新泽西州奥尔德威克 --（商业资讯）-- AM Best 已将联邦承保公司的展望从稳定调整为积极，并确认其财务实力评级为 A-（优秀）以及长期发行人信用评级为 “a-”（优秀）（位于佛蒙特州科尔切斯特）。
信用评级（评级）反映了联邦的资产负债表实力，AM Best 评估其为非常强劲，以及其适度的运营表现、有限的业务概况和适当的企业风险管理。
这些评级还反映了来自其最终母公司道富银行（State Street Corporation）（纽约证券交易所代码：STT）的信用增强。
该单一母公司自保机构成立于 2019 年，作为道富银行在保险市场价格显著回升后的替代风险融资策略的一部分。AM Best 认为联邦的业务概况有限，其唯一目的是承保与道富银行保险项目相关的特定风险。联邦的历史运营表现被评估为适度，这反映了 AM Best 的中立立场，直到联邦的业务进一步成熟和发展。管理层的预测及其在与联邦整体使命和商业计划相结合时执行这些预测的能力仍在考虑之中。
积极的展望反映了 AM Best 对该自保机构将继续保持稳健的运营表现、遵循其商业计划、维持支持其非常强劲资产负债表实力评估的资本水平，并与其母公司道富银行紧密对齐的预期。
最后，评级包括来自道富银行的信用增强水平，后者是全球最大的金融服务组织之一。AM Best 认为，鉴于被保险业务的自保性质，道富银行和联邦的利益直接对齐，并且在必要时可获得额外的资本和财务灵活性。
AM Best 仍然是替代风险转移实体的领先评级机构，在美国和全球范围内对 200 多家此类机构进行了评级。有关当前最佳信用评级和自保及替代风险转移保险市场的独立数据，请访问 www.ambest.com/captive 。
本新闻稿涉及已在 AM Best 网站上发布的信用评级。有关与本发布相关的所有评级信息和相关披露，包括负责发布本发布中提到的每个单独评级的办公室的详细信息，请参见 AM Best 的 最近评级活动 网页。有关信用评级意见的使用和限制的更多信息，请查看 最佳信用评级指南 。有关最佳信用评级、最佳绩效评估、最佳初步信用评估和 AM Best 新闻稿的正确使用信息，请查看 最佳评级和评估的正确使用指南 。
AM Best 是一家全球信用评级机构、新闻出版商和数据分析提供商，专注于保险行业。公司总部位于美国，在 100 多个国家开展业务，并在伦敦、阿姆斯特丹、迪拜、香港、新加坡和墨西哥城设有区域办公室。有关更多信息，请访问 www.ambest.com 。
版权 © 2026 A.M. Best Rating Services, Inc. 及/或其附属公司。保留所有权利。
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弗雷德·埃斯拉米
副主任
+1 908 882 1759
fred.eslami@ambest.com
丹尼尔·瑞安
高级主任
+1 908 882 2290
daniel.ryan@ambest.com
克里斯托弗·沙基
公关副主任
+1 908 882 2310
christopher.sharkey@ambest.com
阿尔·斯拉文
高级公关专员
+1 908 882 2318
al.slavin@ambest.com
来源：AM Best

道富银行

AM Best 已将 Federated Underwriting Company 的展望从稳定调整为积极，并确认其财务实力评级为 A-，长期发行人信用评级为 “a-”。这些评级反映了 Federated 非常强劲的资产负债表实力和充足的运营表现，得到了其母公司道富银行的支持。积极的展望表明预计将持续稳健的表现，并与道富银行的商业计划保持一致。AM Best 是一家专注于保险行业的领先评级机构

