<div id="readability-page-1"><div id="parent_top_div">Union Finance Minister Nirmala Sitharaman on Saturday announced that, to help micro, small, and medium enterprises (MSMEs) achieve higher efficiencies of scale, technological upgradation, and better access to capital, the investment and turnover limits for classification have been increased to 2.5 and 2 times, respectively. <div> “Currently, over 1 crore registered MSMEs, employing 7.5 crore people and generating 36 per cent of our manufacturing, have come together to position India as a global manufacturing hub. With their quality products, these MSMEs contribute to 45 per cent of our exports,” said the Union Finance Minister. ALSO READ: Inclusive Budget to create jobs, boost agriculture and MSME growth</div> With this, the investment limit for micro enterprises will be increased from the current Rs 1 crore to Rs 2.5 crore, while turnover will be increased from Rs 5 crore to Rs 10 crore. Similarly, for small enterprises, the investment limit will be raised from Rs 10 crore to Rs 25 crore, and turnover from Rs 50 crore to Rs 100 crore. For medium enterprises, investment has been increased from Rs 50 crore to Rs 125 crore, and turnover from Rs 250 crore to Rs 500 crore. “This will give them the confidence to grow and generate employment for our youth,” Sitharaman added. The industry believes that this move will help improve the recovery of dues from defaulting buyers. “This new change will impact more than 2 crore SMEs. The MSME Act 2006 entitles micro and small industries to recover money within 45 days, failing which the buyer must pay three times the bank interest for the defaulted period. Increasing the limit will bring more industries under the present scheme, improving the financial health of micro and small industries,” said D P Goel, co-chair, MSME Committee, PHD Chamber of Commerce and Industry. Sitharaman further noted that to improve access to credit, the credit guarantee cover will be enhanced. For micro and small enterprises, the credit guarantee cover will be raised from Rs 5 crore to Rs 10 crore, leading to additional credit of Rs 1.5 lakh crore over the next five years. For startups, the limit will be increased from Rs 10 crore to Rs 20 crore, with the guarantee fee moderated to 1 per cent for loans in 27 focus sectors important for Atmanirbhar Bharat. Additionally, well-run exporter MSMEs will now be eligible for term loans up to Rs 20 crore. “We will set up an Export Promotion Mission, with sectoral and ministerial targets, driven jointly by the Ministries of Commerce, MSME, and Finance. It will facilitate easy access to export credit, cross-border factoring support, and assistance to MSMEs in tackling non-tariff measures in overseas markets,” Sitharaman said. “The Export Mission (allocation of Rs 2,250 crore) could not have come at a better time, especially when there is huge potential for Indian B2B and e-commerce exports worldwide. However, not extending both the interest equalisation scheme and market access initiative scheme could be a concern for exporter MSMEs,” said Vinod Kumar, president, India SME Forum. The Finance Minister also announced the introduction of customised credit cards for micro enterprises registered on the Udyam Portal. &#34;We will introduce customised credit cards with a Rs 5 lakh limit for micro enterprises registered on the Udyam Portal. In the first year, 10 lakh such cards will be issued,&#34; Sitharaman said in her Budget speech for FY25-26. For FY26, the MSME ministry has been allocated Rs 23,168 crore, up from Rs 17,306 crore in the revised estimates for FY25.</div></div>

泰慕士

印度財政部長尼爾馬拉·西塔拉曼在 2025 年預算中宣佈提高微型、小型和中型企業（MSME）的投資和營業額限額。微型企業的投資限額從 1 億盧比提高至 2.5 億盧比，營業額從 5 億盧比提高至 10 億盧比。小型企業的限額將從 10 億盧比提高至 25 億盧比，營業額從 50 億盧比提高至 100 億盧比。中型企業的投資限額將從 50 億盧比提高至 125 億盧比，營業額從 250 億盧比提高至 500 億盧比。微型和小型企業的信用擔保覆蓋範圍也將得到增強，旨在改善資本獲取並支持 MSME 的增長

2025 年預算：中小微企業的投資和營業額上限分別提高至 2.5 倍和 2 倍