<p>在 2025 年，Redemption Holding Co. 完成了一项历史性的犹他州收购，控制了 Holladay Bank &amp; Trust，成为美国西部州首个由黑人领导的投资集团拥有的银行。</p>
<p>虽然新成立的金融机构因其所有权而脱颖而出，但它还具有历史上首个非洲裔美国人领导的银行的独特地位，该银行并不位于经济脆弱社区内。Redemption Bank 也仅位于落基山脉，帮助填补了一个长期被认为是黑人银行沙漠的地理空白，该沙漠从休斯顿延伸到南加州。</p>
<p>Ashley Bell 是一名律师，在特朗普第一任期内担任白宫政策顾问，目前是 Redemption Bank 的执行董事长。在白宫工作多年后，Bell 将政府政策经验带到西部，与民权领袖、商业高管和体育人物合作，推出了这家数字优先的银行。</p>
<p><strong>点击此处获取更多 FOX 商业体育报道</strong></p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/salt-lake-city-general-view.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/salt-lake-city-general-view.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>2024 年 3 月 19 日，在犹他州盐湖城举行的 NCAA 男子篮球锦标赛前，Wasatch Range 山脉的全景。(Christian Petersen / Getty Images)</p>
<p>这家银行资产约为 6500 万美元，将主要专注于商业贷款，并为小企业贷款建立专门团队。</p>
<p>&#34;随着犹他州备受尊敬的 Holladay Bank and Trust 在收购后过渡到 Redemption Bank，我们的银行创始人正在迅速建立一个完全技术驱动的礼宾平台，专注于支持</p>
<p>企业家更具经济韧性的能力，&#34;Bell 对 FOX 商业表示。</p>
<p><strong>首个历史性黑人大学告知特朗普政府希望加入学术协议，因学校拒绝</strong></p>
<p>Bell 补充道：&#34;我们在犹他州，特别是在 Holladay，发现了一个卓越的商业环境，还有一家资产负债表干净的银行，以及一个在全国银行中资产回报率最高的州。我们致力于在犹他州竞争，以赢得来自各个背景客户的业务。&#34;</p>
<p>Holladay Bank 的最初收购在 2023 年宣布，但 Bell 表示，由于当年硅谷银行的倒闭，交易被延迟。</p>
<p>前纽约巨人队和辛辛那提孟加拉虎队的外线卫 Dhani Jones 也是 Redemption Bank 的投资者。Jones 还曾为费城老鹰队效力。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dhani-jones.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dhani-jones.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>前 NFL 外线卫 Dhani Jones 于 2017 年 8 月参加 NBCUniversal 新闻发布会，期间参加了 CNBC 的&#34;冒险资本家&#34;环节。(Chris Haston/NBCUniversal / Getty Images)</p>
<p>目前在夏洛特黄蜂队的 Collin Sexton 也是一位投资者。</p>
<p>Redemption Holding 与包括 Ally Financial Inc.和 Central Bancorporation 在内的一组投资者共同收购了 Holladay。</p>
<p>Alterity Capital 的管理合伙人兼 Redemption Bank 创始投资者 Brandon Comer 对犹他州这种银行的需求深信不疑，以至于他投入了个人资金。</p>
<p>&#34;我们曾经在全国拥有超过 140 家黑人拥有的银行，而现在只剩下 20 家，&#34;Comer 对 FOX 商业表示。&#34;在乔治·弗洛伊德事件后，Ashley Bell 和我聚在一起说，‘看，许多公司看到了黑人银行可以产生的影响，而黑人银行也看到了与公司的合作机会，但需要一个中介来帮助桥接这两者，并真正抓住这个时刻。’&#34;</p>
<p>已故民权偶像马丁·路德·金牧师的女儿 Bernice A. King 博士被任命为 Redemption Bank 的企业战略高级副总裁，并在公司的顾问委员会任职。</p>
<p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dr-bernice-a-king.jpg/query-dGw9MSZ2ZT0x?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dr-bernice-a-king.jpg/query-dGw9MSZ2ZT0x"/></p>
<p>Bernice A. King 博士于 2026 年 1 月 19 日在乔治亚州亚特兰大的以便尼泽浸信教堂举行的马丁·路德·金纪念服务上登台。(Paras Griffin / Getty Images)</p>
<p><strong>点击此处获取 FOX 商业移动版</strong></p>
<p>Redemption Bank 标志着美国第 24 家黑人拥有的银行，也被称为少数族裔存款机构（MDI）。最后一家已知的 MDI 于 2023 年成立，即 Adelphi Bank。</p>

<p>在 2025 年，Redemption Holding Co. 收购了 Holladay Bank & Trust，成立了美国西部首家黑人拥有的银行，以及首家不位于经济脆弱社区的非裔美国人领导的银行。Redemption Bank 拥有 6500 万美元的资产，将专注于商业贷款和小企业贷款。这笔收购因硅谷银行的倒闭而延迟，旨在支持犹他州企业家的经济韧性。著名投资者包括 Ashley Bell、Dhani Jones 和 Dr. Bernice A. King，使该银行成为美国第 24 家黑人拥有的银行</p>

