<ul>
<li>经营收入的增长结合严格的费用管理，导致营业利润同比增长 29%。</li>
<li>2026 年第一季度净减值损失为 1800 万阿联酋迪拉姆，而 2025 年第一季度则为净回转 3400 万阿联酋迪拉姆，后者是由于前一年期间的一次性回收和冲销所致。</li>
<li>2026 年第一季度股东权益年化回报率（RoSE）为 9.0%。</li>
<li>截至 2026 年 3 月底，总资产为 270 亿阿联酋迪拉姆，同比增长 15%。</li>
<li>贷款、预付款和伊斯兰融资以及投资分别增长 21% 和 22%，而客户存款同比增长 11%。</li>
<li>资产质量指标保持健康，不良贷款（NPL）比率为 2.6%，拨备覆盖率为 110%。</li>
<li>资本充足率保持强劲，为 20.4%，远高于监管要求。</li>
<li>流动性和融资指标也保持健康，稳定资源比率（ASRR）为 73%，合格流动资产比率（ELAR）为 16%，均舒适地高于监管阈值。</li>
<li>UAB 的信用评级在本季度被惠誉确认为 ‘BBB+’，展望为 ‘稳定’。该银行还享有穆迪的投资级评级 ‘Baa2’，展望为 ‘稳定’。</li>
</ul>
<p>阿联酋阿联银行 P.J.S.C.（“UAB” 或 “银行”）公布截至 2026 年 3 月 31 日的三个月财务业绩。</p>
<p>UAB 报告 2026 年第一季度净利润为 7500 万阿联酋迪拉姆。该业绩得益于总经营收入同比增长 16%，反映了银行在全球市场波动和地区地缘政治不确定性中对其战略的严格执行、强劲的资产增长和审慎的风险管理。</p>
<p>总资产为 269 亿阿联酋迪拉姆，同比增长 15%，得益于贷款、预付款和伊斯兰融资的强劲增长，增加了 21% 至 151 亿阿联酋迪拉姆，而投资增加了 22% 至 83 亿阿联酋迪拉姆。客户存款同比增长 11%，达到 167 亿阿联酋迪拉姆。</p>
<p>资产质量指标保持稳健，不良贷款（NPL）比率为 2.6%，拨备覆盖率为 110%。银行的资本和流动性状况保持强劲，稳定资源比率（ASRR）为 73%，合格流动资产比率（ELAR）为 16%。银行继续保持 20.4% 的资本充足率和 16.4% 的核心一级资本比率，均远高于监管要求。</p>
<p>UAB 首席执行官 Shirish Bhide 表示：</p>
<p>“UAB 在 2026 年第一季度交出了稳健的业绩，展示了我们商业模式的强大和韧性。在这一季度，地区面临困难时期，UAB 在 2025 年同期相比实现了强劲的营业收入和营业利润增长。这一令人印象深刻的增长反映了我们所建立的商业势头以及我们对风险管理和费用控制的严格方法。</p>
<p>我们的总资产继续保持强劲的同比增长，得益于贷款、预付款、伊斯兰融资和投资的健康增长。这些业绩证明了客户对我们的信任以及我们团队在履行承诺方面的奉献。UAB 始终致力于保持强大的资本状况和良好的流动性，确保稳健的信用状况。</p>
<p>为了更好地贴近我们的客户和社区，我们在迪拜的节日城市购物中心新增了一家分行，并将在阿布扎比开设另一家分行。这一谨慎的扩展增强了我们在阿联酋的实体存在和客户接触点，补充了我们的数字能力，并强化了我们为客户提供可及、便捷和个性化银行体验的承诺。</p>
<p>我们继续以财务实力和乐观的态度运营，受到阿联酋远见卓识的领导和国家对建设繁荣和充满活力的经济的坚定承诺的启发。我们为能参与这一非凡旅程而感到自豪，并对国家及更广泛地区的长期机会充满信心。”</p>
<p><strong>关于阿联酋阿联银行 P.J.S.C.</strong></p>
<p>阿联酋阿联银行 P.J.S.C.（UAB）成立于 1975 年，位于沙迦酋长国，是阿联酋和国际投资者之间的合资企业，其股份在阿布扎比证券交易所（ADX）公开交易。</p>
<p>UAB 提供广泛的企业银行、个人银行、财务及资本市场服务，以及符合伊斯兰教法的产品、服务和灵活解决方案，以满足客户和市场不断变化的需求。如今，UAB 被认为是阿联酋为数不多的本土银行之一，致力于通过卓越的服务和量身定制的金融支持来提升人们的生活。</p>
<p>UAB 的信用评级均为投资级，穆迪评级为（Baa2/P-2/稳定）和惠誉评级为（BBB+/F2/稳定）。</p>
<p>更多信息请访问 www.uab.ae</p>
<p>如需进一步信息，请联系：</p>
<p>Abdulla AlFardan</p>
<p>市场与传播负责人</p>
<p>电子邮件：Abdulla.Alfardan@uab.ae</p>
<p>请将您的新闻稿发送至 pressrelease.zawya@lseg.com</p>
<p>免责声明：本新闻稿的内容由外部第三方提供。本网站不对该外部内容负责，也不控制该内容。该内容以 “原样” 和 “可用” 为基础提供，未经过任何编辑。本网站及我们的附属机构均不保证本新闻稿中表达的观点或意见的准确性或认可。</p>
<p>本新闻稿仅供参考。内容不提供关于任何特定证券、投资组合或投资策略的税务、法律或投资建议或意见，也不对其适用性、价值或盈利能力做出任何声明。本网站及我们的关联公司对内容中的任何错误或不准确之处，以及您基于此而采取的任何行动不承担任何责任。您明确同意，您对本文中信息的使用风险自负。</p>
<p>在适用法律允许的最大范围内，本网站、其母公司、子公司、关联公司及各自的股东、董事、高级职员、员工、代理人、广告商、内容提供者和许可方对您不承担任何直接、间接、后果性、特殊、附带、惩罚性或示范性损害赔偿责任，包括但不限于利润损失、储蓄损失和收入损失，无论是基于过失、侵权、合同或任何其他责任理论，即使各方已被告知可能性或能够预见到任何此类损害。</p>

华宝中证银行ETF

标普银行业 ETF - SPDR

招商中证银行AH价格优选ETF

南方中证银行ETF

银行 ETF - PowerShares KBW

