<p>不可否認的是：<strong>亞馬遜</strong>（AMZN -0.72%）自 1997 年首次公開募股以來，已經成為現代市場上最具回報的股票之一，漲幅超過 270,000%。</p>
<p>它仍然表現強勁，不僅利用了不斷增長的電子商務市場的主導地位，還在蓬勃發展的雲計算行業中佔據領先地位。預計今年和明年的收入都將增長約 10%，而盈利預計將更快改善。</p>
<p>然而，正如資深投資者所證實的，任何事物都不會永恆。昨日的寵兒可能會變成明日的失望，往往是由於多年來不受限制的增長所帶來的龐大規模所拖累。在亞馬遜的案例中，這似乎確實是一個可能性。</p>
<p>為此，尋找所謂 “下一個大事件” 的投資者可能想考慮進入另外兩隻不可阻擋的成長股，而不是亞馬遜。</p>
<p>以下是對每隻股票的更詳細分析。</p>
<h2>1. 優步科技</h2>
<p>任何關注 <strong>優步科技</strong>（UBER 1.75%）的人都知道，這家打車巨頭的第四季度業績令人失望。儘管收入超出預期，但運營收入卻未能達到預期。</p>
<p>當前季度的指導意見也不盡如人意，此時投資者對機器人出租車可能對其業務產生的影響越來越擔憂。總的來説，優步的股票在 2 月初發布這些數據後大幅下跌。</p>
<p>但有一個原因使得股價迅速反彈，重新回到報告前的高點。這家公司正參與一個遠比單一季度更大的運動。</p>
<p>簡而言之，汽車擁有權（甚至獲得駕駛執照）正在失寵。儘管生活在優步業務範圍內的大量人羣仍然希望擁有自己的車輛並需要駕駛執照，但這兩個數字正在縮小——並且可能會繼續下降。</p>
<p>汽車共享公司 Zipcar 表示，目前生活在美國的約三分之一的汽車擁有成年人可能在 2030 年前不再擁有汽車。主要是因為成本和不便。現在，支付打車費用往往更便宜、更方便。</p>
<p>而且，聯邦公路管理局報告稱，現在美國不到 40% 的青少年擁有駕駛執照，而 30 年前這一比例為三分之二。原因也是一樣：現在外包出行更便宜、更方便。</p>
<p>隨着這一人羣的年齡增長並擁有自己的孩子，他們可能會傳承並鼓勵無車生活的持續增長以及對打車服務的持續需求。</p>
<p>這正是 Straits Research 在其行業展望中所暗示的。它預測打車市場將在 2032 年前以超過 11% 的年化速度增長。分析師預計優步科技的銷售增長至少在 2027 年前將超過這一數字，突顯其在全球打車業務中佔據的美國市場的主導地位。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA"/></p>
<p>數據來源：StockAnalysis.com。圖表由作者提供。</p>
<p>但機器人出租車的崛起呢？這確實是一個值得關注的事情。</p>
<p>然而，自動駕駛技術仍處於起步階段。可能需要數年時間才能對優步的業務構成威脅，而這還假設公司本身不會接受這一理念——而它似乎正在這樣做。就在本週，它宣佈在德克薩斯州奧斯汀地區叫車時，可能會提供使用 <strong>Alphabet</strong> 的 Waymo 自動駕駛技術的車輛。</p>
<p>如果自動駕駛是未來，優步科技似乎正在為此做好準備。</p>
<h2>2. SoFi 科技</h2>
<p>另一隻可以替代亞馬遜的不可阻擋的股票是另一家面向消費者的公司，其技術使生活更輕鬆。這就是 <strong>SoFi 科技</strong>（SOFI 1.12%）。它是一家在線銀行，儘管這個描述並不能完全體現其價值；大多數主要銀行現在都提供至少某種程度的在線服務。</p>
<p>SoFi 的不同之處在於，它從一開始就建立為一家純在線銀行，但仍然提供您期望從傳統實體銀行獲得的所有服務，包括支票賬户、投資服務、貸款、保險和信用卡。</p>
<p>對於一家幾個世紀以來一直以面對面方式運營的企業來説，這似乎是一個巨大的飛躍。然而，這並不像您想象的那麼大。</p>
<p>美國銀行家協會去年進行的一項調查顯示，55% 的全國銀行客户將移動應用程序視為處理銀行業務的首選選項。其次是在線界面（使用傳統計算機的網絡瀏覽器），22% 的受訪者表示這是他們的首選。相比之下，面對面訪問和電話僅分別被 8% 和 4% 的受訪者所偏好。</p>
<p>SoFi 科技正在人們越來越多地前往的地方開展業務。它的客户人數增長也證明了這一點。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA"/></p>
<p>數據來源：SoFi 科技 2024 年第四季度財報電話會議材料。</p>
<p>如果調查受訪者的年齡分佈可以作為任何指示，行業幾乎肯定會繼續朝這個方向發展。數字原生的 Z 世代和千禧一代比平均水平更有可能使用移動銀行應用，其中 64% 和 68%（分別）的人將其視為銀行的首選。</p>
<p>與汽車擁有權和駕駛執照一樣，這些人羣不僅可能將這些新的銀行規範傳遞給年輕一代，還可能加速從實體銀行向數字銀行的轉變。</p>
<p>然而，這裏看漲論點的關鍵在於 SoFi 科技與手中增長機會的規模相比是多麼小。</p>
<p>截至目前，大約有 1010 萬客户使用了 SoFi 的不到 1480 萬種產品或服務，這家在線銀行僅僅觸及了其潛力的表面。為了提供一個參考，美國有 3.4 億人口，居住在超過 1.27 億個家庭中。然而，即便如此，SoFi 仍然可以通過向現有會員銷售更多他們目前未使用的產品和服務來繼續增長。</p>
<p>而 Straits Research 預計，全球在線銀行業務將在 2030 年前以近 14% 的平均速度增長。SoFi 運營的北美市場在這一時間段內仍將是其最大的區域。</p>

優步

亞馬遜

<p>亞馬遜一直是表現優異的股票，但投資者可能想考慮像優步科技和 SoFi 科技這樣的替代選擇。儘管近期盈利存在擔憂，優步在不斷增長的打車市場中處於良好位置，並正在適應來自機器人出租車的潛在競爭。SoFi 作為一家在線銀行，隨着越來越多的客户傾向於數字銀行解決方案而蓬勃發展。與亞馬遜相比，這兩家公司被視為更好的投資選擇，因為亞馬遜可能面臨由於其規模和市場飽和而帶來的挑戰</p>

