<p><em>新举措增强了 120 亿美元行业的透明度、一致性和消费者信心</em></p>
<p>, /PRNewswire/ -- 120 亿美元的租赁购买（RTO）行业正在采取重大步骤，以增强全国范围内的透明度、专业性和消费者信心。美国唯一代表 RTO 行业的全国性贸易协会——专业租赁组织协会（APRO）宣布推出其 50 州模型租赁协议库。</p>
<p><strong>这一举措背后的 “原因”</strong></p>
<p>租赁购买协议是影响多个行业（如零售、消费品制造和汽车售后服务）的基础性组成部分。清晰、一致的合同对于确保客户理解他们的选择、费用和权利至关重要。</p>
<p>APRO 的模型租赁协议库在所有 50 个州现代化了这些协议。通过更新披露信息、使合同符合当前法律标准以及标准化最佳实践，这一举措增强了透明度，并强化了全国范围内的负责任商业运营。</p>
<p>这一努力正值数百万美国人依赖租赁购买获取基本家居用品（如家具、电子产品、家电和轮胎）之际。随着灵活购买选项的需求增加，尤其是在千禧一代和 Z 世代中，保持清晰和最新的协议对于保护客户和维持行业信任至关重要。</p>
<p>“这是租赁购买行业一个变革性的时刻，经过多年的努力而成，”<strong>APRO 首席执行官查尔斯·史密瑟曼（Charles Smitherman）表示。</strong>“几十年来，运营商一直在复杂的州法规和不断变化的法律要求中摸索。现在，首次，我们的成员可以访问特定州的协议，这些协议不仅符合过去的法律，还能应对未来的挑战。这就是有意义的自我监管的样子，它将惠及企业和消费者。”</p>
<p><strong>设定新的行业标准</strong></p>
<p>APRO 与全国知名的合规法律事务所 Hudson Cook, LLP 合作开发了该库。与通用模板不同，每份协议都是：</p>
<ul>
<li>针对每个州特定的租赁购买法规量身定制</li>
<li>针对新兴立法和司法发展进行了更新</li>
<li>结构上融入了现代仲裁和争议解决要求</li>
<li>适应了为消费者提供清晰、透明的披露</li>
<li>设计上能够经受监管和执法的审查</li>
</ul>
<p>许多 RTO 运营商仅在州法规发生变化时更新租赁协议。然而，合同的法律环境在不断演变，即使法律保持不变。这包括核心合同法标准、仲裁、争议解决以及市场营销和广告的一致性。</p>
<p>模型租赁协议库为成员提供了特定州的专业开发基础，帮助他们在每个司法管辖区内自信且合规地运营。它保护了风险，并反映了现代法律和监管标准，无论成员在哪里开展业务。</p>
<p><strong>如何访问 RTO 合规解决方案</strong></p>
<p>成员可以在 https://www.rtohq.org/model-rto-lease-agreement-library/ 访问协议，并以大幅降低的费用与 Hudson Cook, LLP 进行合作：</p>
<ul>
<li>每个州 250 美元</li>
<li>多个州 375 美元</li>
</ul>
<p>这种方法确保协议不仅仅是模板。它们是与成员的运营和司法管辖区相一致的定制、法律合规文件。成员还可以请求关于附属合规项目的指导，包括隐私政策、付款授权、消费者报告通知和其他公司特定条款。</p>
<p>“这一福利远不止提供一份文件，”<strong>史密瑟曼表示。</strong>“它为我们的成员提供了一个可辩护的、合规的基础，并直接接触法律顾问，提高了不仅是每个公司的专业性，还有整个行业的专业性。”</p>
<p>这一举措是 APRO 战略计划的基石，反映了该协会从进步租赁组织协会（Association of Progressive Rental Organizations）向专业租赁组织协会（Association of Professional Rental Organizations）的持续演变。重新品牌强调了 APRO 对专业性、道德实践、消费者信任和自我监管的承诺。</p>
<p>要了解更多关于 APRO 的信息，请访问 https://www.rtohq.org/ 或在 Instagram 和 LinkedIn 上关注该组织。</p>
<p><strong>关于 APRO</strong> 专业租赁组织协会（APRO），前身为进步租赁组织协会，是唯一代表租赁购买（RTO）行业的全国性贸易协会。成立于 1980 年，旨在倡导和支持 RTO 企业的利益，APRO 为其 325 个会员品牌提供必要的资源、行业见解和强大的社区网络。通过教育倡议、立法倡导和专业发展机会，APRO 努力提升 RTO 行业的标准和成功，确保其继续蓬勃发展并以诚信和卓越服务客户。</p>
<p><strong>媒体联系人：</strong> 伊桑·古特斯坦（Ethan Gutstein），Fishman Public Relations，(847) 945-1300 或 [email protected]</p>
<p>来源：专业租赁组织协会（APRO）</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3"/></p>

<p>价值 120 亿美元的租赁购买（RTO）行业正在通过专业租赁组织协会（APRO）推出 50 州模型租赁协议库来增强透明度和消费者信心。该举措旨在现代化协议，以符合当前的法律标准和最佳实践，确保客户了解他们的权利和选择。该库与 Hudson Cook, LLP 合作开发，提供量身定制的、具有法律责任的文件给 RTO 运营商，促进行业内的专业性和自我监管。APRO 旨在通过这一战略举措提升标准并支持 RTO 业务</p>

<p><em>New Initiative Strengthens Transparency, Consistency, and Consumer Confidence Across $12 Billion Industry</em></p>
<div class="lb-trans"><p><em>新举措增强了 120 亿美元行业的透明度、一致性和消费者信心</em></p>
