<h3>关键点</h3>
<ul>
<li>这些基金中的一些在长期内表现优于 SCHD。</li>
<li>其中一个基金的费用比率低于 SCHD。</li>
<li>结合起来，这些基金可以提供全球多样化投资。</li>
<li>投资者重新思考 “放手投资”，决定开始真正赚钱。</li>
</ul>
<p>施瓦布美国股息股票 ETF（SCHD）在股息投资者中变得极为受欢迎，并且它有很多值得展示的成果。</p>
<p>SCHD 提供约 4% 的高收益。它还筛选出财务状况良好且持续支付股息的高质量公司，并且保持了超过 40% 的可观五年回报。</p>
<p>此外，您可以以非常合理的费用比率 0.06% 获得所有这些。</p>
<p>但是，SCHD 可能存在一些缺点。其他基金也投资于高质量公司并提供更高的收益。一些竞争基金的多样化程度也更高。实际上，SCHD 在科技行业的投资并不多，而科技行业在人工智能（AI）进步的推动下蓬勃发展。其投资组合中只有约 12% 的公司来自信息技术和通信服务。</p>
<p>虽然它在消费品和医疗保健等防御性行业的投资较重，但在公用事业方面的投资却很少（0.04%）。</p>
<p>因此，显然其他基金可以填补这些空白。让我们来看看 6 只这样的 ETF。</p>
<h2>Invesco S&amp;P 500 高股息低波动 ETF (SPHD)</h2>
<p>Invesco S&amp;P 500 高股息低波动 ETF (SPHD) 的收益率略高于 SCHD，达到 4.02%。它也投资于高质量公司。</p>
<p>但 SPHD 还筛选出高收益和低波动的股票。一些高收益股票可能也会高度波动，这表明这些公司可能处于困境。因此，SPHD 的策略可以降低您投资组合的风险。</p>
<p>此外，SPHD 的五年回报超过 31%。它的净资产约为 30 亿美元。该基金的主要持股集中在房地产、消费品和公用事业行业。</p>
<h2>Vanguard 股息增长 ETF (VIG)</h2>
<p>Vanguard 股息增长 ETF (VIG) 也专注于高质量公司。但它特别寻找那些每年持续增加股息的公司。这可能为您提供一个可靠且潜在增长的收入来源。</p>
<p>从长远来看，它的表现也优于 SCHD，五年回报超过 63%。这可能是由于其在信息技术行业的高集中度，涵盖了其主要持股。VIG 的策略也可能为投资者提供强劲的资本增值潜力。</p>
<p>此外，VIG 的费用比率较小，仅为 0.05%。</p>
<p>然而，VIG 的收益率较小，仅为 1.62%。因此，它可能更适合那些寻求长期总回报而非直接收入的投资者。</p>
<h2>Vanguard 高股息收益 ETF (VYM)</h2>
<p>Vanguard 高股息收益 ETF (VYM) 的收益率低于 SCHD，达到 2.44%。然而，VYM 的多样化程度远高于 SCHD。它投资于超过 500 只股票，涵盖 10 个行业。它专注于预计将有高于平均收益的股票。VYM 在金融、科技和工业行业的投资较重。</p>
<p>该基金的五年回报也超过了 SCHD，接近 65%。此外，它的费用比率与 SCHD 相同，均为 0.06%。</p>
<h2>Amplify CWP 增强股息收入 ETF (DIVO)</h2>
<p>Amplify CWP 增强股息收入 ETF (DIVO) 的收益率高于 SCHD，约为 5%。它的表现与 SCHD 非常接近，DIVO 的五年回报约为 42%。</p>
<p>但 DIVO 是一只主动管理的基金，通过两种方式产生收入。与 SCHD 类似，它投资于财务状况良好的股票。但 DIVO 还采用了对这些股票进行覆盖性看涨期权的策略。此外，DIVO 还寻求降低波动性。</p>
<p>DIVO 的主要持股集中在金融、信息技术和消费品行业。</p>
<p>但作为一只主动管理的基金，它的费用比率较高，达到 0.56%。</p>
<h2>JPMorgan 股权溢价收入 ETF (JEPI)</h2>
<p>在收益方面，JEPI 的收益远超 SCHD，达到 8% 以上，使其对像退休人员这样的收入追求者特别有吸引力。</p>
<p>JEPI 采用两步法来获取收入。它投资于低波动的大盘股，并且还出售期权。此外，这只主动管理的基金利用其专有研究来寻找具有吸引力的风险/回报特征的被高估和低估股票。</p>
<p>它的许多主要持股包括华尔街称之为 “七大奇迹” 的公司。它在信息技术、医疗保健和工业行业的投资较重。</p>
<p>该基金获得了晨星银奖评级。但其费用比率也高于 SCHD，达到 0.35%。</p>
<h2>Amplify CWP 国际增强股息收入 ETF (IDVO)</h2>
<p>Amplify CWP 国际增强股息收入 ETF (IDVO) 的五年回报接近 68%，表现优于 SCHD。它的收益率也较高，约为 5.43%。</p>
<p>此外，IDVO 使您的投资组合接触到全球公司的股票，这可能提供更多的多样化。IDVO 通过投资于经过财务实力和其他因素筛选的股票来产生收入。它还对这些股票进行覆盖性看涨期权。其主要持股集中在金融、材料和工业行业。</p>
<p>但作为一只主动管理的基金，它的费用比率为 0.66%。</p>
<h2>是时候重新思考被动投资了</h2>
<p>十多年来，针对普通美国人的投资建议遵循着一个熟悉的剧本：自动化一切，保持低成本，不要动手。越来越多的投资者意识到，<strong>完全放手也意味着完全脱离。</strong></p>
<p>当您意识到您的回报可以更好时，这种认识就像闪电般击中您，您会发现有令人惊叹的机会，比如一个应用程序，新的自我导向投资账户只需 50 美元即可获得价值高达 1,000 美元的股票。</p>
<p>重新掌控您的投资，开始以您的方式赚取真正的回报。</p>

股票溢价收益 ETF - JPMorgan Chase

标普高股息低波动 ETF - PowerShares

