<p>Real Matters TSE: REAL 以虚拟方式召开了年度和特别股东大会，董事会主席 Garry Foster 主持会议。公司报告称，共有 996 名股东亲自或通过代理出席，持有 50,301,271 股普通股，占已发行和流通股份的 67.75%，主席表示这构成了法定人数。</p>
<h2>股东投票和会议事项</h2>
<p>在会议的正式部分，股东们审议了截至 2025 年 9 月 30 日的公司审计合并财务报表和审计师报告。</p>
<p>股东们对三个主要事项进行了投票，主席表示根据监票员的初步结果，这些事项均已获得批准：</p>
<ul>
<li><strong>董事选举：</strong> 董事会将董事人数设定为六名。管理信息通函中提名并当选的董事为 Kay Brekken、Garry Foster、Brian Lang、Karen Martin、Peter Vukanovich 和 John Walsh。</li>
<li><strong>审计师任命：</strong> 自 2012 年以来一直担任 Real Matters 外部审计师的德勤会计师事务所被任命为审计师，任期至下次年度会议结束，董事会有权决定审计师的报酬。</li>
<li><strong>股权激励计划修订：</strong> 股东批准对公司修订和重述的 2017 年长期股权激励计划进行修订，将固定股份储备改为等于已发行和流通股份 7% 的常青储备。管理层指出，如果获得批准，公司将在 2029 年 2 月 5 日之前寻求对计划下未分配股份的滚动上限和奖励的批准。</li>
</ul>
<p>Foster 表示，最终投票结果将在会议后通过公司的 SEDAR+ 资料报告。没有股东就投票事项提交问题，会议在正式业务结束后宣告休会。</p>
<h2>管理层强调 2025 财年的业绩和客户获胜</h2>
<p>在正式程序结束后，首席执行官 Brian Lang 进行了简短的演讲，提醒股东注意发言中可能包含前瞻性声明和非 GAAP 指标，并指引股东查阅公司文件以获取更多细节。</p>
<p>Lang 表示，业务在 2025 财年表现出 “竞争力和韧性”，提到新客户的推出、市场份额的扩展以及支持运营杠杆的财务纪律。他报告称，Real Matters 在美国评估和加拿大推出了 <strong>10 个新客户和一个新渠道</strong>，并且这两个领域继续产生 “稳健、积极” 的调整后 EBITDA。</p>
<p>在美国产权方面，Lang 表示公司在 2025 财年新增了 <strong>七个新客户</strong>，其中包括一个 <strong>第二级别的主要贷款机构</strong>，他将其视为产权业务发展的里程碑。</p>
<h2>收入、盈利能力和资产负债表</h2>
<p>Lang 报告称，2025 财年的合并收入为 <strong>1.697 亿美元</strong>。他说，美国产权和加拿大部门的收入和净收入均实现了两位数的同比增长，而美国评估的收入 “略有下降”，这主要归因于购房市场的交易量保持在数十年来的低位。</p>
<p>根据管理层的说法，合并净收入从 2024 财年的 <strong>4640 万美元</strong> 下降至 <strong>4470 万美元</strong>。Lang 表示，Real Matters 录得 <strong>320 万美元的调整后 EBITDA 亏损</strong>，而前一年为 <strong>190 万美元的正调整后 EBITDA</strong>，反映出公司在技术和销售能力上的战略投资。</p>
<p>在流动性方面，Lang 表示公司年末 <strong>没有未偿债务</strong>，且 <strong>现金余额超过 4000 万美元</strong>。他强调，过去几年实施的现金保护和成本控制措施在抵御抵押贷款市场周期低迷期间支持了 “强健的资产负债表”，并且他将这种稳定性视为公司在追求 RFP 机会和引入新产权客户时的重要因素。</p>
<h2>市场前景和战略路线图</h2>
<p>展望未来，Lang 表示管理层对美国抵押贷款市场基本面的改善持乐观态度。他提到目前有 <strong>1300 万笔利率超过 6% 的抵押贷款</strong>，并表示现在利率超过 6% 的抵押贷款数量已超过利率低于 3% 的数量，他将其描述为市场分布向更正常化的转变。Lang 表示，这支持了一个观点，即存在大量的再融资候选人，这可能在未来几年为交易量增长提供助力。</p>
<p>Lang 还重申了公司的战略路线图：在美国评估领域建立领导地位以扩大市场份额，利用与长期客户的良好表现扩展到产权领域，并在更长远的未来将数据货币化以扩展可寻址市场并减少周期性。</p>
<p>自 2022 年抵押贷款市场高峰以来，Lang 表示 Real Matters 在其美国评估和美国产权领域推出了 <strong>29 个新客户</strong>，并在各渠道和产品中增加了客户业务的份额。他表示，公司仍然专注于 “业绩、市场份额和实现” 其目标运营模型，管理层表示在正常化市场条件下是可以实现的。</p>
<p>作为该框架的一部分，Lang 概述了在目标运营模型下的调整后 EBITDA 潜力范围，预计美国评估为 <strong>5000 万至 6500 万美元</strong>，美国产权为 <strong>3000 万至 4500 万美元</strong>。</p>
<h2>问答环节结束，没有股东提问</h2>
<p>公司通过虚拟门户开放了股东提问的渠道，但管理层表示没有收到任何问题。通话随后不久结束。</p>
<h2>关于 Real Matters TSE: REAL</h2>
<p>Real Matters Inc 是一家加拿大的网络管理服务提供商，专注于抵押贷款和保险行业。该公司的平台结合了专有技术和网络管理能力，以及数万名独立合格的现场代理。其运营部门包括美国评估、美国产权和加拿大。该公司从美国评估部门获得最大收入。其美国评估部门通过 Solidifi 品牌提供住宅抵押贷款的评估服务，涵盖购买、再融资和房屋净值交易。</p>
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<p><em>此即时新闻提醒由叙事科学技术和来自 MarketBeat 的金融数据生成，旨在为读者提供最快的报道和公正的覆盖。请将任何问题或意见发送至 contact@marketbeat.com。</em></p>
<h2>你现在应该投资 $1,000 在 Real Matters 吗？</h2>
