<p>特斯拉已正式開始推出其保險計劃安全評分測試版的新版本，改進了構成該指數的幾個不同指標。</p>
<p>正如特斯拉保險網頁上詳細説明的，該公司已將安全評分更新至測試版 2.2，從之前的版本 2.1 升級。此次更新主要包括對超速駕駛測量方式的改進，並且從公式中移除了前方碰撞警告（FCW）。</p>
<p>此外，特斯拉在 v2.2 公式中略微提高了與之相關的因素的值，例如急剎車和不安全跟車時間，或許是為了幫助適應之前由 FCW 評級覆蓋的一些情況。</p>
<p><strong>閲讀更多關於特斯拉保險的信息：特斯拉在這兩個州為 FSD 用户推出保險折扣</strong></p>
<p>特斯拉的安全評分用於確定公司自有保險計劃的保費率，除了加利福尼亞州，在那裏隱私法禁止使用實時駕駛數據來確定保費。該公司還表示，其最新的安全評分公式是基於超過 220 億英里車隊數據生成的，同時公司計劃隨着更多數據的到來繼續改進該公式。</p>
<p>目前，特斯拉保險在以下 12 個州可用，但由於上述原因，加利福尼亞州不提供安全評分：</p>
<ul>
<li>亞利桑那州</li>
<li>加利福尼亞州</li>
<li>科羅拉多州</li>
<li>伊利諾伊州</li>
<li>馬里蘭州</li>
<li>明尼蘇達州</li>
<li>內華達州</li>
<li>俄亥俄州</li>
<li>俄勒岡州</li>
<li>德克薩斯州</li>
<li>猶他州</li>
<li>弗吉尼亞州</li>
</ul>
<p>您可以在下面或其網站上查看構成特斯拉保險安全評分的因素，以及構成駕駛員 0 到 100 安全評分的具體公式。</p>
<h3>急剎車</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>急剎車被定義為您的特斯拉車輛測量的向後加速度，超過 0.3g。這相當於車輛在一秒內速度下降超過 6.7 mph。急剎車被引入安全評分測試版公式中，作為車輛經歷向後加速度大於 0.3g 的時間比例，相對於車輛經歷向後加速度大於 0.1g（在一秒內為 2.2 mph）的時間比例。自動駕駛狀態下的急剎車不計入安全評分測試版公式。對於配備 3.0 或更高版本自動駕駛計算機的車輛，在車輛檢測到黃燈時的剎車也不計入安全評分測試版公式。如果車輛在急剎車時無法檢測到黃燈，該事件將影響您的安全評分。應用中顯示的百分比是駕駛時未啓用自動駕駛情況下，施加過大力量剎車的時間比例。該值在安全評分測試版公式中上限為 5.2%。</p>
<h3>激烈轉向</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>激烈轉向被定義為您的特斯拉車輛測量的左右加速度，超過 0.4g。這相當於車輛在一秒內向左/右速度增加超過 8.9 mph。激烈轉向被引入安全評分測試版公式中，作為車輛經歷左右加速度大於 0.4g 的時間比例，相對於車輛經歷左右加速度大於 0.2g（在一秒內為 4.5 mph）的時間比例。自動駕駛狀態下的激烈轉向不計入安全評分測試版公式。特斯拉應用中顯示的百分比是駕駛時未啓用自動駕駛情況下，施加過大力量轉向的時間比例。該值在安全評分測試版公式中上限為 13.2%。</p>
<h3>不安全跟車</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>您的特斯拉車輛測量自身速度、前方車輛速度及兩車之間的距離。根據這些測量，您的車輛計算出如果前方車輛突然停車，您需要反應和停車的時間（以秒為單位）。這個測量稱為 “車距”。不安全跟車是指您的車輛車距小於 1.0 秒的時間比例，相對於車距小於 3.0 秒的時間比例。不安全跟車僅在您的車輛以至少 50 mph 的速度行駛時測量，並作為百分比納入安全評分測試版公式。自動駕駛狀態下的不安全跟車不計入安全評分測試版公式。特斯拉應用中顯示的百分比是駕駛時未啓用自動駕駛情況下的不安全跟車比例。該值在安全評分測試版公式中上限為 63.2%。</p>
<h3>超速駕駛</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>超速駕駛被定義為在超過 85 mph 的速度下駕駛，或在前方車輛速度超過 25 mph 且距離您車輛在 100 米以內時，駕駛速度比前方車輛快 20%。該值以總駕駛時間的百分比表示，並在安全評分測試版公式中上限為 10.0%。自動駕駛狀態下的超速駕駛不計入安全評分測試版公式。</p>
<h3>深夜駕駛</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>深夜駕駛被定義為您在夜間（晚上 11 點至凌晨 4 點）駕駛的秒數與您在白天和夜間總駕駛秒數的比值。由於每個深夜時段的風險水平不同，每個小時的權重也不同，因此在每個小時的駕駛會對您的安全評分產生不同的影響。例如，晚上 11 點的駕駛對您的安全評分的影響不會像凌晨 2 點的駕駛那麼大。跨越兩天的駕駛會計入旅行結束的那一天。深夜駕駛包括所有在夜間（晚上 11 點至凌晨 4 點）進行的駕駛，包括任何在自動駕駛模式下的駕駛。該值在安全評分 Beta 公式中上限為 14.2%。</p>
<h3>強制自動駕駛解除</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>在駕駛員收到三次音頻和視覺警告後，自動駕駛系統將在剩餘行程中解除。警告發生在您的特斯拉車輛判斷駕駛員未對方向盤施加足夠的阻力或變得分心時。強制自動駕駛解除作為 1 或 0 的指標引入安全評分 Beta 公式。如果在行程中強制解除自動駕駛系統，則值為 1，否則為 0。</p>
<h3>未系安全帶駕駛</h3>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg"/></p>
<p>來源：特斯拉</p>
<p>未系安全帶駕駛被定義為在特斯拉車輛中以超過 10 mph 的速度駕駛而未系駕駛員安全帶的時間比例，作為超過 10 mph 駕駛時間的百分比。特斯拉應用中顯示的值是以超過 10 mph 的速度駕駛而未系駕駛員安全帶的時間比例，作為超過 10 mph 駕駛時間的百分比。該值在安全評分 Beta 公式中上限為 31.7%。</p>
<h3>特斯拉保險如何確定駕駛員的安全評分</h3>
<p>特斯拉採用下圖所示的公式，稱為預測碰撞頻率（PCF），並將其轉換為基於駕駛員行為分配的 0 到 100 的版本 2.2 安全評分。2.1 安全評分公式也可以在特斯拉保險頁面上看到，下面的公式是新推出的版本 2.2。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg"/></p>
<p>來源：特斯拉</p>
<blockquote>
<p>特斯拉發佈 2024 年第四季度車輛安全報告</p>
</blockquote>
<p>這篇文章最初出現在 TESLARATI 上，標題為《特斯拉推出最新安全評分更新——新內容如下》。</p>

特斯拉

