<h3>關鍵洞察</h3>
<ul>
<li>顯著的機構持股比例意味着 LendingClub 的股價對其交易行為敏感</li>
<li>51% 的股份由前 17 大股東持有</li>
<li>內部人士最近有增持行為</li>
</ul>
<p>我們發現了 21 只預計明年將支付超過 6% 股息收益率的美國股票。查看完整名單，免費獲取。</p>
<p>要了解誰真正控制了 LendingClub Corporation (NYSE:LC)，瞭解公司的股權結構非常重要。持有公司最多股份的羣體，準確來説約為 77%，是機構投資者。換句話説，這個羣體在對公司的投資中最有可能獲得最大收益（或遭受最大損失）。</p>
<p>因此，機構投資者在公司股價上週上漲 5.9% 後獲得了最多的回報。上週的收益進一步提升了股東的年回報率，目前為 14%。</p>
<p>讓我們更仔細地看看不同類型的股東可以告訴我們關於 LendingClub 的信息。</p>
<p>查看我們對 LendingClub 的最新分析</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602"/></p>
<p>NYSE:LC 股權結構 2025 年 4 月 13 日</p>
<h2>機構持股對 LendingClub 的啓示是什麼？</h2>
<p>機構投資者通常將自己的回報與一個常被關注的指數的回報進行比較。因此，他們通常會考慮購買包含在相關基準指數中的大型公司股票。</p>
<p>正如你所看到的，機構投資者在 LendingClub 中擁有相當數量的股份。這可能表明該公司在投資界具有一定的信譽。然而，最好對依賴機構投資者所帶來的所謂驗證保持警惕。他們有時也會出錯。如果兩個大型機構投資者同時試圖拋售一隻股票，股價大幅下跌並不罕見。因此，值得查看 LendingClub 過去的盈利軌跡（見下文）。當然，也要記住還有其他因素需要考慮。</p>
<p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007"/></p>
<p>NYSE:LC 盈利和收入增長 2025 年 4 月 13 日</p>
<p>由於機構投資者持有超過一半的已發行股票，董事會可能需要關注他們的偏好。我們注意到對沖基金在 LendingClub 中沒有顯著投資。公司的最大股東是先鋒集團（The Vanguard Group, Inc.），持股 11%。貝萊德（BlackRock, Inc.）是第二大股東，持有 7.9% 的普通股，Dimensional Fund Advisors LP 持有約 5.4% 的公司股票。此外，公司的首席執行官 Scott Sanborn 直接持有 1.2% 的總流通股份。</p>
<p>查看股東登記，我們可以看到 51% 的股份由前 17 大股東控制，這意味着沒有單一股東擁有多數股權。</p>
<p>雖然研究公司的機構持股可以為你的研究增值，但研究分析師的推薦也是一個好習慣，以更深入地瞭解股票的預期表現。相當多的分析師覆蓋該股票，因此你可以很容易地查看預測增長。</p>
<h2>LendingClub 的內部持股</h2>
<p>雖然內部人士的確切定義可能是主觀的，但幾乎所有人都認為董事會成員是內部人士。公司管理層向董事會負責，而後者應代表股東的利益。值得注意的是，有時高層管理人員本身也在董事會中。</p>
<p>大多數人認為內部持股是積極的，因為這可以表明董事會與其他股東的利益一致。然而，有時過多的權力集中在這一羣體中。</p>
<p>我們可以看到內部人士在 LendingClub Corporation 中持有股份。這是一家相當大的公司，因此看到一些潛在的有意義的對齊通常是積極的。在這種情況下，他們持有約 3200 萬美元的股份（按當前價格計算）。大多數人會説這表明股東與董事會之間的利益一致。不過，檢查這些內部人士是否有出售行為可能是值得的。</p>
<h2>公眾持股</h2>
<p>公眾持有 20% 的股份，主要由個人投資者組成，對 LendingClub 有一定的影響力。儘管這一持股比例相當可觀，但如果決策與其他大型股東不一致，可能不足以改變公司政策。</p>
<h2>下一步：</h2>
<p>考慮擁有公司股份的不同羣體總是值得的。但要更好地理解 LendingClub，我們需要考慮許多其他因素。例如，我們已經識別出 <strong>LendingClub 的 1 個警示信號</strong>，你應該注意。</p>
<p>如果你想了解分析師對未來增長的預測，請不要錯過這份 <strong>免費</strong> 的分析師預測報告。</p>
<p>注意：本文中的數據是根據過去十二個月的數據計算的，指的是財務報表日期所在月份的最後一天結束的 12 個月期間。這可能與年度報告的完整數據不一致。</p>
<p>如果你想交易 LendingClub，請在專業人士信賴的最低成本平台上開設賬户，Interactive Brokers。</p>
<p>IBKR 在超過 200 個國家和地區擁有客户，並可訪問 160 個市場，讓你可以通過一個集成賬户交易股票、期權、期貨、外匯、債券和基金。</p>
<p>享受無隱藏費用，無賬户最低要求，外匯轉換率低至 0.03%，遠低於大多數經紀商提供的費用。</p>
<p>贊助內容</p>

<p>LendingClub Corporation（紐約證券交易所代碼：LC）擁有 77% 的機構持股，表明其股價對機構交易行為敏感。前 17 大股東控制着公司 51% 的股份，其中先鋒集團（The Vanguard Group）是最大股東，持股比例為 11%。近期的內部人士買入表明利益一致，而公眾持有 20% 的股份。上週該股票上漲了 5.9%，過去一年累計回報率為 14%。分析師建議進一步研究公司的表現和潛在的警示信號</p>

<h3>Key Insights</h3>
<div class="lb-trans"><h3>關鍵洞察</h3>
</div><ul>
<li>Significantly high institutional ownership implies LendingClub's stock price is sensitive to their trading actions</li>
<li>51% of the business is held by the top 17 shareholders</li>
<li>Insiders have been buying lately</li>
</ul>
<div class="lb-trans"><ul>
<li>顯著的機構持股比例意味着 LendingClub 的股價對其交易行為敏感</li>
<li>51% 的股份由前 17 大股東持有</li>
<li>內部人士最近有增持行為</li>
</ul>
</div><p>We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.</p>
<div class="lb-trans"><p>我們發現了 21 只預計明年將支付超過 6% 股息收益率的美國股票。查看完整名單，免費獲取。</p>
</div><p>To get a sense of who is truly in control of LendingClub Corporation (NYSE:LC), it is important to understand the ownership structure of the business. The group holding the most number of shares in the company, around 77% to be precise, is institutions. In other words, the group stands to gain the most (or lose the most) from their investment into the company.</p>