美国红利股指数 ETF - Charles Schwab

美国高红利股 ETF - Vanguard

<p>施瓦布美国红利股 ETF（SCHD）在红利投资者中颇受欢迎，提供 4% 的收益率和强劲的财务表现。然而，几只 ETF 的表现超过了 SCHD，包括提供 4.02% 收益率的 Invesco 标普 500 高股息低波动 ETF（SPHD）、五年回报率达到 63% 的 Vanguard 红利增长 ETF（VIG），以及收益率高达 8% 的 JPMorgan 股票溢价收益 ETF（JEPI）。这些替代品提供更高的收益、更好的多样化以及不同的投资策略，使其成为寻求收入和增长的投资者的吸引选项</p>

<h3>Key Points</h3>
<div class="lb-trans"><h3>关键点</h3>
</div><ul>
<li>Some of these funds have outperformed SCHD in the long run.</li>
<li>One of these funds has a lower expense ratio than SCHD.</li>
<li>When combined, these funds can offer global diversification.</li>
<li>Investors rethink 'hands off' investing and decide to start making real money</li>
</ul>
<div class="lb-trans"><ul>
<li>这些基金中的一些在长期内表现优于 SCHD。</li>
<li>其中一个基金的费用比率低于 SCHD。</li>
<li>结合起来，这些基金可以提供全球多样化投资。</li>
<li>投资者重新思考 “放手投资”，决定开始真正赚钱。</li>
</ul>
</div><p>The Schwab U.S. Dividend Equity ETF (SCHD) has become immensely popular among dividend investors. And it has a lot to show for it.</p>
<div class="lb-trans"><p>施瓦布美国股息股票 ETF（SCHD）在股息投资者中变得极为受欢迎，并且它有很多值得展示的成果。</p>
</div><p>SCHD offers a high yield of about 4%. It also screens for high-quality companies with strong financials and consistency in paying out dividends. And it has maintained a hefty five-year return of over 40%.</p>
<div class="lb-trans"><p>SCHD 提供约 4% 的高收益。它还筛选出财务状况良好且持续支付股息的高质量公司，并且保持了超过 40% 的可观五年回报。</p>
</div><p>Plus, you get all this for the very reasonable expense ratio of 0.06%.</p>
<div class="lb-trans"><p>此外，您可以以非常合理的费用比率 0.06% 获得所有这些。</p>
</div><p>But, SCHD may have some drawbacks. Other funds also invest in high-quality companies and offer higher yields. Some competing funds are also more diversified. In fact, SCHD is not too invested in the tech sector, which has been booming with the help of advances in artificial intelligence (AI). Only about a combined 12% of its portfolio is composed of companies in information technology and communication services.</p>
<div class="lb-trans"><p>但是，SCHD 可能存在一些缺点。其他基金也投资于高质量公司并提供更高的收益。一些竞争基金的多样化程度也更高。实际上，SCHD 在科技行业的投资并不多，而科技行业在人工智能（AI）进步的推动下蓬勃发展。其投资组合中只有约 12% 的公司来自信息技术和通信服务。</p>
</div><p>And while it’s heavily invested in defensive sectors like consumer staples and healthcare, it lacks in utilities (0.04%).</p>
<div class="lb-trans"><p>虽然它在消费品和医疗保健等防御性行业的投资较重，但在公用事业方面的投资却很少（0.04%）。</p>
</div><p>So it’s clear that other funds can fill these holes. So let’s take a look at 6 of such ETFs.</p>
<div class="lb-trans"><p>因此，显然其他基金可以填补这些空白。让我们来看看 6 只这样的 ETF。</p>
</div><h2>Invesco S&amp;P 500 High Dividend Low Volatility ETF (SPHD)</h2>