<p>特斯拉推出了其安全評分測試版的更新版本，從 2.1 升級至 2.2。此次更新將前向碰撞警告從評分公式中移除，並增強了對超速的測量。此外，像急剎車和不安全跟車時間等因素也進行了調整，以更好地反映駕駛行為。安全評分影響保險費率，基於超過 220 億英里的駕駛數據。特斯拉保險目前在 12 個州提供，因隱私法的原因，加利福尼亞州除外</p>

<p>Tesla has officially started rolling out a new version of its insurance program’s Safety Scores beta, improving upon a few different metrics that make up the index.</p>
<div class="lb-trans"><p>特斯拉已正式開始推出其保險計劃安全評分測試版的新版本，改進了構成該指數的幾個不同指標。</p>
</div><p>As detailed on the Tesla Insurance web page, the company has updated its Safety Scores to beta version 2.2 from the previous version 2.1. The update primarily includes improvements to how Excessive Speeding is measured, along with the removal of Forward Collision Warnings (FCW) from the formula.</p>
<div class="lb-trans"><p>正如特斯拉保險網頁上詳細説明的，該公司已將安全評分更新至測試版 2.2，從之前的版本 2.1 升級。此次更新主要包括對超速駕駛測量方式的改進，並且從公式中移除了前方碰撞警告（FCW）。</p>
</div><p>In addition, Tesla has slightly increased the values of related factors such as Hard Braking and Unsafe Following Time in the v2.2 formula, perhaps in an attempt to help accommodate some of the situations previously covered by the FCW rating.</p>
<div class="lb-trans"><p>此外，特斯拉在 v2.2 公式中略微提高了與之相關的因素的值，例如急剎車和不安全跟車時間，或許是為了幫助適應之前由 FCW 評級覆蓋的一些情況。</p>
</div><p><strong>READ MORE ON TESLA INSURANCE: Tesla launches insurance discount for FSD users in these two states</strong></p>
<div class="lb-trans"><p><strong>閲讀更多關於特斯拉保險的信息：特斯拉在這兩個州為 FSD 用户推出保險折扣</strong></p>
</div><p>Tesla’s Safety Scores are used to determine premium rates for buyers of the company’s in-house insurance program, except in California, where privacy laws prohibit the use of real-time driving data to determine premiums. The company also says that its latest formula for Safety Scores were generated using over 22 billion miles of fleet data from its cars, while the company plans to continue improving the formula as more data comes in.</p>
<div class="lb-trans"><p>特斯拉的安全評分用於確定公司自有保險計劃的保費率，除了加利福尼亞州，在那裏隱私法禁止使用實時駕駛數據來確定保費。該公司還表示，其最新的安全評分公式是基於超過 220 億英里車隊數據生成的，同時公司計劃隨着更多數據的到來繼續改進該公式。</p>
</div><p>At this time, Tesla Insurance is available in the following 12 states, though Safety Scores aren’t available in California for the aforementioned reason:</p>
<div class="lb-trans"><p>目前，特斯拉保險在以下 12 個州可用，但由於上述原因，加利福尼亞州不提供安全評分：</p>
</div><ul>
<li>Arizona</li>
<li>California</li>
<li>Colorado</li>
<li>Illinois</li>
<li>Maryland</li>
<li>Minnesota</li>
<li>Nevada</li>
<li>Ohio</li>
<li>Oregon</li>
<li>Texas</li>
<li>Utah</li>
<li>Virginia</li>
</ul>
<div class="lb-trans"><ul>
<li>亞利桑那州</li>
<li>加利福尼亞州</li>
<li>科羅拉多州</li>
<li>伊利諾伊州</li>
<li>馬里蘭州</li>
<li>明尼蘇達州</li>
<li>內華達州</li>
<li>俄亥俄州</li>
<li>俄勒岡州</li>
<li>德克薩斯州</li>
<li>猶他州</li>
<li>弗吉尼亞州</li>
</ul>
</div><p>You can see the factors that make up Tesla’s Insurance Safety Scores below or on its website here, along with the specific formula that makes up a drivers’ 0 to 100 Safety Score.</p>
<div class="lb-trans"><p>您可以在下面或其網站上查看構成特斯拉保險安全評分的因素，以及構成駕駛員 0 到 100 安全評分的具體公式。</p>
</div><h3>Hard Braking</h3>
