<p>华盛顿联邦储蓄 NASDAQ: WAFD 以虚拟形式召开了年度股东大会，董事长 Stephen Graham 开场时提到这是自 1982 年上市以来公司第 44 次年度股东大会，银行自 1917 年成立以来已进入第 109 个年头。Graham 将最近的财年描述为 “充满挑战和收获的一年”，并回顾了与投票、提交问题和访问录制会议重播相关的会议程序。</p>
<h2>董事选举和董事会更新</h2>
<p>副董事长 Brent Beardall 告诉股东，董事选举是议程上最重要的事项，强调董事负责选择和监督管理层，并监督影响公司 “生存能力、声誉和市场价值” 的事务。Beardall 表示，董事会去年召开了五次会议，并根据需要召开了委员会会议。</p>
<p>Beardall 强调了董事 David K. Grant 即将退休的消息，Grant 自 2012 年加入董事会，并将在会议后退休。Beardall 表示 Grant 主持审计委员会，并在薪酬和风险委员会任职。</p>
<p>四位董事竞选为期三年的任期，至 2029 年结束：</p>
<ul>
<li><strong>Stephen Graham</strong>，董事会主席，自 2019 年加入并领导执行委员会。</li>
<li><strong>Randall H. Talbot</strong>，自 2012 年起担任董事，主持银行的风险管理和提名与治理委员会。</li>
<li><strong>Bradley M. Shuster</strong>，NMI Holdings 的执行主席和董事会主席，担任审计委员会和提名与治理委员会成员。Beardall 表示，Shuster 将在 Grant 退休后担任审计委员会主席。</li>
<li><strong>M. Max Yzaguirre</strong>，担任薪酬和风险委员会成员，并在会议中提到有过银行董事会的经验。</li>
</ul>
<h2>其他提案：高管薪酬和审计师确认</h2>
<p>公司秘书 Cathy Cooper 确认共有 7640 万股有投票权，会议上代表的股份为 6730 万股，无论是通过代理还是亲自出席，已建立法定人数。Cooper 还表示，法律通知已邮寄给截至 2025 年 11 月 30 日的股东。</p>
<p>Beardall 回顾了提交给股东的三项提案：</p>
<ul>
<li>选举四位董事。</li>
<li>对指定高管薪酬的非约束性咨询批准（“薪酬表决”）。</li>
<li>确认德勤会计师事务所作为 2026 财年的独立审计师，Wes Yeoman 被指定为负责 WaFd 2026 年审计的德勤合伙人。</li>
</ul>
<p>Beardall 还描述了公司的董事投票标准，指出虽然章程要求多数票，但 2014 年通过的董事会政策要求任何未能获得多数票的董事需提交辞职以供董事会考虑。</p>
<h2>股东问答：分支机构、数字工具、人工智能和竞争</h2>
<p>在问答环节中，一位股东询问银行在评估与分支机构相关的费用时，如何平衡实体房地产与数字和人工智能的举措。Cooper 回应称，随着 WaFd 专注于服务小型企业，实体位置仍然重要，因为小企业主 “值得拥有一位银行家”，银行仍然致力于本地分支以扩大这一部分客户基础。她补充说，客户也期望强大的数字能力 “作为基本要求”，并表示 WaFd 继续投资于商业和个人银行的数字工具，同时也在努力开发人工智能以 “加快和改善” 客户服务交付。</p>
<p>在被问及私募股权资本是否侵占了 WaFd 的贷款业务时，Beardall 表示确实如此，并描述了来自国家和地方银行的竞争，并补充说信用合作社 “无处不在”。他还将信用合作社形容为 “竞争不平等的环境”，指出它们不支付与 WaFd 相同的税收。Beardall 表示，公司相信可以 “竞争并获胜” 于私募股权资本，同时也质疑私募股权资本在信贷周期中的表现，以及它是否会 “长期存在”。</p>
<h2>并购问题：“没有意向” 推销公司</h2>
<p>另一位股东询问是否有任何组织表示有兴趣收购 WaFd。Beardall 表示公司的战略计划是为股东提供回报，同时服务客户、员工和社区，并指出作为一家上市公司，它 “每天都在被买卖”。他说，如果有收购要约，董事会会根据对股东的信托责任进行考虑，但补充说公司 “没有意向” 推销自己。Beardall 表示 WaFd “更愿意成为收购方而不是被收购方”，同时也表示公司需要产生回报 “以赢得这个权利”。</p>
<h2>初步投票结果</h2>
<p>Cooper 报告了初步投票结果，指出会议期间投票仍需统计，最终结果将在本周晚些时候提供。会议当天早上，她表示已有超过 7000 万票通过代理投票，代表 92.8% 的流通股份。</p>
<ul>
<li><strong>董事选举（初步）</strong>：Graham 收到 5670 万票（96.5% 支持）；Talbot 收到 4980 万票（84.6% 支持）；Shuster 收到 5620 万票（95.6% 支持）；Yzaguirre 收到 5780 万票（98.2% 支持）。</li>
<li><strong>薪酬表决（初步）</strong>：5630 万票（96.1% 支持）支持指定高管薪酬。</li>
<li><strong>审计师确认（初步）</strong>：6930 万票（97.9% 支持）支持德勤会计师事务所作为 2026 财年的审计师。</li>
</ul>
<p>会议在初步报告后结束，管理层鼓励股东与 WaFd 银行进行业务，并表示最终投票总数将在本周末前在虚拟会议网站和公司网站上发布。</p>
<h2>关于华盛顿联邦储蓄 NASDAQ: WAFD</h2>
<p>华盛顿联邦公司（Washington Federal, Inc.），以 WaFd Bank 的名义经营，是一家总部位于华盛顿州西雅图的上市银行控股公司。通过其子公司 WaFd Bank，该公司为个人、中小企业和商业客户提供一系列银行和金融服务。该机构于 1917 年在西雅图成立，最初名为 Ballard Savings &amp; Loan，经过数十年的发展，已在华盛顿联邦的名下为美国西部的客户提供服务，并自 1980 年代初以来作为一家上市公司运营。</p>
<p>WaFd Bank 的核心产品包括支票账户、储蓄账户、货币市场账户和定期存款证，以及消费和商业贷款产品。</p>
<h2>精选文章</h2>
<ul>
<li>五只我们认为比 WaFd 更好的股票</li>
<li>[无脑黄金投资]: “给我一个更好的投资。”</li>
<li>“防止美联储影响” 你的银行账户的四个简单步骤</li>
<li>华尔街害怕的黄金图表…</li>
<li>新法律：国会批准数字美元的设立？</li>
<li>何时购买黄金（从数学角度）</li>
</ul>
