<p>週三股市表現強勁，<strong>標準普爾 500 指數</strong>(^GSPC 1.92%) 在東部時間下午 3:30 上漲約 2%。然而，金融板塊表現尤為突出，<strong>美國運通</strong>(AXP 4.12%) 一度上漲了 5%。</p>
<p>這一走勢主要有兩個原因：銀行盈利和通脹數據。那麼，我們逐一來看。</p>
<h2>銀行盈利表現強勁</h2>
<p>首先，幾家大型銀行以良好的業績拉開了財報季的序幕。<strong>富國銀行</strong>(WFC 6.88%)、<strong>高盛</strong>(GS 5.87%)、<strong>花旗集團</strong>(C 7.05%) 和 <strong>摩根大通</strong>(JPM 2.25%) 均報告了超出預期的第四季度業績。有些甚至以樂觀的前景給市場帶來了驚喜。例如，富國銀行表示預計到 2025 年淨利息收入將會上升。</p>
<h2>通脹數據令人愉快的驚喜</h2>
<p>其次，整個市場上漲的原因是通脹，或者更具體地説，是通脹增速低於許多人的預期。</p>
<p>週二，最新的生產者物價指數 (PPI) 數據顯著低於預期，隨後在週三發佈的核心消費者物價指數 (CPI) 讀數確認了 12 月份的通脹低於預期。</p>
<p>温和的通脹增加了美聯儲在 2025 年繼續降息的可能性。由於近年來利率上升，銀行的利息利潤受到壓力，進一步降息可能成為銀行利潤增長的催化劑。這意味着金融板塊是投資者需要關注的領域。</p>

美國運通

<p>美國運通的股價在強勁的股市中上漲了 5%，標準普爾 500 指數上漲了 2%。這一上漲歸因於主要機構如富國銀行和高盛的強勁銀行業績，二者均報告了超出預期的結果。此外，低於預期的通脹數據，包括有利的生產者物價指數和消費者物價指數，暗示美聯儲可能會降息，從而增強了投資者對金融行業的信心</p>

<p>The stock market was having a strong day on Wednesday, with the <strong>S&amp;P 500</strong>(^GSPC 1.92%) up by about 2% at 3:30 p.m. ET. However, the financial sector was one of the better performers, and <strong>American Express</strong>(AXP 4.12%) was up by as much as 5%.</p>
<div class="lb-trans"><p>週三股市表現強勁，<strong>標準普爾 500 指數</strong>(^GSPC 1.92%) 在東部時間下午 3:30 上漲約 2%。然而，金融板塊表現尤為突出，<strong>美國運通</strong>(AXP 4.12%) 一度上漲了 5%。</p>
</div><p>There are two main reasons for this move: bank earnings and inflation data. So, let's take these one at a time.</p>
<div class="lb-trans"><p>這一走勢主要有兩個原因：銀行盈利和通脹數據。那麼，我們逐一來看。</p>
</div><h2>Bank earnings have been strong</h2>
<div class="lb-trans"><h2>銀行盈利表現強勁</h2>
</div><p>First, several big banks kicked off earnings season on a high note. <strong>Wells Fargo</strong>(WFC 6.88%), <strong>Goldman Sachs</strong>(GS 5.87%), <strong>Citigroup</strong>(C 7.05%), and <strong>JPMorgan Chase</strong>(JPM 2.25%) all reported better-than-expected results for the fourth quarter. Some even surprised the market with an optimistic outlook. For example, Wells Fargo said that it expects net interest income to rise in 2025.</p>
<div class="lb-trans"><p>首先，幾家大型銀行以良好的業績拉開了財報季的序幕。<strong>富國銀行</strong>(WFC 6.88%)、<strong>高盛</strong>(GS 5.87%)、<strong>花旗集團</strong>(C 7.05%) 和 <strong>摩根大通</strong>(JPM 2.25%) 均報告了超出預期的第四季度業績。有些甚至以樂觀的前景給市場帶來了驚喜。例如，富國銀行表示預計到 2025 年淨利息收入將會上升。</p>
</div><h2>Inflation data is a pleasant surprise</h2>
<div class="lb-trans"><h2>通脹數據令人愉快的驚喜</h2>
</div><p>Second, the reason the entire market is rallying higher is inflation, or more specifically, slower inflation than many had expected.</p>
<div class="lb-trans"><p>其次，整個市場上漲的原因是通脹，或者更具體地説，是通脹增速低於許多人的預期。</p>
</div><p>On Tuesday, the latest Producer Price Index (PPI) data came in significantly lower than expected, followed by a core Consumer Price Index (CPI) reading on Wednesday that confirmed that inflation was lighter than expected in December.</p>
<div class="lb-trans"><p>週二，最新的生產者物價指數 (PPI) 數據顯著低於預期，隨後在週三發佈的核心消費者物價指數 (CPI) 讀數確認了 12 月份的通脹低於預期。</p>
</div><p>Tame inflation increases the likelihood that the Federal Reserve will continue to cut interest rates in 2025. With banks' interest margins under pressure in recent years due to rising rates, further rate cuts could be a catalyst for higher bank profits. This means the financial sector is one for investors to watch.</p>
<div class="lb-trans"><p>温和的通脹增加了美聯儲在 2025 年繼續降息的可能性。由於近年來利率上升，銀行的利息利潤受到壓力，進一步降息可能成為銀行利潤增長的催化劑。這意味着金融板塊是投資者需要關注的領域。</p>
</div>

American Express Is Spiking Higher -- Here's Why

- 股市在週三表現強勁，標準普爾 500 指數上漲約 2%。  
- 銀行業績強勁，主要銀行如富國銀行和高盛均超預期。  
- 通脹數據低於預期，可能促使美聯儲繼續降息，利好金融板塊。  

美國運通股價飆升的原因