<table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg"/></td>
</tr>
<tr>
<td>第四區域在貿易中發揮着重要作用，連接北部山區與全國其他省份，同時通過與中國的邊境口岸為國際貿易搭建橋樑。 — 圖片來源 cafef.vn</td>
</tr>
</tbody>
</table>
<p>河內 — 根據越南國家銀行（SBV）副行長Đào Minh Tú的説法，今年將向北部六個省份（包括 Phú Thọ、Vĩnh Phúc、Hà Giang、Tuyên Quang、Lào Cai 和 Yên Bái，統稱第四區域）注入近 71 萬億越南盾（約合 278 萬美元）的資金。</p>
<p>在 3 月 11 日於 Phú Thọ省舉行的促進第四區域信貸的會議上，Tú表示，當地的信貸增長將有助於整個銀行業實現 16% 的信貸增長目標，相當於 2.5 千萬億越南盾。</p>
<p>“這是一個挑戰，需要整個銀行業的努力、客户和企業的合作以及各省政府的支持，” Tú説。</p>
<p>第四區域的各省地理位置重要，Lào Cai 和 Hà Giang 與中國北部接壤，Vĩnh Phúc 和 Phú Thọ則與河內南部接壤。該區域在貿易中發揮着重要作用，連接北部山區與全國其他省份，同時通過與中國的邊境口岸為國際貿易搭建橋樑。</p>
<p>根據 SBV 第四區域分行負責人 Trương Thu Hòa 的説法，銀行部門最近實施了許多解決方案，以促進信貸增長，以滿足人民和企業的生產和經營資金需求，併為該區域的社會經濟發展建設基礎設施。</p>
<p>目前，該區域內有超過 30 家信貸機構和 98 個人民信貸基金，擁有超過 450 個交易辦公室在運營。</p>
<p>Hòa 報告稱，截至 2025 年 1 月 31 日，該區域的未償貸款達到近 442.52 萬億越南盾，比 2024 年 12 月 31 日增長了 0.28%。該數值佔北部中部和山區總未償貸款的 40.75%。</p>
<p>去年，該區域內舉行了 52 次銀行與企業之間的會議和對話，幫助信貸機構向 2708 家企業和 526 個商業家庭提供了約 89 萬億越南盾的貸款。</p>
<p>為了促進該區域的信貸，區域內公司的代表建議 SBV 及其他商業銀行降低貸款利率，簡化行政程序，以便企業更容易獲得資金，並研究使用未來資產進行抵押貸款。</p>
<p>SBV 表示，將繼續密切關注該區域地方部門的社會經濟項目，以有效實施貨幣和信貸管理的解決方案。</p>
<p>SBV 將指導信貸機構採取措施降低存款和貸款利率，從年初開始促進信貸增長，並將信貸目標指向生產和商業部門、優先領域和增長驅動因素。</p>
<p>SBV 表示，將進一步加強行政改革，為人民和企業獲取銀行信貸創造便利條件。 — BIZHUB/ VNS</p>

LEND

<p>銀行部門計劃在 2025 年向越南第四區域的六個省提供約 278 萬美元（71 萬億越南盾）的貸款，副行長Đào Minh Tú表示。此舉旨在推動信貸增長，以實現整個銀行業 16% 的目標。該地區包括如 Phú Thọ和 Lào Cai 等省份，對於貿易和國際聯繫，尤其是與中國的聯繫至關重要。越南國家銀行將採取措施降低利率，並簡化企業獲得信貸的途徑</p>