<p>In 2025, Redemption Holding Co. finalized a historic Utah acquisition, taking control of Holladay Bank &amp; Trust and becoming the first Black-led investment group to own a bank in a Western U.S. state.</p>
<div class="lb-trans"><p>在 2025 年，Redemption Holding Co. 完成了一项历史性的犹他州收购，控制了 Holladay Bank &amp; Trust，成为美国西部州首个由黑人领导的投资集团拥有的银行。</p>
</div><p>While the newly formed financial institution stands out because of its ownership, it also holds the distinction of being the first African-American-led bank in American history that it not physically located within an economically vulnerable community. Redemption Bank also stands only in the Rockies and helps fill a geographic void in what has long been considered a Black-banking dessert that stretches from Houston to Southern California.</p>
<div class="lb-trans"><p>虽然新成立的金融机构因其所有权而脱颖而出，但它还具有历史上首个非洲裔美国人领导的银行的独特地位，该银行并不位于经济脆弱社区内。Redemption Bank 也仅位于落基山脉，帮助填补了一个长期被认为是黑人银行沙漠的地理空白，该沙漠从休斯顿延伸到南加州。</p>
</div><p>Ashley Bell is a lawyer who served as White House Policy Advisor during the first Trump administration and is currently the Redemption Bank executive chairman. After years in the White House, Bell has taken government policy experience west, partnering with civil rights leaders, business executives and sports figures to launch the digital-first bank.</p>
<div class="lb-trans"><p>Ashley Bell 是一名律师，在特朗普第一任期内担任白宫政策顾问，目前是 Redemption Bank 的执行董事长。在白宫工作多年后，Bell 将政府政策经验带到西部，与民权领袖、商业高管和体育人物合作，推出了这家数字优先的银行。</p>
</div><p><strong>CLICK HERE FOR MORE SPORTS COVERAGE ON FOXBUSINESS.COM</strong></p>
<div class="lb-trans"><p><strong>点击此处获取更多 FOX 商业体育报道</strong></p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/salt-lake-city-general-view.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/salt-lake-city-general-view.jpg?ve=1&amp;tl=1"/></p>
<p>General view of the Wasatch Range mountains ahead of the NCAA Men's Basketball Tournament on March 19, 2024, in Salt Lake City, Utah. (Christian Petersen / Getty Images)</p>
<div class="lb-trans"><p>2024 年 3 月 19 日，在犹他州盐湖城举行的 NCAA 男子篮球锦标赛前，Wasatch Range 山脉的全景。(Christian Petersen / Getty Images)</p>
</div><p>The bank, with roughly $65 million in assets, will focus primarily on doing commercial lending and creating a dedicated team for small business loans.</p>
<div class="lb-trans"><p>这家银行资产约为 6500 万美元，将主要专注于商业贷款，并为小企业贷款建立专门团队。</p>
</div><p>&#34;As Utah’s long-respected Holladay Bank and Trust transitions post-acquisition to Redemption Bank, our bank founders are quickly building a fully tech-enabled, concierge platform focused on supporting</p>
<div class="lb-trans"><p>&#34;随着犹他州备受尊敬的 Holladay Bank and Trust 在收购后过渡到 Redemption Bank，我们的银行创始人正在迅速建立一个完全技术驱动的礼宾平台，专注于支持</p>
</div><p>entrepreneurs’ ability to become even more economically resilient,&#34; Bell told FOX Business.</p>
<div class="lb-trans"><p>企业家更具经济韧性的能力，&#34;Bell 对 FOX 商业表示。</p>
</div><p><strong>FIRST HISTORICALLY BLACK UNIVERSITY TELLS TRUMP ADMIN IT WANTS TO JOIN ACADEMIC COMPACT AFTER SCHOOLS DECLINE</strong></p>
<div class="lb-trans"><p><strong>首个历史性黑人大学告知特朗普政府希望加入学术协议，因学校拒绝</strong></p>
</div><p>Bell added: &#34;We found an exceptional business environment in Utah, specifically in Holladay, along with a bank that has a clean balance sheet and a state with the highest average return on assets for banks in the country. We are committed to competing in Utah to earn the business of customers from all backgrounds.&#34;</p>
<div class="lb-trans"><p>Bell 补充道：&#34;我们在犹他州，特别是在 Holladay，发现了一个卓越的商业环境，还有一家资产负债表干净的银行，以及一个在全国银行中资产回报率最高的州。我们致力于在犹他州竞争，以赢得来自各个背景客户的业务。&#34;</p>
</div><p>The original purchase of Holladay Bank was announced in 2023, but Bell said the transaction got delayed due to the collapse of Silicon Valley Bank that year.</p>
<div class="lb-trans"><p>Holladay Bank 的最初收购在 2023 年宣布，但 Bell 表示，由于当年硅谷银行的倒闭，交易被延迟。</p>
