<p>胡志明市 — 宏利越南推出了 Xanh Phú Quý（常青繁荣），这是一款新一代的连结型人寿保险产品，旨在满足日益增长的财务保护、长期投资和跨代财富创造的需求。</p>
<p>随着越南消费者越来越关注长期财富积累和家庭财务规划，结合保险与投资机会的解决方案正受到越来越多的关注。</p>
<p>Xanh Phú Quý 提供了一种综合财务解决方案，将人寿保护与通过专业管理的投资基金实现长期资产增长的潜力结合在一起，保费支付期从仅五年开始。</p>
<p><strong>保险作为长期财富规划的一部分</strong></p>
<p>资产配置在全球现代个人财务规划中变得越来越重要。除了房地产、股票和银行存款等传统投资外，人寿保险越来越被视为长期资产配置的重要组成部分。</p>
<p>在许多发达市场和香港、新加坡等亚洲金融中心，人寿保险早已融入家庭财富管理策略。个人财富管理研究表明，这些市场的个人通常将其总资产的约 5% 至 20% 分配给保险解决方案，作为其长期投资组合的一部分。</p>
<p>在越南，这一趋势正在逐渐显现，越来越多的客户寻求长期投资机会、财务规划解决方案以及构建家庭财富的结构化方法，以便为未来几代人打下基础。</p>
<p><strong>结合保护和长期投资的解决方案</strong></p>
<p>Xanh Phú Quý 连结型保险产品使客户能够在应对不可预见风险的同时，通过对专业管理的连结型基金进行长期投资来积累财富。</p>
<p>该产品提供了多个关键特性，旨在支持长期财务规划，例如将人寿保护与长期投资结合在一个财务解决方案中，短期保费支付期从五年开始，能够在第 11 年起进行定期提款，并支持长期财务目标，如教育规划或退休。</p>
<p>其他特性包括将保险政策转移给下一代的能力，实现跨代财富的延续，接触专业管理的连结型基金，利用长期投资和复利的力量，以及优化的费用结构，旨在提高长期投资效率。</p>
<p>这些特性使客户能够建立和管理长期资产，同时为可持续的家庭财富奠定基础。</p>
<p>宏利越南首席执行官 Tina Nguyễn 表示：“如今的客户不仅寻求对生活不确定性的保护，还希望获得帮助他们为自己和家庭建立和增长长期资产的解决方案。</p>
<p>“通过 Xanh Phú Quý，宏利旨在提供一种解决方案，从今天开始保护客户，同时帮助他们稳步积累财富，为未来几代人建立财务遗产，” 她说。</p>
<p>Xanh Phú Quý 目前通过宏利的代理渠道和其银行合作伙伴越南工商银行提供。 — VNS</p>

<p>宏利越南推出了 Xanh Phú Quý，这是一款与投资挂钩的人寿保险产品，旨在提供财务保护和长期投资机会。该产品满足了越南消费者对财富积累和财务规划日益增长的需求。主要特点包括从五年开始的保费支付期、从第 11 年起可以进行提款，以及将保单转移给后代的选项。这一举措反映了越南在将人寿保险融入长期财富管理策略方面的趋势，类似于发达市场的做法</p>

<p>HCM CITY — Manulife Vietnam has launched Xanh Phú Quý (Evergreen Prosperity), a new generation unit-linked life insurance product designed to meet the growing demand for financial protection, long-term investment, and multi-generational wealth creation.</p>
<div class="lb-trans"><p>胡志明市 — 宏利越南推出了 Xanh Phú Quý（常青繁荣），这是一款新一代的连结型人寿保险产品，旨在满足日益增长的财务保护、长期投资和跨代财富创造的需求。</p>
</div><p>As Vietnamese consumers increasingly focus on long-term wealth accumulation and financial planning for their families, solutions that combine insurance with investment opportunities are attracting growing interest.</p>
<div class="lb-trans"><p>随着越南消费者越来越关注长期财富积累和家庭财务规划，结合保险与投资机会的解决方案正受到越来越多的关注。</p>
</div><p>Xanh Phú Quý offers a comprehensive financial solution that combines life protection with the potential for long-term asset growth through professionally managed investment funds, with a premium payment period starting from just five years.</p>
<div class="lb-trans"><p>Xanh Phú Quý 提供了一种综合财务解决方案，将人寿保护与通过专业管理的投资基金实现长期资产增长的潜力结合在一起，保费支付期从仅五年开始。</p>
</div><p><strong>Insurance as part of long-term wealth planning</strong></p>
<div class="lb-trans"><p><strong>保险作为长期财富规划的一部分</strong></p>
</div><p>Asset allocation is becoming an increasingly important principle in modern personal financial planning worldwide. Alongside traditional investments such as real estate, equities, and bank deposits, life insurance is increasingly viewed as an important component of long-term asset allocation.</p>
<div class="lb-trans"><p>资产配置在全球现代个人财务规划中变得越来越重要。除了房地产、股票和银行存款等传统投资外，人寿保险越来越被视为长期资产配置的重要组成部分。</p>
</div><p>In many developed markets and Asian financial centres such as Hong Kong and Singapore, life insurance has long been integrated into family wealth management strategies. Research in personal wealth management shows that individuals in these markets typically allocate around 5 per cent to 20 per cent of their total assets to insurance solutions as part of their long-term portfolio.</p>
