<p>新加坡——新加坡的大华银行（UOB）计划到 2030 年将其财富收入翻倍，该行首席执行官在 5 月 7 日（星期四）表示，随着其财富部门作为未来几年增长的关键支柱的加强。</p>
<p>&#34;在今年的接下来的几个季度，你将开始看到财富业务的回升，因为我们专注于将我们的财富翻倍，&#34; UOB 的副董事长韦怡昌在其第一季度业绩发布会上表示。UOB 第一季度净利润同比下降四个百分点，但超出预期。</p>
<p>该行没有提供具体目标，但以 2025 年作为基准。</p>
<p>&#34;我们越来越关注香港和大中华区，&#34;韦表示，并补充说，该行看到来自东盟和北亚的机会，而来自中东的财富流动在目前并不明显。</p>
<p>该行大约 58% 的财富管理资产来自海外客户，将专注于有机增长，招聘客户经理，并争取现有客户财富的更大份额。</p>
<p>UOB 的财富收入在 2026 年第一季度同比增长六个百分点，而该期间的净新资金总额为 10 亿美元。</p>
<p>这一举措是在全球银行争夺亚洲快速增长的财富市场份额之际进行的。上周，UOB 的竞争对手大华银行（DBS Group）报告称，第一季度财富管理费用创下新高。</p>
<p>周一，华侨银行（Overseas-Chinese Banking Corp）宣布已同意收购汇丰银行在印尼的财富和优质银行业务的某些资产和负债。</p>
<h2>关注伊朗战争的二次影响</h2>
<p>尽管 UOB 的净利润超出预期，但反映出不稳定的市场背景和利率逆风对该行的影响。</p>
<p>净利润从一年前的 14.9 亿美元下降至 14.4 亿美元，尽管高于 LSEG 调查的三位分析师的平均预期，接近 13.8 亿美元。</p>
<p>该行报告称，1 月至 3 月期间所有收入部门均出现同比下降，部分原因是基准利率降低以及在谨慎和风险规避的市场情绪下，投资银行和贷款相关活动的减缓等因素。</p>
<p>&#34;我们正处于全球不确定性加剧的时期。能源价格波动，供应链仍然承压，通胀风险重新浮现，&#34;韦表示。</p>
<p>持续的美伊战争给市场带来了波动，并扰乱了全球供应链，尤其是对亚洲的经济前景造成了阴影，亚洲在能源危机中受到严重打击。</p>
<p>尽管 UOB 对中东的风险敞口仍然有限，但首席财务官梁永志表示，该行正在密切关注冲突的二次和三次影响，这对能源脆弱行业和亚洲的增长前景有影响。</p>
<p>在中东地区直接地理敞口的公司占该行贷款敞口的比例不到 2%。</p>
<p>UOB 的股票最后交易下跌 0.3%，表现不及新加坡基准指数。</p>
<p>Phillip Securities Research 的研究经理格伦·汤姆表示，尽管 UOB 在第一季度表现出&#34;韧性&#34;，但&#34;来自进一步的 Sora 削减和中东冲突对通胀、能源价格和贸易流动的二次影响的逆风，可能会对全年收益造成压力，使我们对利率前景保持谨慎。&#34;</p>
<p>UOB 维持其 2026 年展望的先前指引，但并未排除根据中东冲突的发展对其一般贷款准备金进行潜在调整的可能性。</p>
<p>&#34;情况从 2 月底开始，我们正在监测。仍然存在许多不确定性，影响尚未完全传递到我们的经济中，&#34;梁表示。</p>
<p>&#34;所以我认为我们并不是说不会再有更多，我是说我们需要保持警惕并相应调整。&#34;</p>

大华银行

大华银行(ADR)

<p>新加坡的大华银行（UOB）计划到 2030 年将其财富收入翻倍，重点关注财富管理部门的增长。首席执行官韦怡昌强调了银行增强财富业务的战略，特别是在香港和大中华区，同时承认来自中东的挑战。大华银行报告第一季度净利润下降 4%，但超出预期。该银行正在监测全球不确定性，包括美伊冲突，对其运营和市场状况的影响</p>

