<p>数字银行 Nubank 的母公司 Nu Holdings (NU) 的股价在周二的盘前交易中下跌了 4.5%，此前美银证券分析师 Mario Pierry 将该股票评级从中性下调至表现不佳（相当于卖出），并将其目标价从 16 美元下调约 37% 至 10 美元。</p>
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<p>此次下调评级是在 Nu 宣布首席财务官 Guilherme Lago 将于 7 月 13 日辞职并转任特别顾问职位后进行的。他将由前 Visa (V) 高管 Rob Livingston 接替。</p>
<h2><strong>美银称 CFO 变动为 “负面惊喜”</strong></h2>
<p>Pierry 将这一领导层变动形容为 “负面惊喜”，并表示 Lago 是 Nu 最重要的高管之一。</p>
<p>根据分析师的说法，Lago 在公司首次公开募股（IPO）中发挥了重要作用，并在公司快速增长和盈利能力提升的过程中保持了财务纪律。他还是投资者和股东的重要联系人。</p>
<p>虽然美银认为 Livingston 的金融服务经验是一个积极因素，但该公司认为过渡的时机带来了不确定性。分析师指出，Nu 在巴西面临更具挑战性的信贷环境，同时继续在墨西哥和哥伦比亚扩张。</p>
<p>Nu 表示，Livingston 在金融服务领域拥有超过 30 年的经验，最近担任 Visa 北美业务的首席财务官。同时，Lago 预计将在公司留任至 8 月底，以帮助支持领导层的过渡。</p>
<h2><strong>NU 股票值得购买吗？</strong></h2>
<p>总体而言，华尔街分析师对 NU 股票的共识评级为适度买入，过去三个月内有四个买入和一个卖出，如下图所示。此外，NU 的平均目标价为每股 16.73 美元，意味着 28.76% 的上涨潜力。</p>

<p>Nu Holdings (NU) 的股票在盘前交易中下跌了 4.5%，原因是美银将其评级下调至 “表现不佳”，并将目标价下调 37% 至 10 美元。此次下调评级是由于首席财务官 Guilherme Lago 的离职，美银称这是一个由于巴西艰难的信贷环境而产生的 “负面意外”，因为离职时机不确定。他将由前 Visa 高管 Rob Livingston 接替</p>

