<p>在过去三个月中，14 位分析师分享了他们对 Navan（纳斯达克：NAVN）的评估，展现出从看涨到看跌的多样化前景。</p>
<p>下表总结了他们最近的评级，揭示了过去 30 天内情绪的变化，并与前几个月进行了比较。</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>分析师最近对 Navan 进行了评估，并提供了 12 个月的价格目标。平均目标为 25.86 美元，最高预估为 30.00 美元，最低预估为 19.00 美元。分析师将平均价格目标下调了 10.05%，显示出情绪的负面转变。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="价格目标图表" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png"/></p>
<h2>解读分析师评级：详细分析</h2>
<p>通过对最近分析师行动的深入分析，可以清晰地了解 Navan 在金融专家中的地位。以下总结了关键分析师、他们的最近评估以及对评级和价格目标的调整。</p>
<table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>下调</td>
<td>买入</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>维持</td>
<td>市场跑赢</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>维持</td>
<td>买入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>维持</td>
<td>买入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>宣布</td>
<td>买入</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>瑞穗</td>
<td>宣布</td>
<td>跑赢大盘</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>宣布</td>
<td>跑赢大盘</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>摩根士丹利</td>
<td>宣布</td>
<td>超配</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>宣布</td>
<td>买入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>宣布</td>
<td>买入</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>花旗</td>
<td>宣布</td>
<td>买入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>宣布</td>
<td>买入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>宣布</td>
<td>买入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>宣布</td>
<td>市场跑赢</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>关键见解：</h3>
<ul>
<li><strong>采取的行动：</strong> 分析师对市场条件和公司表现的变化作出反应，频繁更新他们的建议。无论是 ‘维持’，‘上调’ 还是 ‘下调’ 他们的立场，反映了他们对 Navan 相关近期发展的反应。这些信息提供了分析师对公司当前状态的看法快照。</li>
<li><strong>评级：</strong> 分析师从定性角度全面评估股票，从 ‘跑赢大盘’ 到 ‘跑输大盘’。这些评级传达了对 Navan 相对于更广泛市场表现的预期。</li>
<li><strong>价格目标：</strong> 分析师预测价格目标的变动，提供 Navan 未来价值的估计。检查当前和之前的目标可以洞察分析师不断变化的预期。</li>
</ul>
<p>将这些分析师评估与关键财务指标结合起来，可以提供 Navan 市场地位的全面概述。保持信息灵通，并在我们的评级表的帮助下做出明智的决策。</p>
<p>随时了解 Navan 分析师评级。</p>
<h2>更好地了解 Navan</h2>
<p>Navan Inc 是一个端到端的、基于人工智能的软件平台，旨在简化全球商业差旅和差旅费用体验，惠及用户、客户和供应商。它利用技术重新构想商业旅行。该公司为用户提供愉悦、个性化的体验，为客户提供效率和控制，为供应商提供直接市场准入——这一切都由其专有的人工智能框架 Navan Cognition 驱动。该公司在美国、英国及其他国家运营，其中美国的收入占比最大。</p>
<h3>Navan：财务概览</h3>
<p><strong>市值：</strong> 相较于行业平均水平，公司的市值较小，面临独特的挑战。</p>
<p><strong>积极的收入趋势：</strong> 对 Navan 在过去 3 个月的财务数据进行分析，显示出积极的叙述。截止 2025 年 10 月 31 日，该公司实现了 <strong>28.99%</strong> 的显著收入增长率，展现了顶线收益的显著增加。与消费品行业的其他公司相比，该公司的增长率高于同行的平均水平。</p>
<p><strong>净利润率：</strong> Navan 的净利润率低于行业平均水平，表明在维持强劲盈利能力方面可能面临挑战。净利润率为 <strong>-115.62%</strong>，公司可能在有效成本管理方面遇到困难。</p>
<p><strong>股本回报率（ROE）：</strong> Navan 的 ROE 低于行业标准，表明在有效利用股本方面存在困难。ROE 为 <strong>-4346.94%</strong>，公司可能在为股东提供令人满意的回报方面面临挑战。</p>
<p><strong>资产回报率（ROA）：</strong> 公司的 ROA 低于行业基准，表明在有效利用资产方面可能存在困难。ROA 为 <strong>-15.4%</strong>，公司可能需要解决从资产中产生令人满意回报的挑战。</p>
<p><strong>债务管理：</strong> Navan 的债务与股本比率为 <strong>0.21</strong>，低于平均水平，采取了谨慎的财务策略，表明其在债务管理方面采取了平衡的方法。</p>
<h2>分析师评级的核心：每位投资者应了解的内容</h2>
<p>分析师在银行和金融系统中工作，通常专注于股票或特定行业的报告。分析师可能会参加公司电话会议和会议，研究公司财务报表，并与内部人士沟通，以发布股票的 “分析师评级”。分析师通常每季度对每只股票进行一次评级。</p>
<p>一些分析师会发布他们对增长预估、收益和收入等指标的预测，以提供额外的评级指导。在使用分析师评级时，重要的是要记住，股票和行业分析师也是人，他们只是向投资者提供自己的意见。</p>
<p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>

NAVN

