<p>EQS-媒体 /2026 年 3 月 4 日/ 中欧时间 09:00
新闻稿 汉堡商业银行推出新的 ‘汉堡直销银行’ 数字品牌的零售存款业务</p>
<ul>
<li>现已提供在线活期存款和定期存款产品</li>
</ul>
<p>汉堡/德国 – 汉堡商业银行（HCOB）现在以其新的数字品牌汉堡直销银行向私人客户提供具有竞争力利率的活期存款和定期存款。在线平台 www.hamburg-direct-bank.de 提供安全且免费的投资，具有多种到期选择。通过汉堡直销银行获得的零售存款将补充 HCOB 多元化的再融资基础。汉堡商业银行首席执行官 Luc Popelier 表示：“通过 ‘汉堡直销银行’，我们为私人客户提供新的数字投资产品，结合了具有吸引力的利率和知名德国商业银行的安全性。这为我们的贷款业务开辟了额外的稳定资金来源，并进一步增强了 HCOB 的盈利能力。” 汉堡商业银行的再融资组合目前包括资本市场融资、来自企业客户的存款以及通过 Raisin 获得的零售存款，将由汉堡直销银行的直接零售存款补充。HCOB 作为一家成功的商业银行，在企业、航运和项目融资领域以及德国房地产融资方面的战略重点保持不变。目前没有计划向私人客户提供额外服务。<strong>汉堡直销银行的灵活投资数字平台</strong> 在推出时，汉堡直销银行将提供具有可变利率的活期存款账户和到期时间从三个月到十年的定期存款，以及青少年账户。这些产品旨在满足希望灵活管理财务并直接与知名德国机构投资的德国私人客户。所有账户均可为个人或多个账户持有人设置，并且是免费的。汉堡直销银行的在线平台与 flatexDEGIRO 合作开发，为投资者提供随时的便捷数字访问和透明度。汉堡直销银行的存款享有与汉堡商业银行相同的法定保护计划，意味着每位存款人一般受保护金额为 100,000 欧元。此外，HCOB 是德国银行协会存款保护基金（ESF）的成员，该基金也保护汉堡直销银行的存款。有关存款保护的更多信息，请参见 这里。 <strong>编辑注释：</strong> <strong>汉堡直销银行的起始条件</strong>（截至 2026 年 3 月 4 日）：</p>
<table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>活期存款</strong></td>
<td><strong>定期存款</strong></td>
</tr>
<tr>
<td>3.0% 年利率 *</td>
<td>高达 2.9% 年利率 **</td>
</tr>
<tr>
<td>保证 4 个月无费用 德国存款保护</td>
<td>条款从 3 个月起 从 5,000 欧元投资 德国存款保护</td>
</tr>
</tbody>
</table>
<p><em>* 所宣传的活期存款利率自账户开立之日起有效期为 4 个月。每位客户可以开立一个个人账户和一个联名账户。自账户开立之日起 4 个月后，将适用当时有效的账户利率（目前为每年 1.25%）。利率是可变的，取决于货币和资本市场的发展。在促销期间，最高投资金额为 500,000 欧元。</em> <em>** 所示的定期存款利率依赖于市场，可能在合同最终确定之前发生变化。一旦合同签订，确认给您的利率将在整个期限内固定。</em> <strong><em>关于汉堡商业银行</em></strong> <em>汉堡商业银行股份公司（HCOB）是一家总部位于汉堡的私人商业银行，专注于为德国和欧洲公司提供量身定制的融资解决方案。它在德国房地产融资方面具有强大的市场地位，是欧洲公认的项目融资方，也是航运行业的可靠合作伙伴。高效安全的支付服务以及创新的外贸产品完善了服务范围。该银行遵循既定的环境、社会和治理（ESG）标准，在德国及阿姆斯特丹、伦敦、卢森堡和比雷埃夫斯等多个地点运营。在 “汉堡直销银行” 品牌下，HCOB 为私人客户提供活期存款和定期存款。更多信息请访问 www.hcob-bank.com  。</em> <strong><em>关于汉堡直销银行</em></strong> _汉堡直销银行是汉堡商业银行股份公司的品牌，为私人客户提供在线安全的活期存款和定期存款，利率具有吸引力。定期存款的期限从三个月到十年不等。投资者可以通过在线银行或应用程序方便地全天候管理他们的账户，并且不收取任何费用。所有在汉堡直销银行的存款均享有与汉堡商业银行相同的存款保护。有关更多信息，请访问 www.hamburg-direct-bank.de <em>(仅限德语)。</em> <strong><em>免责声明：</em></strong> <em>本新闻稿中提到的条款和利率仅供参考，不构成具有约束力的报价。实际条款基于汉堡直销银行在投资时有效的价格和服务清单。所提供的产品属于存款保护法的定义，并受法定存款保护的约束。有关存款保护范围的更多信息，请参阅我们的条款和条件以及我们的 网站。</em> <em>本新闻稿仅供参考，不构成投资建议。汉堡直销银行保留随时更改条款和条件的权利。</em> 联系人：Katrin Steinbacher 新闻办公室负责人 电话 +49 40 3333-11130 katrin.steinbacher@ hcob-bank.com 媒体发布结束 发行人：汉堡商业银行股份公司 关键词：金融
04.03.2026 CET/CEST 新闻稿发布，由 EQS 新闻 - EQS 集团的服务提供。</p>
<p>发行人对本公告的内容负全部责任。</p>
<p>EQS 分发服务包括监管公告、财务/公司新闻和新闻稿。</p>
<table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td>语言：</td>
<td>英语</td>
</tr>
<tr>
<td>公司：</td>
<td>汉堡商业银行股份公司</td>
</tr>
<tr>
<td></td>
<td>Gerhart-Hauptmann-Platz 50</td>
</tr>
<tr>
<td></td>
<td>20095 汉堡</td>
</tr>
<tr>
<td></td>
<td>德国</td>
</tr>
<tr>
<td>电话：</td>
<td>+49 (0) 40 33 33-0</td>
</tr>
<tr>
<td>传真：</td>
<td>+49 (0) 40 33 33-340 01</td>
</tr>
<tr>
<td>电子邮件：</td>
<td>info@hcob-bank.com</td>
</tr>
<tr>
<td>网址：</td>
<td>www.hcob-bank.com</td>
</tr>
<tr>
<td>ISIN:</td>
<td>DE000HSH2H15, DE000HSH2H23</td>
</tr>
<tr>
<td>WKN:</td>
<td>HSH2H1, HSH2H2</td>
</tr>
<tr>
<td>上市：</td>
<td>法兰克福受监管市场（一般标准）；杜塞尔多夫、汉堡、汉诺威、慕尼黑、斯图加特、Tradegate BSX 的受监管非官方市场</td>
