<p>2024 年，科技板塊漲幅達 28.2%，推動軟件股成為最佳投資選擇之一。在 2024 年上半年，主要以科技和軟件股為主的 <strong>納斯達克綜合指數</strong> 上漲了 18.6%。</p>
<p>未來十年，全球軟件市場預計將持續增長。2024 年軟件收入預計將達到 7041 億美元。幫助組織管理運營和流程的企業軟件正在引領潮流，佔據了總價值 2952 億美元。</p>
<p>預計到 2029 年，市場規模將增至 8989 億美元，複合年增長率為 5%。美國貢獻了大部分價值，約為 3634 億美元。</p>
<p>積極的立法變革加速了雲遷移和軟件行業擴張，從而支持軟件股價值的增長。</p>
<p>拜登總統的倡議呼籲進行重大基礎設施和技術支出。軟件和科技公司依賴寬帶發展，而美國就業計劃主要針對這一目標。</p>
<p>如果特朗普在 11 月 5 日獲勝，他的政府將優先考慮美國軟件霸權和創新。特朗普將支持放鬆監管，軟件公司可能會受益於更加友好的商業環境和較少的監管費用。</p>
<p>技術、數字解決方案的需求以及向雲計算的轉變意味着現在是時候關注三傢俱有兩位數增長機會的 “強烈買入” 軟件股了。</p>
<h2>萬事達卡（MA）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>來源：David Cardinez / Shutterstock.com</p>
<p><strong>萬事達卡</strong>（紐約證券交易所：<strong>MA</strong>）是當前氣候下最佳的軟件股之一，因為它在削減 2024 年預測後從三月的高點回落，儘管最新的財報超過了分析師的預期。</p>
<p>儘管如此，由於萬事達卡的市場地位和擴張，摩根大通分析師黃天信主張購買。黃天信認為，萬事達卡的定價策略和比 <strong>維薩</strong>（紐約證券交易所：<strong>V</strong>）表現更好將有助於其克服短期問題。分析師一致認為，MA 股票預計將上漲 19%。</p>
<p>這種增長的很大一部分要歸功於萬事達卡的持續創新。例如，它最近在 Cyber Secure 中增加了基於人工智能的預測，以識別和防止欺詐。這一發明通過更快速、更準確地應對新風險來保護客户和數字支付生態系統。</p>
<p>萬事達卡還在其系統中增加了創新的人工智能技術，以幫助更輕鬆地發現信用卡欺詐。這項新技術使被盜刷的卡數量翻了一番。</p>
<p>此外，萬事達卡推出了 Start Path 區塊鏈和數字資產計劃，以幫助企業利用區塊鏈解決現實挑戰。</p>
<p>最後，萬事達卡創建了 Multi-Token 網絡，用於安全、可擴展、可編程的數字資產和支付，利用區塊鏈項目來增強其投資組合。代幣化的銀行賬户允許在該網絡中進行房地產和碳信用交易。</p>
<h2>微軟（MSFT）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>來源：VDB Photos / Shutterstock.com</p>
<p>投資者關注 <strong>微軟</strong>（納斯達克證券交易所：<strong>MSFT</strong>）的 Azure 雲計算部門和重大的人工智能技術投資，因為它即將披露最新的業績。在經濟不確定時期，投資者想知道 Azure 的擴張是否會使這些支出值得。本季度，分析師預計每股收益為 2.90 美元。</p>
<p>截至 2024 年 3 月 31 日季度，微軟的每股收益為 2.94 美元，高於分析師的 2.81 美元的預期。銷售額達到 618.6 億美元，超過了 608.6 億美元的預期。收入較去年同期增長了 17%，而微軟 Azure 的銷售額飆升了 31%。微軟 Azure 僅次於 <strong>亞馬遜</strong>（納斯達克證券交易所：<strong>AMZN</strong>）的亞馬遜網絡服務部門。然而，這種差距正在迅速縮小。</p>
<p>此外，微軟斥資 687 億美元收購了暴雪娛樂公司，這一舉措開始見效，因為遊戲收入在 2024 財年第三季度增長了 51%，主要是由於合併。</p>
<p>微軟正在大力投資人工智能和雲計算。因此，由於其努力和與 <strong>OpenAI</strong> 的緊密聯繫，分析師預計 MSFT 將增長 20%。</p>
<h2>英特信（INTU）</h2>
<p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>來源：T. Schneider / Shutterstock.com</p>
<p>在 2024 財年第三季度，<strong>英特信</strong>（納斯達克證券交易所：<strong>INTU</strong>）超過了銷售和每股收益的預期。在這一強勁表現之後，公司提高了財年預期。英特信預計銷售額將增長 13%，在 161.64 億美元至 162 億美元之間。</p>
<p>進一步增強其吸引力，英特信多次改進了其 QuickBooks Online 系統，增加了旨在提高庫存控制和後勤工作效率的工具，以供使用該產品的公司使用。</p>
<p>此外，英特信還專注於移動驅動的分析，並從 <strong>Zendrive</strong> 購買了技術。英特信計劃通過這一收購提高其人工智能能力，特別是在消費者安全和金融服務等領域。</p>
<p>AI 領域的領軍人物 Forrest Norrod 現在也是英特信董事會的一員。這一任命補充了公司改進人工智能能力的重點。</p>
<p>分析師給予英特信 “強烈買入” 的一致評級，平均 12 個月價格目標為 726.16 美元，顯示出相對於當前價格 633.57 美元的 14% 的上漲。對於一家擁有 10 年盈利記錄的公司來説，這個表現不錯。</p>
<p><em>在發佈日期，Faizan Farooque 在本文提及的證券中沒有（直接或間接）持有任何頭寸。本文中表達的觀點屬於作者個人，遵守 InvestorPlace.com 的發佈準則。</em></p>
<p><em>在發佈日期，負責編輯在本文提及的證券中沒有（直接或間接）持有任何頭寸。</em></p>
<p>Faizan Farooque 是 InvestorPlace.com 和許多其他金融網站的撰稿作者。Faizan 在分析股市方面擁有多年經驗，並曾是標普全球市場情報的數據記者。他的熱情是幫助普通投資者就其投資組合做出更明智的決策。</p>