<p>在考虑 Real Matters 之前，你需要听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而 Real Matters 并不在名单上。</p>
<p>虽然 Real Matters 目前在分析师中获得了中等买入评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>在这里查看这五只股票</p>

REAL

<p>Real Matters 召开了年度股东大会，股东们批准了六名董事的选举、德勤作为审计师的任命，以及对股权激励计划的修订，将常青储备调整为 7%。首席执行官 Brian Lang 报告称，2025 财年的收入为 1.697 亿美元，净收入下降至 4470 万美元，调整后的 EBITDA 亏损为 320 万美元。公司年末现金超过 4000 万美元且无债务，强调了强劲的资产负债表。展望未来，管理层对美国抵押贷款市场的复苏持乐观态度，并计划扩大客户基础和服务</p>

<p>Real Matters TSE: REAL held its annual and special meeting of shareholders virtually, with Board Chair Garry Foster presiding. The company reported that 996 shareholders were represented in person or by proxy, holding 50,301,271 common shares, representing 67.75% of issued and outstanding shares, which the chair said constituted a quorum.</p>
<div class="lb-trans"><p>Real Matters TSE: REAL 以虚拟方式召开了年度和特别股东大会，董事会主席 Garry Foster 主持会议。公司报告称，共有 996 名股东亲自或通过代理出席，持有 50,301,271 股普通股，占已发行和流通股份的 67.75%，主席表示这构成了法定人数。</p>
</div><h2>Shareholder votes and meeting items</h2>
<div class="lb-trans"><h2>股东投票和会议事项</h2>
</div><p>During the formal portion of the meeting, shareholders were presented with the company’s audited consolidated financial statements and auditor’s report for the financial year ended Sept. 30, 2025.</p>
<div class="lb-trans"><p>在会议的正式部分，股东们审议了截至 2025 年 9 月 30 日的公司审计合并财务报表和审计师报告。</p>
</div><p>Shareholders voted on three primary items, each of which the chair said was approved based on preliminary results from the scrutineer:</p>
<div class="lb-trans"><p>股东们对三个主要事项进行了投票，主席表示根据监票员的初步结果，这些事项均已获得批准：</p>
</div><ul>
<li><strong>Election of directors:</strong> The board set the number of directors at six. The nominees named in the management information circular and elected were Kay Brekken, Garry Foster, Brian Lang, Karen Martin, Peter Vukanovich, and John Walsh.</li>
<li><strong>Appointment of auditor:</strong> Deloitte LLP, which has served as Real Matters’ external auditor since 2012, was appointed to hold office until the close of business of the next annual meeting, with directors authorized to fix the auditor’s remuneration.</li>
<li><strong>Equity incentive plan amendment:</strong> Shareholders approved an amendment to the company’s amended and restated 2017 long-term equity incentive plan to switch from a fixed share reserve to an evergreen reserve equal to 7% of issued and outstanding shares from time to time. Management noted that if approved, the company will seek approval of a rolling cap and unallocated shares underlying awards under the plan no later than Feb. 5, 2029.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>董事选举：</strong> 董事会将董事人数设定为六名。管理信息通函中提名并当选的董事为 Kay Brekken、Garry Foster、Brian Lang、Karen Martin、Peter Vukanovich 和 John Walsh。</li>
<li><strong>审计师任命：</strong> 自 2012 年以来一直担任 Real Matters 外部审计师的德勤会计师事务所被任命为审计师，任期至下次年度会议结束，董事会有权决定审计师的报酬。</li>
