<p><strong>戴夫·拉姆齊</strong> 建立了一個金融帝國，並有明確的規則來傳承財富給他的孩子們。這就是為什麼當一位丈夫撥打&#34;拉姆齊秀&#34;討論他為四個女兒積累的遺產時，這一切顯得合情合理。</p>
<p>這位丈夫計算出，當他和妻子退休時，他們將擁有 800 萬到 1200 萬美元的積蓄。拉姆齊祝賀這對夫婦，但電話的討論轉向瞭如何給孩子們分配遺產的問題。</p>
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<p>來電者希望獲得聖經指導，並不想在給孩子們錢時寵壞他們。儘管有一種誤解認為聖經教導金錢是邪惡的，但拉姆齊當即駁斥了這一觀點。</p>
<p>&#34;一個敬虔的人會給他的孫子留下遺產，&#34;拉姆齊在通話中説道。這不僅僅是他的個人觀點，而是深深植根於聖經中。</p>
<h2>為孩子們準備責任</h2>
<p>拉姆齊開始建議説，這對夫婦可以在他們仍然活着的時候教孩子們如何管理遺產。</p>
<p>這四個女兒的年齡從七歲到十三歲，因此還有充足的時間來培養良好的理財習慣。拉姆齊表示，您並不一定要給他們遺產，但他也告訴這位丈夫，遺產不會對他們造成傷害。這位丈夫似乎之前相信過這一點，而拉姆齊繼續打破這個神話。</p>
<p>&#34;財富放大了一個人的品格，&#34;拉姆齊解釋道。一個品德良好的人能夠更有效地管理金錢。然而，壞人一旦擁有金錢，往往會變得更加糟糕。</p>
<p><strong>熱門：億萬富翁投資組合中的秘密武器，您幾乎肯定還沒有擁有。看看哪種資產類別在 1995 年至 2024 年間超越了標準普爾 500 指數——並且幾乎沒有相關性。</strong></p>
<p>拉姆齊接着提到，他告訴孩子們，他們沒有權利擁有任何東西。相反，他們必須對財富有精神上的理解，才能有資格管理它。拉姆齊認為財富是您不擁有的東西。您可以管理金錢，但上帝才是財富的擁有者。</p>
<p>財富是沉重的負擔，伴隨着巨大的責任。拉姆齊告訴這對夫婦，現在就教他們的孩子，以便在時機來臨時，他們能夠承擔起這份責任。</p>
<h2>確保他們有資格</h2>
<p>拉姆齊還表示，這對夫婦應該將任何不具備管理金錢資格的孩子排除在遺囑之外。他説，如果自己的孩子不具備管理金錢的資格，他也會這樣做。</p>
<p>由於拉姆齊將遺產視為管理上帝的財富，他希望確保自己的孩子遵循聖經中的教導。信仰和靈性是拉姆齊處理財務的核心組成部分，他希望自己的孩子也能接受這一點。他的所有孩子都成長為能夠負責任地管理自己財務的成年人。</p>
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<h2>神的殿是用遺產建造的</h2>
<p>來電的潛在背景是，這位丈夫想確保在他和妻子去世後，給女兒們留下大筆遺產是符合聖經的。這就是為什麼通話中提到了聖經的引用，包括駁斥聖經説金錢是萬惡之源的神話。</p>
<p>拉姆齊通過提醒人們所羅門利用從大衞那裏繼承的財富建造了耶路撒冷的第一聖殿，打破了這一普遍擔憂。拉姆齊估計，建造這座聖殿的成本在當前貨幣中為 100 億到 200 億美元。</p>
<p>&#34;上帝利用具有品德的家庭來世代管理他的財富，&#34;拉姆齊在提到所羅門和大衞時説道。</p>
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<li><strong>德勤最快增長的軟件公司與亞馬遜、沃爾瑪和塔吉特合作——許多人爭相以每股僅 0.26 美元搶購其 4000 股 IPO 前股票！</strong></li>
</ul>
<p><em><strong>圖片來源：Shutterstock</strong></em></p>

DAVE

<p>一對高淨值夫婦諮詢了 Dave Ramsey，詢問如何管理他們為四個女兒預估的 800 萬到 1200 萬美元的遺產。Ramsey 強調了教導孩子財務責任的重要性，並駁斥了財富會敗壞品格的神話。他建議將遺產視為管理上帝的財富，並建議將任何不具備處理能力的孩子從遺囑中剔除。Ramsey 引用了聖經教義，指出一個敬虔的人會將遺產留給他的子孫，以所羅門的遺產作為例子</p>