<p>阿联酋银行（UAB）报告 2026 年第一季度净利润为 7500 万阿联酋迪拉姆，反映出运营利润同比增长 29%。总资产增长 15%，达到 270 亿阿联酋迪拉姆，主要受贷款增长 21% 和投资增长 22% 的推动。该行维持了 20.4% 的强资本充足率和 2.6% 的健康不良贷款比率。UAB 的信用评级被惠誉确认为 “BBB+”，穆迪则为 “Baa2”，两者均为稳定展望。首席执行官 Shirish Bhide 强调了银行在地区挑战中展现出的韧性和对客户服务的承诺</p>

<ul>
<li>Growth in operating income combined with disciplined expense management resulted in strong operating profit growth of 29% year-on-year.</li>
<li>Net impairment charges of AED 18 million were taken during Q1 2026 as compared to a net reversal of AED 34 million in Q1 2025, which was driven by one-off recoveries and writebacks included in prior year period.</li>
<li>Annualised return on shareholders’ equity (RoSE) was 9.0% for Q1 2026.</li>
<li>Total assets were recorded at AED 27 billion at end-March 2026, up 15% year-on-year.</li>
<li>Loans, advances, and Islamic financing, and investments grew by 21% and 22% respectively, while customer deposits increased by 11% year-on-year.</li>
<li>Asset quality metrics remained healthy with an NPL ratio of 2.6% and provision coverage of 110%.</li>
<li>Capital adequacy ratio remains robust at 20.4% and well above regulatory requirements.</li>
<li>Liquidity and funding metrics also remain healthy with advances to stable resources ratio (ASRR) at 73% and eligible liquid asset ratio (ELAR) at 16%, both comfortably above regulatory thresholds.</li>
<li>UAB’s credit ratings were affirmed by Fitch at ‘BBB+’ with a ‘Stable’ outlook during the quarter. The Bank also enjoys Moody’s investment-grade ratings of ‘Baa2’ with a ‘Stable’ outlook.</li>
</ul>
<div class="lb-trans"><ul>
<li>经营收入的增长结合严格的费用管理，导致营业利润同比增长 29%。</li>
<li>2026 年第一季度净减值损失为 1800 万阿联酋迪拉姆，而 2025 年第一季度则为净回转 3400 万阿联酋迪拉姆，后者是由于前一年期间的一次性回收和冲销所致。</li>
<li>2026 年第一季度股东权益年化回报率（RoSE）为 9.0%。</li>
<li>截至 2026 年 3 月底，总资产为 270 亿阿联酋迪拉姆，同比增长 15%。</li>
<li>贷款、预付款和伊斯兰融资以及投资分别增长 21% 和 22%，而客户存款同比增长 11%。</li>
<li>资产质量指标保持健康，不良贷款（NPL）比率为 2.6%，拨备覆盖率为 110%。</li>
<li>资本充足率保持强劲，为 20.4%，远高于监管要求。</li>
<li>流动性和融资指标也保持健康，稳定资源比率（ASRR）为 73%，合格流动资产比率（ELAR）为 16%，均舒适地高于监管阈值。</li>
<li>UAB 的信用评级在本季度被惠誉确认为 ‘BBB+’，展望为 ‘稳定’。该银行还享有穆迪的投资级评级 ‘Baa2’，展望为 ‘稳定’。</li>
</ul>
</div><p>United Arab Bank P.J.S.C. (“UAB” or “the Bank”) reports its financial results for the three months ending 31 March 2026.</p>
<div class="lb-trans"><p>阿联酋阿联银行 P.J.S.C.（“UAB” 或 “银行”）公布截至 2026 年 3 月 31 日的三个月财务业绩。</p>
</div><p>UAB has reported a net profit of AED 75 million for the first quarter ended 31 March 2026. The results are underpinned by 16% year-on-year growth in total operating income, reflecting the Bank’s disciplined execution of its strategy, strong asset growth, and prudent risk management amid global market volatility and regional geopolitical uncertainty.</p>
