<p>在 <strong>SoFi Technologies Inc.</strong> (NASDAQ: SOFI) 发布第四季度业绩之前，分析师 <strong>Parkev Tatevosian</strong>，CFA，提醒投资者对该股票保持谨慎，特别是在当前价格水平。</p>
<h2>SoFi 被认为 ‘略微高估’</h2>
<p>Tatevosian 表示，他 “长期以来对 SoFi 股票持乐观态度”，但现在认为该公司 “略微高估”，在财报发布前并不具备吸引力，原因是波动性较高且相对于风险的上涨空间有限。</p>
<p>根据他的专有模型，“SoFi 股票的价值约为每股 20 美元，确切地说是 19.60 美元，” 他说。在当前水平下，该股票 “并不是极度高估”，但在考虑安全边际时仍然 “略微高估”。</p>
<p>尽管承认最近几个季度的强劲运营表现，Tatevosian 仍表示，购买财报发布前的股票并不吸引人。“我不会在财报发布前购买 SoFi 股票，” 他说，并指出第四季度的报告通常会因前瞻性指引而带来额外的波动性。“因此，在这种看起来并不太吸引人的情况下，你承担了更多的风险。”</p>
<p>他最后表示，在周五的第四季度财报发布之前，他将对该股票维持 “持有” 评级。</p>
<h2>财报前股票上涨</h2>
<p>SoFi 当前的估值为未来收益的 41.67 倍，这与 <strong>Robinhood Markets Inc.</strong> (NASDAQ: HOOD) 的 43.08 倍大致相符。</p>
<p>其他 领先分析师对该公司看法不一，巴克莱最近将该股票的目标价从 23 美元上调至 28 美元，代表 13.31% 的上涨空间，而高盛的分析师则将目标价从 27 美元下调至 24 美元，显示出 2.87% 的下行风险。</p>
<p>周四 SoFi 股价下跌 0.98%，收于 24.36 美元，但在隔夜交易中上涨 0.57%。该股票在 <strong>Benzinga 的 Edge 股票排名</strong> 中在动量和增长方面得分较高，长期价格趋势良好。</p>
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<p><em>照片来源：Shutterstock</em></p>

金融科技创新 ETF - ARK

金融业 ETF - Vanguard

金融业 ETF - SPDR

2 倍做多 SOFI ETF - Defiance

美国经纪商&证券交易所 ETF - iShares

SOFI

金融科技指数 ETF - GlobalX

金融指数 MSCI ETF - Fidelity

<p>分析师 Parkev Tatevosian 认为 SoFi Technologies Inc.在 24 美元的价格上 “略显高估”，建议其公允价值接近 20 美元，尤其是在公司第四季度业绩发布之前。尽管最近表现强劲，包括新增 90.5 万名会员和下降的坏账率，他仍建议在财报发布前不要买入，以避免潜在的波动。Tatevosian 维持 “持有” 评级，指出该股票当前的估值与同行一致。其他分析师的观点不一，巴克莱将目标价上调至 28 美元，而高盛则将其下调至 24 美元。SoFi 的股票在周四收于 24.36 美元，下跌 0.98%</p>

