<p>[新加坡] 银行客户应对冒充政府官员的诈骗者保持警惕，他们利用黄金价格上涨的机会诱骗客户购买金条。</p>
<p>在 2025 年，UOB 挫败了六起与黄金相关的诈骗案件，避免了超过 120 万新元的损失。最大的一起案件涉及 5 公斤黄金，当时价值约 70 万新元。</p>
<p>UOB 集团合规负责人 Daniel Ng 表示，黄金骗局在 2025 年作为冒充诈骗的 “新兴作案手法” 重新出现，这一现象受到黄金价格飙升的推动。</p>
<p>UOB 是新加坡唯一一家提供实物金条和金币买卖的本地银行，表示此类诈骗仍然令人担忧。</p>
<p>在一月份，一位 70 多岁的银行客户在一位年轻亲属的陪同下，前往 UOB 位于莱佛士广场的主办事处，要求购买近 100 万新元的金条。</p>
<p>这位亲属对他们的来访原因并不知情，当她听到这个请求时感到担忧，并向银行工作人员寻求帮助。</p>
<p>UOB 副分行经理 Denethor Wong 表示：“客户起初不愿告诉我们发生了什么，看起来非常紧张或害怕。”</p>
<p>“所以我把他带到一个会议室，告诉他这是一个安全的环境，没有人可以观察到他，并请他分享发生了什么。”</p>
<p>银行了解到，这位客户接到了一个自称是 “新加坡金融管理局官员” 的电话，告知他正在被调查洗钱，并指示他购买金条以便 “检查”。</p>
<p>来电者还警告他不要告诉任何人此事。</p>
<p>在回应《海峡时报》的查询时，警方确认已接到报告，并表示正在调查此事。</p>
<p>“这些诈骗者通常冒充银行工作人员或政府官员，声称受害者与涉及 ‘可疑金融活动’ 或 ‘身份滥用’ 的案件有关，以制造焦虑和紧迫感，” Daniel Ng 说。</p>
<p>1 月 23 日，UOB 在其 Facebook 页面上发布了一则公告，提醒客户注意此类诈骗。</p>
<p>当局警告称，受害者面临越来越多的压力，被迫提取现金、购买金条并亲自将这些物品交给 “跑腿者”。</p>
<p>公众被提醒，政府官员绝不会要求他们转账、提取现金或购买黄金作为调查的一部分。</p>
<p>对于不确定通讯真实性的个人，可以通过官方渠道进行核实，或拨打 1799 的诈骗防护热线。</p>

大华银行

<p>在 2025 年，华侨银行成功阻止了超过 120 万新元的黄金条诈骗损失，因黄金价格上涨而激增的诈骗案件。该银行挫败了六起诈骗企图，其中最大的一起涉及 5 公斤黄金，价值约 70 万新元。华侨银行合规负责人 Daniel Ng 指出，诈骗者冒充政府官员，施压受害者购买黄金条。最近一起案件中，一名客户被冒充新加坡金融管理局官员的诈骗者误导。华侨银行已建议客户保持警惕，并通过官方渠道核实通讯</p>

