<p>房屋销售在年初小幅增长，但目前较高的抵押贷款利率可能会对春季市场产生负面影响。</p>
<p>根据全国房地产经纪人协会的数据，2 月份现有住宅销售较 1 月份增长了 1.7%，年化季节调整后销售率为 409 万套，较去年 2 月份下降了 1.4%。</p>
<p>这一数据代表的是已成交的销售，因此交易很可能是在抵押贷款利率略微下降并保持在 30 年固定抵押贷款 6% 左右的低位时于 12 月和 1 月达成的。去年同期的利率高出约一个百分点。</p>
<p>&#34;尽管房屋销售小幅增长，但实际住房需求相对于工资增长和就业增长仍然疲软，&#34;房地产经纪人协会首席经济学家劳伦斯·云在一份声明中表示。&#34;工资增长现在几乎超出房价增长四个百分点。与去年相比，抵押贷款利率也明显降低。&#34;</p>
<p>云还指出，现在的就业岗位比 2019 年多出 600 万个，但每年的房屋销售却减少了 100 万套。</p>
<p>较低的抵押贷款利率略微改善了购房能力，但低库存仍然是一个重大障碍。2 月底待售房屋数量为 129 万套，较 1 月份增加了 2.4%，较 2025 年 2 月份增加了 4.9%。以当前的销售速度来看，这相当于 3.8 个月的供应量，与 1 月份持平。六个月的供应量被视为买卖双方之间的平衡市场。</p>
<p>根据房地产经纪公司 Redfin 的数据显示，去年秋季因销售放缓和消费者信心低迷而撤回房源的卖家，现在正在重新上市。近 45,000 套去年撤回的房屋在 1 月份重新上市。这是 Redfin 十年前开始跟踪这一指标以来的最高 1 月份数据，代表了 1 月份市场上房屋的 3.6% 的创纪录比例。</p>
<p>&#34;库存正在增长，但增长缓慢，&#34;云说。&#34;如果未来几个月需求显著上升并超过供应增长，房价将不可避免地上涨。这就是为什么增加供应对限制房价增长、改善住房可负担性和促进交易如此重要。&#34;</p>
<p>然而，紧张的供应使得价格仅略微上涨。2 月份售出的房屋中位价为 398,000 美元，同比上涨 0.3%。销售在最高价位类别中仍然最为强劲，即标价在 100 万美元或以上的房产。市场最低端的销售则大幅下降。</p>
<p>出售房屋的时间继续延长，目前为 47 天，较一年前的 42 天有所增加。首次购房者占总销售的 34%，高于一年前的 31%。投资者占销售的 16%，与去年持平。</p>
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IDGT

<p>二月份的房屋销售较一月份略微增长了 1.7%，年化销售率达到 409 万套，但较去年下降了 1.4%。尽管利率降低改善了可负担性，但较高的抵押贷款利率可能会抑制春季销售。库存上升至 129 万套，但供应增长依然缓慢。中位房价为 39.8 万美元，同比上涨 0.3%。首次购房者占销售的 34%，而房屋出售的时间增加至 47 天</p>

<p>Home sales made a small gain to start the year, but higher mortgage rates now could throw cold water on the spring season.</p>
<div class="lb-trans"><p>房屋销售在年初小幅增长，但目前较高的抵押贷款利率可能会对春季市场产生负面影响。</p>
</div><p>Existing home sales in February rose 1.7% from January to a seasonally adjusted, annualized rate of 4.09 million units, according to the National Association of Realtors. Sales were down 1.4% from February of last year.</p>
<div class="lb-trans"><p>根据全国房地产经纪人协会的数据，2 月份现有住宅销售较 1 月份增长了 1.7%，年化季节调整后销售率为 409 万套，较去年 2 月份下降了 1.4%。</p>
</div><p>This count represents closed sales, so deals were likely inked in December and January, when mortgage rates fell a bit and stayed solidly in a low range near 6% on the 30-year-fixed mortgage. Rates were about a full percentage point higher the year before.</p>
<div class="lb-trans"><p>这一数据代表的是已成交的销售，因此交易很可能是在抵押贷款利率略微下降并保持在 30 年固定抵押贷款 6% 左右的低位时于 12 月和 1 月达成的。去年同期的利率高出约一个百分点。</p>
</div><p>&#34;Despite the modest gain in home sales, actual housing demand remains muted relative to wage growth and job gains,&#34; Lawrence Yun, chief economist for the Realtors, said in a release. &#34;Wage growth is now outpacing home price growth by almost four percentage points. Mortgage rates are also measurably lower compared to a year ago.&#34;</p>
<div class="lb-trans"><p>&#34;尽管房屋销售小幅增长，但实际住房需求相对于工资增长和就业增长仍然疲软，&#34;房地产经纪人协会首席经济学家劳伦斯·云在一份声明中表示。&#34;工资增长现在几乎超出房价增长四个百分点。与去年相比，抵押贷款利率也明显降低。&#34;</p>