<p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。请将任何问题或评论发送至 contact@marketbeat.com。</em></p>
<h2>你现在应该投资$1,000 在 WaFd 吗？</h2>
<p>在你考虑 WaFd 之前，你需要听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前…而 WaFd 并不在名单上。</p>
<p>虽然 WaFd 目前在分析师中被评为持有评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>在这里查看这五只股票</p>

华盛顿联邦储蓄

<p>华盛顿联邦储蓄 (NASDAQ: WAFD) 召开了第 44 届年度股东大会，会议以虚拟形式进行，董事长 Stephen Graham 强调了该银行 109 年的历史。会议的主要议程包括选举四名董事为期三年的任期、批准高管薪酬以及确认德勤为 2026 财年的独立审计师。股东们提出了关于平衡实体分行与数字化举措以及来自私募股权和信用合作社的竞争的问题。副董事长 Brent Beardall 表示，公司没有将自己推向收购市场的意图，更倾向于专注于增长和股东回报</p>

<p>WaFd NASDAQ: WAFD held its annual meeting of shareholders in a virtual format, with Chairman Stephen Graham opening the session by noting it was the company’s 44th annual shareholder meeting since going public in 1982 and that the bank is in its 109th year since its 1917 founding. Graham described the most recent fiscal year as “a challenging and rewarding year,” and reviewed meeting procedures related to voting, submitting questions, and accessing a replay of the recorded session.</p>
<div class="lb-trans"><p>华盛顿联邦储蓄 NASDAQ: WAFD 以虚拟形式召开了年度股东大会，董事长 Stephen Graham 开场时提到这是自 1982 年上市以来公司第 44 次年度股东大会，银行自 1917 年成立以来已进入第 109 个年头。Graham 将最近的财年描述为 “充满挑战和收获的一年”，并回顾了与投票、提交问题和访问录制会议重播相关的会议程序。</p>
</div><h2>Director election and board updates</h2>
<div class="lb-trans"><h2>董事选举和董事会更新</h2>
</div><p>Vice Chairman Brent Beardall told shareholders that the election of directors was the most important item on the agenda, emphasizing that directors are responsible for selecting and monitoring management and overseeing matters affecting the company’s “viability, reputation, and market value.” Beardall said the board held five meetings last year, along with committee meetings as needed.</p>
<div class="lb-trans"><p>副董事长 Brent Beardall 告诉股东，董事选举是议程上最重要的事项，强调董事负责选择和监督管理层，并监督影响公司 “生存能力、声誉和市场价值” 的事务。Beardall 表示，董事会去年召开了五次会议，并根据需要召开了委员会会议。</p>
</div><p>Beardall highlighted the pending retirement of director David K. Grant, who joined the board in 2012 and was set to retire following the meeting. Beardall said Grant chaired the audit committee and also served on the compensation and risk committees.</p>
<div class="lb-trans"><p>Beardall 强调了董事 David K. Grant 即将退休的消息，Grant 自 2012 年加入董事会，并将在会议后退休。Beardall 表示 Grant 主持审计委员会，并在薪酬和风险委员会任职。</p>
</div><p>Four directors stood for election to three-year terms ending in 2029:</p>
<div class="lb-trans"><p>四位董事竞选为期三年的任期，至 2029 年结束：</p>
</div><ul>
<li><strong>Stephen Graham</strong>, chairman of the board, who joined in 2019 and leads the executive committee.</li>
<li><strong>Randall H. Talbot</strong>, a director since 2012, who chairs the bank’s risk management and nominating and governance committees.</li>
<li><strong>Bradley M. Shuster</strong>, executive chairman and chairman of the board of NMI Holdings, who serves on the audit and nominating and governance committees. Beardall said Shuster will become audit committee chair following Grant’s retirement.</li>