<div class="lb-trans"><p>要了解誰真正控制了 LendingClub Corporation (NYSE:LC)，瞭解公司的股權結構非常重要。持有公司最多股份的羣體，準確來説約為 77%，是機構投資者。換句話説，這個羣體在對公司的投資中最有可能獲得最大收益（或遭受最大損失）。</p>
</div><p>And as as result, institutional investors reaped the most rewards after the company's stock price gained 5.9% last week. The gains from last week would have further boosted the one-year return to shareholders which currently stand at 14%.</p>
<div class="lb-trans"><p>因此，機構投資者在公司股價上週上漲 5.9% 後獲得了最多的回報。上週的收益進一步提升了股東的年回報率，目前為 14%。</p>
</div><p>Let's take a closer look to see what the different types of shareholders can tell us about LendingClub.</p>
<div class="lb-trans"><p>讓我們更仔細地看看不同類型的股東可以告訴我們關於 LendingClub 的信息。</p>
</div><p>See our latest analysis for LendingClub</p>
<div class="lb-trans"><p>查看我們對 LendingClub 的最新分析</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602" alt="" original-src="https://images.simplywall.st/asset/chart/34600869-ownership-breakdown-1-dark/1744550037602"/></p>
<p>NYSE:LC Ownership Breakdown April 13th 2025</p>
<div class="lb-trans"><p>NYSE:LC 股權結構 2025 年 4 月 13 日</p>
</div><h2>What Does The Institutional Ownership Tell Us About LendingClub?</h2>
<div class="lb-trans"><h2>機構持股對 LendingClub 的啓示是什麼？</h2>
</div><p>Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.</p>
<div class="lb-trans"><p>機構投資者通常將自己的回報與一個常被關注的指數的回報進行比較。因此，他們通常會考慮購買包含在相關基準指數中的大型公司股票。</p>
</div><p>As you can see, institutional investors have a fair amount of stake in LendingClub. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of LendingClub, (below). Of course, keep in mind that there are other factors to consider, too.</p>
<div class="lb-trans"><p>正如你所看到的，機構投資者在 LendingClub 中擁有相當數量的股份。這可能表明該公司在投資界具有一定的信譽。然而，最好對依賴機構投資者所帶來的所謂驗證保持警惕。他們有時也會出錯。如果兩個大型機構投資者同時試圖拋售一隻股票，股價大幅下跌並不罕見。因此，值得查看 LendingClub 過去的盈利軌跡（見下文）。當然，也要記住還有其他因素需要考慮。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007" alt="" original-src="https://images.simplywall.st/asset/chart/34600869-earnings-and-revenue-growth-1-dark/1744550039007"/></p>
<p>NYSE:LC Earnings and Revenue Growth April 13th 2025</p>
<div class="lb-trans"><p>NYSE:LC 盈利和收入增長 2025 年 4 月 13 日</p>
</div><p>Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. We note that hedge funds don't have a meaningful investment in LendingClub. The company's largest shareholder is The Vanguard Group, Inc., with ownership of 11%. BlackRock, Inc. is the second largest shareholder owning 7.9% of common stock, and Dimensional Fund Advisors LP holds about 5.4% of the company stock. Additionally, the company's CEO Scott Sanborn directly holds 1.2% of the total shares outstanding.</p>
<div class="lb-trans"><p>由於機構投資者持有超過一半的已發行股票，董事會可能需要關注他們的偏好。我們注意到對沖基金在 LendingClub 中沒有顯著投資。公司的最大股東是先鋒集團（The Vanguard Group, Inc.），持股 11%。貝萊德（BlackRock, Inc.）是第二大股東，持有 7.9% 的普通股，Dimensional Fund Advisors LP 持有約 5.4% 的公司股票。此外，公司的首席執行官 Scott Sanborn 直接持有 1.2% 的總流通股份。</p>
</div><p>Looking at the shareholder registry, we can see that 51% of the ownership is controlled by the top 17 shareholders, meaning that no single shareholder has a majority interest in the ownership.</p>
<div class="lb-trans"><p>查看股東登記，我們可以看到 51% 的股份由前 17 大股東控制，這意味着沒有單一股東擁有多數股權。</p>
</div><p>While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. Quite a few analysts cover the stock, so you could look into forecast growth quite easily.</p>