</tr>
<tr>
<td>EQS 新闻 ID:</td>
<td>2284818</td>
</tr>
</tbody>
</table>
<p>ISIN 列表可在以下网址获取：http://www.hcob-bank.de/media/pdf/investorrelations/funding/anleihe/MarktSegment.pdf</p>
<table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td></td>
<td></td>
</tr>
<tr>
<td>新闻结束</td>
<td>EQS 媒体</td>
</tr>
</tbody>
</table>
<p>2284818 04.03.2026 CET/CEST
<strong>免责声明</strong></p>
<p>将新闻保存到数据库或以商业背景或商业目的转发新闻，仅在获得 EQS 集团 AG 的事先书面同意后方可进行。</p>

<p>汉堡商业银行推出了新的数字品牌 “汉堡直销银行”，开展零售存款业务。该平台为德国的个人客户提供具有竞争力的活期存款和定期存款产品，利率高达每年 3.0%，存款期限从三个月到十年不等。此举旨在提供安全的投资选择，同时增强 HCOB 的资金基础和盈利能力。所有存款均受到法定存款保护计划的保护。该银行继续专注于欧洲的企业、航运和项目融资领域</p>

<p>EQS-Media / 04.03.2026 / 09:00 CET/CEST
Press release Hamburg Commercial Bank launches retail deposit business under new ‘Hamburg Direct Bank’ digital brand</p>
<div class="lb-trans"><p>EQS-媒体 /2026 年 3 月 4 日/ 中欧时间 09:00
新闻稿 汉堡商业银行推出新的 ‘汉堡直销银行’ 数字品牌的零售存款业务</p>
</div><ul>
<li>Online call money and term deposits products now available</li>
</ul>
<div class="lb-trans"><ul>
<li>现已提供在线活期存款和定期存款产品</li>
</ul>
</div><p>HAMBURG/GERMANY – Hamburg Commercial Bank (HCOB) now offers private customers call money and term deposits with competitive interest rates under its new digital brand Hamburg Direct Bank. The online platform www.hamburg-direct-bank.de offers secure and free of charge investments with a range of maturities. The retail deposits acquired through Hamburg Direct Bank will supplement HCOB's diversified refinancing base. “With 'Hamburg Direct Bank' we offer private customers new digital investment products that combine attractive interest rates with the security of a renowned German commercial bank,” said Luc Popelier, CEO of Hamburg Commercial Bank. “This opens up an additional stable source of funding for our lending business and further strengthens HCOB's profitability.” Hamburg Commercial Bank's refinancing mix, which currently comprises capital market funding, deposits from corporate customers, and retail deposits acquired via Raisin, will be supplemented by direct retail deposits from Hamburg Direct Bank. HCOB’s strategic focus as a successful commercial bank in the corporate, shipping and project finance segments in Europe, as well as in real estate financing in Germany, remains unchanged. There are currently no plans to offer additional services to private customers. <strong>Digital platform for flexible investments at Hamburg Direct Bank</strong> At launch, Hamburg Direct Bank will offer call money accounts with variable interest rates and term deposits with maturities ranging from three months to ten years, as well as junior accounts. These products are aimed at private customers in Germany who want to manage their finances flexibly and invest directly with a well-established German institute. All accounts can be set up for individuals or multiple account holders and are free of charge. The online platform of Hamburg Direct Bank, developed in collaboration with flatexDEGIRO, provides investors easy digital access and transparency at all times. Deposits at Hamburg Direct