<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1280" height="720" original-src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg"/></p>
<p>Nexo，一家数字资产财富平台，宣布其零利息信用（ZiC）在第十届年度金融科技突破奖中被评选为 “年度消费者贷款产品”。</p>
<p>零利息信用产品允许客户以 0% 年利率借款，抵押比特币和以太坊且不收取任何费用。</p>
<p>这一认可是在加密抵押贷款持续发展，越来越注重结构性纪律和韧性的背景下获得的。</p>
<p>“Nexo 正在通过其零利息信用创新重新定义加密抵押贷款，创造了加密信用的范式转变，” 金融科技突破的董事总经理 Steve Johansson 表示。</p>
<p>“通过零利息信用，Nexo 引入了预定义的透明参数，减少了对反应性清算触发的依赖。Nexo 提供了一种更结构化和韧性的数字资产贷款方式。我们很高兴将零利息信用评选为 ‘年度消费者贷款产品’。”</p>
<p>市场仍然是近 700 亿美元的数字资产金融细分市场，集中式贷款机构在整个行业中显示出改善的抵押品纪律和风险管理，突显了基于成熟度的贷款模型（如 Nexo 的零利息信用）的相关性。</p>
<p>“近年来，加密信用显著成熟，借款人越来越期望明确的结果和更强的抵押品纪律，” Nexo 的首席产品官 Elitsa Taskova 表示。</p>
<p>ZiC 允许客户以 0% 利息借款，抵押比特币（BTC）和以太坊（ETH），且不收取任何费用，消除了保证金追缴和中期清算的风险。</p>
<p>贷款具有固定期限和定义的价格边界，确保即使在市场剧烈波动期间也能在到期时实现预定结果。</p>
<p>自推出以来，ZiC 的总贷款量已超过 1.4 亿美元。</p>
<p>Nexo 报告称，借款人续贷率为 76%，用户平均完成 4.28 次续贷。</p>
<p>Nexo 的 ZiC 在金融科技突破奖中获得最高荣誉的文章首发于 Invezz。</p>

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<p>Nexo 的零利息信用（ZiC）在金融科技突破奖中获得了 “年度消费者贷款产品” 奖。该产品允许客户以 0% 的年利率借款，且没有费用，促进了更有结构的加密货币抵押贷款方式。这一认可突显了加密抵押贷款的发展，强调了明确结果和抵押品纪律的重要性。自推出以来，ZiC 已产生超过 1.4 亿美元的贷款，借款人续贷率达到 76%</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg" alt="" original-src="https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg"/></p>
<p>Nexo, a digital assets wealth platform, announced that its Zero-Interest Credit (ZiC) has been named “Consumer Lending Product of the Year” at the 10th annual FinTech Breakthrough Awards.</p>
<div class="lb-trans"><p>Nexo，一家数字资产财富平台，宣布其零利息信用（ZiC）在第十届年度金融科技突破奖中被评选为 “年度消费者贷款产品”。</p>
</div><p>The Zero-Interest Credit product allows clients to borrow against Bitcoin and Ethereum at 0% APR with no fees.</p>
<div class="lb-trans"><p>零利息信用产品允许客户以 0% 年利率借款，抵押比特币和以太坊且不收取任何费用。</p>
</div><p>The recognition comes as crypto-collateralised lending continues to evolve with a stronger focus on structural discipline and resilience.</p>
<div class="lb-trans"><p>这一认可是在加密抵押贷款持续发展，越来越注重结构性纪律和韧性的背景下获得的。</p>
</div><p>“Nexo is redefining crypto-backed lending with its Zero-Interest Credit innovation, creating a paradigm shift in crypto credit,” said Steve Johansson, Managing Director, FinTech Breakthrough.</p>
<div class="lb-trans"><p>“Nexo 正在通过其零利息信用创新重新定义加密抵押贷款，创造了加密信用的范式转变，” 金融科技突破的董事总经理 Steve Johansson 表示。</p>
</div><p>“Through Zero-Interest Credit, Nexo introduces predefined, transparent parameters that reduce reliance on reactive liquidation triggers. Nexo delivers a more structured and resilient approach to digital asset lending. We’re pleased to recognise Zero-Interest Credit as ‘Consumer Lending Product of the Year.’”</p>
<div class="lb-trans"><p>“通过零利息信用，Nexo 引入了预定义的透明参数，减少了对反应性清算触发的依赖。Nexo 提供了一种更结构化和韧性的数字资产贷款方式。我们很高兴将零利息信用评选为 ‘年度消费者贷款产品’。”</p>
</div><p>The market remains a nearly $70 billion segment of digital assets finance, with centralised lenders showing improved collateral discipline and risk management across the sector, highlighting the relevance of maturity-based lending models such as Nexo’s Zero-Interest Credit.</p>
<div class="lb-trans"><p>市场仍然是近 700 亿美元的数字资产金融细分市场，集中式贷款机构在整个行业中显示出改善的抵押品纪律和风险管理，突显了基于成熟度的贷款模型（如 Nexo 的零利息信用）的相关性。</p>
</div><p>“Crypto credit has matured significantly in recent years, and borrowers increasingly expect clearly defined outcomes and stronger collateral discipline,” said Elitsa Taskova, Nexo's Chief Product Officer.</p>
<div class="lb-trans"><p>“近年来，加密信用显著成熟，借款人越来越期望明确的结果和更强的抵押品纪律，” Nexo 的首席产品官 Elitsa Taskova 表示。</p>
</div><p>ZiC allows clients to borrow against Bitcoin (BTC) and Ethereum (ETH) at 0% interest with no fees, removing the risk of margin calls and mid-term liquidations.</p>
<div class="lb-trans"><p>ZiC 允许客户以 0% 利息借款，抵押比特币（BTC）和以太坊（ETH），且不收取任何费用，消除了保证金追缴和中期清算的风险。</p>
</div><p>The loans come with a fixed duration and defined price boundaries, ensuring predetermined outcomes at maturity even during periods of sharp market volatility.</p>
<div class="lb-trans"><p>贷款具有固定期限和定义的价格边界，确保即使在市场剧烈波动期间也能在到期时实现预定结果。</p>
</div><p>Since its launch, ZiC has generated more than $140 million in total loan volume.</p>
<div class="lb-trans"><p>自推出以来，ZiC 的总贷款量已超过 1.4 亿美元。</p>
</div><p>Nexo reports a 76% borrower renewal rate, with users completing an average of 4.28 renewals each.</p>
<div class="lb-trans"><p>Nexo 报告称，借款人续贷率为 76%，用户平均完成 4.28 次续贷。</p>
</div><p>The post Nexo’s ZiC takes top honour at FinTech Breakthrough Awards appeared first on Invezz</p>
<div class="lb-trans"><p>Nexo 的 ZiC 在金融科技突破奖中获得最高荣誉的文章首发于 Invezz。</p>
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Nexo’s ZiC takes top honour at FinTech Breakthrough Awards

- Nexo 的零利息信贷产品获 “年度消费者贷款产品” 奖。  
- 该产品允许客户以 0% 年利率借款，消除强平风险。  
- 自推出以来，贷款总额超过 1.4 亿美元，续贷率达到 76%。

Nexo 的 ZiC 在 FinTech Breakthrough Awards 中荣获最高奖项