<p><em>新产品提供关键的就业信息，与艾可菲消费者信用报告一起，帮助在汽车贷款预审和融资过程中形成更完整的财务图景</em></p>
<p>, /PRNewswire/ -- 艾可菲（Equifax®）（纽约证券交易所代码：EFX）今天宣布推出两款新的就业洞察解决方案，旨在在购车过程中更早地提供买方财务状况的完整图景。这些产品与艾可菲消费者信用报告一起提供，向汽车经销商提供来自全国最大的集中商业就业和收入信息数据库 The Work Number®的验证数据。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg"/></p>
<p>就业洞察解决方案在汽车经销商工作流程的两个不同阶段提供信息——预审和融资——以实现更快速、更可靠的流程。通过利用 The Work Number，这些解决方案帮助汽车经销商超越自我报告的数据，基于经过验证的消费者信息做出更快的数据驱动决策。</p>
<p>&#34;如今的购车者比以往任何时候都更加关注价格，因此融资的延迟可能会导致销售的损失，&#34; 艾可菲汽车服务高级副总裁兼总经理 Lena Bourgeois 表示。&#34;这使得汽车经销商快速获得可靠信息变得至关重要，以帮助他们自信地运营并更快地达成交易。通过这些新的就业洞察，经销商可以获得经过验证的收入和工作数据，帮助他们验证消费者自我报告的信息。这使他们能够做出更明智的决策，降低风险，并为消费者和经销商创造更顺畅、更快速的贷款批准流程。&#34;</p>
<p><strong>预审就业洞察</strong></p>
<p>在早期购物或预审阶段，预审就业洞察帮助经销商在提交完整信用申请之前更好地了解买方的购买能力。报告包括申请人的计算年收入和活跃的就业记录及任期，使经销商能够：</p>
<ul>
<li>了解潜在买方的购买能力。</li>
<li>对债务与收入（DTI）和支付与收入（PTI）计算充满信心，以提供合适的交易。</li>
<li>根据买方的验证支付能力量身定制销售体验。</li>
<li>根据消费者的就业状态和支付能力定制报价。</li>
</ul>
<p><strong>融资就业洞察</strong></p>
<p>在融资和交易达成阶段，融资就业洞察帮助经销商验证申请信息并降低回购风险。报告将经过验证的收入和就业数据与身份验证结合在一起，使经销商能够：</p>
<ul>
<li>验证消费者的就业状态和任期，以增强对申请信息的信心。</li>
<li>根据消费者的资格，包括经过验证的收入和就业，更精确地处理申请。</li>
<li>根据消费者的验证购买能力调整交易条款。</li>
</ul>
<p>有关汽车经销商就业洞察解决方案的更多信息，请访问我们的网站。</p>
<p><strong>关于艾可菲公司</strong> 在艾可菲（NYSE: EFX），我们相信知识推动进步。作为一家全球数据、分析和技术公司，我们在全球经济中发挥着重要作用，帮助金融机构、公司、雇主和政府机构更自信地做出关键决策。我们独特的数据、分析和云技术的结合推动洞察力，助力决策，推动人们向前发展。艾可菲总部位于亚特兰大，全球近 15,000 名员工支持下，在北美、中美洲和南美、欧洲以及亚太地区的 24 个国家运营或投资。有关更多信息，请访问 Equifax.com。</p>
<p><strong>更多信息：</strong></p>
<p>Tiffany Smith for Equifax</p>
<p>mediainquiries@equifax.com</p>
<p>来源：艾可菲公司</p>

DTCR

艾可菲

<p>艾可菲推出了两款新的就业洞察解决方案，旨在帮助汽车经销商提升购车流程。这些解决方案提供经过验证的就业和收入数据，并与艾可菲消费者信用报告相结合，从而促进更快速和更可靠的融资决策。预审就业洞察帮助经销商早期评估买家的购买能力，而融资解决方案则验证申请信息以降低风险。该举措旨在简化贷款审批流程，并改善消费者和经销商的整体体验</p>

