<p>Alerus Finl（纳斯达克：ALRS）将于 2026 年 1 月 28 日发布季度财报。以下是投资者在公告前的简要概述。</p>
<p>分析师预计 Alerus Finl 的 <strong>每股收益</strong>（EPS）为 0.57 美元。</p>
<p>市场对 Alerus Finl 的公告充满期待，投资者希望听到超出预期的消息以及对下个季度的积极指引。</p>
<p>新投资者应理解，虽然盈利表现很重要，但市场反应往往受到指引的驱动。</p>
<h3>盈利历史快照</h3>
<p>该公司在上个季度的 EPS 超出预期 0.07 美元，导致次日股价下跌 0.42%。</p>
<p>以下是 Alerus Finl 过去表现及其价格变化的概览：</p>
<table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 预估</strong></td>
<td align="right">0.59</td>
<td align="right">0.55</td>
<td align="right">0.44</td>
<td align="right">0.40</td>
</tr>
<tr>
<td><strong>EPS 实际</strong></td>
<td align="right">0.66</td>
<td align="right">0.72</td>
<td align="right">0.52</td>
<td align="right">0.44</td>
</tr>
<tr>
<td><strong>价格变化 %</strong></td>
<td align="right">0.00</td>
<td align="right">-3.00</td>
<td align="right">13.00</td>
<td align="right">4.00</td>
</tr>
</tbody>
</table>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769544117_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="eps graph" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769544117_0.png"/></p>
<h3>追踪 Alerus Finl 的股票表现</h3>
<p>截至 1 月 26 日，Alerus Finl 的股票交易价格为 23.74 美元。在过去 52 周内，股价上涨了 13.63%。鉴于这些回报通常是积极的，长期股东在此次财报发布前可能持乐观态度。</p>
<h3>分析师对 Alerus Finl 的看法</h3>
<p>对于投资者而言，了解市场情绪和行业预期至关重要。本分析提供了关于 Alerus Finl 的最新见解。</p>
<p>Alerus Finl 的共识评级为中性，基于 3 位分析师的评级。平均一年目标价为 25.0 美元，意味着潜在上涨 5.31%。</p>
<h3>比较行业同行的评级</h3>
<p>在本分析中，我们深入探讨了分析师评级和 Apollo Asset Management 的平均一年目标价，这三家关键行业参与者的相对表现预期和市场定位。</p>
<h3>关键发现：同行分析摘要</h3>
<p>同行分析摘要展示了 Apollo Asset Management 的基本指标，揭示了它们在行业中的相对地位，并提供了对其市场地位和比较表现的有价值见解。</p>
<table>
<thead>
<tr>
<th>公司</th>
<th>共识</th>
<th>收入增长</th>
<th>毛利润</th>
<th>股本回报率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Apollo Asset Management</td>
<td>超越表现</td>
<td>26.37%</td>
<td>94.5 亿美元</td>
<td>6.92%</td>
</tr>
</tbody>
</table>
<p>关键要点：</p>
<p>Alerus Finl 在同行中共识评级位于中间位置。在收入增长和毛利润方面排名靠后，但在股本回报率方面排名靠前。</p>
<h3>关于 Alerus Finl 的所有信息</h3>
<p>Alerus Financial Corp 是一家在美国注册的金融控股公司。该公司分为四个部门：银行、退休与福利服务、财富管理和抵押贷款。它提供各种银行服务，如支票、借记卡、储蓄、活期存款、贷款和预付款、在线银行、移动银行、私人银行、支付解决方案及其他商业产品。此外，该公司还提供抵押贷款、退休规划解决方案、个人退休账户、退休计划咨询服务以及财富管理服务，包括财务与遗产规划、信托和受托服务。公司的收入主要来自利息收入、佣金、管理费和其他收入。</p>
<h3>关键指标：Alerus Finl 的财务健康状况</h3>
<p><strong>市值分析：</strong> 反映出规模较小，该公司的市值低于行业平均水平。这可能归因于增长预期或运营能力等因素。</p>
<p><strong>收入增长：</strong> Alerus Finl 在 3 个月内表现积极。截至 2025 年 9 月 30 日，该公司实现了约 <strong>42.45%</strong> 的稳健收入增长率。这表明公司的顶线收益显著增加。与同行相比，该公司的增长率高于金融行业的平均水平。</p>
<p><strong>净利润率：</strong> 该公司的净利润率表现突出，超过行业平均水平。凭借 <strong>23.45%</strong> 的净利润率，公司展现出强劲的盈利能力和有效的成本控制。</p>
<p><strong>股本回报率（ROE）：</strong> Alerus Finl 的 ROE 低于行业平均水平，表明在有效利用股本方面面临挑战。ROE 为 <strong>3.1%</strong>，公司可能在为股东创造最佳回报方面面临困难。</p>
<p><strong>资产回报率（ROA）：</strong> Alerus Finl 的 ROA 低于行业平均水平，表明在有效利用资产方面面临挑战。ROA 为 <strong>0.31%</strong>，公司可能在从其资产中产生最佳回报方面面临困难。</p>
<p><strong>债务管理：</strong> Alerus Finl 的债务与股本比率低于行业标准，表明其财务结构稳健，比例为 <strong>0.54</strong>。</p>
