<p>她的丈夫最初是全职在家带孩子。随着时间的推移，她的妻子表示他停止了经济贡献，开始找借口，并且大部分时间都在打赌、玩视频游戏和逃避责任。现在，经过六年的婚姻和三个孩子，她决定与他离婚，并试图买下她几乎完全自己支付的房子。</p>
<p>这个情况在最近一期的 “拉姆齐秀” 中被提及，一位来自费城的来电者贾内尔描述了她所称的多年的财务不平衡、日益增长的怨恨和遗憾。她毫不保留地称即将成为前夫的他为 “男人孩”。</p>
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<ul>
<li><strong>‘营销的 ChatGPT’ 刚刚开启了每股 0.85 美元的融资轮——** 已有 10,000 多名投资者参与 **</strong></li>
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</ul>
<h2>从伴侣到经济负担</h2>
<p>贾内尔表示，当她遇到丈夫时，他是全职工作的。事情在她开始护理学校并后来晋升为护士执业者后发生了变化。当他们的第三个孩子出生时，这对夫妇决定让她多接班，而不是让他继续工作。</p>
<p>“我后悔让他成为全职在家带孩子，因为那就像一切的结束，” 她说。“每次我要求他之后重新开始工作时，他总是有借口。”</p>
<p>她告诉主持人 <strong>约翰·德隆尼</strong> 和 <strong>瑞秋·克鲁兹</strong>，她的丈夫最终完全停止了经济贡献。家庭的介入使事情变得更糟。“我一直在说我嫁给了三个人——他和我的公婆，” 她解释说，他的母亲经常插手争吵。</p>
<p>在离婚程序开始时，她的丈夫刚刚回到工作岗位，做了一份每天四小时的兼职清洁工。“在他提出离婚的那一周，他终于回去找了份工作，” 她说。</p>
<p><strong>趋势：这个 ETF 发行商并不追逐指数——** 它正在构建收入、杠杆和信念的工具 **</strong></p>
<h2>房子和买断</h2>
<p>贾内尔表示，她感到被迫将丈夫的名字放在房子上，尽管她是支付者。房子的估值约为 255,000 美元，抵押贷款剩余约 138,000 美元。根据离婚协议，她需要支付前夫约 48,800 美元作为他的股权份额。</p>
<p>与此同时，她还面临每月约 1,000 美元的赡养费，持续约 15 个月，以及法律费用和即将到来的 儿童保育费用。</p>
<p>尽管如此，她的 收入很强。她从主要工作中每月带回约 6,000 美元，并从做医疗美容的副业中平均每月赚取约 2,000 美元，如果她增加工作时间，收入潜力更高。</p>
<p>德隆尼告诉她，她并没有造成丈夫缺乏上进心。“那是一个男人，一个三个孩子的父亲选择不起来支持他的家庭，” 他说。“你并没有造成他的这种状态。”</p>
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<h2>保留房子还是放弃？</h2>
<p>财务建议出奇地平衡。虽然节目通常告诉处于类似情况的来电者出售，但这里的数字不同。将买断费用纳入抵押贷款可能可行，但前提是总住房支付保持在她税后收入的 25% 以下。</p>
<p>租房的费用可能会高于她目前的抵押贷款，这使得短期内出售在财务上变得痛苦。保留房子可以为孩子们保持稳定，但前提是它不会成为持续的压力源。</p>
<p>对于年收入六位数或接近六位数的专业人士来说，拥有明确的计划可以在长期稳定和多年的财务压力之间产生差异。</p>
<p>这就是像 Domain Money 这样的服务的用武之地。Domain Money 为希望在财务上做出更聪明、更自信决策的人提供个性化的财务规划。</p>
<p>对于面临买断、赡养费和重大住房决策的人来说，与财务规划师进行一次免费的战略会议可以帮助将混乱转变为计划。</p>
<p>贾内尔的来电没有最终答案，但却带来了清晰。主持人强调，内心的平静比自尊更重要。无论她是保留房子还是稍后出售，目标都是一样的：一个新的开始，不再拖累旧问题。</p>
<p><strong>阅读下一篇：这家投资公司利用专家见解和 18.5 亿美元的业绩记录，帮助合格投资者抓住 2026 年多家庭市场趋势——** 立即阅读完整预测。**</strong></p>
<p><strong><em>图片来源：Shutterstock</em></strong></p>

<p>一位名叫贾内尔的女性正在与她的丈夫离婚，她声称在丈夫成为全职爸爸后，他给她带来了经济负担。她资助了他们的房子，目前价值为 255,000 美元，并面临着 48,800 美元的买断费用以获得他的股份。尽管她每月有 6,000 美元的强劲收入加上额外收入，但她还需支付每月 1,000 美元的赡养费和法律费用。财务建议建议权衡保留房屋以获得稳定性与潜在压力之间的利弊。重点是实现离婚后的新开始</p>

<p>Her husband began as a stay-at-home dad. Over time, his wife says he stopped contributing financially, fell back on excuses, and spent much of his day on betting, video games, and avoiding responsibility. Now, after six years of marriage and three kids, she is divorcing him  and trying to buy him out of a house she says she paid for almost entirely herself.</p>
<div class="lb-trans"><p>她的丈夫最初是全职在家带孩子。随着时间的推移，她的妻子表示他停止了经济贡献，开始找借口，并且大部分时间都在打赌、玩视频游戏和逃避责任。现在，经过六年的婚姻和三个孩子，她决定与他离婚，并试图买下她几乎完全自己支付的房子。</p>
</div><p>The situation came up on a recent episode of “ The Ramsey Show,” when a caller named Janelle from Philadelphia laid out what she described as years of financial imbalance, growing resentment, and regret. She did not hold back, referring to her soon-to-be ex as a “manchild” early in the call.</p>
<div class="lb-trans"><p>这个情况在最近一期的 “拉姆齐秀” 中被提及，一位来自费城的来电者贾内尔描述了她所称的多年的财务不平衡、日益增长的怨恨和遗憾。她毫不保留地称即将成为前夫的他为 “男人孩”。</p>
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<div class="lb-trans"><p><strong>不要错过：</strong></p>