<div class="lb-trans"><h2>Invesco S&amp;P 500 高股息低波动 ETF (SPHD)</h2>
</div><p>The Invesco S&amp;P 500 High Dividend Low Volatility ETF (SPHD) offers a slightly higher yield than SCHD at 4.02%. And it also invests in high-quality companies.</p>
<div class="lb-trans"><p>Invesco S&amp;P 500 高股息低波动 ETF (SPHD) 的收益率略高于 SCHD，达到 4.02%。它也投资于高质量公司。</p>
</div><p>But SPHD also screens for stocks with high yields and low volatility. Some high-yielding stocks may also be highly volatile, indicating those companies may be in distress. So SPHD’s strategy could mitigate risk in your portfolio.</p>
<div class="lb-trans"><p>但 SPHD 还筛选出高收益和低波动的股票。一些高收益股票可能也会高度波动，这表明这些公司可能处于困境。因此，SPHD 的策略可以降低您投资组合的风险。</p>
</div><p>Plus, SPHD has a five-year return of over 31%. And it holds around $3 billion in net assets. The fund's main holdings are companies in the real estate, consumer staples and utilities sectors.</p>
<div class="lb-trans"><p>此外，SPHD 的五年回报超过 31%。它的净资产约为 30 亿美元。该基金的主要持股集中在房地产、消费品和公用事业行业。</p>
</div><h2>Vanguard Dividend Appreciation ETF (VIG)</h2>
<div class="lb-trans"><h2>Vanguard 股息增长 ETF (VIG)</h2>
</div><p>The Vanguard Dividend Appreciation ETF (VIG) also focuses on high-quality companies. But it specifically seeks out firms that have consistently increased their dividends year over year. This could provide you with a reliable and potentially growing income stream in the long run.</p>
<div class="lb-trans"><p>Vanguard 股息增长 ETF (VIG) 也专注于高质量公司。但它特别寻找那些每年持续增加股息的公司。这可能为您提供一个可靠且潜在增长的收入来源。</p>
</div><p>It’s also performed better than SCHD over time with a five-year return of over 63%. This may be due to its high concentration in the information technology sector, which covers its top holdings. VIG’s strategy could also give investors strong capital appreciation potential.</p>
<div class="lb-trans"><p>从长远来看，它的表现也优于 SCHD，五年回报超过 63%。这可能是由于其在信息技术行业的高集中度，涵盖了其主要持股。VIG 的策略也可能为投资者提供强劲的资本增值潜力。</p>
</div><p>Moreover, VIG has a smaller expense ratio at 0.05%.</p>
<div class="lb-trans"><p>此外，VIG 的费用比率较小，仅为 0.05%。</p>
</div><p>However, VIG’s yield is much smaller at 1.62%. So it may be more suitable for those seeking long-term total return rather than straight income.</p>
<div class="lb-trans"><p>然而，VIG 的收益率较小，仅为 1.62%。因此，它可能更适合那些寻求长期总回报而非直接收入的投资者。</p>
</div><h2>Vanguard High Dividend Yield ETF (VYM)</h2>
<div class="lb-trans"><h2>Vanguard 高股息收益 ETF (VYM)</h2>