<div class="lb-trans"><p>UAB 报告 2026 年第一季度净利润为 7500 万阿联酋迪拉姆。该业绩得益于总经营收入同比增长 16%，反映了银行在全球市场波动和地区地缘政治不确定性中对其战略的严格执行、强劲的资产增长和审慎的风险管理。</p>
</div><p>Total assets stood at AED 26.9 billion, up 15% year-on-year, supported by strong growth in loans, advances, and Islamic financing, which increased 21% to AED 15.1 billion, while investments increased 22% to AED 8.3 billion. Customer deposits rose 11% year-on-year to AED 16.7 billion.</p>
<div class="lb-trans"><p>总资产为 269 亿阿联酋迪拉姆，同比增长 15%，得益于贷款、预付款和伊斯兰融资的强劲增长，增加了 21% 至 151 亿阿联酋迪拉姆，而投资增加了 22% 至 83 亿阿联酋迪拉姆。客户存款同比增长 11%，达到 167 亿阿联酋迪拉姆。</p>
</div><p>Asset quality metrics remained robust, with a non-performing loan (NPL) ratio of 2.6% and provision coverage of 110%. The Bank’s capital and liquidity positions remained strong, with an advances-to-stable-resources ratio (ASRR) of 73% and an eligible liquid asset ratio (ELAR) of 16%. The Bank continued to maintain a solid capital adequacy ratio of 20.4% and CET1 ratio of 16.4%, both of which remained well above regulatory requirements.</p>
<div class="lb-trans"><p>资产质量指标保持稳健，不良贷款（NPL）比率为 2.6%，拨备覆盖率为 110%。银行的资本和流动性状况保持强劲，稳定资源比率（ASRR）为 73%，合格流动资产比率（ELAR）为 16%。银行继续保持 20.4% 的资本充足率和 16.4% 的核心一级资本比率，均远高于监管要求。</p>
</div><p>Shirish Bhide, Chief Executive Officer of UAB, said:</p>
<div class="lb-trans"><p>UAB 首席执行官 Shirish Bhide 表示：</p>
</div><p>&#34;UAB has delivered a solid set of results in the first quarter of 2026, demonstrating the strength and resilience of our business model. In a quarter that saw a difficult period for the region, UAB delivered robust top-line and operating profit growth, vis-à-vis the same period in 2025. This impressive growth reflects the business momentum we have built and our disciplined approach to risk management and expense control.</p>
<div class="lb-trans"><p>“UAB 在 2026 年第一季度交出了稳健的业绩，展示了我们商业模式的强大和韧性。在这一季度，地区面临困难时期，UAB 在 2025 年同期相比实现了强劲的营业收入和营业利润增长。这一令人印象深刻的增长反映了我们所建立的商业势头以及我们对风险管理和费用控制的严格方法。</p>
</div><p>Our total assets have continued their strong upward trajectory year-on-year, underpinned by healthy growth across loans, advances, Islamic financing, and investments. These results are a testament to the trust our customers continue to place in us and the dedication of our team in delivering on our commitments. UAB remains firmly committed to always maintaining a resilient credit profile with a strong capital position and sound liquidity.</p>