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</ul>
<div class="lb-trans"><ul>
<li><strong>‘营销的 ChatGPT’ 刚刚开启了每股 0.85 美元的融资轮——** 已有 10,000 多名投资者参与 **</strong></li>
<li><strong>Motley Fool 的分析师们建立了一系列新的被动 ETF——** 探索哪个 “愚蠢” 的策略适合你的投资目标。**</strong></li>
</ul>
</div><h2>From Partner To Financial Burden</h2>
<div class="lb-trans"><h2>从伴侣到经济负担</h2>
</div><p>Janelle said that when she met her husband, he was working full-time. Things changed after she began nursing school and later advanced her career to become a nurse practitioner. When their third child was born, the couple decided it would be easier for her to pick up extra shifts instead of him continuing to work.</p>
<div class="lb-trans"><p>贾内尔表示，当她遇到丈夫时，他是全职工作的。事情在她开始护理学校并后来晋升为护士执业者后发生了变化。当他们的第三个孩子出生时，这对夫妇决定让她多接班，而不是让他继续工作。</p>
</div><p>“I regretted having him become a stay-at-home dad because that was like the end of it,” she said. “Every time I asked him to start working again afterwards, there was an excuse.”</p>
<div class="lb-trans"><p>“我后悔让他成为全职在家带孩子，因为那就像一切的结束，” 她说。“每次我要求他之后重新开始工作时，他总是有借口。”</p>
</div><p>She told hosts <strong>John Delony</strong> and <strong>Rachel Cruze</strong> that her husband eventually stopped contributing financially at all. Family involvement made things worse. “I kept saying I was married to three people–him and my in-laws,” she said, explaining that his mother frequently inserted herself into arguments.</p>
<div class="lb-trans"><p>她告诉主持人 <strong>约翰·德隆尼</strong> 和 <strong>瑞秋·克鲁兹</strong>，她的丈夫最终完全停止了经济贡献。家庭的介入使事情变得更糟。“我一直在说我嫁给了三个人——他和我的公婆，” 她解释说，他的母亲经常插手争吵。</p>
</div><p>By the time divorce proceedings began, her husband had only just returned to work, taking a part-time janitorial job for four hours a day. “As of the week he filed for divorce, he finally went back and got a job,” she said.</p>
<div class="lb-trans"><p>在离婚程序开始时，她的丈夫刚刚回到工作岗位，做了一份每天四小时的兼职清洁工。“在他提出离婚的那一周，他终于回去找了份工作，” 她说。</p>
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<div class="lb-trans"><p><strong>趋势：这个 ETF 发行商并不追逐指数——** 它正在构建收入、杠杆和信念的工具 **</strong></p>
</div><h2>The House And The Buyout</h2>
<div class="lb-trans"><h2>房子和买断</h2>
</div><p>Janelle said she felt guilted into putting her husband's name on the home, even though she paid for it. The house is now valued at about $255,000, with roughly $138,000 left on the mortgage. Under the divorce agreement, she owes her ex about $48,800 for his share of the equity.</p>
<div class="lb-trans"><p>贾内尔表示，她感到被迫将丈夫的名字放在房子上，尽管她是支付者。房子的估值约为 255,000 美元，抵押贷款剩余约 138,000 美元。根据离婚协议，她需要支付前夫约 48,800 美元作为他的股权份额。</p>
</div><p>At the same time, she is facing about $1,000 a month in alimony for roughly 15 months, along with legal costs and upcoming childcare expenses.</p>
<div class="lb-trans"><p>与此同时，她还面临每月约 1,000 美元的赡养费，持续约 15 个月，以及法律费用和即将到来的 儿童保育费用。</p>
</div><p>Despite all of that, her income is strong. She brings home about $6,000 a month from her main job and earns an average of $2,000 a month from a side business doing medical aesthetics, with higher earning potential if she increases her hours.</p>