<p>要跟踪 Alerus Finl 的所有财报发布，请访问我们网站上的财报日历。</p>
<p><em>本文由 Benzinga 的自动内容引擎生成，并由编辑审核。</em></p>

ALRS

<p>Alerus Financial（NASDAQ:ALRS）计划于 2026 年 1 月 28 日发布季度财报，分析师预测每股收益（EPS）为 0.57 美元。该公司在过去一年中股价上涨了 13.63%，目前交易价格为 23.74 美元。Alerus 在同行中共识评级排名中等，但在收入增长和毛利润方面排名靠后。关键财务指标包括净利润率为 23.45% 和债务与股本比率为 0.54，显示出良好的财务管理。投资者热切期待下一季度的指导</p>

<p>Alerus Finl (NASDAQ: ALRS) will release its quarterly earnings report on Wednesday, 2026-01-28. Here's a brief overview for investors ahead of the announcement.</p>
<div class="lb-trans"><p>Alerus Finl（纳斯达克：ALRS）将于 2026 年 1 月 28 日发布季度财报。以下是投资者在公告前的简要概述。</p>
</div><p>Analysts anticipate Alerus Finl to report an <strong>earnings per share</strong> (EPS) of $0.57.</p>
<div class="lb-trans"><p>分析师预计 Alerus Finl 的 <strong>每股收益</strong>（EPS）为 0.57 美元。</p>
</div><p>Anticipation surrounds Alerus Finl's announcement, with investors hoping to hear about both surpassing estimates and receiving positive guidance for the next quarter.</p>
<div class="lb-trans"><p>市场对 Alerus Finl 的公告充满期待，投资者希望听到超出预期的消息以及对下个季度的积极指引。</p>
</div><p>New investors should understand that while earnings performance is important, market reactions are often driven by guidance.</p>
<div class="lb-trans"><p>新投资者应理解，虽然盈利表现很重要，但市场反应往往受到指引的驱动。</p>
</div><h3>Earnings History Snapshot</h3>
<div class="lb-trans"><h3>盈利历史快照</h3>
</div><p>The company's EPS beat by $0.07 in the last quarter, leading to a 0.42% drop in the share price on the following day.</p>
<div class="lb-trans"><p>该公司在上个季度的 EPS 超出预期 0.07 美元，导致次日股价下跌 0.42%。</p>
</div><p>Here's a look at Alerus Finl's past performance and the resulting price change:</p>
<div class="lb-trans"><p>以下是 Alerus Finl 过去表现及其价格变化的概览：</p>
</div><table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th align="right"><strong>Q3 2025</strong></th>
<th align="right"><strong>Q2 2025</strong></th>
<th align="right"><strong>Q1 2025</strong></th>
<th align="right"><strong>Q4 2024</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td align="right">0.59</td>
<td align="right">0.55</td>
<td align="right">0.44</td>
<td align="right">0.40</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td align="right">0.66</td>
<td align="right">0.72</td>
<td align="right">0.52</td>
<td align="right">0.44</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td align="right">0.00</td>
<td align="right">-3.00</td>
<td align="right">13.00</td>
<td align="right">4.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 预估</strong></td>
<td align="right">0.59</td>
<td align="right">0.55</td>
<td align="right">0.44</td>
<td align="right">0.40</td>
</tr>
<tr>
<td><strong>EPS 实际</strong></td>
<td align="right">0.66</td>
<td align="right">0.72</td>
<td align="right">0.52</td>
<td align="right">0.44</td>
</tr>
<tr>
<td><strong>价格变化 %</strong></td>
<td align="right">0.00</td>
<td align="right">-3.00</td>
<td align="right">13.00</td>
<td align="right">4.00</td>