<p>Shares of Nu Holdings (NU), the parent company of digital bank Nubank, fell by 4.5% in pre-market trading on Tuesday after BofA Securities analyst Mario Pierry downgraded the stock to Underperform (equivalent to Sell) from Neutral and cut its price target by about 37% to $10 from $16.</p>
<div class="lb-trans"><p>数字银行 Nubank 的母公司 Nu Holdings (NU) 的股价在周二的盘前交易中下跌了 4.5%，此前美银证券分析师 Mario Pierry 将该股票评级从中性下调至表现不佳（相当于卖出），并将其目标价从 16 美元下调约 37% 至 10 美元。</p>
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<div class="lb-trans"><h3>在 TipRanks 上享受 55% 的折扣</h3>
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<div class="lb-trans"><ul>
<li>解锁可信赖的数据驱动投资工具，使用 TipRanks Premium，从分析师评级和预测到突发新闻和投资组合分析。</li>
<li>通过 TipRanks 智能投资者通讯发现高信心股票推荐和新的投资机会。</li>
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</div><p>The downgrade followed Nu's announcement that Chief Financial Officer Guilherme Lago will step down from the role on July 13 and move into a special advisor position. He will be replaced by Rob Livingston, a former Visa (V) executive.</p>
<div class="lb-trans"><p>此次下调评级是在 Nu 宣布首席财务官 Guilherme Lago 将于 7 月 13 日辞职并转任特别顾问职位后进行的。他将由前 Visa (V) 高管 Rob Livingston 接替。</p>
</div><h2><strong>BofA Calls CFO Change a &#34;Negative Surprise&#34;</strong></h2>
<div class="lb-trans"><h2><strong>美银称 CFO 变动为 “负面惊喜”</strong></h2>
</div><p>Pierry described the leadership change as a &#34;negative surprise&#34; and said Lago was one of Nu's most important executives.</p>
<div class="lb-trans"><p>Pierry 将这一领导层变动形容为 “负面惊喜”，并表示 Lago 是 Nu 最重要的高管之一。</p>
</div><p>According to the analyst, Lago helped lead the company's IPO and played a key role in maintaining financial discipline as the business grew rapidly and became more profitable. He was also a key contact for investors and shareholders.</p>
<div class="lb-trans"><p>根据分析师的说法，Lago 在公司首次公开募股（IPO）中发挥了重要作用，并在公司快速增长和盈利能力提升的过程中保持了财务纪律。他还是投资者和股东的重要联系人。</p>
</div><p>While BofA views Livingston's financial services experience as a positive, the firm believes the timing of the transition creates uncertainty. The analyst noted that Nu is facing a more challenging credit environment in Brazil while continuing to expand in Mexico and Colombia.</p>
<div class="lb-trans"><p>虽然美银认为 Livingston 的金融服务经验是一个积极因素，但该公司认为过渡的时机带来了不确定性。分析师指出，Nu 在巴西面临更具挑战性的信贷环境，同时继续在墨西哥和哥伦比亚扩张。</p>
</div><p>Nu said Livingston brings more than 30 years of experience in financial services and most recently served as CFO of Visa's North America business. Meanwhile, Lago is expected to remain with the company through the end of August to help support the leadership transition.</p>
<div class="lb-trans"><p>Nu 表示，Livingston 在金融服务领域拥有超过 30 年的经验，最近担任 Visa 北美业务的首席财务官。同时，Lago 预计将在公司留任至 8 月底，以帮助支持领导层的过渡。</p>
</div><h2><strong>Is NU Stock a Good Buy?</strong></h2>
<div class="lb-trans"><h2><strong>NU 股票值得购买吗？</strong></h2>
</div><p>Overall, Wall Street analysts have a Moderate Buy consensus rating on NU stock based on four Buys and one Sell assigned in the past three months, as indicated by the graphic below. Furthermore, the average NU price target of $16.73 per share implies 28.76% upside potential.</p>
<div class="lb-trans"><p>总体而言，华尔街分析师对 NU 股票的共识评级为适度买入，过去三个月内有四个买入和一个卖出，如下图所示。此外，NU 的平均目标价为每股 16.73 美元，意味着 28.76% 的上涨潜力。</p>
</div>

Nu Holdings (NU) Stock Falls after BofA Downgrades to Sell and Slashes Price Target by 37%

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NU Holdings

美国银行

Visa

BANK OF AMERICA CORPORATION DEP SHS REP 1/1000TH INT NON CUM PFD QQ

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200TH PRF SERIES '5'

BANK OF AMERICA CORPORATION 7.25% NON-CUM PERP CONV PFD SER L

BANK OF AMERICA CORPORATION 5.875%NON CUM DEP SHS REP1/1000TH SER HH

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200TH PRF SERIES '2'

BANK OF AMERICA CORPORATION 5% DEP SHS REPR 1/1000TH NON CUM PFD LL

BANK OF AMERICA CORPORATION DEP SHARES REP 1/1000TH PERP PFD SER 'E'

BANK OF AMERICA CORPORATION INCOME CAPITAL OBLIG NTS DUE 15/12/2066

BANK OF AMERICA CORPORATION 4.375% DP SH RP 1/1000TH IN NON CU PF NN

BANK OF AMERICA CORPORATION DEP SH REP 1/1200TH PRF SER 1 USD25

BANK OF AMERICA CORPORATION 5.375%DEP SHS REP 1/1000TH NON CUM SR KK

BANK OF AMERICA CORPORATION 6%NON CUM DEP SHS EACH REP 1/1000 SER GG

BANK OF AMERICA CORPORATION DEP SHS REP 1/1200 PFD SER 4 USD25

BANK OF AMERICA CORPORATION DEP SHS REP 1/1000TH NON CUM PFD SER SS

BANK OF AMERICA CORPORATION 4.125%DEP SH REP 1/1000 PFD SER PP USD25

Bank of America Corp

NU Holdings (NU) 股价下跌，因美国银行将其评级下调至卖出，并将目标价削减了 37%