</div><p>, /PRNewswire/ -- The $12 billion rent-to-own (RTO) industry is taking a major step to strengthen transparency, professionalism, and consumer confidence nationwide. The Association of Professional Rental Organizations (APRO), America's only national trade association representing the RTO sector, announces the launch of its 50-state Model Lease Agreement Library.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 120 亿美元的租赁购买（RTO）行业正在采取重大步骤，以增强全国范围内的透明度、专业性和消费者信心。美国唯一代表 RTO 行业的全国性贸易协会——专业租赁组织协会（APRO）宣布推出其 50 州模型租赁协议库。</p>
</div><p><strong>The &#34;Why&#34; Behind This Initiative</strong></p>
<div class="lb-trans"><p><strong>这一举措背后的 “原因”</strong></p>
</div><p>Rent-to-own agreements are a foundational piece within a sector that impacts many industries, such as retail, consumer goods manufacturing, and automotive aftermarket services. Clear, consistent contracts are essential to ensuring customers understand their options, costs, and rights.</p>
<div class="lb-trans"><p>租赁购买协议是影响多个行业（如零售、消费品制造和汽车售后服务）的基础性组成部分。清晰、一致的合同对于确保客户理解他们的选择、费用和权利至关重要。</p>
</div><p>APRO's Model Lease Agreement Library modernizes those agreements across all 50 states. By updating disclosures, aligning contracts with current legal standards, and standardizing best practices, this initiative strengthens transparency and reinforces accountable business operations nationwide.</p>
<div class="lb-trans"><p>APRO 的模型租赁协议库在所有 50 个州现代化了这些协议。通过更新披露信息、使合同符合当前法律标准以及标准化最佳实践，这一举措增强了透明度，并强化了全国范围内的负责任商业运营。</p>
</div><p>This effort comes at a time when millions of Americans rely on rent-to-own to access essential household goods, such as furniture, electronics, appliances, and tires. As demand for flexible purchasing options increase, especially among Millennials and Gen Z, maintaining clear and up-to-date agreements is critical to protecting customers and sustaining trust in the industry.</p>
<div class="lb-trans"><p>这一努力正值数百万美国人依赖租赁购买获取基本家居用品（如家具、电子产品、家电和轮胎）之际。随着灵活购买选项的需求增加，尤其是在千禧一代和 Z 世代中，保持清晰和最新的协议对于保护客户和维持行业信任至关重要。</p>
</div><p>&#34;This is a transformational moment for the rent-to-own industry that was years in the making,&#34; <strong>said Charles Smitherman, CEO of APRO.</strong> &#34;For decades, operators have navigated a complex web of state statutes and evolving legal requirements. Now, for the first time, our members can access state-specific agreements built not just to meet yesterday's laws, but to withstand tomorrow's challenges. This is what meaningful self-regulation looks like, and it will benefit both businesses and consumers.&#34;</p>
<div class="lb-trans"><p>“这是租赁购买行业一个变革性的时刻，经过多年的努力而成，”<strong>APRO 首席执行官查尔斯·史密瑟曼（Charles Smitherman）表示。</strong>“几十年来，运营商一直在复杂的州法规和不断变化的法律要求中摸索。现在，首次，我们的成员可以访问特定州的协议，这些协议不仅符合过去的法律，还能应对未来的挑战。这就是有意义的自我监管的样子，它将惠及企业和消费者。”</p>
</div><p><strong>Setting a New Industry Standard</strong></p>
<div class="lb-trans"><p><strong>设定新的行业标准</strong></p>