<div class="lb-trans"><p>我们的总资产继续保持强劲的同比增长，得益于贷款、预付款、伊斯兰融资和投资的健康增长。这些业绩证明了客户对我们的信任以及我们团队在履行承诺方面的奉献。UAB 始终致力于保持强大的资本状况和良好的流动性，确保稳健的信用状况。</p>
</div><p>In line with our commitment to being closer to our customers and communities, we added a new branch in the Festival City Mall in Dubai and will soon be opening another branch in Abu Dhabi. This careful expansion enhances our physical presence and customer touchpoints across the UAE, complementing our digital capabilities and reinforcing our promise to deliver accessible, convenient, and personalised banking experiences to our customers.</p>
<div class="lb-trans"><p>为了更好地贴近我们的客户和社区，我们在迪拜的节日城市购物中心新增了一家分行，并将在阿布扎比开设另一家分行。这一谨慎的扩展增强了我们在阿联酋的实体存在和客户接触点，补充了我们的数字能力，并强化了我们为客户提供可及、便捷和个性化银行体验的承诺。</p>
</div><p>We continue to operate from a position of financial strength and optimism, inspired by the visionary leadership of the UAE and the nation's unwavering commitment to building a prosperous and dynamic economy. We are proud to be part of this remarkable journey and remain deeply confident in the long-term opportunities in the country and wider region.”</p>
<div class="lb-trans"><p>我们继续以财务实力和乐观的态度运营，受到阿联酋远见卓识的领导和国家对建设繁荣和充满活力的经济的坚定承诺的启发。我们为能参与这一非凡旅程而感到自豪，并对国家及更广泛地区的长期机会充满信心。”</p>
</div><p><strong>About United Arab Bank P.J.S.C.</strong></p>
<div class="lb-trans"><p><strong>关于阿联酋阿联银行 P.J.S.C.</strong></p>
</div><p>United Arab Bank P.J.S.C. (UAB) was established in 1975 in the Emirate of Sharjah as a joint venture between key UAE and international Investors, and its shares are publicly traded on the Abu Dhabi Securities Exchange (ADX).</p>
<div class="lb-trans"><p>阿联酋阿联银行 P.J.S.C.（UAB）成立于 1975 年，位于沙迦酋长国，是阿联酋和国际投资者之间的合资企业，其股份在阿布扎比证券交易所（ADX）公开交易。</p>
</div><p>UAB offers a wide range of Corporate Banking, Personal Banking, Treasury &amp; Capital Markets, as well as Shari’ah compliant products, services and flexible solutions, to meet the ever-evolving needs of our clients and the markets. Today, UAB is recognised as one of the few home-grown banks in the UAE, striving to enhance the lives of people by humanising banking through impeccable service and tailored financial support.</p>
<div class="lb-trans"><p>UAB 提供广泛的企业银行、个人银行、财务及资本市场服务，以及符合伊斯兰教法的产品、服务和灵活解决方案，以满足客户和市场不断变化的需求。如今，UAB 被认为是阿联酋为数不多的本土银行之一，致力于通过卓越的服务和量身定制的金融支持来提升人们的生活。</p>
</div><p>UAB is rated investment grade, both, by Moody’s (Baa2/P-2/Stable) and Fitch (BBB+/F2/Stable).</p>
<div class="lb-trans"><p>UAB 的信用评级均为投资级，穆迪评级为（Baa2/P-2/稳定）和惠誉评级为（BBB+/F2/稳定）。</p>
</div><p>Additional information may be found at www.uab.ae</p>
