<p>Pennymac 金融服务（NYSE: PFSI）正在准备于 2026 年 1 月 29 日发布其季度财报。以下是投资者在公告前应注意的简要概述。</p>
<p>分析师预计 Pennymac 金融服务的 <strong>每股收益</strong>（EPS）为 3.23 美元。</p>
<p>市场期待 Pennymac 金融服务的公告，寄希望于超出预期并提供乐观的下季度指引。</p>
<p>新投资者需要理解，指引可能是股价的重要驱动因素。</p>
<h3>财报历史快照</h3>
<p>该公司在上个季度的每股收益超出预期 0.36 美元，导致次日股价上涨 7.16%。</p>
<p>以下是 Pennymac 金融服务的过往表现及其价格变化：</p>
<table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 预估</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS 实际</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>价格变化 %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="eps graph" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png"/></p>
<h3>Pennymac 金融服务股票的市场表现</h3>
<p>截至 1 月 27 日，Pennymac 金融服务的股票交易价格为 149.46 美元。在过去 52 周内，股价上涨了 30.38%。鉴于这些回报通常是积极的，长期股东在此次财报发布前应该感到满意。</p>
<h3>分析师对 Pennymac 金融服务的见解</h3>
<p>了解市场情绪和行业内的预期对投资者至关重要。本分析深入探讨了 Pennymac 金融服务的最新见解。</p>
<p>Pennymac 金融服务的共识评级为 “跑赢大盘”，基于 7 位分析师的评级。平均一年目标价为 153.57 美元，潜在上涨空间为 2.75%。</p>
<h3>与竞争对手的评级比较</h3>
<p>以下是 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 三家行业知名公司的分析师评级和平均一年目标价的比较，提供了它们相对表现预期和市场定位的见解。</p>
<ul>
<li>分析师目前对 Walker &amp; Dunlop 的评级为 “买入”，平均一年目标价为 77.5 美元，暗示潜在下跌空间为 48.15%。</li>
<li>分析师目前对 Better Home &amp; Finance 的评级为 “跑赢大盘”，平均一年目标价为 40.0 美元，暗示潜在下跌空间为 73.24%。</li>
<li>分析师目前对 Onity Group 的评级为 “跑赢大盘”，平均一年目标价为 60.0 美元，暗示潜在下跌空间为 59.86%。</li>
</ul>
<h3>同业指标摘要</h3>
<p>同业分析摘要概述了 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 的关键指标，展示了它们在行业中的相对地位，并提供了对其市场定位和比较表现的有价值见解。</p>
<table>
<thead>
<tr>
<th>公司</th>
<th>共识</th>
<th>收入增长</th>
<th>毛利润</th>
<th>股本回报率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Pennymac 金融服务</td>
<td>跑赢大盘</td>
<td>40.27%</td>
<td>4.1306 亿美元</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>买入</td>
<td>15.52%</td>
<td>1.4381 亿美元</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>跑赢大盘</td>
<td>97.69%</td>
<td>736 万美元</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>跑赢大盘</td>
<td>9.55%</td>
<td>1.5610 亿美元</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
<p>关键要点：</p>
<p>在收入增长和毛利润方面，Pennymac 金融服务在同行中排名第一。然而，在股本回报率方面，它排名最后。总体而言，Pennymac 金融服务在收入和利润增长方面表现良好，但其股本回报率较低。</p>
<h3>关于 Pennymac 金融服务的所有信息</h3>
<p>Pennymac 金融服务公司是一家专业金融服务公司，拥有全面的抵押贷款平台和专注于美国住宅抵押贷款的生产和服务的综合业务。该公司通过两个部门运营：生产和服务。生产部门负责贷款的发放、收购和销售活动。服务部门负责新发放贷款的服务。</p>
<h3>深入分析 Pennymac 金融服务的财务状况</h3>
<p><strong>市值分析：</strong> 该公司的市值高于行业平均水平，反映出其规模庞大和市场认可度强。</p>
<p><strong>收入增长：</strong> 在过去的 3 个月中，Pennymac 金融服务展现出积极的表现，截至 2025 年 9 月 30 日，其收入增长率为 <strong>40.27%</strong>，这反映出公司顶线收益的显著增长。与金融行业的其他公司相比，该公司的增长率低于同行平均水平。</p>
<p><strong>净利润率：</strong> Pennymac 金融服务的财务实力体现在其卓越的净利润率上，超过行业平均水平。该公司的净利润率为 <strong>20.56%</strong>，展现出强大的盈利能力和有效的成本管理。</p>
<p><strong>股本回报率（ROE）：</strong> Pennymac 金融服务的财务实力体现在其卓越的 ROE 上，超过行业平均水平。该公司的 ROE 为 <strong>4.41%</strong>，展现出对股本资本的有效利用和强健的财务健康。</p>
<p><strong>资产回报率（ROA）：</strong> Pennymac 金融服务的 ROA 表现突出，超过行业平均水平。该公司的 ROA 为 <strong>0.73%</strong>，展现出资产的有效利用和强劲的财务表现。</p>
<p><strong>债务管理：</strong> Pennymac 金融服务的债务与股本比率低于行业标准，表明其财务结构稳健，比例为 <strong>4.61</strong>。</p>
<p>要跟踪 Pennymac 金融服务的所有财报发布，请访问我们网站上的财报日历。</p>
<p><em>本文由 Benzinga 的自动内容引擎生成，并由编辑审核。</em></p>

PNMAC 金融服务

<p>PennyMac Financial Servs（纽约证券交易所代码：PFSI）将于 2026 年 1 月 29 日公布季度财报，分析师预测每股收益为 3.23 美元。该公司有超出预期的历史，这曾导致股价上涨 7.16%。目前股价为 149.46 美元，过去一年股价上涨了 30.38%。分析师对该股票的评级为 “跑赢大盘”，一年目标价为 153.57 美元。PennyMac 在收入增长（40.27%）和毛利润方面领先同行，但股本回报率较低（4.41%）</p>