<p>There's no denying it: <strong>Amazon</strong>(AMZN -0.72%) has been one of the market's most rewarding stocks of the modern era, gaining more than 270,000% since its initial public offering in 1997.</p>
<div class="lb-trans"><p>不可否認的是：<strong>亞馬遜</strong>（AMZN -0.72%）自 1997 年首次公開募股以來，已經成為現代市場上最具回報的股票之一，漲幅超過 270,000%。</p>
</div><p>It's still going pretty strong, too, leveraging not just its dominance of an ever-growing e-commerce market but also its lead in a burgeoning cloud computing industry. This year's and next year's top lines are both expected to grow by about 10%, with earnings predicted to improve even faster.</p>
<div class="lb-trans"><p>它仍然表現強勁，不僅利用了不斷增長的電子商務市場的主導地位，還在蓬勃發展的雲計算行業中佔據領先地位。預計今年和明年的收入都將增長約 10%，而盈利預計將更快改善。</p>
</div><p>As veteran investors can attest, however, nothing lasts forever. Yesterday's darlings can turn into tomorrow's disappointments, often weighed down by their sheer size resulting from years of unfettered growth. That certainly seems like a possibility in Amazon's case.</p>
<div class="lb-trans"><p>然而，正如資深投資者所證實的，任何事物都不會永恆。昨日的寵兒可能會變成明日的失望，往往是由於多年來不受限制的增長所帶來的龐大規模所拖累。在亞馬遜的案例中，這似乎確實是一個可能性。</p>
</div><p>To this end, investors on the hunt for the proverbial &#34;next big thing&#34; may want to consider stepping into two other unstoppable growth stocks rather than Amazon.</p>
<div class="lb-trans"><p>為此，尋找所謂 “下一個大事件” 的投資者可能想考慮進入另外兩隻不可阻擋的成長股，而不是亞馬遜。</p>
</div><p>Here's a closer look at each one.</p>
<div class="lb-trans"><p>以下是對每隻股票的更詳細分析。</p>
</div><h2>1. Uber Technologies</h2>
<div class="lb-trans"><h2>1. 優步科技</h2>
</div><p>Anyone keeping tabs on <strong>Uber Technologies</strong>(UBER 1.75%) likely knows the ride-hailing giant's fourth-quarter numbers were a disappointment. Despite topping revenue estimates, operating income fell short of expectations.</p>
<div class="lb-trans"><p>任何關注 <strong>優步科技</strong>（UBER 1.75%）的人都知道，這家打車巨頭的第四季度業績令人失望。儘管收入超出預期，但運營收入卻未能達到預期。</p>
</div><p>Guidance for the quarter now underway was also lackluster at a time when investors are increasingly concerned about the impact that robotaxis could soon have on its business. All told, Uber stock tumbled following the early February release of those numbers.</p>
<div class="lb-trans"><p>當前季度的指導意見也不盡如人意，此時投資者對機器人出租車可能對其業務產生的影響越來越擔憂。總的來説，優步的股票在 2 月初發布這些數據後大幅下跌。</p>
</div><p>But there's a reason that the pullback quickly turned around to carry shares to highs above its pre-report price. This company is plugged into a movement that's much bigger than just one single quarter.</p>