<table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg" alt="" original-src="https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg"/></td>
</tr>
<tr>
<td>Region 4 plays an important role in trade and connecting the northern mountainous region with other provinces in the country, as well as creating a bridge for international trade through border gates with China. — Photo cafef.vn</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><img src="https://imageproxy.pbkrs.com/https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg" alt="" original-src="https://image.vietnamnews.vn/MediaUpload/Org/2025/03/12/03202512144327_bank.jpg"/></td>
</tr>
<tr>
<td>第四區域在貿易中發揮着重要作用，連接北部山區與全國其他省份，同時通過與中國的邊境口岸為國際貿易搭建橋樑。 — 圖片來源 cafef.vn</td>
</tr>
</tbody>
</table>
</div><p>HÀ NỘI — Total bank loads of nearly VNĐ71 trillion (US$2.78 million) will be poured into six northern provinces of Phú Thọ, Vĩnh Phúc, Hà Giang, Tuyên Quang, Lào Cai and Yên Bái (Region 4) this year, according to Deputy Governor of the State Bank of Vietnam (SBV) Đào Minh Tú.</p>
<div class="lb-trans"><p>河內 — 根據越南國家銀行（SBV）副行長Đào Minh Tú的説法，今年將向北部六個省份（包括 Phú Thọ、Vĩnh Phúc、Hà Giang、Tuyên Quang、Lào Cai 和 Yên Bái，統稱第四區域）注入近 71 萬億越南盾（約合 278 萬美元）的資金。</p>
</div><p>At a conference to boost credit in Region 4, held in Phú Thọ province on March 11, Tú said the local area's credit growth will contribute to help the entire banking industry meet the credit growth target of 16 per cent, equivalent to VNĐ2.5 quadrillion, this year.</p>
<div class="lb-trans"><p>在 3 月 11 日於 Phú Thọ省舉行的促進第四區域信貸的會議上，Tú表示，當地的信貸增長將有助於整個銀行業實現 16% 的信貸增長目標，相當於 2.5 千萬億越南盾。</p>
</div><p>“This is a challenge that requires the efforts of the entire banking industry, cooperation from customers and businesses and support from authorities of the provinces,” Tú said.</p>
<div class="lb-trans"><p>“這是一個挑戰，需要整個銀行業的努力、客户和企業的合作以及各省政府的支持，” Tú説。</p>
</div><p>The provinces in Region 4 are important geographical locations, with Lào Cai and Hà Giang bordering with China to the North, and Vĩnh Phúc and Phú Thọ bordering with Hà Nội to the South. This region plays an important role in trade and connecting the northern mountainous region with other provinces in the country, as well as creating a bridge for international trade through border gates with China.</p>
<div class="lb-trans"><p>第四區域的各省地理位置重要，Lào Cai 和 Hà Giang 與中國北部接壤，Vĩnh Phúc 和 Phú Thọ則與河內南部接壤。該區域在貿易中發揮着重要作用，連接北部山區與全國其他省份，同時通過與中國的邊境口岸為國際貿易搭建橋樑。</p>
</div><p>According to Trương Thu Hòa, head of the SBV’s Region 4 branch, the banking sector has recently implemented many solutions to promote credit growth to meet the capital needs for production and business of people and businesses, and to build the infrastructure for socio-economic development of the region.</p>
<div class="lb-trans"><p>根據 SBV 第四區域分行負責人 Trương Thu Hòa 的説法，銀行部門最近實施了許多解決方案，以促進信貸增長，以滿足人民和企業的生產和經營資金需求，併為該區域的社會經濟發展建設基礎設施。</p>
</div><p>Currently, there are over 30 credit institutions and 98 people's credit funds, with over 450 transaction offices, operating in the region.</p>
<div class="lb-trans"><p>目前，該區域內有超過 30 家信貸機構和 98 個人民信貸基金，擁有超過 450 個交易辦公室在運營。</p>
</div><p>Hòa reported that by January 31, 2025, outstanding loans in the region reached nearly VNĐ442.52 trillion, an increase of 0.28 per cent compared to December 31, 2024. The value accounted for 40.75 per cent of total outstanding loans in the northern midlands and mountainous region.</p>
<div class="lb-trans"><p>Hòa 報告稱，截至 2025 年 1 月 31 日，該區域的未償貸款達到近 442.52 萬億越南盾，比 2024 年 12 月 31 日增長了 0.28%。該數值佔北部中部和山區總未償貸款的 40.75%。</p>
</div><p>There were 52 meetings and dialogues between banks and enterprises held in region last year, which helped credit institutions lend about VNĐ89 trillion to 2,708 enterprises and 526 business households.</p>
<div class="lb-trans"><p>去年，該區域內舉行了 52 次銀行與企業之間的會議和對話，幫助信貸機構向 2708 家企業和 526 個商業家庭提供了約 89 萬億越南盾的貸款。</p>
</div><p>To promote credit in the region, representatives of companies in the region suggested that the SBV, along with other commercial banks, reduce lending interest rates, simplify administrative procedures to ease enterprises in accessing capital and research mortgage loans using future assets.</p>
<div class="lb-trans"><p>為了促進該區域的信貸，區域內公司的代表建議 SBV 及其他商業銀行降低貸款利率，簡化行政程序，以便企業更容易獲得資金，並研究使用未來資產進行抵押貸款。</p>
</div><p>The SBV said it will continue to closely follow socio-economic programmes of local departments in the region to effectively implement solutions on monetary and credit management.</p>
<div class="lb-trans"><p>SBV 表示，將繼續密切關注該區域地方部門的社會經濟項目，以有效實施貨幣和信貸管理的解決方案。</p>
</div><p>The SBV will direct credit institutions to take measures to cut deposit and lending interest rates, promote credit growth from the beginning of the year and target credit to production and business sectors, priority sectors, and growth drivers.</p>
<div class="lb-trans"><p>SBV 將指導信貸機構採取措施降低存款和貸款利率，從年初開始促進信貸增長，並將信貸目標指向生產和商業部門、優先領域和增長驅動因素。</p>
</div><p>Administrative reform will be further strengthened to create favourable conditions for people and businesses to access bank credit, the SBV said. — BIZHUB/ VNS</p>
<div class="lb-trans"><p>SBV 表示，將進一步加強行政改革，為人民和企業獲取銀行信貸創造便利條件。 — BIZHUB/ VNS</p>
</div>

銀行業計劃在 2025 年向第 4 區提供 278 萬美元的貸款