</div><p>Yun also noted that there are more than 6 million more jobs now than there were in 2019, yet home sales per year are down by 1 million.</p>
<div class="lb-trans"><p>云还指出，现在的就业岗位比 2019 年多出 600 万个，但每年的房屋销售却减少了 100 万套。</p>
</div><p>Lower mortgage rates helped improve affordability slightly, but low inventory is still a significant headwind. There were 1.29 million units for sale at the end of February, an increase of 2.4% from January and 4.9% from February 2025. At the current sales pace, that is a 3.8-month supply, unchanged from January. A six-month supply is considered a balanced market between buyer and seller.</p>
<div class="lb-trans"><p>较低的抵押贷款利率略微改善了购房能力，但低库存仍然是一个重大障碍。2 月底待售房屋数量为 129 万套，较 1 月份增加了 2.4%，较 2025 年 2 月份增加了 4.9%。以当前的销售速度来看，这相当于 3.8 个月的供应量，与 1 月份持平。六个月的供应量被视为买卖双方之间的平衡市场。</p>
</div><p>More sellers who delisted their homes last fall, due to slower sales and weak consumer confidence, are relisting their homes now, according to Redfin, a real estate brokerage. Nearly 45,000 homes that were delisted last year were relisted for sale in January. That is the highest January figure since Redfin began tracking this metric a decade ago and represents a record 3.6% of homes that were on the market in January.</p>
<div class="lb-trans"><p>根据房地产经纪公司 Redfin 的数据显示，去年秋季因销售放缓和消费者信心低迷而撤回房源的卖家，现在正在重新上市。近 45,000 套去年撤回的房屋在 1 月份重新上市。这是 Redfin 十年前开始跟踪这一指标以来的最高 1 月份数据，代表了 1 月份市场上房屋的 3.6% 的创纪录比例。</p>
</div><p>&#34;Inventory is growing, but sluggishly,&#34; Yun said. &#34;If demand picks up notably in the coming months and outpaces supply growth, home prices will inevitably rise. That is why increasing supply is so important to help limit home price growth, improve housing affordability, and boost transactions.&#34;</p>
<div class="lb-trans"><p>&#34;库存正在增长，但增长缓慢，&#34;云说。&#34;如果未来几个月需求显著上升并超过供应增长，房价将不可避免地上涨。这就是为什么增加供应对限制房价增长、改善住房可负担性和促进交易如此重要。&#34;</p>
</div><p>Tight supply, however, is keeping prices just barely higher. The median price of a home sold in February was $398,000, an increase of 0.3% year-over-year. Sales continue to be strongest in the highest price category, properties listed at $1 million or above. Sales were down sharply on the lowest end of the market.</p>
<div class="lb-trans"><p>然而，紧张的供应使得价格仅略微上涨。2 月份售出的房屋中位价为 398,000 美元，同比上涨 0.3%。销售在最高价位类别中仍然最为强劲，即标价在 100 万美元或以上的房产。市场最低端的销售则大幅下降。</p>
</div><p>It continues to take longer to sell a home, at 47 days, up from 42 days one year ago. First-time buyers represented 34% of total sales, an increase from 31% a year ago. Investors made up 16% of sales, unchanged from a year ago.</p>
<div class="lb-trans"><p>出售房屋的时间继续延长，目前为 47 天，较一年前的 42 天有所增加。首次购房者占总销售的 34%，高于一年前的 31%。投资者占销售的 16%，与去年持平。</p>
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2 月份的房屋销售略有回升，但供应增长依然'缓慢'