, and lenders achieve significant boosts in profits to their bottom lines.</p>
<div class="lb-trans"><p>Point Predictive 通过人工智能、来自我们专有数据存储库的强大数据洞察以及数十年的风险管理专业知识，提升了贷款的信心和速度。该公司的技术解决方案能够快速准确地识别谁在贷款申请中如实报告，谁则不是。因此，贷款机构可以更快、更轻松地为贷款提供资金，而无需要求绝大多数申请者提供文件。这提高了贷款资金的批准率，同时减少了早期还款违约损失。借款人能够更快获得贷款，贷款机构的利润也显著提升。</p>
</div><p>SOURCE Cox Automotive</p>
<div class="lb-trans"><p>来源：Cox Automotive</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTI3Jk5ld3NJdGVtSWQ9Q0w3MTkxMSZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMjcxNDA1UFJfTkVXU19VU1BSX19fX19DTDcxOTEx" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CL71911&amp;Transmission_Id=202601271405PR_NEWS_USPR_____CL71911&amp;DateId=20260127"/></p>

Cox Automotive Dealertrack 与 Point Predictive 合作，利用人工智能的力量来应对不断上升的欺诈成本