<p>PennyMac Financial Servs (NYSE: PFSI) is preparing to release its quarterly earnings on Thursday, 2026-01-29. Here's a brief overview of what investors should keep in mind before the announcement.</p>
<div class="lb-trans"><p>Pennymac 金融服务（NYSE: PFSI）正在准备于 2026 年 1 月 29 日发布其季度财报。以下是投资者在公告前应注意的简要概述。</p>
</div><p>Analysts expect PennyMac Financial Servs to report an <strong>earnings per share</strong> (EPS) of $3.23.</p>
<div class="lb-trans"><p>分析师预计 Pennymac 金融服务的 <strong>每股收益</strong>（EPS）为 3.23 美元。</p>
</div><p>The market awaits PennyMac Financial Servs's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.</p>
<div class="lb-trans"><p>市场期待 Pennymac 金融服务的公告，寄希望于超出预期并提供乐观的下季度指引。</p>
</div><p>It's important for new investors to understand that guidance can be a significant driver of stock prices.</p>
<div class="lb-trans"><p>新投资者需要理解，指引可能是股价的重要驱动因素。</p>
</div><h3>Earnings History Snapshot</h3>
<div class="lb-trans"><h3>财报历史快照</h3>
</div><p>The company's EPS beat by $0.36 in the last quarter, leading to a 7.16% increase in the share price on the following day.</p>
<div class="lb-trans"><p>该公司在上个季度的每股收益超出预期 0.36 美元，导致次日股价上涨 7.16%。</p>
</div><p>Here's a look at PennyMac Financial Servs's past performance and the resulting price change:</p>
<div class="lb-trans"><p>以下是 Pennymac 金融服务的过往表现及其价格变化：</p>
</div><table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th align="right"><strong>Q3 2025</strong></th>
<th align="right"><strong>Q2 2025</strong></th>
<th align="right"><strong>Q1 2025</strong></th>
<th align="right"><strong>Q4 2024</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th><strong>季度</strong></th>
<th align="right"><strong>2025 年第三季度</strong></th>
<th align="right"><strong>2025 年第二季度</strong></th>
<th align="right"><strong>2025 年第一季度</strong></th>
<th align="right"><strong>2024 年第四季度</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS 预估</strong></td>
<td align="right">3.01</td>
<td align="right">3.15</td>
<td align="right">2.83</td>
<td align="right">3.02</td>
</tr>
<tr>
<td><strong>EPS 实际</strong></td>
<td align="right">3.37</td>
<td align="right">3.84</td>
<td align="right">2.77</td>
<td align="right">2.88</td>
</tr>
<tr>
<td><strong>价格变化 %</strong></td>
<td align="right">7.00</td>
<td align="right">-7.00</td>
<td align="right">-3.00</td>
<td align="right">-9.00</td>
</tr>
</tbody>
</table>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769626881_0.png" alt="eps graph" original-src="https://www.benzinga.com/files/images/story/2026/1769626881_0.png"/></p>
<h3>Market Performance of PennyMac Financial Servs's Stock</h3>
<div class="lb-trans"><h3>Pennymac 金融服务股票的市场表现</h3>
</div><p>Shares of PennyMac Financial Servs were trading at $149.46 as of January 27. Over the last 52-week period, shares are up 30.38%. Given that these returns are generally positive, long-term shareholders should be satisfied going into this earnings release.</p>
<div class="lb-trans"><p>截至 1 月 27 日，Pennymac 金融服务的股票交易价格为 149.46 美元。在过去 52 周内，股价上涨了 30.38%。鉴于这些回报通常是积极的，长期股东在此次财报发布前应该感到满意。</p>
</div><h3>Analyst Insights on PennyMac Financial Servs</h3>
<div class="lb-trans"><h3>分析师对 Pennymac 金融服务的见解</h3>
</div><p>Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on PennyMac Financial Servs.</p>