<p>科技</p>
<p>成長股</p>

財捷

<p>2024 年上半年，軟件股票表現出色，技術行業漲幅達 28.2%。預計全球軟件市場將繼續增長，預計 2024 年收入將達到 7041 億美元。企業軟件領先發展，價值 2952 億美元。此外，積極的立法變革，如拜登總統的基礎設施和技術倡議，預計將支持軟件股票的增長。具有兩位數增長機會的三家軟件股票是萬事達卡、微軟和 Intuit</p>

<p>Software stocks are some of the best investment options available for 2024 after a 28.2% gain in the technology sector drove them to excellent returns in the first half of the year. In the first half of 2024 the <strong>Nasdaq Composite Index</strong>, which is mostly weighted with technology and software stocks, rose by 18.6%.</p>
<div class="lb-trans"><p>2024 年，科技板塊漲幅達 28.2%，推動軟件股成為最佳投資選擇之一。在 2024 年上半年，主要以科技和軟件股為主的 <strong>納斯達克綜合指數</strong> 上漲了 18.6%。</p>
</div><p>Over the next decade, the worldwide software market is expected to rise constantly. Software revenues in 2024 should hit $704.1 billion. Enterprise software that helps organizations manage their operations and processes is leading the way making up $295.2 billion of that overall value.</p>
<div class="lb-trans"><p>未來十年，全球軟件市場預計將持續增長。2024 年軟件收入預計將達到 7041 億美元。幫助組織管理運營和流程的企業軟件正在引領潮流，佔據了總價值 2952 億美元。</p>
</div><p>The market is estimated to increase to $898.9 billion by 2029, representing a 5% compound annual growth rate (CAGR). The U.S. is responsible for a large portion of that value, at around $363.4 billion.</p>
<div class="lb-trans"><p>預計到 2029 年，市場規模將增至 8989 億美元，複合年增長率為 5%。美國貢獻了大部分價值，約為 3634 億美元。</p>
</div><p>Positive legislative changes have accelerated cloud migration and software sector expansion, therefore supporting the increase in value for software stocks as well.</p>
<div class="lb-trans"><p>積極的立法變革加速了雲遷移和軟件行業擴張，從而支持軟件股價值的增長。</p>
</div><p>President Biden’s initiatives call for major infrastructure and technology expenditures. Software and technology companies depend on broadband development, which the American Jobs Plan largely targets.</p>
<div class="lb-trans"><p>拜登總統的倡議呼籲進行重大基礎設施和技術支出。軟件和科技公司依賴寬帶發展，而美國就業計劃主要針對這一目標。</p>
</div><p>Should Trump win on Nov. 5, his government will prioritize U.S. software supremacy and innovation. Trump will support deregulation, and software companies would likely benefit from a more business-friendly environment and fewer regulatory expenses.</p>
<div class="lb-trans"><p>如果特朗普在 11 月 5 日獲勝，他的政府將優先考慮美國軟件霸權和創新。特朗普將支持放鬆監管，軟件公司可能會受益於更加友好的商業環境和較少的監管費用。</p>
</div><p>Technology, demand for digital solutions and the shift to cloud computing mean it’s the right time to look at three “strong buy” software stocks with double-digit growth opportunity.</p>
<div class="lb-trans"><p>技術、數字解決方案的需求以及向雲計算的轉變意味着現在是時候關注三傢俱有兩位數增長機會的 “強烈買入” 軟件股了。</p>
</div><h2>Mastercard (MA)</h2>
<div class="lb-trans"><h2>萬事達卡（MA）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: David Cardinez / Shutterstock.com</p>