<li><strong>M. Max Yzaguirre</strong>, who serves on the compensation and risk committees and has prior banking board experience described during the meeting.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>Stephen Graham</strong>，董事会主席，自 2019 年加入并领导执行委员会。</li>
<li><strong>Randall H. Talbot</strong>，自 2012 年起担任董事，主持银行的风险管理和提名与治理委员会。</li>
<li><strong>Bradley M. Shuster</strong>，NMI Holdings 的执行主席和董事会主席，担任审计委员会和提名与治理委员会成员。Beardall 表示，Shuster 将在 Grant 退休后担任审计委员会主席。</li>
<li><strong>M. Max Yzaguirre</strong>，担任薪酬和风险委员会成员，并在会议中提到有过银行董事会的经验。</li>
</ul>
</div><h2>Other proposals: executive pay and auditor ratification</h2>
<div class="lb-trans"><h2>其他提案：高管薪酬和审计师确认</h2>
</div><p>Corporate Secretary Cathy Cooper confirmed there were 76.4 million shares entitled to vote and that 67.3 million shares were represented at the meeting, either by proxy or in person, establishing a quorum. Cooper also said legal notice had been mailed to shareholders of record as of Nov. 30, 2025.</p>
<div class="lb-trans"><p>公司秘书 Cathy Cooper 确认共有 7640 万股有投票权，会议上代表的股份为 6730 万股，无论是通过代理还是亲自出席，已建立法定人数。Cooper 还表示，法律通知已邮寄给截至 2025 年 11 月 30 日的股东。</p>
</div><p>Beardall reviewed the three proposals presented to shareholders:</p>
<div class="lb-trans"><p>Beardall 回顾了提交给股东的三项提案：</p>
</div><ul>
<li>Election of four directors.</li>
<li>Non-binding advisory approval of named executive officer compensation (“say on pay”).</li>
<li>Ratification of Deloitte &amp; Touche LLP as independent auditor for fiscal year 2026, with Wes Yeoman identified as the Deloitte partner in charge of the WaFd 2026 audit.</li>
</ul>
<div class="lb-trans"><ul>
<li>选举四位董事。</li>
<li>对指定高管薪酬的非约束性咨询批准（“薪酬表决”）。</li>
<li>确认德勤会计师事务所作为 2026 财年的独立审计师，Wes Yeoman 被指定为负责 WaFd 2026 年审计的德勤合伙人。</li>
</ul>
</div><p>Beardall also described the company’s director vote standard, noting that while the bylaws require a plurality, a board policy adopted in 2014 requires any director who fails to receive a majority of votes cast to submit a resignation for the board’s consideration.</p>
<div class="lb-trans"><p>Beardall 还描述了公司的董事投票标准，指出虽然章程要求多数票，但 2014 年通过的董事会政策要求任何未能获得多数票的董事需提交辞职以供董事会考虑。</p>
</div><h2>Shareholder Q&amp;A: branches, digital tools, AI, and competition</h2>
<div class="lb-trans"><h2>股东问答：分支机构、数字工具、人工智能和竞争</h2>
</div><p>During the question-and-answer portion, one shareholder asked how the bank is balancing physical real estate with digital and artificial intelligence initiatives when evaluating branch-related expenses. Cooper responded that as WaFd focuses on serving small businesses, physical locations remain important because small business owners “deserve to have a banker,” and the bank remains committed to local branching to grow that part of its customer base. She added that customers also expect strong digital capabilities “as table stakes,” and said WaFd continues investing in digital tools for both commercial and consumer banking while also working on AI to “speed up and improve” customer service delivery.</p>