<div class="lb-trans"><p>但有一個原因使得股價迅速反彈，重新回到報告前的高點。這家公司正參與一個遠比單一季度更大的運動。</p>
</div><p>In short, automobile ownership (and even attaining a driver's license) is falling out of favor. Although a large number of people living where Uber does business will always want their own vehicle and need a driver's license to use it, both numbers are shrinking -- and are likely to continue declining.</p>
<div class="lb-trans"><p>簡而言之，汽車擁有權（甚至獲得駕駛執照）正在失寵。儘管生活在優步業務範圍內的大量人羣仍然希望擁有自己的車輛並需要駕駛執照，但這兩個數字正在縮小——並且可能會繼續下降。</p>
</div><p>Car-sharing company Zipcar says roughly one-third of car-owning adults currently living in the United States are likely to no longer own one by 2030. Blame cost and inconvenience, mostly. It's now often cheaper and easier to just pay for a ride.</p>
<div class="lb-trans"><p>汽車共享公司 Zipcar 表示，目前生活在美國的約三分之一的汽車擁有成年人可能在 2030 年前不再擁有汽車。主要是因為成本和不便。現在，支付打車費用往往更便宜、更方便。</p>
</div><p>And the Federal Highway Administration reports that less than 40% of U.S. teenagers now have a license, versus two-thirds of teens 30 years ago. For the same reason, too: It's now cheaper and easier to outsource mobility.</p>
<div class="lb-trans"><p>而且，聯邦公路管理局報告稱，現在美國不到 40% 的青少年擁有駕駛執照，而 30 年前這一比例為三分之二。原因也是一樣：現在外包出行更便宜、更方便。</p>
</div><p>As this cohort of the population ages and has their own children, they're likely to pass along and even encourage continued growth of car-lessness and the continued demand for ride-hailing.</p>
<div class="lb-trans"><p>隨着這一人羣的年齡增長並擁有自己的孩子，他們可能會傳承並鼓勵無車生活的持續增長以及對打車服務的持續需求。</p>
</div><p>That's what Straits Research suggests with its industry outlook. It's predicting the ride-hailing market is set to grow at an annualized pace of more than 11% through 2032. Analysts expect Uber Technologies sales growth to outpace this number at least through 2027, underscoring its dominance of the U.S. sliver of the global ride-hailing business.</p>
<div class="lb-trans"><p>這正是 Straits Research 在其行業展望中所暗示的。它預測打車市場將在 2032 年前以超過 11% 的年化速度增長。分析師預計優步科技的銷售增長至少在 2027 年前將超過這一數字，突顯其在全球打車業務中佔據的美國市場的主導地位。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXViZXItcmVzdWx0cy5wbmcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F810127%2F030525-uber-results.png&amp;op=resize&amp;w=700"/></p>
<p>Data source: StockAnalysis.com. Chart by author.</p>
<div class="lb-trans"><p>數據來源：StockAnalysis.com。圖表由作者提供。</p>
</div><p>But what about the rise of robotaxis? It's something to watch to be sure.</p>
<div class="lb-trans"><p>但機器人出租車的崛起呢？這確實是一個值得關注的事情。</p>