<p>在过去三个月中，14 位分析师对 Navan（NASDAQ:NAVN）进行了评估，显示出从看涨到看跌的情绪混合。12 个月的平均目标价格为 25.86 美元，比之前的估计下降了 10.05%。分析师的行动包括下调、维持或宣布评级，反映了他们对市场状况的反应。Navan 的财务概况显示出 28.99% 的正收入增长率，但在净利润率（-115.62%）、股本回报率（-4346.94%）和资产回报率（-15.4%）方面面临挑战。该公司维持了 0.21 的审慎债务与股本比率，表明其债务管理平衡</p>

<p>During the last three months, 14 analysts shared their evaluations of Navan (NASDAQ: NAVN), revealing diverse outlooks from bullish to bearish.</p>
<div class="lb-trans"><p>在过去三个月中，14 位分析师分享了他们对 Navan（纳斯达克：NAVN）的评估，展现出从看涨到看跌的多样化前景。</p>
</div><p>The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.</p>
<div class="lb-trans"><p>下表总结了他们最近的评级，揭示了过去 30 天内情绪的变化，并与前几个月进行了比较。</p>
</div><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th align="right"><strong>看涨</strong></th>
<th align="right"><strong>稍微看涨</strong></th>
<th align="right"><strong>无所谓</strong></th>
<th align="right"><strong>稍微看跌</strong></th>
<th align="right"><strong>看跌</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>总评级</strong></td>
<td align="right">9</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>过去 30 天</strong></td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1 个月前</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2 个月前</strong></td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3 个月前</strong></td>
<td align="right">6</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
</div><p>Analysts have recently evaluated Navan and provided 12-month price targets. The average target is $25.86, accompanied by a high estimate of $30.00 and a low estimate of $19.00. A negative shift in sentiment is evident as analysts have decreased the average price target by 10.05%.</p>
<div class="lb-trans"><p>分析师最近对 Navan 进行了评估，并提供了 12 个月的价格目标。平均目标为 25.86 美元，最高预估为 30.00 美元，最低预估为 19.00 美元。分析师将平均价格目标下调了 10.05%，显示出情绪的负面转变。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png" alt="price target chart" original-src="https://www.benzinga.com/files/images/story/2026/1769623260_0_0.png"/></p>
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
<div class="lb-trans"><h2>解读分析师评级：详细分析</h2>
</div><p>The standing of Navan among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<div class="lb-trans"><p>通过对最近分析师行动的深入分析，可以清晰地了解 Navan 在金融专家中的地位。以下总结了关键分析师、他们的最近评估以及对评级和价格目标的调整。</p>
</div><table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Buy</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>Maintains</td>
<td>Market Outperform</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Maintains</td>
<td>Buy</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Maintains</td>
<td>Buy</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>Announces</td>
<td>Buy</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>Mizuho</td>
<td>Announces</td>
<td>Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>Morgan Stanley</td>
<td>Announces</td>
<td>Overweight</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>Announces</td>
<td>Buy</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>Goldman Sachs</td>
<td>Announces</td>
<td>Buy</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>Citigroup</td>
<td>Announces</td>
<td>Buy</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Buy</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>Announces</td>
<td>Buy</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>Announces</td>