<div class="lb-trans"><p>來源：David Cardinez / Shutterstock.com</p>
</div><p><strong>Mastercard</strong>(NYSE: <strong>MA</strong>) is one of the best software stocks to buy in the current climate given its retreat from March highs after cutting its forecast for 2024, despite its latest earnings report besting analyst estimates.</p>
<div class="lb-trans"><p><strong>萬事達卡</strong>（紐約證券交易所：<strong>MA</strong>）是當前氣候下最佳的軟件股之一，因為它在削減 2024 年預測後從三月的高點回落，儘管最新的財報超過了分析師的預期。</p>
</div><p>Nevertheless, due to Mastercard’s market position and expansion, J.P. Morgan analyst Tien Tsin Huang advocates buying. Huang thinks Mastercard’s pricing approach and better performance than <strong>Visa</strong>(NYSE:<strong>V</strong>) will help it overcome short-term issues. Analyst consensus echoes much the same sentiment, with MA shares projected to have a 19% upside.</p>
<div class="lb-trans"><p>儘管如此，由於萬事達卡的市場地位和擴張，摩根大通分析師黃天信主張購買。黃天信認為，萬事達卡的定價策略和比 <strong>維薩</strong>（紐約證券交易所：<strong>V</strong>）表現更好將有助於其克服短期問題。分析師一致認為，MA 股票預計將上漲 19%。</p>
</div><p>Much of the upside is thanks to constant innovation from Mastercard. For instance, it recently added artificial intelligence-based prediction to Cyber Secure to identify and prevent fraud. This invention protects customers and the digital payment ecosystem by responding faster and more accurately to new risks.</p>
<div class="lb-trans"><p>這種增長的很大一部分要歸功於萬事達卡的持續創新。例如，它最近在 Cyber Secure 中增加了基於人工智能的預測，以識別和防止欺詐。這一發明通過更快速、更準確地應對新風險來保護客户和數字支付生態系統。</p>
</div><p>Mastercard has also added creative artificial intelligence (AI) technology to its systems to help them find card scams more easily. This new technology doubles the number of cards that are found to have been hacked.</p>
<div class="lb-trans"><p>萬事達卡還在其系統中增加了創新的人工智能技術，以幫助更輕鬆地發現信用卡欺詐。這項新技術使被盜刷的卡數量翻了一番。</p>
</div><p>Additionally, Mastercard developed the Start Path Blockchain and Digital Assets initiative to assist businesses in addressing real-world challenges using blockchain.</p>
<div class="lb-trans"><p>此外，萬事達卡推出了 Start Path 區塊鏈和數字資產計劃，以幫助企業利用區塊鏈解決現實挑戰。</p>
</div><p>Finally, Mastercard created the Multi-Token Network for safe, extensible, programable digital assets and payments, leveraging blockchain projects to enhance its portfolio. Tokenized bank accounts allow real estate and carbon credit transactions in this network.</p>
<div class="lb-trans"><p>最後，萬事達卡創建了 Multi-Token 網絡，用於安全、可擴展、可編程的數字資產和支付，利用區塊鏈項目來增強其投資組合。代幣化的銀行賬户允許在該網絡中進行房地產和碳信用交易。</p>
</div><h2>Microsoft (MSFT)</h2>
<div class="lb-trans"><h2>微軟（MSFT）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: VDB Photos / Shutterstock.com</p>
<div class="lb-trans"><p>來源：VDB Photos / Shutterstock.com</p>