<div class="lb-trans"><p>在问答环节中，一位股东询问银行在评估与分支机构相关的费用时，如何平衡实体房地产与数字和人工智能的举措。Cooper 回应称，随着 WaFd 专注于服务小型企业，实体位置仍然重要，因为小企业主 “值得拥有一位银行家”，银行仍然致力于本地分支以扩大这一部分客户基础。她补充说，客户也期望强大的数字能力 “作为基本要求”，并表示 WaFd 继续投资于商业和个人银行的数字工具，同时也在努力开发人工智能以 “加快和改善” 客户服务交付。</p>
</div><p>In response to a question about whether private equity capital has encroached on WaFd’s loan business, Beardall said it has, describing competition from national and local banks and adding that credit unions are “pervasive.” He also characterized credit unions as an “unlevel playing field,” citing that they do not pay the same taxes as WaFd. Beardall said the company believes it can “compete and win” against private equity capital, while also questioning how private equity capital will behave through a credit cycle and whether it will be “around for the long term.”</p>
<div class="lb-trans"><p>在被问及私募股权资本是否侵占了 WaFd 的贷款业务时，Beardall 表示确实如此，并描述了来自国家和地方银行的竞争，并补充说信用合作社 “无处不在”。他还将信用合作社形容为 “竞争不平等的环境”，指出它们不支付与 WaFd 相同的税收。Beardall 表示，公司相信可以 “竞争并获胜” 于私募股权资本，同时也质疑私募股权资本在信贷周期中的表现，以及它是否会 “长期存在”。</p>
</div><h2>M&amp;A question: “no intention” to market the company</h2>
<div class="lb-trans"><h2>并购问题：“没有意向” 推销公司</h2>
</div><p>Another shareholder asked whether any organizations had expressed interest in acquiring WaFd. Beardall said the company’s strategic plan is to deliver returns for shareholders while serving customers, employees, and communities, and noted that as a publicly traded company it is “bought and sold every single day.” He said that if a bid were to come in, the board would consider it in line with its fiduciary duty to shareholders, but added the company has “no intention” of marketing itself. Beardall said WaFd would “much rather be an acquirer than an acquiree,” while also saying the company needs to produce returns “to earn that right.”</p>
<div class="lb-trans"><p>另一位股东询问是否有任何组织表示有兴趣收购 WaFd。Beardall 表示公司的战略计划是为股东提供回报，同时服务客户、员工和社区，并指出作为一家上市公司，它 “每天都在被买卖”。他说，如果有收购要约，董事会会根据对股东的信托责任进行考虑，但补充说公司 “没有意向” 推销自己。Beardall 表示 WaFd “更愿意成为收购方而不是被收购方”，同时也表示公司需要产生回报 “以赢得这个权利”。</p>
</div><h2>Preliminary vote results</h2>
<div class="lb-trans"><h2>初步投票结果</h2>
</div><p>Cooper reported preliminary voting results, noting that votes cast during the meeting still needed to be tallied and final results would be provided later in the week. As of the morning of the meeting, she said over 70 million votes had been cast by proxy, representing 92.8% of outstanding shares.</p>
<div class="lb-trans"><p>Cooper 报告了初步投票结果，指出会议期间投票仍需统计，最终结果将在本周晚些时候提供。会议当天早上，她表示已有超过 7000 万票通过代理投票，代表 92.8% 的流通股份。</p>
</div><ul>
<li><strong>Director elections (preliminary)</strong>: Graham received 56.7 million votes (96.5% for); Talbot received 49.8 million (84.6% for); Shuster received 56.2 million (95.6% for); Yzaguirre received 57.8 million (98.2% for).</li>
<li><strong>Say-on-pay (preliminary)</strong>: 56.3 million votes (96.1% for) supported named executive officer compensation.</li>