</div><p>The Vanguard High Dividend Yield ETF (VYM) has a smaller yield than SCHD at 2.44%. However, VYM is far more diversified than SCHD. It invests in more than 500 stocks across 10 sectors. It focuses on stocks projected to have higher-than-average yields. VYM is heavily invested in the financials, technology and industrials sectors.</p>
<div class="lb-trans"><p>Vanguard 高股息收益 ETF (VYM) 的收益率低于 SCHD，达到 2.44%。然而，VYM 的多样化程度远高于 SCHD。它投资于超过 500 只股票，涵盖 10 个行业。它专注于预计将有高于平均收益的股票。VYM 在金融、科技和工业行业的投资较重。</p>
</div><p>And the fund has also outperformed SCHD with a five-year return of nearly 65%. Plus, it has the same expense ratio of SCHD at 0.06%.</p>
<div class="lb-trans"><p>该基金的五年回报也超过了 SCHD，接近 65%。此外，它的费用比率与 SCHD 相同，均为 0.06%。</p>
</div><h2>Amplify CWP Enhanced Dividend Income ETF (DIVO)</h2>
<div class="lb-trans"><h2>Amplify CWP 增强股息收入 ETF (DIVO)</h2>
</div><p>The Amplify CWP Enhanced Dividend Income ETF (DIVO) has a higher yield than SCHD at about 5%. It also performs closely with SCHD. DIVO has a five-year return of around 42%.</p>
<div class="lb-trans"><p>Amplify CWP 增强股息收入 ETF (DIVO) 的收益率高于 SCHD，约为 5%。它的表现与 SCHD 非常接近，DIVO 的五年回报约为 42%。</p>
</div><p>But DIVO is an actively managed fund that generates income in two ways. Like SCHD, it invests in stocks with strong financials. But DIVO also engages in a strategy of writing covered calls on those stocks. Moreover, DIVO also seeks to reduce volatility.</p>
<div class="lb-trans"><p>但 DIVO 是一只主动管理的基金，通过两种方式产生收入。与 SCHD 类似，它投资于财务状况良好的股票。但 DIVO 还采用了对这些股票进行覆盖性看涨期权的策略。此外，DIVO 还寻求降低波动性。</p>
</div><p>DIVO’s main holdings are in the financials, information technology and consumer discretionary sectors.</p>
<div class="lb-trans"><p>DIVO 的主要持股集中在金融、信息技术和消费品行业。</p>
</div><p>But as an actively managed fund, it has a higher expense ratio of 0.56%.</p>
<div class="lb-trans"><p>但作为一只主动管理的基金，它的费用比率较高，达到 0.56%。</p>
</div><h2>JPMorgan Equity Premium Income ETF (JEPI)</h2>
<div class="lb-trans"><h2>JPMorgan 股权溢价收入 ETF (JEPI)</h2>
</div><p>When it comes to yield, JEPI dwarfs SCHD. JEPI has a yield of over 8%, making it especially attractive to income seekers like retirees.</p>
<div class="lb-trans"><p>在收益方面，JEPI 的收益远超 SCHD，达到 8% 以上，使其对像退休人员这样的收入追求者特别有吸引力。</p>
</div><p>JEPI takes a two-step approach to gathering income. It invests in large-cap stocks with low volatility. And it also sells options. Moreover, this actively managed fund uses its proprietary research to find over-and undervalued stocks with attractive risk/return characteristics.</p>
<div class="lb-trans"><p>JEPI 采用两步法来获取收入。它投资于低波动的大盘股，并且还出售期权。此外，这只主动管理的基金利用其专有研究来寻找具有吸引力的风险/回报特征的被高估和低估股票。</p>