Bank are subject to the same statutory protection scheme as those at Hamburg Commercial Bank, meaning they are generally protected up to EUR 100,000 per depositor. Additionally, HCOB is a member of the Deposit Protection Fund of the Association of German Banks (ESF), which also protects deposits at Hamburg Direct Bank. Further information on the deposit protection can be found here. <strong>Notes to editors:</strong> <strong>Starting conditions at Hamburg Direct Bank</strong>(as of 4 March 2026):</p>
<div class="lb-trans"><p>汉堡/德国 – 汉堡商业银行（HCOB）现在以其新的数字品牌汉堡直销银行向私人客户提供具有竞争力利率的活期存款和定期存款。在线平台 www.hamburg-direct-bank.de 提供安全且免费的投资，具有多种到期选择。通过汉堡直销银行获得的零售存款将补充 HCOB 多元化的再融资基础。汉堡商业银行首席执行官 Luc Popelier 表示：“通过 ‘汉堡直销银行’，我们为私人客户提供新的数字投资产品，结合了具有吸引力的利率和知名德国商业银行的安全性。这为我们的贷款业务开辟了额外的稳定资金来源，并进一步增强了 HCOB 的盈利能力。” 汉堡商业银行的再融资组合目前包括资本市场融资、来自企业客户的存款以及通过 Raisin 获得的零售存款，将由汉堡直销银行的直接零售存款补充。HCOB 作为一家成功的商业银行，在企业、航运和项目融资领域以及德国房地产融资方面的战略重点保持不变。目前没有计划向私人客户提供额外服务。<strong>汉堡直销银行的灵活投资数字平台</strong> 在推出时，汉堡直销银行将提供具有可变利率的活期存款账户和到期时间从三个月到十年的定期存款，以及青少年账户。这些产品旨在满足希望灵活管理财务并直接与知名德国机构投资的德国私人客户。所有账户均可为个人或多个账户持有人设置，并且是免费的。汉堡直销银行的在线平台与 flatexDEGIRO 合作开发，为投资者提供随时的便捷数字访问和透明度。汉堡直销银行的存款享有与汉堡商业银行相同的法定保护计划，意味着每位存款人一般受保护金额为 100,000 欧元。此外，HCOB 是德国银行协会存款保护基金（ESF）的成员，该基金也保护汉堡直销银行的存款。有关存款保护的更多信息，请参见 这里。 <strong>编辑注释：</strong> <strong>汉堡直销银行的起始条件</strong>（截至 2026 年 3 月 4 日）：</p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Call money</strong></td>
<td><strong>Term deposits</strong></td>
</tr>
<tr>
<td>3.0% p.a.*</td>
<td>Up to 2.9% p.a.**</td>
</tr>
<tr>
<td>Guaranteed for 4 monthsNo fees German deposit protection</td>
<td>Terms from 3 monthsFrom EUR 5,000 investmentGerman deposit protection</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>活期存款</strong></td>
<td><strong>定期存款</strong></td>
</tr>
<tr>
<td>3.0% 年利率 *</td>
<td>高达 2.9% 年利率 **</td>
</tr>
<tr>
<td>保证 4 个月无费用 德国存款保护</td>
<td>条款从 3 个月起 从 5,000 欧元投资 德国存款保护</td>
</tr>
</tbody>
</table>
</div><p><em>* The advertised interest rate on call money deposits is valid for 4 months from the date the account is opened. Each customer may open one individual account and one joint account. After 4 months from the date the account is opened, the account interest rates valid at that time will apply (currently 1.25% p.a.). The interest rate is variable and depends on developments on the money and capital markets. The maximum investment amount during the promotional period is EUR 500,000.</em> <em>** The term deposit interest rate shown is market-dependent and may change before the contract is finalised. Once the contract has been concluded, the interest rate confirmed to you will be fixed for the entire term.