<p>，/PRNewswire/ -- Capstone LLC 是一家领先的政策分析和投资研究公司，发布了其 2026 年金融服务行业展望，强调预计将重塑银行、保险、住房金融和教育市场的监管变化和政策优先事项。</p>
<p>Capstone 预计特朗普政府将致力于拆解消费者金融保护局，同时推进放松监管的规则制定。随着联邦执法的减弱，民主党主导的州预计将加强监管，导致消费者金融领域出现碎片化的监管格局。</p>
<p>该公司预计审慎监管机构将通过 “资本中性” 的巴塞尔协议 III 最终方案来减轻银行的监管负担，同时引入新的稳定币监管，这可能对较小的机构构成竞争挑战。</p>
<p>住房政策将成为联邦和州的主要优先事项，立法者可能会重新塑造房利美和房地美的角色，并推动供应侧改革以解决可负担性问题。租赁和房地产市场中的算法定价工具继续面临审查。</p>
<p>在保险领域，国家保险专员协会将加强对投资策略和人工智能应用的审查，同时州政策制定者在面临灾难风险的担忧中推动可负担性改革。</p>
<p>教育市场面临复杂的前景，联邦资金的稳定性被州预算压力所抵消，而国际招生政策则为大学带来挑战。</p>
<p><strong>请访问以下链接阅读 Capstone 对 2026 年发展的展望：</strong></p>
<p>消费者金融</p>
<p>保险</p>
<p>住房</p>
<p>银行</p>
<p>如需更多信息，请联系 Daniel Kruger，电话：(917) 566-8220，电子邮件：[email protected]</p>
<p><strong>关于 Capstone</strong> <em>Capstone 是一家领先的全球政策分析和监管尽职调查公司，在华盛顿特区、纽约、休斯顿、伦敦、巴黎、孟买和悉尼设有办事处。随着华盛顿、伦敦、布鲁塞尔及其他政府中心的发展对投资策略变得愈发重要，立法、监管改革和新的联邦监管正在以不断变化的方式影响各行业。我们为机构投资者和公司提供建议，帮助他们了解州、联邦和国际政策的变化如何影响投资。Capstone 在影响金融和商业服务、能源与环境、医疗保健、国家安全、TMT 等领域的公共政策投资方面建立了领先的覆盖。我们的专业人士分析政策，以发现风险、机会，并在此过程中为客户提供独特的商业和投资策略。</em></p>
<p><strong>联系方式：</strong> Daniel Kruger，Capstone</p>
<p><strong>电话：</strong> 917-566-8220</p>
<p><strong>电子邮件：</strong>[email protected]</p>
<p>来源：CAPSTONE LLC</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTMxJk5ld3NJdGVtSWQ9REM3NTg1MCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMzExMTI4UFJfTkVXU19VU1BSX19fX19EQzc1ODUw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTMxJk5ld3NJdGVtSWQ9REM3NTg1MCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMzExMTI4UFJfTkVXU19VU1BSX19fX19EQzc1ODUw"/></p>

<p>Capstone LLC 发布了其 2026 年金融服务展望，强调监管变化和住房政策是该行业的关键驱动因素。报告预测，由于特朗普政府可能解散消费者金融保护局以及民主党主导州的监管加强，监管环境将变得支离破碎。报告还指出，预计银行的监管负担将有所减轻，并将出台新的稳定币监管政策。住房政策预计将成为优先事项，改革旨在提高可负担性。保险行业将对投资策略进行更严格的审查，而教育市场由于预算压力面临复杂的前景</p>