</div><p>Investors are focused on <strong>Microsoft’s</strong>(NASDAQ: <strong>MSFT</strong>) Azure cloud computing division and significant AI technology investments as it gets set to disclose its newest results. In a period of economic uncertainty, investors want to know whether Azure’s expansion will make these expenditures worthwhile. This quarter, analysts projected $2.90 earnings per share (EPS).</p>
<div class="lb-trans"><p>投資者關注 <strong>微軟</strong>（納斯達克證券交易所：<strong>MSFT</strong>）的 Azure 雲計算部門和重大的人工智能技術投資，因為它即將披露最新的業績。在經濟不確定時期，投資者想知道 Azure 的擴張是否會使這些支出值得。本季度，分析師預計每股收益為 2.90 美元。</p>
</div><p>For the March 31, 2024 quarter, Microsoft’s EPS of $2.94 was above analysts’ estimates of $2.81. Above a projection of $60.86 billion, sales came in at $61.86 billion. Revenue increased 17% from the year before, while sales of Microsoft Azure soared by 31%. Microsoft Azure is second only to <strong>Amazon’s</strong>(NASDAQ:<strong>AMZN</strong>) Amazon Web Services branch. However, this disparity is quickly narrowing.</p>
<div class="lb-trans"><p>截至 2024 年 3 月 31 日季度，微軟的每股收益為 2.94 美元，高於分析師的 2.81 美元的預期。銷售額達到 618.6 億美元，超過了 608.6 億美元的預期。收入較去年同期增長了 17%，而微軟 Azure 的銷售額飆升了 31%。微軟 Azure 僅次於 <strong>亞馬遜</strong>（納斯達克證券交易所：<strong>AMZN</strong>）的亞馬遜網絡服務部門。然而，這種差距正在迅速縮小。</p>
</div><p>Additionally, Microsoft’s $68.7 billion acquisition of Activision Blizzard is starting to pay off as gaming income jumped 51% in the third quarter of fiscal year 2024, mostly due to the merger.</p>
<div class="lb-trans"><p>此外，微軟斥資 687 億美元收購了暴雪娛樂公司，這一舉措開始見效，因為遊戲收入在 2024 財年第三季度增長了 51%，主要是由於合併。</p>
</div><p>Microsoft is significantly investing in AI and cloud computing. Hence, MSFT is up 13% this year. Plus, given its efforts and close ties with <strong>OpenAI</strong>, analysts project a 20% increase.</p>
<div class="lb-trans"><p>微軟正在大力投資人工智能和雲計算。因此，由於其努力和與 <strong>OpenAI</strong> 的緊密聯繫，分析師預計 MSFT 將增長 20%。</p>
</div><h2>Intuit (INTU)</h2>
<div class="lb-trans"><h2>英特信（INTU）</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif" alt="" original-src="https://investorplace.com/wp-content/plugins/lazy-load/images/1x1.trans.gif"/></p>
<p>Source: T. Schneider / Shutterstock.com</p>
<div class="lb-trans"><p>來源：T. Schneider / Shutterstock.com</p>
</div><p>In the third quarter of fiscal year 2024, <strong>Intuit</strong>(NASDAQ: <strong>INTU</strong>) surpassed sales and EPS projections. After this strong outcome, the corporation upped its fiscal year estimate. Sales are expected to rise 13% to between $16.164 billion and $16.2 billion, according to Intuit. An earnings beat for the fourth quarter in a row and an upped forecast mean INTU is worth considering among software stocks.</p>
<div class="lb-trans"><p>在 2024 財年第三季度，<strong>英特信</strong>（納斯達克證券交易所：<strong>INTU</strong>）超過了銷售和每股收益的預期。在這一強勁表現之後，公司提高了財年預期。英特信預計銷售額將增長 13%，在 161.64 億美元至 162 億美元之間。</p>