<td>Market Outperform</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>分析师</th>
<th>分析师公司</th>
<th>采取的行动</th>
<th>评级</th>
<th>当前价格目标</th>
<th>之前价格目标</th>
</tr>
</thead>
<tbody>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>下调</td>
<td>买入</td>
<td>$22.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>维持</td>
<td>市场跑赢</td>
<td>$25.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>维持</td>
<td>买入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>维持</td>
<td>买入</td>
<td>$30.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Blair Abernethy</td>
<td>Rosenblatt</td>
<td>宣布</td>
<td>买入</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>瑞穗</td>
<td>宣布</td>
<td>跑赢大盘</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Jed Kelly</td>
<td>Oppenheimer</td>
<td>宣布</td>
<td>跑赢大盘</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>摩根士丹利</td>
<td>宣布</td>
<td>超配</td>
<td>$19.00</td>
<td>-</td>
</tr>
<tr>
<td>Jake Fuller</td>
<td>BTIG</td>
<td>宣布</td>
<td>买入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Kash Rangan</td>
<td>高盛</td>
<td>宣布</td>
<td>买入</td>
<td>$29.00</td>
<td>-</td>
</tr>
<tr>
<td>Steven Enders</td>
<td>花旗</td>
<td>宣布</td>
<td>买入</td>
<td>$26.00</td>
<td>-</td>
</tr>
<tr>
<td>Samad Samana</td>
<td>Jefferies</td>
<td>宣布</td>
<td>买入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Scott Berg</td>
<td>Needham</td>
<td>宣布</td>
<td>买入</td>
<td>$25.00</td>
<td>-</td>
</tr>
<tr>
<td>Patrick Walravens</td>
<td>Citizens</td>
<td>宣布</td>
<td>市场跑赢</td>
<td>$25.00</td>
<td>-</td>
</tr>
</tbody>
</table>
</div><h3>Key Insights:</h3>
<div class="lb-trans"><h3>关键见解：</h3>
</div><ul>
<li><strong>Action Taken:</strong> Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Navan. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Navan compared to the broader market.</li>
<li><strong>Price Targets:</strong> Analysts predict movements in price targets, offering estimates for Navan's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>采取的行动：</strong> 分析师对市场条件和公司表现的变化作出反应，频繁更新他们的建议。无论是 ‘维持’，‘上调’ 还是 ‘下调’ 他们的立场，反映了他们对 Navan 相关近期发展的反应。这些信息提供了分析师对公司当前状态的看法快照。</li>
<li><strong>评级：</strong> 分析师从定性角度全面评估股票，从 ‘跑赢大盘’ 到 ‘跑输大盘’。这些评级传达了对 Navan 相对于更广泛市场表现的预期。</li>
<li><strong>价格目标：</strong> 分析师预测价格目标的变动，提供 Navan 未来价值的估计。检查当前和之前的目标可以洞察分析师不断变化的预期。</li>
</ul>
</div><p>Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Navan's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.</p>
<div class="lb-trans"><p>将这些分析师评估与关键财务指标结合起来，可以提供 Navan 市场地位的全面概述。保持信息灵通，并在我们的评级表的帮助下做出明智的决策。</p>
</div><p>Stay up to date on Navan analyst ratings.</p>
<div class="lb-trans"><p>随时了解 Navan 分析师评级。</p>
</div><h2>Get to Know Navan Better</h2>
<div class="lb-trans"><h2>更好地了解 Navan</h2>
</div><p>Navan Inc is an end-to-end, AI-powered software platform built to simplify the world-wide business T&amp;E experience, benefiting users, customers, and suppliers. Its leveraged technology to reimagine business travel. The company deliver delightful, personalized experiences for users, efficiency and control for customers, and direct market access for suppliers-all powered by its proprietary AI framework, Navan Cognition. Geographically, the company operates in United States, United Kingdom and Other countries, of which United States derives maximum revenue.</p>
