<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2022/07/charles-schwab-offices-usa.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="2508" height="1672" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2022/07/charles-schwab-offices-usa.jpg"/></p>
<p>查尔斯·施瓦布（NYSE: SCHW），这家知名的经纪公司和银行，因其资金流出问题而遭到摩根士丹利分析师的罕见下调评级。</p>
<p>在一份报告中，迈克尔·西普里斯警告称，该公司的客户正以比预期更快的速度从其低利率账户中提取资金。因此，他将该股票的评级从超配下调至与大盘持平，并将施瓦布股票的目标价从 99 美元下调至 68 美元。</p>
<p>考虑到迈克尔一直是华尔街最看涨的分析师之一，这次下调评级实属罕见。他自 2016 年开始覆盖该股票，并设定了超配目标。</p>
<p>其他分析师对该公司也表示担忧。巴克莱、摩根士丹利、派珀·桑德勒和德意志银行的分析师均下调了该股票评级。然而，像花旗集团和高盛这样的公司则对该股票进行了升级。</p>
<p>在硅谷银行倒闭后，查尔斯·施瓦布成为了焦点。主要担忧是该公司正面临大量资金流出，因为追求收益的客户正在寻找更高的收益率。</p>
<p>另一个担忧是，该公司有超过 290 亿美元的巨额未实现损失。这些未实现损失是因为该公司持有超过 1500 亿美元的到期债务，平均收益率为 1.75%。其中约 1140 亿美元的资金将在未来十年到期。在最近的一份报告中，纽约大学的一位教授表示：</p>
<blockquote>
<p>“他们基本上预见到了更高的利率。他们不知道这种情况会持续多久或会有多大，但他们通过转移来保护股权。”</p>
</blockquote>
<p>在硅谷银行倒闭后，查尔斯·施瓦布的股价经历了急剧的抛售。本月最高点以来，股价已下跌超过 37%。在盘前交易中下跌了 1.45%。</p>
<p>查尔斯·施瓦布因资金流出上升而遭遇罕见下调评级的文章首次出现在 Invezz 上。</p>

嘉信理财

金融业 ETF - Vanguard

金融业 ETF - SPDR

金融指数 MSCI ETF - Fidelity

美国经纪商&证券交易所 ETF - iShares

<p>查尔斯·施瓦布（NYSE: SCHW）因客户从低利率账户流出增加而遭到摩根士丹利分析师迈克尔·西普里斯的罕见下调。股票评级从 “增持” 下调至 “持平”，目标价格从 99 美元下调至 68 美元。担忧包括超过 290 亿美元的重大未实现损失，以及自硅谷银行倒闭以来超过 37% 的急剧抛售。其他分析师也对该股票进行了下调，而一些分析师则进行了上调</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2022/07/charles-schwab-offices-usa.jpg" alt="" original-src="https://invezz.com/wp-content/uploads/2022/07/charles-schwab-offices-usa.jpg"/></p>
<p>Charles Schwab (NYSE: SCHW), the well-known broker and bank, received a rare downgrade by a Morgan Stanley analyst as concerns about its outflows continued.</p>
<div class="lb-trans"><p>查尔斯·施瓦布（NYSE: SCHW），这家知名的经纪公司和银行，因其资金流出问题而遭到摩根士丹利分析师的罕见下调评级。</p>
</div><p>In a note, Michael Cyprys, warned that the company’s clients were withdrawing money from its low-interest accounts at a faster pace than expected. As a result, he slashed his rating for the stock to equal weight from overweight. He also reduced the Schwab stock target from $99 to $68.</p>
<div class="lb-trans"><p>在一份报告中，迈克尔·西普里斯警告称，该公司的客户正以比预期更快的速度从其低利率账户中提取资金。因此，他将该股票的评级从超配下调至与大盘持平，并将施瓦布股票的目标价从 99 美元下调至 68 美元。</p>
</div><p>This was a rare downgrade considering that Michael has been one of the most bullish analysts in Wall Street. He started covering the stock in 2016 with an overweight target.</p>
<div class="lb-trans"><p>考虑到迈克尔一直是华尔街最看涨的分析师之一，这次下调评级实属罕见。他自 2016 年开始覆盖该股票，并设定了超配目标。</p>
</div><p>Other analysts have been concerned about the company. Analysts at Barclays, Goldman Sachs, Piper Sandler, and Deutsche Bank downgraded the stock. However, some like Citigroup and Goldman Sachs have upgraded the stock.</p>
<div class="lb-trans"><p>其他分析师对该公司也表示担忧。巴克莱、摩根士丹利、派珀·桑德勒和德意志银行的分析师均下调了该股票评级。然而，像花旗集团和高盛这样的公司则对该股票进行了升级。</p>
</div><p>Charles Schwab came in the spotlight after the collapse of Silicon Valley Bank. The main concern is that the company is seeing a lot of outflows as yield-hungry customers search for a higher yield.</p>
<div class="lb-trans"><p>在硅谷银行倒闭后，查尔斯·施瓦布成为了焦点。主要担忧是该公司正面临大量资金流出，因为追求收益的客户正在寻找更高的收益率。</p>
</div><p>Another concern is that the company has huge unrealized losses worth over $29 billion. These unrealized loose are because the company holds over $150 billion worth of debts to maturity with a weighted average yield of 1.75%. About $114 billion of these funds will mature in the next decade. In a recent note, a professor at New York University said:</p>
<div class="lb-trans"><p>另一个担忧是，该公司有超过 290 亿美元的巨额未实现损失。这些未实现损失是因为该公司持有超过 1500 亿美元的到期债务，平均收益率为 1.75%。其中约 1140 亿美元的资金将在未来十年到期。在最近的一份报告中，纽约大学的一位教授表示：</p>
</div><blockquote>
<p>“They basically saw higher interest rates coming. They didn’t know how long they would last or how big they would be, but they protected the equity by making the transfer.”</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>“他们基本上预见到了更高的利率。他们不知道这种情况会持续多久或会有多大，但他们通过转移来保护股权。”</p>
</blockquote>
</div><p>Charles Schwab stock price has been in a steep sell-off after the collapse of SVB. It has fallen by over 37% from the highest point this month. It dropped by 1.45% in the pre-market session.</p>
<div class="lb-trans"><p>在硅谷银行倒闭后，查尔斯·施瓦布的股价经历了急剧的抛售。本月最高点以来，股价已下跌超过 37%。在盘前交易中下跌了 1.45%。</p>
</div><p>The post Charles Schwab receives a rare downgrade as outflows rise appeared first on Invezz</p>
<div class="lb-trans"><p>查尔斯·施瓦布因资金流出上升而遭遇罕见下调评级的文章首次出现在 Invezz 上。</p>
</div>

由于资金流出的增加，嘉信理财罕见地被降级