<li><strong>股权激励计划修订：</strong> 股东批准对公司修订和重述的 2017 年长期股权激励计划进行修订，将固定股份储备改为等于已发行和流通股份 7% 的常青储备。管理层指出，如果获得批准，公司将在 2029 年 2 月 5 日之前寻求对计划下未分配股份的滚动上限和奖励的批准。</li>
</ul>
</div><p>Foster said final vote results would be reported on the company’s SEDAR+ profile following the meeting. No shareholder questions were submitted on voting matters, and the meeting was adjourned after the formal business concluded.</p>
<div class="lb-trans"><p>Foster 表示，最终投票结果将在会议后通过公司的 SEDAR+ 资料报告。没有股东就投票事项提交问题，会议在正式业务结束后宣告休会。</p>
</div><h2>Management highlights fiscal 2025 performance and client wins</h2>
<div class="lb-trans"><h2>管理层强调 2025 财年的业绩和客户获胜</h2>
</div><p>Following the formal proceedings, Chief Executive Officer Brian Lang delivered a short presentation that included a caution that the remarks could include forward-looking statements and non-GAAP measures, directing shareholders to company filings for additional details.</p>
<div class="lb-trans"><p>在正式程序结束后，首席执行官 Brian Lang 进行了简短的演讲，提醒股东注意发言中可能包含前瞻性声明和非 GAAP 指标，并指引股东查阅公司文件以获取更多细节。</p>
</div><p>Lang said the business demonstrated “competitive strength and resilience” throughout fiscal 2025, citing new client launches, market share expansion, and financial discipline that supported operating leverage. He reported that Real Matters launched <strong>10 new clients and one new channel</strong> in U.S. Appraisal and Canada, and that both segments continued to generate “solid, positive” adjusted EBITDA.</p>
<div class="lb-trans"><p>Lang 表示，业务在 2025 财年表现出 “竞争力和韧性”，提到新客户的推出、市场份额的扩展以及支持运营杠杆的财务纪律。他报告称，Real Matters 在美国评估和加拿大推出了 <strong>10 个新客户和一个新渠道</strong>，并且这两个领域继续产生 “稳健、积极” 的调整后 EBITDA。</p>
</div><p>In U.S. Title, Lang said the company added <strong>seven new clients</strong> in fiscal 2025, including a <strong>second Tier One lender</strong>, which he characterized as a milestone in the evolution of the title business.</p>
<div class="lb-trans"><p>在美国产权方面，Lang 表示公司在 2025 财年新增了 <strong>七个新客户</strong>，其中包括一个 <strong>第二级别的主要贷款机构</strong>，他将其视为产权业务发展的里程碑。</p>
</div><h2>Revenue, profitability, and balance sheet</h2>
<div class="lb-trans"><h2>收入、盈利能力和资产负债表</h2>
</div><p>Lang reported that consolidated revenue for fiscal 2025 was <strong>$169.7 million</strong>. He said U.S. Title and the Canadian segments delivered double-digit year-over-year growth in both revenue and net revenue, while U.S. Appraisal revenue was “marginally lower,” which he attributed largely to purchase market volumes remaining at multi-decade lows.</p>
<div class="lb-trans"><p>Lang 报告称，2025 财年的合并收入为 <strong>1.697 亿美元</strong>。他说，美国产权和加拿大部门的收入和净收入均实现了两位数的同比增长，而美国评估的收入 “略有下降”，这主要归因于购房市场的交易量保持在数十年来的低位。</p>
</div><p>Consolidated net revenue decreased to <strong>$44.7 million</strong> from <strong>$46.4 million</strong> in fiscal 2024, according to management. Lang said Real Matters posted an <strong>adjusted EBITDA loss of $3.2 million</strong>, compared with <strong>positive adjusted EBITDA of $1.9 million</strong> in the prior year, reflecting strategic investments during the year in technology and sales capabilities.</p>