<div class="lb-trans"><p>了解市场情绪和行业内的预期对投资者至关重要。本分析深入探讨了 Pennymac 金融服务的最新见解。</p>
</div><p>The consensus rating for PennyMac Financial Servs is Outperform, based on 7 analyst ratings. With an average one-year price target of $153.57, there's a potential 2.75% upside.</p>
<div class="lb-trans"><p>Pennymac 金融服务的共识评级为 “跑赢大盘”，基于 7 位分析师的评级。平均一年目标价为 153.57 美元，潜在上涨空间为 2.75%。</p>
</div><h3>Comparing Ratings with Competitors</h3>
<div class="lb-trans"><h3>与竞争对手的评级比较</h3>
</div><p>The below comparison of the analyst ratings and average 1-year price targets of Walker &amp; Dunlop, Better Home &amp; Finance and Onity Group, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.</p>
<div class="lb-trans"><p>以下是 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 三家行业知名公司的分析师评级和平均一年目标价的比较，提供了它们相对表现预期和市场定位的见解。</p>
</div><ul>
<li>Analysts currently favor an Buy trajectory for Walker &amp; Dunlop, with an average 1-year price target of $77.5, suggesting a potential 48.15% downside.</li>
<li>Analysts currently favor an Outperform trajectory for Better Home &amp; Finance, with an average 1-year price target of $40.0, suggesting a potential 73.24% downside.</li>
<li>Analysts currently favor an Outperform trajectory for Onity Group, with an average 1-year price target of $60.0, suggesting a potential 59.86% downside.</li>
</ul>
<div class="lb-trans"><ul>
<li>分析师目前对 Walker &amp; Dunlop 的评级为 “买入”，平均一年目标价为 77.5 美元，暗示潜在下跌空间为 48.15%。</li>
<li>分析师目前对 Better Home &amp; Finance 的评级为 “跑赢大盘”，平均一年目标价为 40.0 美元，暗示潜在下跌空间为 73.24%。</li>
<li>分析师目前对 Onity Group 的评级为 “跑赢大盘”，平均一年目标价为 60.0 美元，暗示潜在下跌空间为 59.86%。</li>
</ul>
</div><h3>Peer Metrics Summary</h3>
<div class="lb-trans"><h3>同业指标摘要</h3>
</div><p>The peer analysis summary outlines pivotal metrics for Walker &amp; Dunlop, Better Home &amp; Finance and Onity Group, demonstrating their respective standings within the industry and offering valuable insights into their market positions and comparative performance.</p>
<div class="lb-trans"><p>同业分析摘要概述了 Walker &amp; Dunlop、Better Home &amp; Finance 和 Onity Group 的关键指标，展示了它们在行业中的相对地位，并提供了对其市场定位和比较表现的有价值见解。</p>
</div><table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>PennyMac Financial Servs</td>
<td>Outperform</td>
<td>40.27%</td>
<td>$413.06M</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>Buy</td>
<td>15.52%</td>
<td>$143.81M</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>Outperform</td>
<td>97.69%</td>
<td>$7.36M</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>Outperform</td>
<td>9.55%</td>
<td>$156.10M</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th>公司</th>
<th>共识</th>
<th>收入增长</th>
<th>毛利润</th>
<th>股本回报率</th>
</tr>
</thead>
<tbody>
<tr>
<td>Pennymac 金融服务</td>
<td>跑赢大盘</td>
<td>40.27%</td>
<td>4.1306 亿美元</td>
<td>4.41%</td>
</tr>
<tr>
<td>Walker &amp; Dunlop</td>
<td>买入</td>
<td>15.52%</td>
<td>1.4381 亿美元</td>
<td>1.86%</td>
</tr>
<tr>
<td>Better Home &amp; Finance</td>
<td>跑赢大盘</td>
<td>97.69%</td>
<td>736 万美元</td>
<td>-66.05%</td>
</tr>
<tr>
<td>Onity Group</td>
<td>跑赢大盘</td>
<td>9.55%</td>
<td>1.5610 亿美元</td>
<td>3.60%</td>
</tr>
</tbody>
</table>
</div><p>Key Takeaway:</p>
<div class="lb-trans"><p>关键要点：</p>