<div class="lb-trans"><p>尽管如此，她的 收入很强。她从主要工作中每月带回约 6,000 美元，并从做医疗美容的副业中平均每月赚取约 2,000 美元，如果她增加工作时间，收入潜力更高。</p>
</div><p>Delony told her she did not cause her husband's lack of ambition. “That's a man, that's a father of three kids choosing to not get up and support his family,” he said. “You didn't cause that in him.”</p>
<div class="lb-trans"><p>德隆尼告诉她，她并没有造成丈夫缺乏上进心。“那是一个男人，一个三个孩子的父亲选择不起来支持他的家庭，” 他说。“你并没有造成他的这种状态。”</p>
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<div class="lb-trans"><p><strong><em>另见：安全和监管在加密货币中很重要——探索 Kraken Pro 的合规优先交易平台。</em></strong></p>
</div><h2>Keep The House Or Walk Away?</h2>
<div class="lb-trans"><h2>保留房子还是放弃？</h2>
</div><p>The financial advice was surprisingly balanced. While the show often tells callers in similar situations to sell, the numbers here were different. Rolling the buyout into the mortgage could work, but only if the total housing payment stays under 25% of her take-home pay.</p>
<div class="lb-trans"><p>财务建议出奇地平衡。虽然节目通常告诉处于类似情况的来电者出售，但这里的数字不同。将买断费用纳入抵押贷款可能可行，但前提是总住房支付保持在她税后收入的 25% 以下。</p>
</div><p>Renting would likely cost more than her current mortgage, making selling financially painful in the short term. Keeping the house could preserve stability for the kids, but only if it does not become a constant source of stress.</p>
<div class="lb-trans"><p>租房的费用可能会高于她目前的抵押贷款，这使得短期内出售在财务上变得痛苦。保留房子可以为孩子们保持稳定，但前提是它不会成为持续的压力源。</p>
</div><p>For professionals earning six figures or close to it, having a clear plan can make the difference between long-term stability and years of financial strain.</p>
<div class="lb-trans"><p>对于年收入六位数或接近六位数的专业人士来说，拥有明确的计划可以在长期稳定和多年的财务压力之间产生差异。</p>
</div><p>That is where services like Domain Money come in. Domain Money offers personalized financial planning for people who want to make smarter, more confident decisions about their money.</p>
<div class="lb-trans"><p>这就是像 Domain Money 这样的服务的用武之地。Domain Money 为希望在财务上做出更聪明、更自信决策的人提供个性化的财务规划。</p>
</div><p>For someone facing buyouts, alimony, and major housing decisions, a free strategy session with a financial planner can help turn chaos into a plan.</p>
<div class="lb-trans"><p>对于面临买断、赡养费和重大住房决策的人来说，与财务规划师进行一次免费的战略会议可以帮助将混乱转变为计划。</p>
</div><p>Janelle's call ended without a final answer, but with clarity. Peace, the hosts stressed, matters more than pride. Whether she keeps the house or sells it later, the goal is the same: a fresh start that doesn’t drag old problems forward.</p>
<div class="lb-trans"><p>贾内尔的来电没有最终答案，但却带来了清晰。主持人强调，内心的平静比自尊更重要。无论她是保留房子还是稍后出售，目标都是一样的：一个新的开始，不再拖累旧问题。</p>
</div><p><strong>Read Next: This investment firm leverages expert insights and a $1.85 billion track record to help accredited investors capitalize on 2026 multifamily market trends— read the full forecast now.</strong></p>
<div class="lb-trans"><p><strong>阅读下一篇：这家投资公司利用专家见解和 18.5 亿美元的业绩记录，帮助合格投资者抓住 2026 年多家庭市场趋势——** 立即阅读完整预测。**</strong></p>
</div><p><strong><em>Image: Shutterstock</em></strong></p>
<div class="lb-trans"><p><strong><em>图片来源：Shutterstock</em></strong></p>
</div>

他最初是一位全职在家的父亲，最终却变成了一个沉迷于赌博和游戏的 “巨婴”。现在，她希望他能从她资助的房子中被买断