<div class="lb-trans"><h3>急剎車</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-hard-braking-1021x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Hard braking is defined as backward acceleration, measured by your Tesla vehicle, in excess of 0.3g. This is the same as a decrease in the vehicle’s speed larger than 6.7 mph, in one second. Hard braking is introduced into the Safety Score Beta formula as the proportion of time where the vehicle experiences backward acceleration greater than 0.3g as a percentage of the proportion of time the vehicle experiences backward acceleration greater than 0.1g (2.2 mph in one second). Hard braking while on Autopilot is not factored into the Safety Score Beta formula. For vehicles with Autopilot computer 3.0 or greater, braking while the vehicle detects yellow traffic lights is also not factored into the Safety Score Beta formula. If the vehicle is unable to detect a yellow traffic light at the time of the hard braking, the event will impact your Safety Score. The percentage shown in the app is the proportion of time spent braking done with excessive force when driving and Autopilot is not engaged. The value is capped at 5.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>急剎車被定義為您的特斯拉車輛測量的向後加速度，超過 0.3g。這相當於車輛在一秒內速度下降超過 6.7 mph。急剎車被引入安全評分測試版公式中，作為車輛經歷向後加速度大於 0.3g 的時間比例，相對於車輛經歷向後加速度大於 0.1g（在一秒內為 2.2 mph）的時間比例。自動駕駛狀態下的急剎車不計入安全評分測試版公式。對於配備 3.0 或更高版本自動駕駛計算機的車輛，在車輛檢測到黃燈時的剎車也不計入安全評分測試版公式。如果車輛在急剎車時無法檢測到黃燈，該事件將影響您的安全評分。應用中顯示的百分比是駕駛時未啓用自動駕駛情況下，施加過大力量剎車的時間比例。該值在安全評分測試版公式中上限為 5.2%。</p>
</div><h3>Aggressive Turning</h3>
<div class="lb-trans"><h3>激烈轉向</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-aggressive-turning-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Aggressive turning is defined as left/right acceleration, measured by your Tesla vehicle, in excess of 0.4g. This is the same as an increase in the vehicle’s speed to the left/right larger than 8.9 mph, in one second. Aggressive turning is introduced into the Safety Score Beta formula as the proportion of time the vehicle experiences left or right acceleration greater than 0.4g as a percentage of the proportion of time the vehicle experiences left or right acceleration greater than 0.2g (4.5 mph in one second). Aggressive turning while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the proportion of time spent turning with excessive force when driving and Autopilot is not engaged. The value is capped at 13.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>激烈轉向被定義為您的特斯拉車輛測量的左右加速度，超過 0.4g。這相當於車輛在一秒內向左/右速度增加超過 8.9 mph。激烈轉向被引入安全評分測試版公式中，作為車輛經歷左右加速度大於 0.4g 的時間比例，相對於車輛經歷左右加速度大於 0.2g（在一秒內為 4.5 mph）的時間比例。自動駕駛狀態下的激烈轉向不計入安全評分測試版公式。特斯拉應用中顯示的百分比是駕駛時未啓用自動駕駛情況下，施加過大力量轉向的時間比例。該值在安全評分測試版公式中上限為 13.2%。</p>
</div><h3>Unsafe Following</h3>
