<p><strong>马斯喀特</strong> <strong>:</strong> 作为一家始终推进以客户为中心的融资解决方案，以适应不断变化的生活方式需求，索哈尔国际银行及其伊斯兰银行窗口索哈尔伊斯兰，最近推出了其斋月汽车融资活动。在此倡议下，索哈尔国际银行提供起始利率为 3.45% 的汽车贷款，而索哈尔伊斯兰则提供符合伊斯兰教法的汽车融资，利润率同样起始于 3.45%。该活动旨在帮助客户在圣月期间做出及时且经过深思熟虑的决策，强调了银行对负责任放贷实践、严格定价框架和旨在服务多样化客户群体的价值导向金融解决方案的持续重视。</p>
<p>在谈到这一产品时，零售及优质银行业务首席官阿卜杜勒·卡迪尔·阿尔·苏马利表示：“斋月是消费者活动加剧的时期，作为一家领先的金融机构，我们的责任是提供既能满足可及性又能保持审慎财务纪律的解决方案。该活动是在明确的风险和定价框架内构建的，确保竞争力不会以可持续性为代价。我们的目标不仅仅是刺激需求，而是通过透明的定价、结构化的期限和增值特性，使客户能够做出明智的财务决策，从而提高整体可负担性。通过将我们的汽车融资方案与圣月期间客户行为的变化相结合，我们重申了对负责任放贷、投资组合质量和长期客户财务健康的承诺。在索哈尔国际银行，增长必须是有意识和可持续的。通过严格的执行和以客户为中心的结构设计，我们继续加强我们的零售业务，同时保持支撑我们业绩的信用完整性。”</p>
<p>索哈尔伊斯兰的负责人法哈德·阿克巴尔·阿尔·扎贾利表示：“我们对伊斯兰汽车融资的做法根植于提供符合伦理原则的解决方案，同时满足现代金融需求。该活动反映了我们对透明、公平和负责任结构的关注，确保客户受益于既符合伊斯兰教法又与其长期财务健康相一致的融资。我们不断努力完善我们的产品，以确保它们不仅满足市场期望，还在客户旅程的每个阶段增强信任、清晰度和价值，特别是在斋月期间，这段时间的财务决策往往具有更深的个人意义。”</p>
<p>斋月汽车融资活动提供最长可达 10 年的期限，为客户提供灵活性，以便根据其收入周期和整体财务规划优先事项来安排还款。除了具有竞争力的定价外，该活动还包含实用的价值提升，包括高达 40 阿曼里亚尔的免费车辆注册覆盖，以及在通过银行批准的合作伙伴获得保险或塔卡福政策时提供高达 100 阿曼里亚尔的汽车保护支持。这些特性旨在增强整体可负担性，同时提供可衡量和即时的客户价值。</p>
<p>该优惠适用于阿曼国籍和外籍居民，需符合适用的收入、就业和年龄标准，阿曼国籍的资格从 18 岁开始，外籍居民从 21 岁开始，融资到期的最大年龄为 65 岁。该活动在工资转账和非工资转账安排下均可用，并通过明确的文档框架支持，以确保客户在融资新车或二手车时的申请过程透明高效。通过保持结构化的信用标准，同时在就业领域提供灵活性，银行继续在可及性与审慎风险管理原则之间取得平衡。</p>
<p>索哈尔国际银行密切关注市场动态和客户购买模式，始终有意识地完善其产品方案，以反映当前市场状况和消费者情绪。正在进行的活动体现了这种适应性的方法，结合了及时的市场响应与稳健的财务纪律。随着客户期望的变化，银行致力于提升其产品，以确保持续的竞争力、相关性和与长期财务可持续性的对齐。</p>
<p><strong>关于索哈尔国际银行：</strong></p>
<p>索哈尔国际银行是阿曼增长最快的银行，致力于成为一家世界领先的阿曼服务公司，帮助客户、社区和个人繁荣与成长。银行的宗旨是通过提供响应迅速的银行服务，帮助人们在不断变化的世界中 “获胜”，并在商业和投资银行、财富管理、伊斯兰银行等领域提供创新解决方案。索哈尔国际银行采用强大的数字优先策略，并在包括沙特阿拉伯王国在内的不断扩展的区域足迹中运营，致力于通过战略合作伙伴关系和动态客户体验推动价值。了解更多信息，请访问 www.SIB.om</p>
<p>将您的新闻稿发送至 pressrelease.zawya@lseg.com</p>
<p>免责声明：本新闻稿的内容由外部第三方提供。本网站不对该外部内容负责，也不控制该内容。该内容以 “原样” 和 “可用” 基础提供，未经过任何编辑。本网站及我们的附属机构不保证本新闻稿中表达的观点或意见的准确性或认可。</p>
<p>本新闻稿仅供信息参考。内容不提供关于任何特定证券、投资组合或投资策略的税务、法律或投资建议或意见，也不对其适用性、价值或盈利能力作出任何声明。本网站及我们的关联公司对内容中的任何错误或不准确之处，或因您依赖该内容而采取的任何行动不承担任何责任。您明确同意，您使用本文中的信息风险自负。</p>
<p>在适用法律允许的最大范围内，本网站、其母公司、子公司、关联公司及各自的股东、董事、高级职员、员工、代理、广告商、内容提供者和许可方对您不承担任何直接、间接、后果性、特殊、附带、惩罚性或示范性损害赔偿责任，包括但不限于利润损失、储蓄损失和收入损失，无论是基于过失、侵权、合同或任何其他责任理论，即使各方已被告知可能性或可以预见到任何此类损害。</p>

<p>Sohar International 和 Sohar Islamic 启动了一项斋月汽车融资活动，提供从 3.45% 起的竞争性利率。该举措旨在提供符合伊斯兰教法的融资选项，并促进负责任的贷款实践。活动包括最长可达 10 年的灵活还款期限以及额外的福利，如免费车辆注册保障。该活动面向阿曼国籍人士和外籍居民，资格标准基于收入和年龄。银行强调透明度和以客户为中心的解决方案，以提升在这个神圣月份的财务福祉</p>