<div class="lb-trans"><p>在许多发达市场和香港、新加坡等亚洲金融中心，人寿保险早已融入家庭财富管理策略。个人财富管理研究表明，这些市场的个人通常将其总资产的约 5% 至 20% 分配给保险解决方案，作为其长期投资组合的一部分。</p>
</div><p>In Việt Nam, this trend is gradually emerging as more customers seek long-term investment opportunities, financial planning solutions, and structured approaches to building family wealth for future generations.</p>
<div class="lb-trans"><p>在越南，这一趋势正在逐渐显现，越来越多的客户寻求长期投资机会、财务规划解决方案以及构建家庭财富的结构化方法，以便为未来几代人打下基础。</p>
</div><p><strong>A solution combining protection and long-term investment</strong></p>
<div class="lb-trans"><p><strong>结合保护和长期投资的解决方案</strong></p>
</div><p>Xanh Phú Quý unit-linked insurance product enables customers to protect their finances against unforeseen risks while accumulating wealth through long-term investment in professionally-managed unit-linked funds.</p>
<div class="lb-trans"><p>Xanh Phú Quý 连结型保险产品使客户能够在应对不可预见风险的同时，通过对专业管理的连结型基金进行长期投资来积累财富。</p>
</div><p>The product offers several key features designed to support long-term financial planning such as a combination of life protection and long-term investment in one financial solution, short premium payment period starting from five years, the ability to make periodic withdrawals from year 11 and supporting long-term financial goals such as education planning or retirement.</p>
<div class="lb-trans"><p>该产品提供了多个关键特性，旨在支持长期财务规划，例如将人寿保护与长期投资结合在一个财务解决方案中，短期保费支付期从五年开始，能够在第 11 年起进行定期提款，并支持长期财务目标，如教育规划或退休。</p>
</div><p>Others include the ability to transfer the insurance policy to the next generation, enabling wealth continuity across generations, access to professionally-managed unit-linked funds, leveraging the power of long-term investing and compounding interest and an optimised fee structure designed to enhance long-term investment efficiency.</p>
<div class="lb-trans"><p>其他特性包括将保险政策转移给下一代的能力，实现跨代财富的延续，接触专业管理的连结型基金，利用长期投资和复利的力量，以及优化的费用结构，旨在提高长期投资效率。</p>
</div><p>These features allow customers to build and manage long-term assets while laying the foundation for sustainable family wealth across generations.</p>
<div class="lb-trans"><p>这些特性使客户能够建立和管理长期资产，同时为可持续的家庭财富奠定基础。</p>
</div><p>Tina Nguyễn, CEO of Manulife Vietnam, said: “Customers today are not only looking for protection against life’s uncertainties but also for solutions that help them build and grow long-term assets for themselves and their families.</p>
<div class="lb-trans"><p>宏利越南首席执行官 Tina Nguyễn 表示：“如今的客户不仅寻求对生活不确定性的保护，还希望获得帮助他们为自己和家庭建立和增长长期资产的解决方案。</p>
</div><p>&#34;With Xanh Phú Quý, Manulife aims to provide a solution that protects customers starting today while helping them steadily accumulate wealth and build a financial legacy for future generations,” she said.</p>
<div class="lb-trans"><p>“通过 Xanh Phú Quý，宏利旨在提供一种解决方案，从今天开始保护客户，同时帮助他们稳步积累财富，为未来几代人建立财务遗产，” 她说。</p>
</div><p>Xanh Phú Quý is currently available through Manulife’s Agency channel and through its banking partner VietinBank. — VNS</p>
<div class="lb-trans"><p>Xanh Phú Quý 目前通过宏利的代理渠道和其银行合作伙伴越南工商银行提供。 — VNS</p>
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Manulife 越南推出了 Xanh Phú Quý，这是一款旨在构建多代财富的投资连结保险解决方案