</div><p>PennyMac Financial Servs ranks at the top for Revenue Growth and Gross Profit among its peers. However, it ranks at the bottom for Return on Equity. Overall, PennyMac Financial Servs is performing well in terms of revenue and profit growth compared to its peers, but its return on equity is lower.</p>
<div class="lb-trans"><p>在收入增长和毛利润方面，Pennymac 金融服务在同行中排名第一。然而，在股本回报率方面，它排名最后。总体而言，Pennymac 金融服务在收入和利润增长方面表现良好，但其股本回报率较低。</p>
</div><h3>All You Need to Know About PennyMac Financial Servs</h3>
<div class="lb-trans"><h3>关于 Pennymac 金融服务的所有信息</h3>
</div><p>PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. residential mortgage loans. The company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities. The servicing segment performs loan servicing for newly originated loans.</p>
<div class="lb-trans"><p>Pennymac 金融服务公司是一家专业金融服务公司，拥有全面的抵押贷款平台和专注于美国住宅抵押贷款的生产和服务的综合业务。该公司通过两个部门运营：生产和服务。生产部门负责贷款的发放、收购和销售活动。服务部门负责新发放贷款的服务。</p>
</div><h3>A Deep Dive into PennyMac Financial Servs's Financials</h3>
<div class="lb-trans"><h3>深入分析 Pennymac 金融服务的财务状况</h3>
</div><p><strong>Market Capitalization Analysis:</strong> With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.</p>
<div class="lb-trans"><p><strong>市值分析：</strong> 该公司的市值高于行业平均水平，反映出其规模庞大和市场认可度强。</p>
</div><p><strong>Revenue Growth:</strong> Over the 3 months period, PennyMac Financial Servs showcased positive performance, achieving a revenue growth rate of <strong>40.27%</strong> as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.</p>
<div class="lb-trans"><p><strong>收入增长：</strong> 在过去的 3 个月中，Pennymac 金融服务展现出积极的表现，截至 2025 年 9 月 30 日，其收入增长率为 <strong>40.27%</strong>，这反映出公司顶线收益的显著增长。与金融行业的其他公司相比，该公司的增长率低于同行平均水平。</p>
</div><p><strong>Net Margin:</strong> PennyMac Financial Servs's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of <strong>20.56%,</strong> the company showcases strong profitability and effective cost management.</p>
<div class="lb-trans"><p><strong>净利润率：</strong> Pennymac 金融服务的财务实力体现在其卓越的净利润率上，超过行业平均水平。该公司的净利润率为 <strong>20.56%</strong>，展现出强大的盈利能力和有效的成本管理。</p>
</div><p><strong>Return on Equity (ROE):</strong> PennyMac Financial Servs's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of <strong>4.41%,</strong> the company showcases efficient use of equity capital and strong financial health.</p>
<div class="lb-trans"><p><strong>股本回报率（ROE）：</strong> Pennymac 金融服务的财务实力体现在其卓越的 ROE 上，超过行业平均水平。该公司的 ROE 为 <strong>4.41%</strong>，展现出对股本资本的有效利用和强健的财务健康。</p>
</div><p><strong>Return on Assets (ROA):</strong> PennyMac Financial Servs's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>0.73%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<div class="lb-trans"><p><strong>资产回报率（ROA）：</strong> Pennymac 金融服务的 ROA 表现突出，超过行业平均水平。该公司的 ROA 为 <strong>0.73%</strong>，展现出资产的有效利用和强劲的财务表现。</p>
</div><p><strong>Debt Management:</strong> PennyMac Financial Servs's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>4.61</strong>.</p>
<div class="lb-trans"><p><strong>债务管理：</strong> Pennymac 金融服务的债务与股本比率低于行业标准，表明其财务结构稳健，比例为 <strong>4.61</strong>。</p>
</div><p>To track all earnings releases for PennyMac Financial Servs visit their earnings calendar on our site.</p>
<div class="lb-trans"><p>要跟踪 Pennymac 金融服务的所有财报发布，请访问我们网站上的财报日历。</p>
</div><p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>
<div class="lb-trans"><p><em>本文由 Benzinga 的自动内容引擎生成，并由编辑审核。</em></p>
</div>

Pennymac Financial Services 的收益预览