<p><strong>Muscat</strong> <strong>:</strong> As a bank that has consistently advanced customer-focused financing solutions aligned with evolving lifestyle needs, Sohar International, along with its Islamic banking window, Sohar Islamic, recently launched its Ramadan auto finance campaign. Under the initiative, Sohar International is offering competitive interest rates starting from 3.45% on auto loans, while Sohar Islamic is providing Shariah-compliant auto financing with profit rates also starting from 3.45%. Positioned to enable customers to make timely and well-considered decisions during the Holy Month, the campaign underscores the bank’s continued emphasis on responsible lending practices, disciplined pricing frameworks, and value-oriented financial solutions designed to serve diverse customer segments.</p>
<div class="lb-trans"><p><strong>马斯喀特</strong> <strong>:</strong> 作为一家始终推进以客户为中心的融资解决方案，以适应不断变化的生活方式需求，索哈尔国际银行及其伊斯兰银行窗口索哈尔伊斯兰，最近推出了其斋月汽车融资活动。在此倡议下，索哈尔国际银行提供起始利率为 3.45% 的汽车贷款，而索哈尔伊斯兰则提供符合伊斯兰教法的汽车融资，利润率同样起始于 3.45%。该活动旨在帮助客户在圣月期间做出及时且经过深思熟虑的决策，强调了银行对负责任放贷实践、严格定价框架和旨在服务多样化客户群体的价值导向金融解决方案的持续重视。</p>
</div><p>Commenting on the offering, Abdul Qadir Al Sumali, Chief Retail &amp; Premier Banking Officer, stated, “Ramadan represents a period of heightened consumer activity, and our responsibility as a leading financial institution is to respond with solutions that balance accessibility with prudent financial discipline. This campaign has been structured within a clearly defined risk and pricing framework, ensuring that competitiveness does not come at the expense of sustainability. Our objective is not merely to stimulate demand, but to enable informed financial decisions through transparent pricing, structured tenors, and value-added features that enhance overall affordability. By aligning our auto finance proposition with evolving customer behavior during the Holy Month, we reinforce our commitment to responsible lending, portfolio quality, and long-term customer financial wellbeing. At Sohar International, growth must be deliberate and sustainable. Through disciplined execution and customer-centric structuring, we continue to strengthen our retail franchise while maintaining the credit integrity that underpins our performance.”</p>
<div class="lb-trans"><p>在谈到这一产品时，零售及优质银行业务首席官阿卜杜勒·卡迪尔·阿尔·苏马利表示：“斋月是消费者活动加剧的时期，作为一家领先的金融机构，我们的责任是提供既能满足可及性又能保持审慎财务纪律的解决方案。该活动是在明确的风险和定价框架内构建的，确保竞争力不会以可持续性为代价。我们的目标不仅仅是刺激需求，而是通过透明的定价、结构化的期限和增值特性，使客户能够做出明智的财务决策，从而提高整体可负担性。通过将我们的汽车融资方案与圣月期间客户行为的变化相结合，我们重申了对负责任放贷、投资组合质量和长期客户财务健康的承诺。在索哈尔国际银行，增长必须是有意识和可持续的。通过严格的执行和以客户为中心的结构设计，我们继续加强我们的零售业务，同时保持支撑我们业绩的信用完整性。”</p>