</em> <strong><em>About Hamburg Commercial Bank</em></strong> <em>Hamburg Commercial Bank AG (HCOB) is a private commercial bank headquartered in Hamburg that specialises in tailor-made financing solutions for German and European companies. It also has a strong position in Germany-focused real estate financing, is an established project financier in Europe, and a reliable partner for the shipping sector. Efficient and secure payment services, as well as innovative products for foreign trade complete the range of services. The bank is guided by established ESG criteria and operates from several locations in Germany as well as in Amsterdam, London, Luxembourg, and Piraeus. Under the ‘Hamburg Direct Bank’ brand, HCOB offers call money and fixed-term deposits for private customers. Further information is available at www.hcob-bank.com .</em> <strong><em>About Hamburg Direct Bank</em></strong> <em>Hamburg Direct Bank is a Hamburg Commercial Bank AG brand that offers private customers online secure call money and term deposits at attractive rates. The terms for term deposits range from three months to ten years. Investors can conveniently manage their accounts around the clock via online banking or app, and no fees are charged. All deposits with Hamburg Direct Bank are subject to the same deposit protection as those with Hamburg Commercial Bank. For more information,</em> <em>visit www.hamburg-direct-bank.de</em> <em>(German only).</em> <strong><em>Disclaimer:</em></strong> <em>The terms and interest rates mentioned in this press release are for informational purposes only and do not constitute a binding offer. The actual terms are based on Hamburg Direct Bank's price and service list valid at the time of investment. The products offered are deposits within the meaning of the Deposit Protection Act and are subject to statutory deposit protection. For more information on the scope of deposit protection, please refer to our terms and conditions and our website.</em> <em>This press release is for informational purposes only and does not constitute investment advice. Hamburg Direct Bank reserves the right to change the terms and conditions at any time.</em> Contact: Katrin Steinbacher Head of Press Office Phone +49 40 3333-11130 katrin.steinbacher@ hcob-bank.com End of Media Release Issuer: Hamburg Commercial Bank AG Key word(s): Finance
04.03.2026 CET/CEST Dissemination of a Press Release, transmitted by EQS News - a service of EQS Group.</p>
<div class="lb-trans"><p><em>* 所宣传的活期存款利率自账户开立之日起有效期为 4 个月。每位客户可以开立一个个人账户和一个联名账户。自账户开立之日起 4 个月后，将适用当时有效的账户利率（目前为每年 1.25%）。利率是可变的，取决于货币和资本市场的发展。在促销期间，最高投资金额为 500,000 欧元。</em> <em>** 所示的定期存款利率依赖于市场，可能在合同最终确定之前发生变化。一旦合同签订，确认给您的利率将在整个期限内固定。</em> <strong><em>关于汉堡商业银行</em></strong> <em>汉堡商业银行股份公司（HCOB）是一家总部位于汉堡的私人商业银行，专注于为德国和欧洲公司提供量身定制的融资解决方案。它在德国房地产融资方面具有强大的市场地位，是欧洲公认的项目融资方，也是航运行业的可靠合作伙伴。高效安全的支付服务以及创新的外贸产品完善了服务范围。该银行遵循既定的环境、社会和治理（ESG）标准，在德国及阿姆斯特丹、伦敦、卢森堡和比雷埃夫斯等多个地点运营。在 “汉堡直销银行” 品牌下，HCOB 为私人客户提供活期存款和定期存款。更多信息请访问 www.hcob-bank.com  。</em> <strong><em>关于汉堡直销银行</em></strong> _汉堡直销银行是汉堡商业银行股份公司的品牌，为私人客户提供在线安全的活期存款和定期存款，利率具有吸引力。定期存款的期限从三个月到十年不等。投资者可以通过在线银行或应用程序方便地全天候管理他们的账户，并且不收取任何费用。所有在汉堡直销银行的存款均享有与汉堡商业银行相同的存款保护。有关更多信息，请访问 www.hamburg-direct-bank.de <em>(仅限德语)。</em> <strong><em>免责声明：</em></strong> <em>本新闻稿中提到的条款和利率仅供参考，不构成具有约束力的报价。实际条款基于汉堡直销银行在投资时有效的价格和服务清单。所提供的产品属于存款保护法的定义，并受法定存款保护的约束。有关存款保护范围的更多信息，请参阅我们的条款和条件以及我们的 网站。</em> <em>本新闻稿仅供参考，不构成投资建议。汉堡直销银行保留随时更改条款和条件的权利。</em> 联系人：Katrin Steinbacher 新闻办公室负责人 电话 +49 40 3333-11130 katrin.steinbacher@ hcob-bank.com 媒体发布结束 发行人：汉堡商业银行股份公司 关键词：金融