</div><p>Many of its top holdings include companies in the group Wall Street calls The Magnificent Seven. It’s heavily invested in the information technology, healthcare and industrial sectors.</p>
<div class="lb-trans"><p>它的许多主要持股包括华尔街称之为 “七大奇迹” 的公司。它在信息技术、医疗保健和工业行业的投资较重。</p>
</div><p>The fund has earned itself a Morningstar Silver Medalist rating. But its expense ratio is also higher than SCHD’s at 0.35%.</p>
<div class="lb-trans"><p>该基金获得了晨星银奖评级。但其费用比率也高于 SCHD，达到 0.35%。</p>
</div><h2>Amplify CWP International Enhanced Dividend Income ETF (IDVO)</h2>
<div class="lb-trans"><h2>Amplify CWP 国际增强股息收入 ETF (IDVO)</h2>
</div><p>The Amplify CWP International Enhanced Dividend Income ETF (IDVO) has outperformed SCHD with a five-year return of nearly 68%. It also has a higher yield of around 5.43%.</p>
<div class="lb-trans"><p>Amplify CWP 国际增强股息收入 ETF (IDVO) 的五年回报接近 68%，表现优于 SCHD。它的收益率也较高，约为 5.43%。</p>
</div><p>Plus, IDVO gives your portfolio exposure to companies around the world. This could offer even more diversification. IDVO produces income by investing in stocks screened for financial strength and other factors. It also writes covered calls on those stocks. Its main holdings are in the financials, materials and industrial sectors.</p>
<div class="lb-trans"><p>此外，IDVO 使您的投资组合接触到全球公司的股票，这可能提供更多的多样化。IDVO 通过投资于经过财务实力和其他因素筛选的股票来产生收入。它还对这些股票进行覆盖性看涨期权。其主要持股集中在金融、材料和工业行业。</p>
</div><p>But as an actively managed fund, it has an expense ratio of 0.66%.</p>
<div class="lb-trans"><p>但作为一只主动管理的基金，它的费用比率为 0.66%。</p>
</div><h2>It’s Time To Rethink Passive Investing</h2>
<div class="lb-trans"><h2>是时候重新思考被动投资了</h2>
</div><p>For more than a decade, the investing advice aimed at everyday Americans followed a familiar script: automate everything, keep costs low, and don’t touch a thing. And increasingly, investors are realizing that <strong>being completely hands-off also means being completely disengaged.</strong></p>
<div class="lb-trans"><p>十多年来，针对普通美国人的投资建议遵循着一个熟悉的剧本：自动化一切，保持低成本，不要动手。越来越多的投资者意识到，<strong>完全放手也意味着完全脱离。</strong></p>
</div><p>That realization hits like a lightning bolt when you realize not just how much better your returns could be, but that there are amazing offers like one app where new self-directed investing accounts funded with as little as $50 can receive stock worth up to $1,000.</p>
<div class="lb-trans"><p>当您意识到您的回报可以更好时，这种认识就像闪电般击中您，您会发现有令人惊叹的机会，比如一个应用程序，新的自我导向投资账户只需 50 美元即可获得价值高达 1,000 美元的股票。</p>
</div><p>Take back your investing and start earning real returns, your way.</p>
<div class="lb-trans"><p>重新掌控您的投资，开始以您的方式赚取真正的回报。</p>
</div>

6 只 ETF 能够比 SCHD 做得更好