</div><p>APRO partnered with nationally recognized compliance law firm Hudson Cook, LLP to develop the library. Unlike generic templates, each agreement is:</p>
<div class="lb-trans"><p>APRO 与全国知名的合规法律事务所 Hudson Cook, LLP 合作开发了该库。与通用模板不同，每份协议都是：</p>
</div><ul>
<li>Tailored to the specific lease-to-own statute in each state</li>
<li>Updated for emerging legislative and judicial developments</li>
<li>Structured to incorporate modern arbitration and dispute-resolution requirements</li>
<li>Adapted to provide clear, transparent disclosures for consumers</li>
<li>Designed to withstand regulatory and enforcement scrutiny</li>
</ul>
<div class="lb-trans"><ul>
<li>针对每个州特定的租赁购买法规量身定制</li>
<li>针对新兴立法和司法发展进行了更新</li>
<li>结构上融入了现代仲裁和争议解决要求</li>
<li>适应了为消费者提供清晰、透明的披露</li>
<li>设计上能够经受监管和执法的审查</li>
</ul>
</div><p>Many RTO operators update leases only when a state statute changes. However, the legal environment around contracts is constantly evolving, even when the laws remain the same. This includes core contract law standards, arbitration, dispute resolution, and marketing and advertising alignment.</p>
<div class="lb-trans"><p>许多 RTO 运营商仅在州法规发生变化时更新租赁协议。然而，合同的法律环境在不断演变，即使法律保持不变。这包括核心合同法标准、仲裁、争议解决以及市场营销和广告的一致性。</p>
</div><p>The Model Lease Agreement Library provides members with a state-specific, professionally developed foundation, helping them operate confidently and compliantly in every jurisdiction. It protects against risk and reflects modern legal and regulatory standards, no matter where a member does business.</p>
<div class="lb-trans"><p>模型租赁协议库为成员提供了特定州的专业开发基础，帮助他们在每个司法管辖区内自信且合规地运营。它保护了风险，并反映了现代法律和监管标准，无论成员在哪里开展业务。</p>
</div><p><strong>How to Access the RTO Compliance Solution</strong></p>
<div class="lb-trans"><p><strong>如何访问 RTO 合规解决方案</strong></p>
</div><p>Members can access the agreements at https://www.rtohq.org/model-rto-lease-agreement-library/ and engage with Hudson Cook, LLP at heavily reduced rates:</p>
<div class="lb-trans"><p>成员可以在 https://www.rtohq.org/model-rto-lease-agreement-library/ 访问协议，并以大幅降低的费用与 Hudson Cook, LLP 进行合作：</p>
</div><ul>
<li>$250 per state</li>
<li>$375 for multiple states</li>
</ul>
<div class="lb-trans"><ul>
<li>每个州 250 美元</li>
<li>多个州 375 美元</li>
</ul>
</div><p>This approach ensures that agreements are more than templates. They are customized, legally accountable documents aligned with the member's operations and jurisdiction. Members may also request guidance on ancillary compliance items, including privacy policies, payment authorizations, consumer reporting notices, and other company-specific provisions.</p>
<div class="lb-trans"><p>这种方法确保协议不仅仅是模板。它们是与成员的运营和司法管辖区相一致的定制、法律合规文件。成员还可以请求关于附属合规项目的指导，包括隐私政策、付款授权、消费者报告通知和其他公司特定条款。</p>