<p><em>New Offerings Deliver Key Employment Information Alongside the Equifax Consumer Credit Report to Create a More Complete Financial Picture During Auto Loan Prequalification and Financing Processes</em></p>
<div class="lb-trans"><p><em>新产品提供关键的就业信息，与艾可菲消费者信用报告一起，帮助在汽车贷款预审和融资过程中形成更完整的财务图景</em></p>
</div><p>, /PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of two new Employment Insights solutions designed to provide a more complete picture of a buyer's financial profile earlier in the car-buying process. Delivered alongside the Equifax Consumer Credit Report, the offerings provide auto dealers with access to verified data from The Work Number®, the nation's largest centralized commercial database of employment and income information.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 艾可菲（Equifax®）（纽约证券交易所代码：EFX）今天宣布推出两款新的就业洞察解决方案，旨在在购车过程中更早地提供买方财务状况的完整图景。这些产品与艾可菲消费者信用报告一起提供，向汽车经销商提供来自全国最大的集中商业就业和收入信息数据库 The Work Number®的验证数据。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg" alt="" original-src="https://mma.prnewswire.com/media/448516/Equifax_jpg_Logo.jpg"/></p>
<p>The Employment Insights solutions offer information at two different points in the auto dealer workflow – prequalification and financing – to enable a faster, more reliable process. By leveraging The Work Number, the solutions help auto dealers move beyond self-reported data to make faster data-driven decisions based on verified consumer information.</p>
<div class="lb-trans"><p>就业洞察解决方案在汽车经销商工作流程的两个不同阶段提供信息——预审和融资——以实现更快速、更可靠的流程。通过利用 The Work Number，这些解决方案帮助汽车经销商超越自我报告的数据，基于经过验证的消费者信息做出更快的数据驱动决策。</p>
</div><p>&#34;Today's car shoppers are more price sensitive than ever, so a delay in financing could easily result in a lost sale,&#34; said Lena Bourgeois, Senior Vice President and General Manager of Automotive Services at Equifax. &#34;This makes it critical for auto dealers to quickly receive reliable information that helps them operate with confidence and close deals faster. With these new Employment Insights, dealers get proven income and job data, helping them verify what consumers report themselves. This allows them to make smarter decisions, lower their risk, and create a smoother, quicker loan approval process for consumers and dealerships.&#34;</p>
<div class="lb-trans"><p>&#34;如今的购车者比以往任何时候都更加关注价格，因此融资的延迟可能会导致销售的损失，&#34; 艾可菲汽车服务高级副总裁兼总经理 Lena Bourgeois 表示。&#34;这使得汽车经销商快速获得可靠信息变得至关重要，以帮助他们自信地运营并更快地达成交易。通过这些新的就业洞察，经销商可以获得经过验证的收入和工作数据，帮助他们验证消费者自我报告的信息。这使他们能够做出更明智的决策，降低风险，并为消费者和经销商创造更顺畅、更快速的贷款批准流程。&#34;</p>
</div><p><strong>Employment Insights for Prequalification</strong></p>
<div class="lb-trans"><p><strong>预审就业洞察</strong></p>
</div><p>Delivered at the early shopping or prequalification stage, Employment Insights for Prequalification helps dealers better understand a buyer's purchasing power before a full credit application is submitted. The report includes the applicant's calculated total annual income and active employment record and tenure, allowing dealers to:</p>
<div class="lb-trans"><p>在早期购物或预审阶段，预审就业洞察帮助经销商在提交完整信用申请之前更好地了解买方的购买能力。报告包括申请人的计算年收入和活跃的就业记录及任期，使经销商能够：</p>
</div><ul>
<li>Understand the potential buyer's purchasing power.</li>
<li>Gain confidence in debt-to-income (DTI) and payment-to-income (PTI) calculations to offer right-sized deals.</li>
<li>Tailor sales experiences based on the buyer's verified ability to pay.</li>
<li>Customize offers based on the consumer's employment status and ability to pay.</li>
</ul>
<div class="lb-trans"><ul>
<li>了解潜在买方的购买能力。</li>
<li>对债务与收入（DTI）和支付与收入（PTI）计算充满信心，以提供合适的交易。</li>
<li>根据买方的验证支付能力量身定制销售体验。</li>
<li>根据消费者的就业状态和支付能力定制报价。</li>
</ul>
</div><p><strong>Employment Insights for Financing</strong></p>
<div class="lb-trans"><p><strong>融资就业洞察</strong></p>
</div><p>At the financing and deal-closure stage, Employment Insights for Financing helps dealers validate application information and reduce buyback risk. The report combines verified income and employment data with identity validation, so dealers can:</p>
<div class="lb-trans"><p>在融资和交易达成阶段，融资就业洞察帮助经销商验证申请信息并降低回购风险。报告将经过验证的收入和就业数据与身份验证结合在一起，使经销商能够：</p>
</div><ul>
<li>Verify consumer employment status and tenure for stronger confidence in stated application information.</li>
<li>Route applications more precisely based on consumer qualifications including verified income and employment.</li>
<li>Align deal terms with the consumer's verified purchasing power.</li>
</ul>
<div class="lb-trans"><ul>
<li>验证消费者的就业状态和任期，以增强对申请信息的信心。</li>
<li>根据消费者的资格，包括经过验证的收入和就业，更精确地处理申请。</li>
<li>根据消费者的验证购买能力调整交易条款。</li>
</ul>
</div><p>For more information about Employment Insights solutions for auto dealers, please visit our website.</p>
<div class="lb-trans"><p>有关汽车经销商就业洞察解决方案的更多信息，请访问我们的网站。</p>
</div><p><strong>ABOUT EQUIFAX INC.</strong> At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.</p>
<div class="lb-trans"><p><strong>关于艾可菲公司</strong> 在艾可菲（NYSE: EFX），我们相信知识推动进步。作为一家全球数据、分析和技术公司，我们在全球经济中发挥着重要作用，帮助金融机构、公司、雇主和政府机构更自信地做出关键决策。我们独特的数据、分析和云技术的结合推动洞察力，助力决策，推动人们向前发展。艾可菲总部位于亚特兰大，全球近 15,000 名员工支持下，在北美、中美洲和南美、欧洲以及亚太地区的 24 个国家运营或投资。有关更多信息，请访问 Equifax.com。</p>
</div><p><strong>FOR MORE INFORMATION:</strong></p>
<div class="lb-trans"><p><strong>更多信息：</strong></p>
</div><p>Tiffany Smith for Equifax</p>
<div class="lb-trans"><p>Tiffany Smith for Equifax</p>
</div><p>mediainquiries@equifax.com</p>
<div class="lb-trans"><p>mediainquiries@equifax.com</p>
</div><p>SOURCE Equifax Inc.</p>
<div class="lb-trans"><p>来源：艾可菲公司</p>
</div>

艾可菲推出面向汽车经销商的就业洞察解决方案 | EFX 股票新闻