</div><p>However, the technology for autonomous vehicles is still in its infancy. It could be years before it's a threat to Uber's business, and that assumes the company itself won't embrace the idea -- which it appears to be doing. Just this week, it announced that anyone hailing a ride in the Austin, Texas, area might be offered one using <strong>Alphabet</strong>'s Waymo self-driving tech.</p>
<div class="lb-trans"><p>然而，自動駕駛技術仍處於起步階段。可能需要數年時間才能對優步的業務構成威脅，而這還假設公司本身不會接受這一理念——而它似乎正在這樣做。就在本週，它宣佈在德克薩斯州奧斯汀地區叫車時，可能會提供使用 <strong>Alphabet</strong> 的 Waymo 自動駕駛技術的車輛。</p>
</div><p>If autonomous driving is the future, Uber Technologies seems to be getting ready for it.</p>
<div class="lb-trans"><p>如果自動駕駛是未來，優步科技似乎正在為此做好準備。</p>
</div><h2>2. SoFi Technologies</h2>
<div class="lb-trans"><h2>2. SoFi 科技</h2>
</div><p>The other unstoppable stock to buy instead of Amazon is another consumer-facing name whose technology makes life easier. That's <strong>SoFi Technologies</strong>(SOFI 1.12%). It's an online bank, although that description doesn't do it justice; most major banks now offer at least some degree of online service.</p>
<div class="lb-trans"><p>另一隻可以替代亞馬遜的不可阻擋的股票是另一家面向消費者的公司，其技術使生活更輕鬆。這就是 <strong>SoFi 科技</strong>（SOFI 1.12%）。它是一家在線銀行，儘管這個描述並不能完全體現其價值；大多數主要銀行現在都提供至少某種程度的在線服務。</p>
</div><p>SoFi is different in that it was built from the ground up to be nothing but an online bank, yet it still offers all the services you would expect from a conventional brick-and-mortar bank, including checking accounts, investing services, loans, insurance, and credit cards.</p>
<div class="lb-trans"><p>SoFi 的不同之處在於，它從一開始就建立為一家純在線銀行，但仍然提供您期望從傳統實體銀行獲得的所有服務，包括支票賬户、投資服務、貸款、保險和信用卡。</p>
</div><p>It seems like a big leap for a business that for centuries has operated on an in-person basis. It's not quite as much of a leap as you might imagine, though.</p>
<div class="lb-trans"><p>對於一家幾個世紀以來一直以面對面方式運營的企業來説，這似乎是一個巨大的飛躍。然而，這並不像您想象的那麼大。</p>
</div><p>A survey performed last year by the American Bankers Association indicates that 55% of the nation's bank customers cited a mobile app as their first option for handling banking business. The next-nearest choice was an online interface (using a conventional computer's web browser), with 22% of respondents saying that was their go-to choice. In-branch visits and telephone calls, conversely, were preferred by only 8% and 4%, respectively, in the survey.</p>
<div class="lb-trans"><p>美國銀行家協會去年進行的一項調查顯示，55% 的全國銀行客户將移動應用程序視為處理銀行業務的首選選項。其次是在線界面（使用傳統計算機的網絡瀏覽器），22% 的受訪者表示這是他們的首選。相比之下，面對面訪問和電話僅分別被 8% 和 4% 的受訪者所偏好。</p>
</div><p>SoFi Technologies is simply doing business where people are increasingly going. And it has the growth in customer head count to prove it.</p>