</div><p>Former New York Giants and Cincinnati Bengals linebacker Dhani Jones is also a Redemption Bank investor. Jones also played for the Philadelphia Eagles.</p>
<div class="lb-trans"><p>前纽约巨人队和辛辛那提孟加拉虎队的外线卫 Dhani Jones 也是 Redemption Bank 的投资者。Jones 还曾为费城老鹰队效力。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dhani-jones.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dhani-jones.jpg?ve=1&amp;tl=1"/></p>
<p>Former NFL linebacker Dhani Jones participates in an NBCUniversal Press Tour in Aug. 2017 during CNBC's &#34;Adventure Capitalists&#34; session. (Chris Haston/NBCUniversal / Getty Images)</p>
<div class="lb-trans"><p>前 NFL 外线卫 Dhani Jones 于 2017 年 8 月参加 NBCUniversal 新闻发布会，期间参加了 CNBC 的&#34;冒险资本家&#34;环节。(Chris Haston/NBCUniversal / Getty Images)</p>
</div><p>Collin Sexton, who is in his first season with the Charlotte Hornets, is also an investor.</p>
<div class="lb-trans"><p>目前在夏洛特黄蜂队的 Collin Sexton 也是一位投资者。</p>
</div><p>Redemption Holding purchased Holladay with a group of investors that included Ally Financial Inc. and Central Bancorporation.</p>
<div class="lb-trans"><p>Redemption Holding 与包括 Ally Financial Inc.和 Central Bancorporation 在内的一组投资者共同收购了 Holladay。</p>
</div><p>Brandon Comer, managing partner at Alterity Capital and Redemption Bank founding inventor, believed so strongly in the need for this type of banking in Utah that he put in his personal funds into it.</p>
<div class="lb-trans"><p>Alterity Capital 的管理合伙人兼 Redemption Bank 创始投资者 Brandon Comer 对犹他州这种银行的需求深信不疑，以至于他投入了个人资金。</p>
</div><p>&#34;We used to have over 140 Black-owned banks in the country, and (now) we are down to 20,&#34; Comer told FOX Business. &#34;Post-George Floyd, Ashley Bell and I came together and said, 'Look, a lot of corporations see the impact that Black banks can have and Black banks see the opportunity of partnering with corporations, but there needs to be an intermediary that help can bridge the two and really help seize this moment.&#34;</p>
<div class="lb-trans"><p>&#34;我们曾经在全国拥有超过 140 家黑人拥有的银行，而现在只剩下 20 家，&#34;Comer 对 FOX 商业表示。&#34;在乔治·弗洛伊德事件后，Ashley Bell 和我聚在一起说，‘看，许多公司看到了黑人银行可以产生的影响，而黑人银行也看到了与公司的合作机会，但需要一个中介来帮助桥接这两者，并真正抓住这个时刻。’&#34;</p>
</div><p>Dr. Bernice A. King, the daughter of the late civil rights icon Rev. Martin Luther King Jr., was named Redemption Bank’s senior vice president for corporate strategy and serves on the company’s advisory board.</p>
<div class="lb-trans"><p>已故民权偶像马丁·路德·金牧师的女儿 Bernice A. King 博士被任命为 Redemption Bank 的企业战略高级副总裁，并在公司的顾问委员会任职。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dr-bernice-a-king.jpg/query-dGw9MSZ2ZT0x" alt="" original-src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2026/02/931/523/dr-bernice-a-king.jpg?ve=1&amp;tl=1"/></p>
<p>Dr. Bernice A. King arrives onstage during the 2026 Martin Luther King, Jr. Beloved Community Commemorative Service at Ebenezer Baptist Church on Jan. 19, 2026 in Atlanta, Georgia. (Paras Griffin / Getty Images)</p>
<div class="lb-trans"><p>Bernice A. King 博士于 2026 年 1 月 19 日在乔治亚州亚特兰大的以便尼泽浸信教堂举行的马丁·路德·金纪念服务上登台。(Paras Griffin / Getty Images)</p>
</div><p><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></p>
<div class="lb-trans"><p><strong>点击此处获取 FOX 商业移动版</strong></p>
</div><p>Redemption Bank marks the nation's 24th Black-owned bank, which are also referred to as Minority Depository Institutions (MDI). The last known MDI to launch, a federal designation for banks and unions that are owned or directed by minority groups, was in 2023 when Adelphi Bank was created.</p>
<div class="lb-trans"><p>Redemption Bank 标志着美国第 24 家黑人拥有的银行，也被称为少数族裔存款机构（MDI）。最后一家已知的 MDI 于 2023 年成立，即 Adelphi Bank。</p>
</div>

Historic Utah bank acquisition creates first Black-owned bank in region

FOX Business

HomeTrust Bancshares

Ally Financial

Bancorp Wilmington

VersaBank

Capital Bancorp

金融指数 MSCI ETF - Fidelity

金融业 ETF - SPDR

金融科技指数 ETF - GlobalX

金融业 ETF - Vanguard

标普银行业 ETF - SPDR

Bank7

West Bancorp

历史性的犹他州银行收购在该地区创建了首家黑人拥有的银行