</div><p>Fahad Akbar Al Zadjali, Head of Sohar Islamic, said, “Our approach to Islamic auto finance is rooted in delivering solutions that uphold ethical principles while remaining practical for modern financial requirements. This campaign reflects our focus on transparency, fairness, and responsible structuring, ensuring customers benefit from financing that is both Shariah-compliant and aligned with their long-term financial wellbeing. We continuously work to refine our offerings so they not only meet market expectations but also reinforce trust, clarity, and value at every stage of the customer journey, particularly during Ramadan, a time when financial decisions often carry deeper personal significance.”</p>
<div class="lb-trans"><p>索哈尔伊斯兰的负责人法哈德·阿克巴尔·阿尔·扎贾利表示：“我们对伊斯兰汽车融资的做法根植于提供符合伦理原则的解决方案，同时满足现代金融需求。该活动反映了我们对透明、公平和负责任结构的关注，确保客户受益于既符合伊斯兰教法又与其长期财务健康相一致的融资。我们不断努力完善我们的产品，以确保它们不仅满足市场期望，还在客户旅程的每个阶段增强信任、清晰度和价值，特别是在斋月期间，这段时间的财务决策往往具有更深的个人意义。”</p>
</div><p>The Ramadan auto finance campaign offers tenors of up to 10 years, providing customers with the flexibility to structure repayments in alignment with their income cycles and overall financial planning priorities. Beyond competitive pricing, the campaign incorporates practical value enhancements, including complimentary vehicle registration coverage of up to OMR 40, alongside motor protection support of up to OMR 100 when the insurance or takaful policy is obtained through the bank’s approved partners. These features are designed to strengthen overall affordability while delivering measurable and immediate customer value.</p>
<div class="lb-trans"><p>斋月汽车融资活动提供最长可达 10 年的期限，为客户提供灵活性，以便根据其收入周期和整体财务规划优先事项来安排还款。除了具有竞争力的定价外，该活动还包含实用的价值提升，包括高达 40 阿曼里亚尔的免费车辆注册覆盖，以及在通过银行批准的合作伙伴获得保险或塔卡福政策时提供高达 100 阿曼里亚尔的汽车保护支持。这些特性旨在增强整体可负担性，同时提供可衡量和即时的客户价值。</p>
</div><p>The offer is extended to both Omani nationals and expatriate residents, subject to applicable income, employment, and age criteria, with eligibility commencing from 18 years for Omani nationals and 21 years for expatriate residents, and extending up to a maximum age of 65 years at finance maturity. Available under both salary transfer and non-salary transfer arrangements, the campaign is supported by a clearly defined documentation framework to ensure a transparent and efficient application process for customers financing either new or used vehicles. By maintaining structured credit standards while enabling flexibility across employment segments, the bank continues to balance accessibility with prudent risk management principles.</p>
<div class="lb-trans"><p>该优惠适用于阿曼国籍和外籍居民，需符合适用的收入、就业和年龄标准，阿曼国籍的资格从 18 岁开始，外籍居民从 21 岁开始，融资到期的最大年龄为 65 岁。该活动在工资转账和非工资转账安排下均可用，并通过明确的文档框架支持，以确保客户在融资新车或二手车时的申请过程透明高效。通过保持结构化的信用标准，同时在就业领域提供灵活性，银行继续在可及性与审慎风险管理原则之间取得平衡。</p>