<p>SINGAPORE –Singapore's United Overseas Bank, or UOB, is aiming to double its wealth income by 2030, the lender's chief executive officer said on Thursday (May 7), as it looks to strengthen its wealth arm as a key pillar of growth in the coming years.</p>
<div class="lb-trans"><p>新加坡——新加坡的大华银行（UOB）计划到 2030 年将其财富收入翻倍，该行首席执行官在 5 月 7 日（星期四）表示，随着其财富部门作为未来几年增长的关键支柱的加强。</p>
</div><p>&#34;For this year, the next few quarters, you will start to see the wealth business picking up, because we are focusing on doubling our wealth,&#34; Wee Ee Cheong, who is also the bank's deputy chairman, said at its first-quarter results briefing. UOB posted a four per cent annual fall in first-quarter net profit, beating expectations.</p>
<div class="lb-trans"><p>&#34;在今年的接下来的几个季度，你将开始看到财富业务的回升，因为我们专注于将我们的财富翻倍，&#34; UOB 的副董事长韦怡昌在其第一季度业绩发布会上表示。UOB 第一季度净利润同比下降四个百分点，但超出预期。</p>
</div><p>The lender did not provide a specific target, though it used 2025 as a base.</p>
<div class="lb-trans"><p>该行没有提供具体目标，但以 2025 年作为基准。</p>
</div><p>&#34;Increasingly, we are also paying a lot of attention to Hong Kong, to Greater China,&#34; Wee said, adding that the lender sees opportunities from Asean and North Asia, while wealth flows from the Middle East are &#34;not so obvious at this point in time&#34;.</p>
<div class="lb-trans"><p>&#34;我们越来越关注香港和大中华区，&#34;韦表示，并补充说，该行看到来自东盟和北亚的机会，而来自中东的财富流动在目前并不明显。</p>
</div><p>The bank – which derives roughly 58 per cent of its wealth AUM from overseas customers – would focus on organic growth, hiring relationship managers and capturing a larger share of existing clients' wealth.</p>
<div class="lb-trans"><p>该行大约 58% 的财富管理资产来自海外客户，将专注于有机增长，招聘客户经理，并争取现有客户财富的更大份额。</p>
</div><p>UOB's wealth income rose six per cent year-on-year in the first quarter of 2026, while net new money totalled $1 billion) for the period.</p>
<div class="lb-trans"><p>UOB 的财富收入在 2026 年第一季度同比增长六个百分点，而该期间的净新资金总额为 10 亿美元。</p>
</div><p>The move comes as global banks compete for a larger slice of Asia's fast-growing wealth market. Last week, UOB's larger rival DBS Group reported wealth management fees reached a record in the first quarter.</p>
<div class="lb-trans"><p>这一举措是在全球银行争夺亚洲快速增长的财富市场份额之际进行的。上周，UOB 的竞争对手大华银行（DBS Group）报告称，第一季度财富管理费用创下新高。</p>
</div><p>On Monday, Overseas-Chinese Banking Corp announced it has agreed to buy certain assets and liabilities of HSBC's wealth and premier banking portfolio in Indonesia.</p>
<div class="lb-trans"><p>周一，华侨银行（Overseas-Chinese Banking Corp）宣布已同意收购汇丰银行在印尼的财富和优质银行业务的某些资产和负债。</p>
</div><h2>Watching for second-order impact of Iran War</h2>
<div class="lb-trans"><h2>关注伊朗战争的二次影响</h2>
</div><p>While UOB's net profit beat expectations, it reflected the impact a precarious market backdrop and rate headwinds have had on the lender.</p>
<div class="lb-trans"><p>尽管 UOB 的净利润超出预期，但反映出不稳定的市场背景和利率逆风对该行的影响。</p>
</div><p>Net profit declined to $1.44 billion from $1.49 billion a year earlier, though it was above the mean estimate of nearly $1.38 billion from three analysts polled by LSEG.</p>
<div class="lb-trans"><p>净利润从一年前的 14.9 亿美元下降至 14.4 亿美元，尽管高于 LSEG 调查的三位分析师的平均预期，接近 13.8 亿美元。</p>
