<div id="readability-page-1" class="page">A new LendingTree study reveals a stark shift in American auto buying: nearly half of all car loans now stretch beyond six years. As prices and interest rates climb, borrowers are opting for 7- and 8-year terms just to afford monthly payments.</div>

<p>一项新的 LendingTree 研究揭示了美国汽车购买的显著变化：近一半的汽车贷款期限现在超过六年。随着价格和利率的上升，借款人选择 7 年和 8 年的贷款期限，以便能够承担每月的还款</p>

汽车贷款期限延长已成为常态：近一半的美国借款人贷款期限超过 6 年