<p>, /PRNewswire/ -- Capstone LLC, a leading policy analysis and investment research firm, has released its financial services sector preview for 2026, highlighting regulatory shifts and policy priorities expected to reshape banking, insurance, housing finance, and education markets.</p>
<div class="lb-trans"><p>，/PRNewswire/ -- Capstone LLC 是一家领先的政策分析和投资研究公司，发布了其 2026 年金融服务行业展望，强调预计将重塑银行、保险、住房金融和教育市场的监管变化和政策优先事项。</p>
</div><p>Capstone anticipates the Trump administration will pursue dismantling the Consumer Financial Protection Bureau while advancing deregulatory rulemaking. As federal enforcement recedes, Democratic-led states are expected to intensify oversight, creating a fragmented regulatory landscape across consumer finance.</p>
<div class="lb-trans"><p>Capstone 预计特朗普政府将致力于拆解消费者金融保护局，同时推进放松监管的规则制定。随着联邦执法的减弱，民主党主导的州预计将加强监管，导致消费者金融领域出现碎片化的监管格局。</p>
</div><p>The firm expects prudential regulators to ease regulatory burdens for banks through a &#34;capital neutral&#34; Basel III Endgame proposal while introducing new stablecoin regulations that may pose competitive challenges for smaller institutions.</p>
<div class="lb-trans"><p>该公司预计审慎监管机构将通过 “资本中性” 的巴塞尔协议 III 最终方案来减轻银行的监管负担，同时引入新的稳定币监管，这可能对较小的机构构成竞争挑战。</p>
</div><p>Housing policy will emerge as a major federal and state priority, with lawmakers likely reshaping Fannie Mae and Freddie Mac's roles and pursuing supply-side reforms to address affordability. Algorithmic pricing tools in the rental and real estate markets continue to face scrutiny.</p>
<div class="lb-trans"><p>住房政策将成为联邦和州的主要优先事项，立法者可能会重新塑造房利美和房地美的角色，并推动供应侧改革以解决可负担性问题。租赁和房地产市场中的算法定价工具继续面临审查。</p>
</div><p>In insurance, the National Association of Insurance Commissioners will tighten scrutiny of investment strategies and AI applications, while state policymakers pursue affordability reforms amid catastrophe risk concerns.</p>
<div class="lb-trans"><p>在保险领域，国家保险专员协会将加强对投资策略和人工智能应用的审查，同时州政策制定者在面临灾难风险的担忧中推动可负担性改革。</p>
</div><p>Education markets face mixed prospects, with federal funding stability offset by state budget pressures affecting K-12 vendors and international enrollment policies creating headwinds for universities.</p>
<div class="lb-trans"><p>教育市场面临复杂的前景，联邦资金的稳定性被州预算压力所抵消，而国际招生政策则为大学带来挑战。</p>
</div><p><strong>Please access the following links to read Capstone's outlook on developments for 2026:</strong></p>
<div class="lb-trans"><p><strong>请访问以下链接阅读 Capstone 对 2026 年发展的展望：</strong></p>
</div><p>Consumer Finance</p>
<div class="lb-trans"><p>消费者金融</p>
</div><p>Insurance</p>
<div class="lb-trans"><p>保险</p>
</div><p>Housing</p>
<div class="lb-trans"><p>住房</p>
</div><p>Banking</p>
<div class="lb-trans"><p>银行</p>
</div><p>For more information contact Daniel Kruger by phone at (917) 566-8220 or E-mail: [email protected]</p>
<div class="lb-trans"><p>如需更多信息，请联系 Daniel Kruger，电话：(917) 566-8220，电子邮件：[email protected]</p>
</div><p><strong>About Capstone</strong> <em>Capstone is a leading global policy analysis and regulatory due diligence firm with locations in Washington, DC, New York, Houston, London, Paris, Mumbai, and Sydney. As developments in Washington, London, Brussels, and other centers of government become more crucial to investment strategies, legislation, regulatory reforms, and new federal oversight are affecting industries in evolving ways. We advise institutional investors and companies on how changes in state, federal, and international policy impact investments. Capstone has established leading coverage of public policy investments affecting financial and business services, energy and environment, healthcare, national security, TMT, and more. Our professionals analyze policy to uncover risks, opportunities, and, in the process, unique business and investment strategies for our clients.</em></p>
<div class="lb-trans"><p><strong>关于 Capstone</strong> <em>Capstone 是一家领先的全球政策分析和监管尽职调查公司，在华盛顿特区、纽约、休斯顿、伦敦、巴黎、孟买和悉尼设有办事处。随着华盛顿、伦敦、布鲁塞尔及其他政府中心的发展对投资策略变得愈发重要，立法、监管改革和新的联邦监管正在以不断变化的方式影响各行业。我们为机构投资者和公司提供建议，帮助他们了解州、联邦和国际政策的变化如何影响投资。Capstone 在影响金融和商业服务、能源与环境、医疗保健、国家安全、TMT 等领域的公共政策投资方面建立了领先的覆盖。我们的专业人士分析政策，以发现风险、机会，并在此过程中为客户提供独特的商业和投资策略。</em></p>
</div><p><strong>Contact:</strong> Daniel Kruger, Capstone</p>
<div class="lb-trans"><p><strong>联系方式：</strong> Daniel Kruger，Capstone</p>
</div><p><strong>Phone:</strong> 917-566-8220</p>
<div class="lb-trans"><p><strong>电话：</strong> 917-566-8220</p>
</div><p><strong>Email:</strong>[email protected]</p>
<div class="lb-trans"><p><strong>电子邮件：</strong>[email protected]</p>
</div><p>SOURCE CAPSTONE LLC</p>
<div class="lb-trans"><p>来源：CAPSTONE LLC</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMTMxJk5ld3NJdGVtSWQ9REM3NTg1MCZUcmFuc21pc3Npb25fSWQ9MjAyNjAxMzExMTI4UFJfTkVXU19VU1BSX19fX19EQzc1ODUw" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=DC75850&amp;Transmission_Id=202601311128PR_NEWS_USPR_____DC75850&amp;DateId=20260131"/></p>

11:28 ET
			
			
				Capstone LLC Releases 2026 Financial Services Outlook: Regulatory Fragmentation and Housing Policy to Drive Sector Dynamics

- Capstone LLC 发布 2026 年金融服务行业展望，指出监管变动及政策优先事项。  
- 预计特朗普政府将削弱消费者金融保护局，并推动放松监管。  
- 住房政策和保险市场将面临新挑战，州政府加强监管。

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Capstone LLC 发布 2026 年金融服务展望：监管碎片化和住房政策将成为行业动态的驱动力