<div class="lb-trans"><h3>不安全跟車</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unsafe-following-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Your Tesla vehicle measures its own speed, the speed of the vehicle in front and the distance between the two vehicles. Based on these measurements, your vehicle calculates the number of seconds you would have to react and stop if the vehicle in front of you came to a sudden stop. This measurement is called “headway.” Unsafe following is the proportion of time where your vehicle’s headway is less than 1.0 seconds relative to the time that your vehicle’s headway is less than 3.0 seconds. Unsafe following is only measured when your vehicle is traveling at least 50 mph and is incorporated into the Safety Score Beta formula as a percentage. Unsafe following while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the percentage of unsafe following when driving and Autopilot is not engaged. The value is capped at 63.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>您的特斯拉車輛測量自身速度、前方車輛速度及兩車之間的距離。根據這些測量，您的車輛計算出如果前方車輛突然停車，您需要反應和停車的時間（以秒為單位）。這個測量稱為 “車距”。不安全跟車是指您的車輛車距小於 1.0 秒的時間比例，相對於車距小於 3.0 秒的時間比例。不安全跟車僅在您的車輛以至少 50 mph 的速度行駛時測量，並作為百分比納入安全評分測試版公式。自動駕駛狀態下的不安全跟車不計入安全評分測試版公式。特斯拉應用中顯示的百分比是駕駛時未啓用自動駕駛情況下的不安全跟車比例。該值在安全評分測試版公式中上限為 63.2%。</p>
</div><h3>Excessive Speeding</h3>
<div class="lb-trans"><h3>超速駕駛</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-excessive-speeding-1018x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Excessive Speeding is defined as the proportion of time spent driving in excess of 85 mph or driving 20% faster than the vehicle in front of you, when that vehicle is going over 25 mph and is within 100 meters of your vehicle. This value is expressed as a percentage of total driving time and is capped at 10.0% in the Safety Score Beta formula. Speeding while on Autopilot is not factored into the Safety Score Beta formula.</p>
<div class="lb-trans"><p>超速駕駛被定義為在超過 85 mph 的速度下駕駛，或在前方車輛速度超過 25 mph 且距離您車輛在 100 米以內時，駕駛速度比前方車輛快 20%。該值以總駕駛時間的百分比表示，並在安全評分測試版公式中上限為 10.0%。自動駕駛狀態下的超速駕駛不計入安全評分測試版公式。</p>
</div><h3>Late-Night Driving</h3>
<div class="lb-trans"><h3>深夜駕駛</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-late-night-driving-1017x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Late-Night Driving is defined as the number of seconds you spend driving at night (11 PM – 4 AM) divided by the number of seconds you spend driving total during the day and night. Due to the variable risk level associated with driving during each late-night hour, each hour is weighed differently, and driving at each hour will affect your Safety Score differently. For example, driving at 11 PM will not affect your Safety Score as heavily as driving at 2 AM. Drive sessions that span two days will apply to the day the trip ends. Late-Night Driving includes all driving at night (11 PM – 4 AM) including any driving done on Autopilot. The value is capped at 14.2 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>深夜駕駛被定義為您在夜間（晚上 11 點至凌晨 4 點）駕駛的秒數與您在白天和夜間總駕駛秒數的比值。由於每個深夜時段的風險水平不同，每個小時的權重也不同，因此在每個小時的駕駛會對您的安全評分產生不同的影響。例如，晚上 11 點的駕駛對您的安全評分的影響不會像凌晨 2 點的駕駛那麼大。跨越兩天的駕駛會計入旅行結束的那一天。深夜駕駛包括所有在夜間（晚上 11 點至凌晨 4 點）進行的駕駛，包括任何在自動駕駛模式下的駕駛。該值在安全評分 Beta 公式中上限為 14.2%。</p>
</div><h3>Forced Autopilot Disengagement</h3>