<div class="lb-trans"><p>根据管理层的说法，合并净收入从 2024 财年的 <strong>4640 万美元</strong> 下降至 <strong>4470 万美元</strong>。Lang 表示，Real Matters 录得 <strong>320 万美元的调整后 EBITDA 亏损</strong>，而前一年为 <strong>190 万美元的正调整后 EBITDA</strong>，反映出公司在技术和销售能力上的战略投资。</p>
</div><p>On liquidity, Lang said the company ended the year with <strong>no outstanding debt</strong> and a <strong>cash position exceeding $40 million</strong>. He emphasized that cash preservation and cost controls implemented over the past few years have supported a “robust balance sheet” during a low period in the mortgage market cycle, and he described that stability as significant for clients as the company pursues RFP opportunities and onboards new title clients.</p>
<div class="lb-trans"><p>在流动性方面，Lang 表示公司年末 <strong>没有未偿债务</strong>，且 <strong>现金余额超过 4000 万美元</strong>。他强调，过去几年实施的现金保护和成本控制措施在抵御抵押贷款市场周期低迷期间支持了 “强健的资产负债表”，并且他将这种稳定性视为公司在追求 RFP 机会和引入新产权客户时的重要因素。</p>
</div><h2>Market outlook and strategic roadmap</h2>
<div class="lb-trans"><h2>市场前景和战略路线图</h2>
</div><p>Looking ahead, Lang said management remains optimistic about improving fundamentals in the U.S. mortgage market. He cited that there are <strong>13 million mortgages with interest rates above 6%</strong> and said there are now more mortgages above 6% than below 3%, which he described as a rebalancing indicative of a move toward a more normalized market distribution. Lang said this supports the view that there is a substantial pool of refinance candidates that could become a tailwind for volume growth in coming years.</p>
<div class="lb-trans"><p>展望未来，Lang 表示管理层对美国抵押贷款市场基本面的改善持乐观态度。他提到目前有 <strong>1300 万笔利率超过 6% 的抵押贷款</strong>，并表示现在利率超过 6% 的抵押贷款数量已超过利率低于 3% 的数量，他将其描述为市场分布向更正常化的转变。Lang 表示，这支持了一个观点，即存在大量的再融资候选人，这可能在未来几年为交易量增长提供助力。</p>
</div><p>Lang also reiterated the company’s strategic roadmap: building on leadership in U.S. Appraisal to grow share, leveraging performance with long-standing clients to expand into title, and longer term monetizing data in new verticals to expand addressable markets and reduce cyclicality.</p>
<div class="lb-trans"><p>Lang 还重申了公司的战略路线图：在美国评估领域建立领导地位以扩大市场份额，利用与长期客户的良好表现扩展到产权领域，并在更长远的未来将数据货币化以扩展可寻址市场并减少周期性。</p>
</div><p>Since the height of the mortgage market in 2022, Lang said Real Matters has launched <strong>29 new clients</strong> across its U.S. Appraisal and U.S. Title segments and has increased its share of client business across channels and products. He said the company remains focused on “performance, market share, and delivering on” its Target Operating Model, which management said is achievable under normalized market conditions.</p>