<p>Ahead of <strong>SoFi Technologies Inc.’s</strong> (NASDAQ: SOFI) fourth-quarter results, analyst <strong>Parkev Tatevosian</strong>, CFA, is urging caution regarding the stock, especially at its current levels.</p>
<div class="lb-trans"><p>在 <strong>SoFi Technologies Inc.</strong> (NASDAQ: SOFI) 发布第四季度业绩之前，分析师 <strong>Parkev Tatevosian</strong>，CFA，提醒投资者对该股票保持谨慎，特别是在当前价格水平。</p>
</div><h2>SoFi Is ‘Slightly Overvalued’</h2>
<div class="lb-trans"><h2>SoFi 被认为 ‘略微高估’</h2>
</div><p>Tatevosian, who said he had been “bullish on SoFi stock for a long time,” now views the company as “slightly overvalued” and not an attractive buy ahead of earnings, citing elevated volatility and limited upside relative to risk.</p>
<div class="lb-trans"><p>Tatevosian 表示，他 “长期以来对 SoFi 股票持乐观态度”，但现在认为该公司 “略微高估”，在财报发布前并不具备吸引力，原因是波动性较高且相对于风险的上涨空间有限。</p>
</div><p>According to his proprietary models, “SoFi stock is worth about $20 a share, $19.60 to be precise,” he said. At current levels, the stock is “not extremely overvalued,” but still &#34;slightly overvalued when accounting for a margin of safety.”</p>
<div class="lb-trans"><p>根据他的专有模型，“SoFi 股票的价值约为每股 20 美元，确切地说是 19.60 美元，” 他说。在当前水平下，该股票 “并不是极度高估”，但在考虑安全边际时仍然 “略微高估”。</p>
</div><p>Tatevosian said this despite acknowledging the strong operating performances in recent quarters, with the company adding 905,000 new members during the third quarter, originating $3.4 billion in loans for third parties on its platform, while charge-off rates for personal loans declined to their lowest level in more than two years.</p>
<div class="lb-trans"><p>尽管承认最近几个季度的强劲运营表现，Tatevosian 仍表示，购买财报发布前的股票并不吸引人。“我不会在财报发布前购买 SoFi 股票，” 他说，并指出第四季度的报告通常会因前瞻性指引而带来额外的波动性。“因此，在这种看起来并不太吸引人的情况下，你承担了更多的风险。”</p>
</div><p>Still, he said buying ahead of earnings is not attractive. “I would not be interested in buying SoFi stock before earnings,” he said, noting that fourth-quarter reports typically bring added volatility due to forward guidance. “So, you’re taking a lot more risk in a situation that doesn’t look very attractive.”</p>
<div class="lb-trans"><p>他最后表示，在周五的第四季度财报发布之前，他将对该股票维持 “持有” 评级。</p>
</div><p>He concluded by saying that he was maintaining a “Hold” rating on the stock ahead of its fourth-quarter earnings results on Friday.</p>
<div class="lb-trans"><h2>财报前股票上涨</h2>
</div><h2>Stock Up Ahead of Earnings</h2>
<div class="lb-trans"><p>SoFi 当前的估值为未来收益的 41.67 倍，这与 <strong>Robinhood Markets Inc.</strong> (NASDAQ: HOOD) 的 43.08 倍大致相符。</p>
</div><p>SoFi currently trades at a valuation of 41.67 times forward earnings, which is broadly in line with peers such as <strong>Robinhood Markets Inc.</strong> (NASDAQ: HOOD), at 43.08.</p>
<div class="lb-trans"><p>其他 领先分析师对该公司看法不一，巴克莱最近将该股票的目标价从 23 美元上调至 28 美元，代表 13.31% 的上涨空间，而高盛的分析师则将目标价从 27 美元下调至 24 美元，显示出 2.87% 的下行风险。</p>
</div><p>Other leading analysts are split on the company, with Barclays recently raising its Price Target on the stock from $23 to $28, representing an upside of 13.31%, while Goldman Sachs analysts reduced their target from $27 to $24, signaling a 2.87% downside.</p>
<div class="lb-trans"><p>周四 SoFi 股价下跌 0.98%，收于 24.36 美元，但在隔夜交易中上涨 0.57%。该股票在 <strong>Benzinga 的 Edge 股票排名</strong> 中在动量和增长方面得分较高，长期价格趋势良好。</p>
</div><p>SoFi shares were down 0.98% on Thursday, closing at $24.36, but are up 0.57% overnight. The stock scores high on Momentum and Growth in <strong>Benzinga’s Edge Stock Rankings</strong>, with a favorable price trend in the long run.</p>
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<div class="lb-trans"><p><em>照片来源：Shutterstock</em></p>
</div><p><em>Photo courtesy: Shutterstock</em></p>

SoFi Is 'Slightly Overvalued' At $24, Says Analyst: Sees Fair Value Closer To $20 Ahead Of Company's Q4 Results

benzinga_article

SoFi Tech

分析师表示，SoFi 在 24 美元时 “略显高估”：在公司第四季度业绩公布前，他认为其公允价值更接近 20 美元