<div class="lb-trans"><p>SoFi 科技正在人們越來越多地前往的地方開展業務。它的客户人數增長也證明了這一點。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTAxMjcvMDMwNTI1LXNvZmktcmVzdWx0cy5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F810127%2F030525-sofi-results.jpg&amp;op=resize&amp;w=700"/></p>
<p>Data source: SoFi Technologies Q4-2024 earnings call deck.</p>
<div class="lb-trans"><p>數據來源：SoFi 科技 2024 年第四季度財報電話會議材料。</p>
</div><p>The industry is almost certainly going to continue moving in this direction, if the age breakdown of the survey's respondents is any indication. Digitally native Gen Zers and millennials are more likely than average to use a mobile banking app, with 64% and 68% (respectively) of these two groups naming it as their first choice for banking.</p>
<div class="lb-trans"><p>如果調查受訪者的年齡分佈可以作為任何指示，行業幾乎肯定會繼續朝這個方向發展。數字原生的 Z 世代和千禧一代比平均水平更有可能使用移動銀行應用，其中 64% 和 68%（分別）的人將其視為銀行的首選。</p>
</div><p>As with car ownership and drivers' licenses, too, these cohorts are not only likely to pass along these new banking norms to younger generations, but also accelerate the shift away from brick-and-mortar banking.</p>
<div class="lb-trans"><p>與汽車擁有權和駕駛執照一樣，這些人羣不僅可能將這些新的銀行規範傳遞給年輕一代，還可能加速從實體銀行向數字銀行的轉變。</p>
</div><p>Perhaps the crux of the bullish argument here, however, is just how small SoFi Technologies is compared to the growth opportunity at hand.</p>
<div class="lb-trans"><p>然而，這裏看漲論點的關鍵在於 SoFi 科技與手中增長機會的規模相比是多麼小。</p>
</div><p>With just about 10.1 million customers using a little less than 14.8 million of SoFi's products or services in total, the online bank has only scratched the surface of what it could become. For perspective, the United States is home to 340 million people, living in more than 127 million households. Even then, however, SoFi could continue to grow simply by selling its existing members more products and services than they currently use.</p>
<div class="lb-trans"><p>截至目前，大約有 1010 萬客户使用了 SoFi 的不到 1480 萬種產品或服務，這家在線銀行僅僅觸及了其潛力的表面。為了提供一個參考，美國有 3.4 億人口，居住在超過 1.27 億個家庭中。然而，即便如此，SoFi 仍然可以通過向現有會員銷售更多他們目前未使用的產品和服務來繼續增長。</p>
</div><p>And Straits Research expects the global online banking business to grow at an average pace of nearly 14% through 2030. The North American market where SoFi operates should remain its biggest region for this time frame.</p>
<div class="lb-trans"><p>而 Straits Research 預計，全球在線銀行業務將在 2030 年前以近 14% 的平均速度增長。SoFi 運營的北美市場在這一時間段內仍將是其最大的區域。</p>
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Should You Forget Amazon? Why These Unstoppable Stocks Are Better Buys.

- 亞馬遜自 1997 年上市以來增長超過 270,000%。
- 投資者可能考慮 Uber 和 SoFi 作為替代選擇。
- Uber 和 SoFi 都在快速增長的市場中佔據重要地位。

你應該忘記亞馬遜嗎？為什麼這些勢不可擋的股票是更好的買入選擇