<div class="lb-trans"><p>自 2022 年抵押贷款市场高峰以来，Lang 表示 Real Matters 在其美国评估和美国产权领域推出了 <strong>29 个新客户</strong>，并在各渠道和产品中增加了客户业务的份额。他表示，公司仍然专注于 “业绩、市场份额和实现” 其目标运营模型，管理层表示在正常化市场条件下是可以实现的。</p>
</div><p>As part of that framework, Lang outlined adjusted EBITDA potential ranges under the Target Operating Model of <strong>$50 million to $65 million</strong> for U.S. Appraisal and <strong>$30 million to $45 million</strong> for U.S. Title.</p>
<div class="lb-trans"><p>作为该框架的一部分，Lang 概述了在目标运营模型下的调整后 EBITDA 潜力范围，预计美国评估为 <strong>5000 万至 6500 万美元</strong>，美国产权为 <strong>3000 万至 4500 万美元</strong>。</p>
</div><h2>Q&amp;A concludes with no shareholder questions</h2>
<div class="lb-trans"><h2>问答环节结束，没有股东提问</h2>
</div><p>The company opened the line for shareholder questions submitted through the virtual portal, but management said no questions were received. The call ended shortly thereafter.</p>
<div class="lb-trans"><p>公司通过虚拟门户开放了股东提问的渠道，但管理层表示没有收到任何问题。通话随后不久结束。</p>
</div><h2>About Real Matters TSE: REAL</h2>
<div class="lb-trans"><h2>关于 Real Matters TSE: REAL</h2>
</div><p>Real Matters Inc is a Canadian network management services provider for the mortgage lending and insurance industries. The company's platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field agents. Its operating segment includes U.S. Appraisal; U.S. Title and Canada. The company generates maximum revenue from the U.S. Appraisal segment. Its U.S. Appraisal segment provides residential mortgage appraisals for purchase, refinance, and home equity transactions through its Solidifi brand.</p>
<div class="lb-trans"><p>Real Matters Inc 是一家加拿大的网络管理服务提供商，专注于抵押贷款和保险行业。该公司的平台结合了专有技术和网络管理能力，以及数万名独立合格的现场代理。其运营部门包括美国评估、美国产权和加拿大。该公司从美国评估部门获得最大收入。其美国评估部门通过 Solidifi 品牌提供住宅抵押贷款的评估服务，涵盖购买、再融资和房屋净值交易。</p>
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<li>He just nailed another gold prediction …</li>
</ul>
<div class="lb-trans"><ul>
<li>五只我们认为比 Real Matters 更好的股票</li>
<li>新法律：国会批准数字美元的设立？</li>
<li>黄金市场崩溃的那一天</li>
<li>一位前 CIA 特工对即将到来的崩溃的看法</li>
<li>你的银行账户不再安全</li>
<li>他刚刚准确预测了另一个黄金走势……</li>
</ul>
</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙事科学技术和来自 MarketBeat 的金融数据生成，旨在为读者提供最快的报道和公正的覆盖。请将任何问题或意见发送至 contact@marketbeat.com。</em></p>
</div><h2>Should You Invest $1,000 in Real Matters Right Now?</h2>
<div class="lb-trans"><h2>你现在应该投资 $1,000 在 Real Matters 吗？</h2>
</div><p>Before you consider Real Matters, you'll want to hear this.</p>
<div class="lb-trans"><p>在考虑 Real Matters 之前，你需要听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Real Matters wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而 Real Matters 并不在名单上。</p>
</div><p>While Real Matters currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然 Real Matters 目前在分析师中获得了中等买入评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在这里查看这五只股票</p>
</div>

Real Matters 的股东在年度股东大会上批准了董事会名单、德勤作为审计师，以及 7% 的常青股权计划