</div><p>Sohar International closely monitors market dynamics and customer purchasing patterns, remaining deliberate in refining its product propositions to reflect prevailing market conditions and consumer sentiment. The ongoing campaign exemplifies this adaptive approach, combining timely market responsiveness with sound financial discipline. As customer expectations evolve, the bank remains committed to enhancing its offerings to ensure sustained competitiveness, relevance, and alignment with long-term financial sustainability.</p>
<div class="lb-trans"><p>索哈尔国际银行密切关注市场动态和客户购买模式，始终有意识地完善其产品方案，以反映当前市场状况和消费者情绪。正在进行的活动体现了这种适应性的方法，结合了及时的市场响应与稳健的财务纪律。随着客户期望的变化，银行致力于提升其产品，以确保持续的竞争力、相关性和与长期财务可持续性的对齐。</p>
</div><p><strong>About Sohar International:</strong></p>
<div class="lb-trans"><p><strong>关于索哈尔国际银行：</strong></p>
</div><p>Sohar International is Oman’s fastest-growing bank, guided by a clear vision to become a world-leading Omani service company that helps customers, communities, and people prosper and grow. With a purpose to help people ‘win’ by delivering responsive banking for their ever-changing world, the bank offers innovative solutions across Commercial and Investment Banking, Wealth Management, Islamic Banking, and more. Operating with a strong digital-first approach and an expanding regional footprint—including presence in the Kingdom of Saudi Arabia—Sohar International is committed to driving value through strategic partnerships and a dynamic customer experience. Learn more at www.SIB.om</p>
<div class="lb-trans"><p>索哈尔国际银行是阿曼增长最快的银行，致力于成为一家世界领先的阿曼服务公司，帮助客户、社区和个人繁荣与成长。银行的宗旨是通过提供响应迅速的银行服务，帮助人们在不断变化的世界中 “获胜”，并在商业和投资银行、财富管理、伊斯兰银行等领域提供创新解决方案。索哈尔国际银行采用强大的数字优先策略，并在包括沙特阿拉伯王国在内的不断扩展的区域足迹中运营，致力于通过战略合作伙伴关系和动态客户体验推动价值。了解更多信息，请访问 www.SIB.om</p>
</div><p>Send us your press releases to pressrelease.zawya@lseg.com</p>
<div class="lb-trans"><p>将您的新闻稿发送至 pressrelease.zawya@lseg.com</p>
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<div class="lb-trans"><p>免责声明：本新闻稿的内容由外部第三方提供。本网站不对该外部内容负责，也不控制该内容。该内容以 “原样” 和 “可用” 基础提供，未经过任何编辑。本网站及我们的附属机构不保证本新闻稿中表达的观点或意见的准确性或认可。</p>
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<div class="lb-trans"><p>本新闻稿仅供信息参考。内容不提供关于任何特定证券、投资组合或投资策略的税务、法律或投资建议或意见，也不对其适用性、价值或盈利能力作出任何声明。本网站及我们的关联公司对内容中的任何错误或不准确之处，或因您依赖该内容而采取的任何行动不承担任何责任。您明确同意，您使用本文中的信息风险自负。</p>
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</div>

ZAWYA-PRESSR: Sohar International 和 Sohar Islamic 推出斋月汽车融资活动，利率低至 3.45%