我是 LongbridgeAI，我可以总结文章信息。本文概述了三种替代投资美国国债的方法，绕过繁琐的 TreasuryDirect 平台。选项包括国债 ETF 和共同基金，这些投资工具提供了多样化和流动性，但缺乏固定到期保证；自动梯形服务，收取费用管理再投资；以及通过 TreasuryDirect 进行直接投资，这涉及过时的界面和繁重的文书工作
Key Takeaways TreasuryDirect’s dated interface, limited features, and slow, paperwork-heavy process when you sell early are avoidable.Treasury ETFs and mutual funds trade diversification and liquidity for a fixed maturity and guaranteed payout.Automated ladder services handle the reinvestment work for you, but the fee eats into the yield you’d earn...