<div class="lb-trans"><p>雖然研究公司的機構持股可以為你的研究增值，但研究分析師的推薦也是一個好習慣，以更深入地瞭解股票的預期表現。相當多的分析師覆蓋該股票，因此你可以很容易地查看預測增長。</p>
</div><h2>Insider Ownership Of LendingClub</h2>
<div class="lb-trans"><h2>LendingClub 的內部持股</h2>
</div><p>While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.</p>
<div class="lb-trans"><p>雖然內部人士的確切定義可能是主觀的，但幾乎所有人都認為董事會成員是內部人士。公司管理層向董事會負責，而後者應代表股東的利益。值得注意的是，有時高層管理人員本身也在董事會中。</p>
</div><p>Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group.</p>
<div class="lb-trans"><p>大多數人認為內部持股是積極的，因為這可以表明董事會與其他股東的利益一致。然而，有時過多的權力集中在這一羣體中。</p>
</div><p>We can see that insiders own shares in LendingClub Corporation. It is a pretty big company, so it is generally a positive to see some potentially meaningful alignment. In this case, they own around US$32m worth of shares (at current prices). Most would say this shows alignment of interests between shareholders and the board. Still, it might be worth checking if those insiders have been selling.</p>
<div class="lb-trans"><p>我們可以看到內部人士在 LendingClub Corporation 中持有股份。這是一家相當大的公司，因此看到一些潛在的有意義的對齊通常是積極的。在這種情況下，他們持有約 3200 萬美元的股份（按當前價格計算）。大多數人會説這表明股東與董事會之間的利益一致。不過，檢查這些內部人士是否有出售行為可能是值得的。</p>
</div><h2>General Public Ownership</h2>
<div class="lb-trans"><h2>公眾持股</h2>
</div><p>With a 20% ownership, the general public, mostly comprising of individual investors, have some degree of sway over LendingClub. This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders.</p>
<div class="lb-trans"><p>公眾持有 20% 的股份，主要由個人投資者組成，對 LendingClub 有一定的影響力。儘管這一持股比例相當可觀，但如果決策與其他大型股東不一致，可能不足以改變公司政策。</p>
</div><h2>Next Steps:</h2>
<div class="lb-trans"><h2>下一步：</h2>
</div><p>It's always worth thinking about the different groups who own shares in a company. But to understand LendingClub better, we need to consider many other factors. For instance, we've identified <strong>1 warning sign for LendingClub</strong> that you should be aware of.</p>
<div class="lb-trans"><p>考慮擁有公司股份的不同羣體總是值得的。但要更好地理解 LendingClub，我們需要考慮許多其他因素。例如，我們已經識別出 <strong>LendingClub 的 1 個警示信號</strong>，你應該注意。</p>
</div><p>If you would prefer discover what analysts are predicting in terms of future growth, do not miss this <strong>free</strong> report on analyst forecasts .</p>
<div class="lb-trans"><p>如果你想了解分析師對未來增長的預測，請不要錯過這份 <strong>免費</strong> 的分析師預測報告。</p>
</div><p>NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.</p>
<div class="lb-trans"><p>注意：本文中的數據是根據過去十二個月的數據計算的，指的是財務報表日期所在月份的最後一天結束的 12 個月期間。這可能與年度報告的完整數據不一致。</p>
</div><p>If you're looking to trade LendingClub, open an account with the lowest-cost platform trusted by professionals, Interactive Brokers.</p>
<div class="lb-trans"><p>如果你想交易 LendingClub，請在專業人士信賴的最低成本平台上開設賬户，Interactive Brokers。</p>
</div><p>With clients in over 200 countries and territories, and access to 160 markets, IBKR lets you trade stocks, options, futures, forex, bonds and funds from a single integrated account.</p>
<div class="lb-trans"><p>IBKR 在超過 200 個國家和地區擁有客户，並可訪問 160 個市場，讓你可以通過一個集成賬户交易股票、期權、期貨、外匯、債券和基金。</p>
</div><p>Enjoy no hidden fees, no account minimums, and FX conversion rates as low as 0.03%, far better than what most brokers offer.</p>
<div class="lb-trans"><p>享受無隱藏費用，無賬户最低要求，外匯轉換率低至 0.03%，遠低於大多數經紀商提供的費用。</p>
</div><p>Sponsored Content</p>
<div class="lb-trans"><p>贊助內容</p>
</div>

機構投資者在 LendingClub Corporation（NYSE:LC）上有很大的賭注，擁有 77% 的股份