<div class="lb-trans"><p>Navan Inc 是一个端到端的、基于人工智能的软件平台，旨在简化全球商业差旅和差旅费用体验，惠及用户、客户和供应商。它利用技术重新构想商业旅行。该公司为用户提供愉悦、个性化的体验，为客户提供效率和控制，为供应商提供直接市场准入——这一切都由其专有的人工智能框架 Navan Cognition 驱动。该公司在美国、英国及其他国家运营，其中美国的收入占比最大。</p>
</div><h3>Navan: A Financial Overview</h3>
<div class="lb-trans"><h3>Navan：财务概览</h3>
</div><p><strong>Market Capitalization:</strong> Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.</p>
<div class="lb-trans"><p><strong>市值：</strong> 相较于行业平均水平，公司的市值较小，面临独特的挑战。</p>
</div><p><strong>Positive Revenue Trend:</strong> Examining Navan's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of <strong>28.99%</strong> as of 31 October, 2025, showcasing a substantial increase in top-line earnings. When compared to others in the Consumer Discretionary sector, the company excelled with a growth rate higher than the average among peers.</p>
<div class="lb-trans"><p><strong>积极的收入趋势：</strong> 对 Navan 在过去 3 个月的财务数据进行分析，显示出积极的叙述。截止 2025 年 10 月 31 日，该公司实现了 <strong>28.99%</strong> 的显著收入增长率，展现了顶线收益的显著增加。与消费品行业的其他公司相比，该公司的增长率高于同行的平均水平。</p>
</div><p><strong>Net Margin:</strong> Navan's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of <strong>-115.62%,</strong> the company may face hurdles in effective cost management.</p>
<div class="lb-trans"><p><strong>净利润率：</strong> Navan 的净利润率低于行业平均水平，表明在维持强劲盈利能力方面可能面临挑战。净利润率为 <strong>-115.62%</strong>，公司可能在有效成本管理方面遇到困难。</p>
</div><p><strong>Return on Equity (ROE):</strong> Navan's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of <strong>-4346.94%,</strong> the company may encounter challenges in delivering satisfactory returns for shareholders.</p>
<div class="lb-trans"><p><strong>股本回报率（ROE）：</strong> Navan 的 ROE 低于行业标准，表明在有效利用股本方面存在困难。ROE 为 <strong>-4346.94%</strong>，公司可能在为股东提供令人满意的回报方面面临挑战。</p>
</div><p><strong>Return on Assets (ROA):</strong> The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of <strong>-15.4%,</strong> the company may need to address challenges in generating satisfactory returns from its assets.</p>
<div class="lb-trans"><p><strong>资产回报率（ROA）：</strong> 公司的 ROA 低于行业基准，表明在有效利用资产方面可能存在困难。ROA 为 <strong>-15.4%</strong>，公司可能需要解决从资产中产生令人满意回报的挑战。</p>
</div><p><strong>Debt Management:</strong> With a below-average debt-to-equity ratio of <strong>0.21</strong>, Navan adopts a prudent financial strategy, indicating a balanced approach to debt management.</p>
<div class="lb-trans"><p><strong>债务管理：</strong> Navan 的债务与股本比率为 <strong>0.21</strong>，低于平均水平，采取了谨慎的财务策略，表明其在债务管理方面采取了平衡的方法。</p>
</div><h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
<div class="lb-trans"><h2>分析师评级的核心：每位投资者应了解的内容</h2>
</div><p>Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish &#34;analyst ratings&#34; for stocks. Analysts typically rate each stock once per quarter.</p>
<div class="lb-trans"><p>分析师在银行和金融系统中工作，通常专注于股票或特定行业的报告。分析师可能会参加公司电话会议和会议，研究公司财务报表，并与内部人士沟通，以发布股票的 “分析师评级”。分析师通常每季度对每只股票进行一次评级。</p>
</div><p>Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.</p>
<div class="lb-trans"><p>一些分析师会发布他们对增长预估、收益和收入等指标的预测，以提供额外的评级指导。在使用分析师评级时，重要的是要记住，股票和行业分析师也是人，他们只是向投资者提供自己的意见。</p>
</div><p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>
<div class="lb-trans"><p>本文由 Benzinga 的自动内容引擎生成，并经过编辑审核。</p>
</div>

分析师的结论：14 位专家眼中的 Navan