<p>[SINGAPORE] Bank customers should stay vigilant against fraudsters who pose as government officials and trick them into buying gold bars amid rising gold prices.</p>
<div class="lb-trans"><p>[新加坡] 银行客户应对冒充政府官员的诈骗者保持警惕，他们利用黄金价格上涨的机会诱骗客户购买金条。</p>
</div><p>In 2025, UOB thwarted six cases of gold-related scams, preventing losses of more than S$1.2 million. The largest case involved 5kg of gold valued at around S$700,000 at the time.</p>
<div class="lb-trans"><p>在 2025 年，UOB 挫败了六起与黄金相关的诈骗案件，避免了超过 120 万新元的损失。最大的一起案件涉及 5 公斤黄金，当时价值约 70 万新元。</p>
</div><p>Daniel Ng, UOB’s head of group compliance, said gold schemes “resurfaced as a trending modus operandi” in impersonation scams in 2025, fuelled by the surge in gold prices.</p>
<div class="lb-trans"><p>UOB 集团合规负责人 Daniel Ng 表示，黄金骗局在 2025 年作为冒充诈骗的 “新兴作案手法” 重新出现，这一现象受到黄金价格飙升的推动。</p>
</div><p>UOB, which is the only local bank here that offers the sale and purchase of physical gold bars and bullion coins, said such scams remain a concern.</p>
<div class="lb-trans"><p>UOB 是新加坡唯一一家提供实物金条和金币买卖的本地银行，表示此类诈骗仍然令人担忧。</p>
</div><p>In January, a bank customer in his late 70s visited UOB’s main branch in Raffles Place, accompanied by a younger relative, and asked to buy nearly S$1 million worth of gold bars.</p>
<div class="lb-trans"><p>在一月份，一位 70 多岁的银行客户在一位年轻亲属的陪同下，前往 UOB 位于莱佛士广场的主办事处，要求购买近 100 万新元的金条。</p>
</div><p>The relative, who did not know the reason for their visit, grew concerned when she heard the request and asked the bank’s staff for help.</p>
<div class="lb-trans"><p>这位亲属对他们的来访原因并不知情，当她听到这个请求时感到担忧，并向银行工作人员寻求帮助。</p>
</div><p>UOB deputy branch manager Denethor Wong said: “The customer was not willing to tell us what was happening at first, and appeared to be very nervous or afraid.</p>
<div class="lb-trans"><p>UOB 副分行经理 Denethor Wong 表示：“客户起初不愿告诉我们发生了什么，看起来非常紧张或害怕。”</p>
</div><p>“So I brought him to a meeting room and told him it was a safe environment where nobody could observe him, and asked him to share what had happened.”</p>
<div class="lb-trans"><p>“所以我把他带到一个会议室，告诉他这是一个安全的环境，没有人可以观察到他，并请他分享发生了什么。”</p>
</div><p>The bank learnt that the customer had received a call from an “official from MAS” who told him he was being investigated for money laundering and instructed him to buy gold bars for “inspection purposes”.</p>
<div class="lb-trans"><p>银行了解到，这位客户接到了一个自称是 “新加坡金融管理局官员” 的电话，告知他正在被调查洗钱，并指示他购买金条以便 “检查”。</p>
</div><p>The caller also warned the man not to tell anyone about the matter.</p>
<div class="lb-trans"><p>来电者还警告他不要告诉任何人此事。</p>
</div><p>In response to queries from <em>The Straits Times</em>, the police confirmed that a report was lodged and said they are looking into the matter.</p>
<div class="lb-trans"><p>在回应《海峡时报》的查询时，警方确认已接到报告，并表示正在调查此事。</p>
</div><p>“The scammers making these unsolicited calls typically impersonate bank staff or government officials and claim that the victim is linked to cases involving ‘suspicious financial activity’ or ‘misuse of identity’ to create anxiety and a sense of urgency,” said Daniel Ng.</p>
<div class="lb-trans"><p>“这些诈骗者通常冒充银行工作人员或政府官员，声称受害者与涉及 ‘可疑金融活动’ 或 ‘身份滥用’ 的案件有关，以制造焦虑和紧迫感，” Daniel Ng 说。</p>
</div><p>On Jan 23, UOB posted an advisory on its Facebook page to warn customers about such scams.</p>
<div class="lb-trans"><p>1 月 23 日，UOB 在其 Facebook 页面上发布了一则公告，提醒客户注意此类诈骗。</p>
</div><p>The authorities have warned of a rising trend where victims get pressured into withdrawing cash, purchasing gold bars and handing over these items to mules in person.</p>
<div class="lb-trans"><p>当局警告称，受害者面临越来越多的压力，被迫提取现金、购买金条并亲自将这些物品交给 “跑腿者”。</p>
</div><p>The public are reminded that government officials will never ask them to transfer money, withdraw cash or buy gold as part of investigations.</p>
<div class="lb-trans"><p>公众被提醒，政府官员绝不会要求他们转账、提取现金或购买黄金作为调查的一部分。</p>
</div><p>Individuals who are unsure about the authenticity of communications may verify them through official channels or call the ScamShield Helpline on 1799. THE STRAITS TIMES</p>
<div class="lb-trans"><p>对于不确定通讯真实性的个人，可以通过官方渠道进行核实，或拨打 1799 的诈骗防护热线。</p>
</div>

在 2025 年，随着金条诈骗的再次出现，大华银行成功阻止了超过 120 万新元的损失