</div><p>The lender reported year-on-year declines across all its income segments for the January-March period, in part due to lower benchmark rates and a moderation in investment banking and loan-related activities amid cautious and risk-off market sentiment, among other things.</p>
<div class="lb-trans"><p>该行报告称，1 月至 3 月期间所有收入部门均出现同比下降，部分原因是基准利率降低以及在谨慎和风险规避的市场情绪下，投资银行和贷款相关活动的减缓等因素。</p>
</div><p>&#34;We are operating in a period of heightened global uncertainty. Energy prices are volatile, supply chains remain under pressure, and inflation risks have resurfaced,&#34; Wee said.</p>
<div class="lb-trans"><p>&#34;我们正处于全球不确定性加剧的时期。能源价格波动，供应链仍然承压，通胀风险重新浮现，&#34;韦表示。</p>
</div><p>The prolonged US-Iran war has injected volatility into markets and disrupted global supply chains, clouding the global economic outlook particularly for Asia, which has been hard hit by the energy crisis.</p>
<div class="lb-trans"><p>持续的美伊战争给市场带来了波动，并扰乱了全球供应链，尤其是对亚洲的经济前景造成了阴影，亚洲在能源危机中受到严重打击。</p>
</div><p>While UOB's exposure to the Middle East remains limited, chief financial officer Leong Yung Chee said the bank was closely watching second and third order impacts from the conflict, which has implications on energy-vulnerable industries and Asia's growth outlook.</p>
<div class="lb-trans"><p>尽管 UOB 对中东的风险敞口仍然有限，但首席财务官梁永志表示，该行正在密切关注冲突的二次和三次影响，这对能源脆弱行业和亚洲的增长前景有影响。</p>
</div><p>Companies with direct geographical exposure in the Middle East account for less than two per cent of the bank's loan exposures.</p>
<div class="lb-trans"><p>在中东地区直接地理敞口的公司占该行贷款敞口的比例不到 2%。</p>
</div><p>Shares of UOB last traded 0.3 per cent lower, underperforming Singapore's benchmark index.</p>
<div class="lb-trans"><p>UOB 的股票最后交易下跌 0.3%，表现不及新加坡基准指数。</p>
</div><p>Glenn Thum, research manager at Phillip Securities Research, said that while UOB delivered a &#34;resilient&#34; first quarter, &#34;headwinds from further Sora cuts and the Middle East conflict's second-order effects on inflation, energy prices and trade flows are likely to weigh on full-year earnings, keeping us cautious on the rates outlook&#34;.</p>
<div class="lb-trans"><p>Phillip Securities Research 的研究经理格伦·汤姆表示，尽管 UOB 在第一季度表现出&#34;韧性&#34;，但&#34;来自进一步的 Sora 削减和中东冲突对通胀、能源价格和贸易流动的二次影响的逆风，可能会对全年收益造成压力，使我们对利率前景保持谨慎。&#34;</p>
</div><p>UOB maintained its previous guidance for its 2026 outlook, though it did not rule out potential adjustments to its general loan provisions down the line, depending on how the Middle East conflict pans out.</p>
<div class="lb-trans"><p>UOB 维持其 2026 年展望的先前指引，但并未排除根据中东冲突的发展对其一般贷款准备金进行潜在调整的可能性。</p>
</div><p>&#34;The situation started end-February, we are monitoring. There's still a lot of uncertainties, and the impact is still yet to be fully transmitted through our economies,&#34; Leong said.</p>
<div class="lb-trans"><p>&#34;情况从 2 月底开始，我们正在监测。仍然存在许多不确定性，影响尚未完全传递到我们的经济中，&#34;梁表示。</p>
</div><p>&#34;So I don't think we are saying that there will not be any more, I'm saying that we need to be watchful and adjust accordingly.&#34;</p>
<div class="lb-trans"><p>&#34;所以我认为我们并不是说不会再有更多，我是说我们需要保持警惕并相应调整。&#34;</p>
</div>

Singapore bank UOB aims to double wealth income by 2030

- 大华银行计划到 2030 年将财富收入翻倍，强调财富部门增长潜力。  
- 第一季度净利润下降至 14.4 亿美元，反映市场不稳定因素的影响。  
- UOB 关注中东冲突对经济前景的二次影响，并保持警惕调整策略。

新加坡银行大华银行计划到 2030 年将财富收入翻倍