<div class="lb-trans"><p>更多信息请访问 www.uab.ae</p>
</div><p>For further information, please contact:</p>
<div class="lb-trans"><p>如需进一步信息，请联系：</p>
</div><p>Abdulla AlFardan</p>
<div class="lb-trans"><p>Abdulla AlFardan</p>
</div><p>Head of Marketing &amp; Communications</p>
<div class="lb-trans"><p>市场与传播负责人</p>
</div><p>Email: Abdulla.Alfardan@uab.ae</p>
<div class="lb-trans"><p>电子邮件：Abdulla.Alfardan@uab.ae</p>
</div><p>Send us your press releases to pressrelease.zawya@lseg.com</p>
<div class="lb-trans"><p>请将您的新闻稿发送至 pressrelease.zawya@lseg.com</p>
</div><p>Disclaimer: The contents of this press release was provided from an external third party provider. This website is not responsible for, and does not control, such external content. This content is provided on an “as is” and “as available” basis and has not been edited in any way. Neither this website nor our affiliates guarantee the accuracy of or endorse the views or opinions expressed in this press release.</p>
<div class="lb-trans"><p>免责声明：本新闻稿的内容由外部第三方提供。本网站不对该外部内容负责，也不控制该内容。该内容以 “原样” 和 “可用” 为基础提供，未经过任何编辑。本网站及我们的附属机构均不保证本新闻稿中表达的观点或意见的准确性或认可。</p>
</div><p>The press release is provided for informational purposes only. The content does not provide tax, legal or investment advice or opinion regarding the suitability, value or profitability of any particular security, portfolio or investment strategy. Neither this website nor our affiliates shall be liable for any errors or inaccuracies in the content, or for any actions taken by you in reliance thereon. You expressly agree that your use of the information within this article is at your sole risk.</p>
<div class="lb-trans"><p>本新闻稿仅供参考。内容不提供关于任何特定证券、投资组合或投资策略的税务、法律或投资建议或意见，也不对其适用性、价值或盈利能力做出任何声明。本网站及我们的关联公司对内容中的任何错误或不准确之处，以及您基于此而采取的任何行动不承担任何责任。您明确同意，您对本文中信息的使用风险自负。</p>
</div><p>To the fullest extent permitted by applicable law, this website, its parent company, its subsidiaries, its affiliates and the respective shareholders, directors, officers, employees, agents, advertisers, content providers and licensors will not be liable (jointly or severally) to you for any direct, indirect, consequential, special, incidental, punitive or exemplary damages, including without limitation, lost profits, lost savings and lost revenues, whether in negligence, tort, contract or any other theory of liability, even if the parties have been advised of the possibility or could have foreseen any such damages.</p>
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ZAWYA: UAB 报告 2026 年第一季度净利润为 7500 万阿联酋迪拉姆