<p>河内 — 西贡 - 河内商业股份银行（SHB）与华为正式签署战略合作协议，标志着 SHB 全面加速转型旅程的重要里程碑，同时强调其在实施国家科技发展、创新和数字化转型政策中的角色。</p>
<p>此次活动不仅是越南领先的私营股份商业银行与全球科技集团之间的合作协议，更反映了 SHB 的长期愿景和重新定义增长模式的决心，增强竞争力，加速数字化进程，并为越南数字经济的发展做出贡献。</p>
<p>随着国家进入一个新的发展阶段，科技、创新和数字化转型被确定为快速和可持续增长的关键驱动力，SHB 正在采取战略性、系统性和前瞻性的步骤。与华为的合作是这一路线图的关键组成部分，突显了 SHB 的雄心，不仅通过技术优化银行运营，还要建立一个新的发展模式，使银行在数字经济中充当客户生态系统的连接者。</p>
<p>在签约仪式上，SHB 副董事长兼副首席执行官Đỗ Quang Vinh 表示，与华为的合作是一个突破性举措，展示了银行的长期愿景和全球雄心。他强调，技术是增强竞争力、提高运营效率和提供更好客户体验的核心驱动力。通过这一合作，SHB 旨在加速转型，同时为创新、数字经济增长和可持续国家发展做出贡献。</p>
<p>根据协议，双方将重点关注三个关键支柱：推动银行运营的数字化和现代化；构建开放、灵活和未来准备的技术架构；以及增强运营韧性，确保高水平的稳定性、安全性和系统可靠性。</p>
<p>华为将作为战略顾问合作伙伴，支持 SHB 制定转型路线图，设计技术架构，构建数据平台并部署先进解决方案。凭借与主要金融机构合作的丰富全球经验，华为预计将帮助 SHB 实现系统性的突破，建立一个现代、安全、灵活和可持续的数字银行，符合国际标准。</p>
<p>除了基础设施升级外，这一合作关系还预计将带来更深层次的价值，包括在大规模技术架构、数据和云平台开发、增强系统治理以及逐步建立数据驱动、人工智能（AI）支持和自动化运营方面的专业知识。</p>
<p>华为亚太企业业务集团总裁 Spawn Fan 表示，此次合作标志着华为在越南扩展的重要里程碑。他对华为的先进技术解决方案将支持 SHB 的强大转型表示信心，考虑到该银行在国内和国际市场的地位。</p>
<p><strong>支撑生态系统战略的技术</strong></p>
<p>SHB 将技术视为战略支柱，基于 5 FIRST 框架重构其运营模式：数据 + AI 优先、以人为本、云优先、安全优先和移动优先。</p>
<p>在这种方法下，数据和 AI 被置于决策的中心，从客户洞察和行为预测到风险评估和产品个性化。以人为本的原则确保技术服务于客户并赋能员工。云优先专注于构建可扩展的现代基础设施，而安全优先则将系统和数据保护作为信任和可持续增长的基础。移动优先则承认移动设备是数字银行的主要接触点。</p>
<p>这一框架使 SHB 能够提供更现代、灵活、便捷和安全的客户体验，同时增强其为大型企业客户、供应链、战略合作伙伴和个人客户服务的能力，在一个综合金融生态系统中。</p>
<p>与华为的合作正值 SHB 追求更广泛的战略方向：将合作伙伴生态系统作为长期增长驱动力。SHB 不再单独接触客户，而是针对以关键客户为中心的整个生态系统。从一家领先的公司或锚定企业开始，银行将其产品扩展到子公司、供应商、分销商、代理商、合作伙伴、员工和最终客户，创造多层次的增长机会。</p>
<p>与华为等主要科技公司的合作是 SHB 长期战略的一部分，旨在成为在效率方面表现卓越的银行、最受欢迎的数字银行和领先的零售银行。该银行还旨在成为战略企业客户（包括私营和国有企业）在供应链、价值链、生态系统、绿色发展倡议和零售领域的资本、金融产品和服务的顶级提供者。</p>
<p>展望 2035 年，SHB 的目标是成为区域内领先的现代零售银行、绿色银行和数字银行。</p>
<p>除了采用新技术外，SHB 还努力扩展到区域和国际市场，巩固其作为一家现代、高效和创新银行的地位，并具备清晰的战略愿景。这与国家更广泛的发展方向相一致，数字化转型作为新时期增长和突破的催化剂。</p>
<p>SHB 与华为的合作不仅标志着两家组织的新篇章，也代表了在国家层面加强战略联系的具体步骤。 — VNS</p>

标普区域银行指数 ETF - SPDR

南方中证银行ETF

华宝中证银行ETF

招商中证银行AH价格优选ETF

标普银行业 ETF - SPDR

<p>西贡 – 河内商业股份银行（SHB）已与华为签署战略合作协议，以增强其数字化转型。此次合作旨在现代化银行运营，构建灵活的技术架构，并提高运营韧性。SHB 的副董事长强调，技术对竞争力和客户体验至关重要。此次合作将重点关注数据驱动的运营和生态系统战略，力争到 2035 年将 SHB 打造成为领先的数字银行。该举措与越南国家在创新和数字经济发展方面的政策相一致</p>