</tr>
</tbody>
</table>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769544117_0.png" alt="eps graph" original-src="https://www.benzinga.com/files/images/story/2026/1769544117_0.png"/></p>
<h3>Tracking Alerus Finl's Stock Performance</h3>
<div class="lb-trans"><h3>追踪 Alerus Finl 的股票表现</h3>
</div><p>Shares of Alerus Finl were trading at $23.74 as of January 26. Over the last 52-week period, shares are up 13.63%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release.</p>
<div class="lb-trans"><p>截至 1 月 26 日，Alerus Finl 的股票交易价格为 23.74 美元。在过去 52 周内，股价上涨了 13.63%。鉴于这些回报通常是积极的，长期股东在此次财报发布前可能持乐观态度。</p>
</div><h3>Analyst Opinions on Alerus Finl</h3>
<div class="lb-trans"><h3>分析师对 Alerus Finl 的看法</h3>
</div><p>For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on Alerus Finl.</p>
<div class="lb-trans"><p>对于投资者而言，了解市场情绪和行业预期至关重要。本分析提供了关于 Alerus Finl 的最新见解。</p>
</div><p>The consensus rating for Alerus Finl is Neutral, derived from 3 analyst ratings. An average one-year price target of $25.0 implies a potential 5.31% upside.</p>
<div class="lb-trans"><p>Alerus Finl 的共识评级为中性，基于 3 位分析师的评级。平均一年目标价为 25.0 美元，意味着潜在上涨 5.31%。</p>
</div><h3>Comparing Ratings Among Industry Peers</h3>
<div class="lb-trans"><h3>比较行业同行的评级</h3>
</div><p>In this analysis, we delve into the analyst ratings and average 1-year price targets of and Apollo Asset Management, three key industry players, offering insights into their relative performance expectations and market positioning.</p>
<div class="lb-trans"><p>在本分析中，我们深入探讨了分析师评级和 Apollo Asset Management 的平均一年目标价，这三家关键行业参与者的相对表现预期和市场定位。</p>
</div><h3>Key Findings: Peer Analysis Summary</h3>
<div class="lb-trans"><h3>关键发现：同行分析摘要</h3>
</div><p>The peer analysis summary presents essential metrics for and Apollo Asset Management, unveiling their respective standings within the industry and providing valuable insights into their market positions and comparative performance.</p>
<div class="lb-trans"><p>同行分析摘要展示了 Apollo Asset Management 的基本指标，揭示了它们在行业中的相对地位，并提供了对其市场地位和比较表现的有价值见解。</p>
</div><table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Apollo Asset Management</td>
<td>Outperform</td>
<td>26.37%</td>
<td>$9.45B</td>
<td>6.92%</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>公司</th>
<th>共识</th>
<th>收入增长</th>
<th>毛利润</th>
<th>股本回报率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Apollo Asset Management</td>
<td>超越表现</td>
<td>26.37%</td>
<td>94.5 亿美元</td>
<td>6.92%</td>
</tr>
</tbody>
</table>
</div><p>Key Takeaway:</p>
<div class="lb-trans"><p>关键要点：</p>
</div><p>Alerus Finl ranks in the middle among peers for Consensus rating. It ranks at the bottom for Revenue Growth and Gross Profit, but at the top for Return on Equity.</p>
<div class="lb-trans"><p>Alerus Finl 在同行中共识评级位于中间位置。在收入增长和毛利润方面排名靠后，但在股本回报率方面排名靠前。</p>
</div><h3>All You Need to Know About Alerus Finl</h3>
<div class="lb-trans"><h3>关于 Alerus Finl 的所有信息</h3>