<div class="lb-trans"><h3>強制自動駕駛解除</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-forced-autopilot-disengagement-1014x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>The Autopilot system disengages for the remainder of a trip after the driver has received three audio and visual warnings. These warnings occur when your Tesla vehicle has determined that the driver has not applied sufficient resistance to the steering wheel or has become inattentive. Forced Autopilot Disengagement is introduced into the Safety Score Beta formula as a 1 or 0 indicator. The value is 1 if the Autopilot system is forcibly disengaged during a trip, and 0 otherwise.</p>
<div class="lb-trans"><p>在駕駛員收到三次音頻和視覺警告後，自動駕駛系統將在剩餘行程中解除。警告發生在您的特斯拉車輛判斷駕駛員未對方向盤施加足夠的阻力或變得分心時。強制自動駕駛解除作為 1 或 0 的指標引入安全評分 Beta 公式。如果在行程中強制解除自動駕駛系統，則值為 1，否則為 0。</p>
</div><h3>Unbuckled Driving</h3>
<div class="lb-trans"><h3>未系安全帶駕駛</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-safety-score-unbuckled-driving-1021x1024.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><p>Unbuckled Driving is defined as the proportion of time spent driving above 10 mph without fastening the driver’s seatbelt in a Tesla vehicle, as a percentage of time spent driving above 10 mph. The value shown in the Tesla app is the proportion of time driven at a speed over 10 mph, without buckling the driver’s seatbelt, as a percentage of time spent driving over 10 mph. The value is capped at 31.7 percent in the Safety Score Beta formula.</p>
<div class="lb-trans"><p>未系安全帶駕駛被定義為在特斯拉車輛中以超過 10 mph 的速度駕駛而未系駕駛員安全帶的時間比例，作為超過 10 mph 駕駛時間的百分比。特斯拉應用中顯示的值是以超過 10 mph 的速度駕駛而未系駕駛員安全帶的時間比例，作為超過 10 mph 駕駛時間的百分比。該值在安全評分 Beta 公式中上限為 31.7%。</p>
</div><h3>How Tesla Insurance determines a driver’s safety score</h3>
<div class="lb-trans"><h3>特斯拉保險如何確定駕駛員的安全評分</h3>
</div><p>Tesla takes the formula pictured below, dubbed its Predicted Collision Frequency (PCF), and converts it into the 0 to 100 version 2.2 Safety Score it assigns based on driver behavior. The 2.1 Safety Score formula can also be seen on the Tesla Insurance page, though the below formula is for the newly launched version 2.2.</p>
<div class="lb-trans"><p>特斯拉採用下圖所示的公式，稱為預測碰撞頻率（PCF），並將其轉換為基於駕駛員行為分配的 0 到 100 的版本 2.2 安全評分。2.1 安全評分公式也可以在特斯拉保險頁面上看到，下面的公式是新推出的版本 2.2。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg" alt="" original-src="https://www.teslarati.com/wp-content/uploads/2025/04/tesla-insurance-predicted-collision-frequency-1024x506.jpg"/></p>
<p>Credit: Tesla</p>
<div class="lb-trans"><p>來源：特斯拉</p>
</div><blockquote>
<p>Tesla posts Q4 2024 vehicle safety report</p>
</blockquote>
<div class="lb-trans"><blockquote>
<p>特斯拉發佈 2024 年第四季度車輛安全報告</p>
</blockquote>
</div><p>The post Tesla rolls out latest Safety Score update—Here’s what’s new appeared first on TESLARATI.</p>
<div class="lb-trans"><p>這篇文章最初出現在 TESLARATI 上，標題為《特斯拉推出最新安全評分更新——新內容如下》。</p>
</div>

Tesla rolls out latest Safety Score update—Here’s what’s new

- 特斯拉推出保險項目的安全評分 beta 版本 2.2，改進了多個指標。  
- 更新主要包括對超速測量的改進，並移除了前方碰撞警告。  
- 安全評分用於確定保險費率，基於超過 220 億英里車隊數據生成。  

特斯拉發佈了最新的安全評分更新——以下是更新內容