04.03.2026 CET/CEST 新闻稿发布，由 EQS 新闻 - EQS 集团的服务提供。</p>
</div><p>The issuer is solely responsible for the content of this announcement.</p>
<div class="lb-trans"><p>发行人对本公告的内容负全部责任。</p>
</div><p>The EQS Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases.</p>
<div class="lb-trans"><p>EQS 分发服务包括监管公告、财务/公司新闻和新闻稿。</p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td>Language:</td>
<td>English</td>
</tr>
<tr>
<td>Company:</td>
<td>Hamburg Commercial Bank AG</td>
</tr>
<tr>
<td></td>
<td>Gerhart-Hauptmann-Platz 50</td>
</tr>
<tr>
<td></td>
<td>20095 Hamburg</td>
</tr>
<tr>
<td></td>
<td>Germany</td>
</tr>
<tr>
<td>Phone:</td>
<td>+49 (0) 40 33 33-0</td>
</tr>
<tr>
<td>Fax:</td>
<td>+49 (0) 40 33 33-340 01</td>
</tr>
<tr>
<td>E-mail:</td>
<td>info@hcob-bank.com</td>
</tr>
<tr>
<td>Internet:</td>
<td>www.hcob-bank.com</td>
</tr>
<tr>
<td>ISIN:</td>
<td>DE000HSH2H15, DE000HSH2H23</td>
</tr>
<tr>
<td>WKN:</td>
<td>HSH2H1, HSH2H2</td>
</tr>
<tr>
<td>Listed:</td>
<td>Regulated Market in Frankfurt (General Standard); Regulated Unofficial Market in Dusseldorf, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX</td>
</tr>
<tr>
<td>EQS News ID:</td>
<td>2284818</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td>语言：</td>
<td>英语</td>
</tr>
<tr>
<td>公司：</td>
<td>汉堡商业银行股份公司</td>
</tr>
<tr>
<td></td>
<td>Gerhart-Hauptmann-Platz 50</td>
</tr>
<tr>
<td></td>
<td>20095 汉堡</td>
</tr>
<tr>
<td></td>
<td>德国</td>
</tr>
<tr>
<td>电话：</td>
<td>+49 (0) 40 33 33-0</td>
</tr>
<tr>
<td>传真：</td>
<td>+49 (0) 40 33 33-340 01</td>
</tr>
<tr>
<td>电子邮件：</td>
<td>info@hcob-bank.com</td>
</tr>
<tr>
<td>网址：</td>
<td>www.hcob-bank.com</td>
</tr>
<tr>
<td>ISIN:</td>
<td>DE000HSH2H15, DE000HSH2H23</td>
</tr>
<tr>
<td>WKN:</td>
<td>HSH2H1, HSH2H2</td>
</tr>
<tr>
<td>上市：</td>
<td>法兰克福受监管市场（一般标准）；杜塞尔多夫、汉堡、汉诺威、慕尼黑、斯图加特、Tradegate BSX 的受监管非官方市场</td>
</tr>
<tr>
<td>EQS 新闻 ID:</td>
<td>2284818</td>
</tr>
</tbody>
</table>
</div><p>ISIN-Liste abrufbar unter: http://www.hcob-bank.de/media/pdf/investorrelations/funding/anleihe/MarktSegment.pdf</p>
<div class="lb-trans"><p>ISIN 列表可在以下网址获取：http://www.hcob-bank.de/media/pdf/investorrelations/funding/anleihe/MarktSegment.pdf</p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td></td>
<td></td>
</tr>
<tr>
<td>End of News</td>
<td>EQS Media</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td></td>
<td></td>
</tr>
<tr>
<td>新闻结束</td>
<td>EQS 媒体</td>
</tr>
</tbody>
</table>
</div><p>2284818 04.03.2026 CET/CEST
<strong>Disclaimer</strong></p>
<div class="lb-trans"><p>2284818 04.03.2026 CET/CEST
<strong>免责声明</strong></p>
</div><p>Saving the news in databases or any forwarding of the news to third parties in a commercial context or for commercial purposes is only permitted with the prior written consent of EQS Group AG.</p>
<div class="lb-trans"><p>将新闻保存到数据库或以商业背景或商业目的转发新闻，仅在获得 EQS 集团 AG 的事先书面同意后方可进行。</p>
</div>

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