</div><p>&#34;This benefit goes far beyond providing a document,&#34; <strong>said Smitherman.</strong> &#34;It gives our members a defensible, compliant foundation and direct access to counsel, raising professionalism not just for each company but for the industry as a whole.&#34;</p>
<div class="lb-trans"><p>“这一福利远不止提供一份文件，”<strong>史密瑟曼表示。</strong>“它为我们的成员提供了一个可辩护的、合规的基础，并直接接触法律顾问，提高了不仅是每个公司的专业性，还有整个行业的专业性。”</p>
</div><p>This initiative is a cornerstone of APRO's strategic plan and reflects the association's ongoing evolution from Association of Progressive Rental Organizations to the Association of Professional Rental Organizations. The rebrand underscores APRO's commitment to professionalism, ethical practices, consumer trust, and self-regulation.</p>
<div class="lb-trans"><p>这一举措是 APRO 战略计划的基石，反映了该协会从进步租赁组织协会（Association of Progressive Rental Organizations）向专业租赁组织协会（Association of Professional Rental Organizations）的持续演变。重新品牌强调了 APRO 对专业性、道德实践、消费者信任和自我监管的承诺。</p>
</div><p>To learn more about APRO, visit https://www.rtohq.org/ or follow the organization on Instagram and LinkedIn.</p>
<div class="lb-trans"><p>要了解更多关于 APRO 的信息，请访问 https://www.rtohq.org/ 或在 Instagram 和 LinkedIn 上关注该组织。</p>
</div><p><strong>About APRO</strong> The Association of Professional Rental Organizations (APRO), formerly Association of Progressive Rental Organizations, is the only national trade association representing the rent-to-own (RTO) industry. Established in 1980 to advocate for and support the interests of RTO businesses, APRO provides its 325 member brands with essential resources, industry insights, and a strong community network. Through educational initiatives, legislative advocacy, and professional development opportunities, APRO strives to elevate the standards and success of the RTO sector, ensuring it continues to thrive and serve customers with integrity and excellence.</p>
<div class="lb-trans"><p><strong>关于 APRO</strong> 专业租赁组织协会（APRO），前身为进步租赁组织协会，是唯一代表租赁购买（RTO）行业的全国性贸易协会。成立于 1980 年，旨在倡导和支持 RTO 企业的利益，APRO 为其 325 个会员品牌提供必要的资源、行业见解和强大的社区网络。通过教育倡议、立法倡导和专业发展机会，APRO 努力提升 RTO 行业的标准和成功，确保其继续蓬勃发展并以诚信和卓越服务客户。</p>
</div><p><strong>Media Contact:</strong> Ethan Gutstein, Fishman Public Relations, (847) 945-1300 or [email protected]</p>
<div class="lb-trans"><p><strong>媒体联系人：</strong> 伊桑·古特斯坦（Ethan Gutstein），Fishman Public Relations，(847) 945-1300 或 [email protected]</p>
</div><p>SOURCE Association of Professional Rental Organizations (APRO)</p>
<div class="lb-trans"><p>来源：专业租赁组织协会（APRO）</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMjE3Jk5ld3NJdGVtSWQ9Q0w4OTA2NyZUcmFuc21pc3Npb25fSWQ9MjAyNjAyMTcxMDM1UFJfTkVXU19VU1BSX19fX19DTDg5MDY3" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CL89067&amp;Transmission_Id=202602171035PR_NEWS_USPR_____CL89067&amp;DateId=20260217"/></p>

随着 50 州模型租赁协议库的推出，租购行业的国家标准得到了提升