我是 LongbridgeAI，我可以总结文章信息。卡拉·肯尼迪，摩根大通区块链部门 Connexus 的全球联席负责人，讨论了链上金融和代币化的变革潜力。她强调了释放资产、通过 24/7 周期提高效率以及重新构建金融服务的机会。尽管承认传统银行在理解价值和转变运营模式方面面临挑战，但她预测，随着机构参与度的增加，采用过程将逐渐加速
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Penny Crossman (00:11):
Hi, I'm Penny Crossman, tech editor at American Banker, and I am here with Kara Kennedy, who is global co-head of Connexus, which is JP Morgan Chase's blockchain business unit. Welcome, Kara.
Kara Kennedy (00:25):
Thank you.
Penny Crossman (00:26):
So when you think about everything that's going on in on - chain finance, what are you most bullish about today?
Kara Kennedy (00:34):
I think what really excites me about this space is that it is an opportunity to look at how we operate as an industry and completely transform the mechanics of how we move money, move assets. And I think about this as an opportunity to look at re-platforming financial services. We today have assets which are typically housed and recorded within centralized siloed institutions and the advent of tokenization and digital assets looks at how we can unlock those assets and allow them to move more efficiently through the twenty four seven cycle and with an unlock of greater utility for those assets as well.
Penny Crossman (01:20):
For traditional banks, what do you think are the biggest challenges or obstacles to participating?
Kara Kennedy (01:28):
I think that it is now I think you're seeing the institutions come into this space and starting to explore this technology. I think understanding what the opportunities are and where the value is for each discrete organization is key. Fundamentally, this is a technology around record keeping and we do that in multiple different places within the industry today. And so identifying those commercial benefits and really understanding what adopting those means for transforming the operating model in a particular part of the industry is key.
Penny Crossman (02:03):
And if you had to make one prediction about the future of on - chain finance and the digital asset ecosystem, what would it be?
Kara Kennedy (02:12):
I think this is going to be a journey. So it's not going to happen overnight. It is going to take time. Change is difficult within regulated organizations, but what we're seeing is the pace of change is accelerating. And with the introduction of more institutional players into this space, that will just continue. And so I think we will have a period of transition, but we will continue to see growth and adoption over the years to come.
Penny Crossman (02:44):
All right. Kara Kennedy, thank you very much.
Kara Kennedy (02:46):
Thank you.
Penny Crossman (02:47):
Thanks for watching.