OLDWICK, N.J.--(BUSINESS WIRE)-- AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Federated Underwriting Company (Federated) (Colchester, VT).
<div class="lb-trans">新泽西州奥尔德威克 --（商业资讯）-- AM Best 已将联邦承保公司的展望从稳定调整为积极，并确认其财务实力评级为 A-（优秀）以及长期发行人信用评级为 “a-”（优秀）（位于佛蒙特州科尔切斯特）。
</div>The Credit Ratings (ratings) reflect Federated’s balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management.
<div class="lb-trans">信用评级（评级）反映了联邦的资产负债表实力，AM Best 评估其为非常强劲，以及其适度的运营表现、有限的业务概况和适当的企业风险管理。
</div>The ratings also reflect the credit enhancement received from its ultimate parent, State Street Corporation (State Street) [NYSE: STT].
<div class="lb-trans">这些评级还反映了来自其最终母公司道富银行（State Street Corporation）（纽约证券交易所代码：STT）的信用增强。
</div>This single-parent captive was formed and capitalized in 2019 as part of State Street’s alternative risk financing strategy in the wake of significant price firming in the insurance market. AM Best considers Federated’s business profile to be limited, and its sole purpose is to write specific risks related to State Street’s insurance programs. Federated’s historical operating performance has been assessed as adequate, which reflects AM Best’s neutral position until Federated’s business further matures and evolves. Consideration continues to be given to management’s projections and its ability to execute on these projections in conjunction with Federated’s overall mission and business plans.
<div class="lb-trans">该单一母公司自保机构成立于 2019 年，作为道富银行在保险市场价格显著回升后的替代风险融资策略的一部分。AM Best 认为联邦的业务概况有限，其唯一目的是承保与道富银行保险项目相关的特定风险。联邦的历史运营表现被评估为适度，这反映了 AM Best 的中立立场，直到联邦的业务进一步成熟和发展。管理层的预测及其在与联邦整体使命和商业计划相结合时执行这些预测的能力仍在考虑之中。
</div>The positive outlooks reflect AM Best's expectation that the captive will continue its solid operating performance, keep within its business plan, adhere to a level of capital supportive of its very strong balance sheet strength assessment and remain closely aligned with its parent, State Street, for which it also receives rating enhancement.
<div class="lb-trans">积极的展望反映了 AM Best 对该自保机构将继续保持稳健的运营表现、遵循其商业计划、维持支持其非常强劲资产负债表实力评估的资本水平，并与其母公司道富银行紧密对齐的预期。
</div>Finally, the ratings include a level of credit enhancement from State Street, one of the world’s largest financial service organizations. AM Best believes that given the captive nature of the business being insured, the interests of State Street and Federated are aligned directly, and additional capital and financial flexibility are available, if necessary.
<div class="lb-trans">最后，评级包括来自道富银行的信用增强水平，后者是全球最大的金融服务组织之一。AM Best 认为，鉴于被保险业务的自保性质，道富银行和联邦的利益直接对齐，并且在必要时可获得额外的资本和财务灵活性。
</div>AM Best remains the leading rating agency of alternative risk transfer entities, with more than 200 such vehicles rated in the United States and throughout the world. For current Best’s Credit Ratings and independent data on the captive and alternative risk transfer insurance market, please visit www.ambest.com/captive .
<div class="lb-trans">AM Best 仍然是替代风险转移实体的领先评级机构，在美国和全球范围内对 200 多家此类机构进行了评级。有关当前最佳信用评级和自保及替代风险转移保险市场的独立数据，请访问 www.ambest.com/captive 。
</div>This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings . For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings &amp; Assessments .
<div class="lb-trans">本新闻稿涉及已在 AM Best 网站上发布的信用评级。有关与本发布相关的所有评级信息和相关披露，包括负责发布本发布中提到的每个单独评级的办公室的详细信息，请参见 AM Best 的 最近评级活动 网页。有关信用评级意见的使用和限制的更多信息，请查看 最佳信用评级指南 。有关最佳信用评级、最佳绩效评估、最佳初步信用评估和 AM Best 新闻稿的正确使用信息，请查看 最佳评级和评估的正确使用指南 。
</div>AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com .
<div class="lb-trans">AM Best 是一家全球信用评级机构、新闻出版商和数据分析提供商，专注于保险行业。公司总部位于美国，在 100 多个国家开展业务，并在伦敦、阿姆斯特丹、迪拜、香港、新加坡和墨西哥城设有区域办公室。有关更多信息，请访问 www.ambest.com 。
</div>Copyright © 2026 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.
<div class="lb-trans">版权 © 2026 A.M. Best Rating Services, Inc. 及/或其附属公司。保留所有权利。
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View source version on businesswire.com: https://www.businesswire.com/news/home/20260213748257/en/
<div class="lb-trans">在 businesswire.com 查看源版本：https://www.businesswire.com/news/home/20260213748257/en/
</div>Fred Eslami
<div class="lb-trans">弗雷德·埃斯拉米
</div>Associate Director
<div class="lb-trans">副主任
</div>+1 908 882 1759
<div class="lb-trans">+1 908 882 1759
</div>fred.eslami@ambest.com
<div class="lb-trans">fred.eslami@ambest.com
</div>Daniel Ryan
<div class="lb-trans">丹尼尔·瑞安
</div>Senior Director
<div class="lb-trans">高级主任
</div>+1 908 882 2290
<div class="lb-trans">+1 908 882 2290
</div>daniel.ryan@ambest.com
<div class="lb-trans">daniel.ryan@ambest.com
</div>Christopher Sharkey
<div class="lb-trans">克里斯托弗·沙基
</div>Associate Director, Public Relations
<div class="lb-trans">公关副主任
</div>+1 908 882 2310
<div class="lb-trans">+1 908 882 2310
</div>christopher.sharkey@ambest.com
<div class="lb-trans">christopher.sharkey@ambest.com
</div>Al Slavin
<div class="lb-trans">阿尔·斯拉文
</div>Senior Public Relations Specialist
<div class="lb-trans">高级公关专员
</div>+1 908 882 2318
<div class="lb-trans">+1 908 882 2318
</div>al.slavin@ambest.com
<div class="lb-trans">al.slavin@ambest.com
</div>Source: AM Best
<div class="lb-trans">来源：AM Best
</div>

AM Best 将 Federated Underwriting Company 的展望调整为正面 | STT 股票新闻