<p>一家由顶级工党捐赠者创办的银行因伪造文件以误导金融监管机构而被罚款 200 万英镑。</p>
<p>由安东尼·沃森创办的伦敦银行向审慎监管局（PRA）提供了 “几份伪造文件”，以制造 “资本状况的虚假印象”。</p>
<p>在周二作出的决定中，PRA 因 “未能诚信行事” 对伦敦银行处以罚款，该银行曾将曼德尔森勋爵作为董事会成员。</p>
<p>这项决定是在对该银行在 2021 年 10 月至 2024 年 5 月期间的失误进行调查后作出的。</p>
<p>英格兰银行下属的 PRA 调查发现，该公司未能在 2023 年 12 月至 2024 年 5 月期间通知官员其面临破产风险。</p>
<p>尽管在此期间距离现金耗尽仅有七天。</p>
<p>PRA 表示，这是首次因缺乏诚信而被迫对银行处以罚款。</p>
<p>它表示，最初的 1200 万英镑罚款已根据对企业造成 “严重财务困境” 的考虑减至 200 万英镑。</p>
<p>沃森先生是一位前巴克莱和耐克高管，也是企业 LGBT 倡导者，他于 2021 年创办了伦敦银行，以改革处理贷款方之间后端交易的清算银行业。</p>
<p>这家初创银行筹集了数千万英镑，曾一度估值达到 11 亿美元（约合 8.225 亿英镑）。</p>
<p>这导致沃森先生聘请了一批高知名度的董事会成员，包括前商务大臣曼德尔森勋爵和私募股权巨头凯雷集团的首席执行官哈维·施瓦茨。然而，该银行很快就遇到了财务困难。</p>
<h2>财务困境的历史</h2>
<p>根据 PRA 的说法，到 2023 年 1 月，伦敦银行在满足资本要求方面遇到了困难。</p>
<p>为了缓解监管担忧，管理层向 PRA 发送了声称来自其律师的电子邮件，声称已向企业汇款 100 万英镑。</p>
<p>到 12 月，该公司再次面临现金短缺，此时未能提醒金融监管机构。</p>
<p>管理层还错误地将 470 万英镑认定为收入，以使其账目看起来比实际情况更健康。</p>
<p>伦敦银行后来得到了投资者的救助，美国基金 Mangrove Capital Partners 接管了该业务并安装了新的领导团队。</p>
<p>沃森先生曾向顶级工党议员捐赠数十万英镑，于 2024 年 9 月离开了银行。</p>
<p>当时他说：“作为任何创始首席执行官，退后是多么困难，我知道在我心中这是我该做的正确时机。”</p>
<p>《每日电讯报》联系了沃森先生以获取评论。</p>
<p>银行的动荡首次曝光是在 2024 年 9 月，税务局向其发出了清算申请，随后曼德尔森勋爵作为董事会清理的一部分离开了该公司。</p>
<p>在 PRA 的裁决后，伦敦银行的一位发言人表示：“通知中描述的事项与银行在之前的所有权和管理下的时期有关。</p>
<p>“银行接受 PRA 的调查结果，并对所识别的失误表示遗憾。</p>
<p>“银行一直在实施全面的整改计划，并继续加强其治理和风险管理安排以及财务和监管报告控制。”</p>
<p>发言人表示，银行计划在今年恢复增长。</p>

劳埃德银行集团

<p>由工党捐赠者安东尼·沃森创立的伦敦银行因提交虚假文件以误导审慎监管局（PRA）关于其财务状况而被罚款 200 万英镑。PRA 的调查显示，该银行未能披露其破产风险，并且对其资本状况进行了误报。最初罚款 1200 万英镑，但由于潜在的财务困难，罚款被减至 200 万英镑。自 2023 年初以来，该银行面临财务困难，已获得投资者的救助，并正在努力改善其治理和财务控制</p>