<p>HÀ NỘI — Saigon – Hanoi Commercial Joint Stock Bank (SHB) and Huawei have officially signed a strategic cooperation agreement, marking a significant milestone in SHB’s comprehensive and accelerated transformation journey, while underscoring its role in implementing national policies on science and technology development, innovation and digital transformation.</p>
<div class="lb-trans"><p>河内 — 西贡 - 河内商业股份银行（SHB）与华为正式签署战略合作协议，标志着 SHB 全面加速转型旅程的重要里程碑，同时强调其在实施国家科技发展、创新和数字化转型政策中的角色。</p>
</div><p>The event goes beyond a cooperation agreement between one of Việt Nam’s leading private joint-stock commercial banks and a global technology group. It reflects SHB’s long-term vision and determination to redefine its growth model, strengthen competitiveness, accelerate digitalisation and contribute to the development of Việt Nam’s digital economy.</p>
<div class="lb-trans"><p>此次活动不仅是越南领先的私营股份商业银行与全球科技集团之间的合作协议，更反映了 SHB 的长期愿景和重新定义增长模式的决心，增强竞争力，加速数字化进程，并为越南数字经济的发展做出贡献。</p>
</div><p>As the country enters a new phase of development, where science, technology, innovation and digital transformation are identified as key drivers of rapid and sustainable growth, SHB is taking strategic, systematic and forward-looking steps. The partnership with Huawei represents a key component of this roadmap, highlighting SHB’s ambition not only to optimise banking operations through technology but also to build a new development model in which the bank acts as a connector within customer ecosystems in the digital economy.</p>
<div class="lb-trans"><p>随着国家进入一个新的发展阶段，科技、创新和数字化转型被确定为快速和可持续增长的关键驱动力，SHB 正在采取战略性、系统性和前瞻性的步骤。与华为的合作是这一路线图的关键组成部分，突显了 SHB 的雄心，不仅通过技术优化银行运营，还要建立一个新的发展模式，使银行在数字经济中充当客户生态系统的连接者。</p>
</div><p>Speaking at the signing ceremony, SHB Vice Chairman and Deputy CEO Đỗ Quang Vinh said the collaboration with Huawei is a breakthrough move that demonstrates the bank’s long-term vision and global ambitions. He emphasised that technology is a core driver for enhancing competitiveness, improving operational efficiency and delivering better customer experiences. Through this partnership, SHB aims to accelerate its transformation while contributing to innovation, digital economic growth and sustainable national development.</p>
<div class="lb-trans"><p>在签约仪式上，SHB 副董事长兼副首席执行官Đỗ Quang Vinh 表示，与华为的合作是一个突破性举措，展示了银行的长期愿景和全球雄心。他强调，技术是增强竞争力、提高运营效率和提供更好客户体验的核心驱动力。通过这一合作，SHB 旨在加速转型，同时为创新、数字经济增长和可持续国家发展做出贡献。</p>
</div><p>Under the agreement, the two sides will focus on three key pillars: advancing digitalisation and modernisation across banking operations; building an open, flexible and future-ready technology architecture; and enhancing operational resilience with high levels of stability, security and system reliability.</p>
<div class="lb-trans"><p>根据协议，双方将重点关注三个关键支柱：推动银行运营的数字化和现代化；构建开放、灵活和未来准备的技术架构；以及增强运营韧性，确保高水平的稳定性、安全性和系统可靠性。</p>
</div><p>Huawei will act as a strategic advisory partner, supporting SHB in developing its transformation roadmap, designing technology architecture, building data platforms and deploying advanced solutions. With extensive global experience working with major financial institutions, Huawei is expected to help SHB achieve system-wide breakthroughs and build a modern, secure, flexible and sustainable digital bank aligned with international standards.</p>
<div class="lb-trans"><p>华为将作为战略顾问合作伙伴，支持 SHB 制定转型路线图，设计技术架构，构建数据平台并部署先进解决方案。凭借与主要金融机构合作的丰富全球经验，华为预计将帮助 SHB 实现系统性的突破，建立一个现代、安全、灵活和可持续的数字银行，符合国际标准。</p>
</div><p>Beyond infrastructure upgrades, the partnership is also expected to bring deeper value, including expertise in large-scale technology architecture, data and cloud platform development, enhanced system governance and the gradual establishment of data-driven, artificial intelligence (AI)-enabled and automated operations.</p>
<div class="lb-trans"><p>除了基础设施升级外，这一合作关系还预计将带来更深层次的价值，包括在大规模技术架构、数据和云平台开发、增强系统治理以及逐步建立数据驱动、人工智能（AI）支持和自动化运营方面的专业知识。</p>
</div><p>Spawn Fan, President of Huawei Enterprise Business Group for Asia-Pacific, said the partnership marks an important milestone in Huawei’s expansion in Việt Nam. He expressed confidence that Huawei’s advanced technology solutions will support SHB’s strong transformation given the bank’s position in both domestic and international markets.</p>