</div><p>Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement &amp; Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial &amp; estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.</p>
<div class="lb-trans"><p>Alerus Financial Corp 是一家在美国注册的金融控股公司。该公司分为四个部门：银行、退休与福利服务、财富管理和抵押贷款。它提供各种银行服务，如支票、借记卡、储蓄、活期存款、贷款和预付款、在线银行、移动银行、私人银行、支付解决方案及其他商业产品。此外，该公司还提供抵押贷款、退休规划解决方案、个人退休账户、退休计划咨询服务以及财富管理服务，包括财务与遗产规划、信托和受托服务。公司的收入主要来自利息收入、佣金、管理费和其他收入。</p>
</div><h3>Key Indicators: Alerus Finl's Financial Health</h3>
<div class="lb-trans"><h3>关键指标：Alerus Finl 的财务健康状况</h3>
</div><p><strong>Market Capitalization Analysis:</strong> Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.</p>
<div class="lb-trans"><p><strong>市值分析：</strong> 反映出规模较小，该公司的市值低于行业平均水平。这可能归因于增长预期或运营能力等因素。</p>
</div><p><strong>Revenue Growth:</strong> Alerus Finl displayed positive results in 3 months. As of 30 September, 2025, the company achieved a solid revenue growth rate of approximately <strong>42.45%</strong>. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.</p>
<div class="lb-trans"><p><strong>收入增长：</strong> Alerus Finl 在 3 个月内表现积极。截至 2025 年 9 月 30 日，该公司实现了约 <strong>42.45%</strong> 的稳健收入增长率。这表明公司的顶线收益显著增加。与同行相比，该公司的增长率高于金融行业的平均水平。</p>
</div><p><strong>Net Margin:</strong> The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of <strong>23.45%,</strong> the company showcases strong profitability and effective cost control.</p>
<div class="lb-trans"><p><strong>净利润率：</strong> 该公司的净利润率表现突出，超过行业平均水平。凭借 <strong>23.45%</strong> 的净利润率，公司展现出强劲的盈利能力和有效的成本控制。</p>
</div><p><strong>Return on Equity (ROE):</strong> Alerus Finl's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of <strong>3.1%,</strong> the company may face hurdles in generating optimal returns for shareholders.</p>
<div class="lb-trans"><p><strong>股本回报率（ROE）：</strong> Alerus Finl 的 ROE 低于行业平均水平，表明在有效利用股本方面面临挑战。ROE 为 <strong>3.1%</strong>，公司可能在为股东创造最佳回报方面面临困难。</p>
</div><p><strong>Return on Assets (ROA):</strong> Alerus Finl's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of <strong>0.31%,</strong> the company may face hurdles in generating optimal returns from its assets.</p>
<div class="lb-trans"><p><strong>资产回报率（ROA）：</strong> Alerus Finl 的 ROA 低于行业平均水平，表明在有效利用资产方面面临挑战。ROA 为 <strong>0.31%</strong>，公司可能在从其资产中产生最佳回报方面面临困难。</p>
</div><p><strong>Debt Management:</strong> Alerus Finl's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>0.54</strong>.</p>
<div class="lb-trans"><p><strong>债务管理：</strong> Alerus Finl 的债务与股本比率低于行业标准，表明其财务结构稳健，比例为 <strong>0.54</strong>。</p>
</div><p>To track all earnings releases for Alerus Finl visit their earnings calendar on our site.</p>
<div class="lb-trans"><p>要跟踪 Alerus Finl 的所有财报发布，请访问我们网站上的财报日历。</p>
</div><p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>
<div class="lb-trans"><p><em>本文由 Benzinga 的自动内容引擎生成，并由编辑审核。</em></p>
</div>

展望：Alerus Financial 的盈利预测