<p>A bank founded by a top Labour donor has been fined £2m for faking documents in an effort to mislead the City watchdog about its finances.</p>
<div class="lb-trans"><p>一家由顶级工党捐赠者创办的银行因伪造文件以误导金融监管机构而被罚款 200 万英镑。</p>
</div><p>The Bank of London, founded by Anthony Watson, provided “several fabricated documents” to the Prudential Regulation Authority (PRA) to create a “false picture of the capital position”.</p>
<div class="lb-trans"><p>由安东尼·沃森创办的伦敦银行向审慎监管局（PRA）提供了 “几份伪造文件”，以制造 “资本状况的虚假印象”。</p>
</div><p>In a decision handed down on Tuesday, the PRA fined the Bank of London, which previously counted Lord Mandelson as a board member, for “failing to act with integrity”.</p>
<div class="lb-trans"><p>在周二作出的决定中，PRA 因 “未能诚信行事” 对伦敦银行处以罚款，该银行曾将曼德尔森勋爵作为董事会成员。</p>
</div><p>This followed an investigation into failings at the bank between October 2021 and May 2024.</p>
<div class="lb-trans"><p>这项决定是在对该银行在 2021 年 10 月至 2024 年 5 月期间的失误进行调查后作出的。</p>
</div><p>An investigation by the PRA, part of the Bank of England, found that the company failed to inform officials it was at risk of insolvency between December 2023 and May 2024.</p>
<div class="lb-trans"><p>英格兰银行下属的 PRA 调查发现，该公司未能在 2023 年 12 月至 2024 年 5 月期间通知官员其面临破产风险。</p>
</div><p>That was despite being just seven days from running out of cash during this period.</p>
<div class="lb-trans"><p>尽管在此期间距离现金耗尽仅有七天。</p>
</div><p>The PRA said it was the first time it had been forced to fine a bank for a lack of integrity.</p>
<div class="lb-trans"><p>PRA 表示，这是首次因缺乏诚信而被迫对银行处以罚款。</p>
</div><p>It said an initial £12m fine had been reduced to £2m based on the fact that it would pose “serious financial hardship” to the business.</p>
<div class="lb-trans"><p>它表示，最初的 1200 万英镑罚款已根据对企业造成 “严重财务困境” 的考虑减至 200 万英镑。</p>
</div><p>Mr Watson, a former Barclays and Nike executive and a corporate LGBT champion, launched the Bank of London in 2021 to shake up the clearing banking sector, which handles the back-end transactions between lenders.</p>
<div class="lb-trans"><p>沃森先生是一位前巴克莱和耐克高管，也是企业 LGBT 倡导者，他于 2021 年创办了伦敦银行，以改革处理贷款方之间后端交易的清算银行业。</p>
</div><p>The start-up bank raised tens of millions of pounds and at one point was valued at $1.1bn (£822.5bn).</p>
<div class="lb-trans"><p>这家初创银行筹集了数千万英镑，曾一度估值达到 11 亿美元（约合 8.225 亿英镑）。</p>
</div><p>This led to Mr Watson hiring a high-profile board, including Lord Mandelson, the former business secretary and Harvey Schwartz, the chief executive of private equity giant Carlyle. However, the bank quickly encountered financial difficulties.</p>
<div class="lb-trans"><p>这导致沃森先生聘请了一批高知名度的董事会成员，包括前商务大臣曼德尔森勋爵和私募股权巨头凯雷集团的首席执行官哈维·施瓦茨。然而，该银行很快就遇到了财务困难。</p>
</div><h2>History of financial troubles</h2>
<div class="lb-trans"><h2>财务困境的历史</h2>
</div><p>According to the PRA, the Bank of London was struggling to meet its capital requirements by January 2023.</p>
<div class="lb-trans"><p>根据 PRA 的说法，到 2023 年 1 月，伦敦银行在满足资本要求方面遇到了困难。</p>
</div><p>To ease regulatory concerns, executives sent emails to the PRA, supposedly from their lawyers, claiming £1m had been wired to the business.</p>
<div class="lb-trans"><p>为了缓解监管担忧，管理层向 PRA 发送了声称来自其律师的电子邮件，声称已向企业汇款 100 万英镑。</p>
</div><p>The company was running short on cash again by December, at which point it failed to alert the City watchdog.</p>
<div class="lb-trans"><p>到 12 月，该公司再次面临现金短缺，此时未能提醒金融监管机构。</p>
</div><p>Executives also wrongly recognised £4.7m as revenues to make its accounts appear healthier than they actually were.</p>
<div class="lb-trans"><p>管理层还错误地将 470 万英镑认定为收入，以使其账目看起来比实际情况更健康。</p>
</div><p>The Bank of London was later bailed out by its investors, with US fund Mangrove Capital Partners taking control of the business and installing a new leadership team.</p>
<div class="lb-trans"><p>伦敦银行后来得到了投资者的救助，美国基金 Mangrove Capital Partners 接管了该业务并安装了新的领导团队。</p>
</div><p>Mr Watson, who has previously given hundreds of thousands of pounds to top Labour MPs, left the bank in September 2024.</p>
<div class="lb-trans"><p>沃森先生曾向顶级工党议员捐赠数十万英镑，于 2024 年 9 月离开了银行。</p>
</div><p>At the time, he said: “As difficult as it is for any founder-CEO to step back, I know in my heart that this is the right time for me.”</p>
<div class="lb-trans"><p>当时他说：“作为任何创始首席执行官，退后是多么困难，我知道在我心中这是我该做的正确时机。”</p>
</div><p>The Telegraph contacted Mr Watson for comment.</p>
<div class="lb-trans"><p>《每日电讯报》联系了沃森先生以获取评论。</p>
</div><p>Turmoil at the bank first came to light when it was issued with a winding-up petition by the taxman in September 2024. Lord Mandelson subsequently left the business as part of a boardroom clear-out.</p>
<div class="lb-trans"><p>银行的动荡首次曝光是在 2024 年 9 月，税务局向其发出了清算申请，随后曼德尔森勋爵作为董事会清理的一部分离开了该公司。</p>
</div><p>After the PRA’s ruling, a spokesman for the Bank of London said: “The matters described in the notice relate to a period when the Bank was under previous ownership and management.</p>
<div class="lb-trans"><p>在 PRA 的裁决后，伦敦银行的一位发言人表示：“通知中描述的事项与银行在之前的所有权和管理下的时期有关。</p>
</div><p>“The bank accepts the PRA’s findings and regrets the failings identified.</p>
<div class="lb-trans"><p>“银行接受 PRA 的调查结果，并对所识别的失误表示遗憾。</p>
</div><p>“The bank has been implementing a comprehensive remediation programme, and is continuing work to strengthen further its governance and risk management arrangements and its financial and regulatory reporting controls.”</p>
<div class="lb-trans"><p>“银行一直在实施全面的整改计划，并继续加强其治理和风险管理安排以及财务和监管报告控制。”</p>
</div><p>The spokesman said it plans to return to growth this year.</p>
<div class="lb-trans"><p>发言人表示，银行计划在今年恢复增长。</p>
</div>

由曼德尔森的盟友创立的银行因 “伪造文件” 被罚款 200 万英镑