<div id="readability-page-1">03:22 PM EST, 02/13/2026 (MT Newswires) -- Mortgage rates are expected to remain largely steady for the foreseeable future, with the Federal Reserve seen holding its monetary policy steady as it focuses on the labor market amid receding inflation risks, Redfin said Friday.Bureau of Labor Statistics data showed earlier in the day that US consumer inflation eased in January, with core price growth marking the slowest pace in nearly five years.The data suggest there is little risk of prices rebounding in 2026, while the remaining excess inflation above the Fed's 2% goal is likely to &#34;resolve itself&#34; as tariff effects pass through, Redfin said in a report.&#34;The Fed is now solidly focused on the labor market and likely to hold rates steady with just two cuts in the back half of the year,&#34; Chen Zhao, the head of economics research at Redfin, said. &#34;That means mortgage rates are unlikely to move up or down much for the foreseeable future barring unexpected economic data.&#34;On Thursday, the National Association of Realtors said the average 30-year fixed-rate mortgage fell to 6.10% last month from 6.19% in December and 6.96% a year earlier, according to Freddie Mac data.Markets widely expect the US central bank to leave its benchmark lending rate unchanged for the second consecutive policy meeting in March, according to the CME FedWatch tool. Prior to last month's pause, the Fed delivered three back-to-back 25-basis-point interest rate cuts amid concerns about the labor market.Earlier this week, official data showed the US economy added more jobs than projected in January, while the unemployment rate slipped.However, earlier labor market reports were grim, with Challenger Gray &amp; Christmas saying last week that last month's job cut announcements in the US soared to the highest since October. ADP (ADP) recently reported that employment in the private sector increased less than projected last month.The NAR report showed Thursday that existing home sales in the US fell more than expected in January as the median price hit a new peak for the month amid low supply even as affordability improved.Price: 212.58, Change: +2.62, Percent Change: +1.25 MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited.</div>

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抵押贷款利率预计将保持稳定，因为美联储在通胀风险缓解的情况下，继续将货币政策的重点放在劳动力市场上。Redfin 报告称，消费者通胀已放缓，表明价格反弹的风险很小。1 月份，30 年期固定利率抵押贷款的平均利率降至 6.10%。尽管一些劳动力市场报告存在不一致，美联储预计将在 3 月份维持基准贷款利率不变，此前的就业增长数据也支持了这一预期。1 月份，现有住宅销售也有所下降，中位价格达到了新高

Mortgage Rates Seen Steady for Foreseeable Future as Fed Stays Put Amid Focus on Labor Market, Redfin Says

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Redfin 表示，由于美联储在专注于劳动力市场的情况下保持政策不变，预计未来可预见的时期内抵押贷款利率将保持稳定