<li><strong>Auditor ratification (preliminary)</strong>: 69.3 million votes (97.9% for) supported Deloitte &amp; Touche LLP for fiscal year 2026.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>董事选举（初步）</strong>：Graham 收到 5670 万票（96.5% 支持）；Talbot 收到 4980 万票（84.6% 支持）；Shuster 收到 5620 万票（95.6% 支持）；Yzaguirre 收到 5780 万票（98.2% 支持）。</li>
<li><strong>薪酬表决（初步）</strong>：5630 万票（96.1% 支持）支持指定高管薪酬。</li>
<li><strong>审计师确认（初步）</strong>：6930 万票（97.9% 支持）支持德勤会计师事务所作为 2026 财年的审计师。</li>
</ul>
</div><p>The meeting concluded after the preliminary report, with management encouraging shareholders to bank with WaFd Bank and stating final vote totals would be posted by the end of the week on the virtual meeting site and the company’s website.</p>
<div class="lb-trans"><p>会议在初步报告后结束，管理层鼓励股东与 WaFd 银行进行业务，并表示最终投票总数将在本周末前在虚拟会议网站和公司网站上发布。</p>
</div><h2>About WaFd NASDAQ: WAFD</h2>
<div class="lb-trans"><h2>关于华盛顿联邦储蓄 NASDAQ: WAFD</h2>
</div><p>Washington Federal, Inc, doing business as WaFd Bank, is a publicly traded bank holding company headquartered in Seattle, Washington. Through its subsidiary, WaFd Bank, the company provides a range of banking and financial services to individuals, small-to-medium enterprises, and commercial clients. Established in 1917 as Ballard Savings &amp; Loan in Seattle, the institution expanded over decades to serve customers across the Western United States under the Washington Federal name and has operated as a public company since the early 1980s.</p>
<div class="lb-trans"><p>华盛顿联邦公司（Washington Federal, Inc.），以 WaFd Bank 的名义经营，是一家总部位于华盛顿州西雅图的上市银行控股公司。通过其子公司 WaFd Bank，该公司为个人、中小企业和商业客户提供一系列银行和金融服务。该机构于 1917 年在西雅图成立，最初名为 Ballard Savings &amp; Loan，经过数十年的发展，已在华盛顿联邦的名下为美国西部的客户提供服务，并自 1980 年代初以来作为一家上市公司运营。</p>
</div><p>WaFd Bank's core offerings encompass deposit accounts such as checking, savings, money market, and certificates of deposit, alongside consumer and commercial lending products.</p>
<div class="lb-trans"><p>WaFd Bank 的核心产品包括支票账户、储蓄账户、货币市场账户和定期存款证，以及消费和商业贷款产品。</p>
</div><h2>Featured Articles</h2>
<div class="lb-trans"><h2>精选文章</h2>
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<li>五只我们认为比 WaFd 更好的股票</li>
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</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。请将任何问题或评论发送至 contact@marketbeat.com。</em></p>
</div><h2>Should You Invest $1,000 in WaFd Right Now?</h2>
<div class="lb-trans"><h2>你现在应该投资$1,000 在 WaFd 吗？</h2>
</div><p>Before you consider WaFd, you'll want to hear this.</p>
<div class="lb-trans"><p>在你考虑 WaFd 之前，你需要听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and WaFd wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前…而 WaFd 并不在名单上。</p>
</div><p>While WaFd currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然 WaFd 目前在分析师中被评为持有评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在这里查看这五只股票</p>
</div>

华盛顿联邦储蓄的股东在虚拟年度会议上重新选举了董事，并支持薪酬表决和德勤