</div><p>Further boosting its appeal, Intuit has enhanced its QuickBooks Online system multiple times, adding tools meant to increase inventory control and back-office work efficiency for companies that use the product.</p>
<div class="lb-trans"><p>進一步增強其吸引力，英特信多次改進了其 QuickBooks Online 系統，增加了旨在提高庫存控制和後勤工作效率的工具，以供使用該產品的公司使用。</p>
</div><p>Plus, Intuit is also focusing on mobile-driving analytics and has bought technologies from <strong>Zendrive</strong>. Intuit plans for this purchase to improve its AI capacity, especially in sectors such as consumer safety and financial services.</p>
<div class="lb-trans"><p>此外，英特信還專注於移動驅動的分析，並從 <strong>Zendrive</strong> 購買了技術。英特信計劃通過這一收購提高其人工智能能力，特別是在消費者安全和金融服務等領域。</p>
</div><p>Forrest Norrod, a leader in the AI space, is also now a part of Intuit’s board. This appointment complements the company’s focus on improving its AI capacity.</p>
<div class="lb-trans"><p>AI 領域的領軍人物 Forrest Norrod 現在也是英特信董事會的一員。這一任命補充了公司改進人工智能能力的重點。</p>
</div><p>Analysts have given Intuit a consensus rating of “strong buy,” with an average 12-month price target of $726.16, indicating a 14% upside from the current price of $633.57. Not bad for a company with a 10-year profitability record.</p>
<div class="lb-trans"><p>分析師給予英特信 “強烈買入” 的一致評級，平均 12 個月價格目標為 726.16 美元，顯示出相對於當前價格 633.57 美元的 14% 的上漲。對於一家擁有 10 年盈利記錄的公司來説，這個表現不錯。</p>
</div><p><em>On the date of publication, Faizan Farooque did not have (either directly or indirectly) any positions in the securities mentioned in this article. The opinions expressed in this article are those of the writer, subject to the InvestorPlace.com</em> <em>Publishing Guidelines</em> <em>.</em></p>
<div class="lb-trans"><p><em>在發佈日期，Faizan Farooque 在本文提及的證券中沒有（直接或間接）持有任何頭寸。本文中表達的觀點屬於作者個人，遵守 InvestorPlace.com 的發佈準則。</em></p>
</div><p><em>On the date of publication, the responsible editor did not hold (either directly or indirectly) any positions in the securities mentioned in this article.</em></p>
<div class="lb-trans"><p><em>在發佈日期，負責編輯在本文提及的證券中沒有（直接或間接）持有任何頭寸。</em></p>
</div><p>Faizan Farooque is a contributing author for InvestorPlace.com and numerous other financial sites. Faizan has several years of experience in analyzing the stock market and was a former data journalist at S&amp;P Global Market Intelligence. His passion is to help the average investor make more informed decisions regarding their portfolio.</p>
<div class="lb-trans"><p>Faizan Farooque 是 InvestorPlace.com 和許多其他金融網站的撰稿作者。Faizan 在分析股市方面擁有多年經驗，並曾是標普全球市場情報的數據記者。他的熱情是幫助普通投資者就其投資組合做出更明智的決策。</p>
</div><p>Technology</p>
<div class="lb-trans"><p>科技</p>
</div><p>Growth Stocks</p>
<div class="lb-trans"><p>成長股</p>
</div>

2024 年夏季值得購買的前三大軟件股票