<div class="lb-trans"><p>华为亚太企业业务集团总裁 Spawn Fan 表示，此次合作标志着华为在越南扩展的重要里程碑。他对华为的先进技术解决方案将支持 SHB 的强大转型表示信心，考虑到该银行在国内和国际市场的地位。</p>
</div><p><strong>Technology underpinning an ecosystem strategy</strong></p>
<div class="lb-trans"><p><strong>支撑生态系统战略的技术</strong></p>
</div><p>Identifying technology as a strategic pillar, SHB is restructuring its operating model based on the 5 FIRST framework: Data + AI First, People First, Cloud First, Security First and Mobile First.</p>
<div class="lb-trans"><p>SHB 将技术视为战略支柱，基于 5 FIRST 框架重构其运营模式：数据 + AI 优先、以人为本、云优先、安全优先和移动优先。</p>
</div><p>Under this approach, data and AI are placed at the centre of decision-making, from customer insights and behavioural forecasting to risk assessment and product personalisation. The People First principle ensures that technology serves customers and empowers employees. Cloud First focuses on building scalable modern infrastructure while Security First prioritises system and data protection as the foundation of trust and sustainable growth. Mobile First recognises mobile devices as the primary touchpoint in digital banking.</p>
<div class="lb-trans"><p>在这种方法下，数据和 AI 被置于决策的中心，从客户洞察和行为预测到风险评估和产品个性化。以人为本的原则确保技术服务于客户并赋能员工。云优先专注于构建可扩展的现代基础设施，而安全优先则将系统和数据保护作为信任和可持续增长的基础。移动优先则承认移动设备是数字银行的主要接触点。</p>
</div><p>This framework enables SHB to deliver a more modern, flexible, convenient and secure customer experience while strengthening its ability to serve large corporate clients, supply chains, strategic partners and individual customers within an integrated financial ecosystem.</p>
<div class="lb-trans"><p>这一框架使 SHB 能够提供更现代、灵活、便捷和安全的客户体验，同时增强其为大型企业客户、供应链、战略合作伙伴和个人客户服务的能力，在一个综合金融生态系统中。</p>
</div><p>The partnership with Huawei comes as SHB pursues a broader strategic direction: developing partner ecosystems as a long-term growth driver. Rather than approaching customers individually, SHB targets entire ecosystems centred on key clients. From a leading corporation or anchor enterprise, the bank expands its offerings to subsidiaries, suppliers, distributors, agents, partners, employees and end customers, creating multi-layered growth opportunities.</p>
<div class="lb-trans"><p>与华为的合作正值 SHB 追求更广泛的战略方向：将合作伙伴生态系统作为长期增长驱动力。SHB 不再单独接触客户，而是针对以关键客户为中心的整个生态系统。从一家领先的公司或锚定企业开始，银行将其产品扩展到子公司、供应商、分销商、代理商、合作伙伴、员工和最终客户，创造多层次的增长机会。</p>
</div><p>Collaborations with major technology corporations such as Huawei are part of SHB’s long-term strategy to become a top-performing bank in terms of efficiency, the most favoured digital bank and a leading retail bank. The bank also aims to be a top provider of capital, financial products and services to strategic corporate clients, both private and State-owned, across supply chains, value chains, ecosystems, green development initiatives and retail segments.</p>
<div class="lb-trans"><p>与华为等主要科技公司的合作是 SHB 长期战略的一部分，旨在成为在效率方面表现卓越的银行、最受欢迎的数字银行和领先的零售银行。该银行还旨在成为战略企业客户（包括私营和国有企业）在供应链、价值链、生态系统、绿色发展倡议和零售领域的资本、金融产品和服务的顶级提供者。</p>
</div><p>Looking ahead to 2035, SHB targets becoming a leading modern retail bank, green bank and digital bank in the region.</p>
<div class="lb-trans"><p>展望 2035 年，SHB 的目标是成为区域内领先的现代零售银行、绿色银行和数字银行。</p>
</div><p>Beyond adopting new technologies, SHB is also striving to expand into regional and international markets, reinforcing its position as a modern, efficient and innovative bank with a clear strategic vision. This aligns with the country’s broader development orientation, where digital transformation serves as a catalyst for growth and breakthroughs in a new era.</p>
<div class="lb-trans"><p>除了采用新技术外，SHB 还努力扩展到区域和国际市场，巩固其作为一家现代、高效和创新银行的地位，并具备清晰的战略愿景。这与国家更广泛的发展方向相一致，数字化转型作为新时期增长和突破的催化剂。</p>
</div><p>The cooperation between SHB and Huawei not only marks a new chapter for both organisations but also represents a concrete step in strengthening strategic linkages at the national level. — VNS</p>
<div class="lb-trans"><p>SHB 与华为的合作不仅标志着两家组织的新篇章，也代表了在国家层面加强战略联系的具体步骤。 — VNS</p>
</div>

SHB 与华为携手合作，推动数字化转型