<p><strong>Dave Ramsey</strong> has built a financial empire and has clear rules of how he intends to pass the money on to his children. That's why it made sense when a husband called into &#34;The Ramsey Show&#34; to discuss the inheritance he's accumulating for his four daughters.</p>
<div class="lb-trans"><p><strong>戴夫·拉姆齊</strong> 建立了一個金融帝國，並有明確的規則來傳承財富給他的孩子們。這就是為什麼當一位丈夫撥打&#34;拉姆齊秀&#34;討論他為四個女兒積累的遺產時，這一切顯得合情合理。</p>
</div><p>The husband calculates that by the time he and his wife retire, they will have a nest egg that ranges from $8 million to $12 million. Ramsey congratulated the couple, but the call shifted into determining how much money to give to the children.</p>
<div class="lb-trans"><p>這位丈夫計算出，當他和妻子退休時，他們將擁有 800 萬到 1200 萬美元的積蓄。拉姆齊祝賀這對夫婦，但電話的討論轉向瞭如何給孩子們分配遺產的問題。</p>
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<li><strong>美國普通夫婦為退休儲蓄了這麼多——您如何比較？</strong></li>
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</div><p>The caller was looking for biblical guidance and doesn't want to spoil his children when it's time to give them the money. Although there is a misconception that the Bible teaches that money is evil, Ramsey nipped it in the bud.</p>
<div class="lb-trans"><p>來電者希望獲得聖經指導，並不想在給孩子們錢時寵壞他們。儘管有一種誤解認為聖經教導金錢是邪惡的，但拉姆齊當即駁斥了這一觀點。</p>
</div><p>&#34;A Godly man leaves an inheritance to his children's children,&#34; Ramsey said during the call. That's not just his personal opinion, either. It's deeply rooted in the Bible.</p>
<div class="lb-trans"><p>&#34;一個敬虔的人會給他的孫子留下遺產，&#34;拉姆齊在通話中説道。這不僅僅是他的個人觀點，而是深深植根於聖經中。</p>
</div><h2>Prepare Your Children For The Responsibility</h2>
<div class="lb-trans"><h2>為孩子們準備責任</h2>
</div><p>Ramsey starts his suggestions by saying that the couple can teach the children how to manage the inheritance while the couple is still alive.</p>
<div class="lb-trans"><p>拉姆齊開始建議説，這對夫婦可以在他們仍然活着的時候教孩子們如何管理遺產。</p>
</div><p>The daughters range from seven to 13 years old, so there is still plenty of time to instill good money habits. Ramsey said that you aren't required to give them an inheritance, but he also said to the husband that an inheritance isn't going to damage them. The husband seems to have believed that previously, and Ramsey continued to break this myth.</p>
<div class="lb-trans"><p>這四個女兒的年齡從七歲到十三歲，因此還有充足的時間來培養良好的理財習慣。拉姆齊表示，您並不一定要給他們遺產，但他也告訴這位丈夫，遺產不會對他們造成傷害。這位丈夫似乎之前相信過這一點，而拉姆齊繼續打破這個神話。</p>
</div><p>&#34;Wealth magnifies the character of the person,&#34; Ramsey explained. Someone who has a good character will be able to manage the money more effectively. However, bad people end up becoming even worse once they have money.</p>
<div class="lb-trans"><p>&#34;財富放大了一個人的品格，&#34;拉姆齊解釋道。一個品德良好的人能夠更有效地管理金錢。然而，壞人一旦擁有金錢，往往會變得更加糟糕。</p>
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<div class="lb-trans"><p><strong>熱門：億萬富翁投資組合中的秘密武器，您幾乎肯定還沒有擁有。看看哪種資產類別在 1995 年至 2024 年間超越了標準普爾 500 指數——並且幾乎沒有相關性。</strong></p>
</div><p>Ramsey goes on to mention that he told his children that they were not entitled to anything. Instead, they had to have a spiritual understanding of the wealth to be qualified to manage it. Ramsey views wealth as something that you do not own. You get to manage money, but God owns it.</p>
<div class="lb-trans"><p>拉姆齊接着提到，他告訴孩子們，他們沒有權利擁有任何東西。相反，他們必須對財富有精神上的理解，才能有資格管理它。拉姆齊認為財富是您不擁有的東西。您可以管理金錢，但上帝才是財富的擁有者。</p>
</div><p>Wealth is heavy to carry and comes with a lot of responsibility. Ramsey told the couple to teach their children now so they will be ready to handle that responsibility when the time arrives.</p>
<div class="lb-trans"><p>財富是沉重的負擔，伴隨着巨大的責任。拉姆齊告訴這對夫婦，現在就教他們的孩子，以便在時機來臨時，他們能夠承擔起這份責任。</p>
</div><h2>Make Sure They Are Qualified</h2>
<div class="lb-trans"><h2>確保他們有資格</h2>
</div><p>Ramsey also said that the couple should cut any child out of the will who isn't qualified to manage the money. He said he would have done that with his own children if they weren't qualified to manage the money.</p>
<div class="lb-trans"><p>拉姆齊還表示，這對夫婦應該將任何不具備管理金錢資格的孩子排除在遺囑之外。他説，如果自己的孩子不具備管理金錢的資格，他也會這樣做。</p>
</div><p>Since Ramsey views an inheritance as managing God's money, he wants to make sure his children follow the lessons in the Bible. Faith and spirituality are core components of how Ramsey approaches finances, and he wants his children to embrace that as well. All of his children have gone on to become adults who manage their finances responsibly.</p>
<div class="lb-trans"><p>由於拉姆齊將遺產視為管理上帝的財富，他希望確保自己的孩子遵循聖經中的教導。信仰和靈性是拉姆齊處理財務的核心組成部分，他希望自己的孩子也能接受這一點。他的所有孩子都成長為能夠負責任地管理自己財務的成年人。</p>
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<div class="lb-trans"><p><strong>_另見：孩之寶、米高梅和斯凱奇信任這家 AI 營銷公司——</strong><em>現在以每股 0.60 美元投資 IPO 前</em><strong>_</strong> <strong><em>.</em></strong></p>
</div><h2>The Temple Of God Was Built With An Inheritance</h2>
<div class="lb-trans"><h2>神的殿是用遺產建造的</h2>
</div><p>The underlying context of the call is that the husband wanted to make sure it was biblically acceptable to give his daughters a large inheritance once the couple passed away.That's why the call included biblical references, including dispelling the myth that the Bible says that money is the root of all evil.</p>
<div class="lb-trans"><p>來電的潛在背景是，這位丈夫想確保在他和妻子去世後，給女兒們留下大筆遺產是符合聖經的。這就是為什麼通話中提到了聖經的引用，包括駁斥聖經説金錢是萬惡之源的神話。</p>
</div><p>Ramsey breaks this common concern by reminding people that Solomon used the inheritance he received from David to build the First Temple in Jerusalem. Ramsey estimates that the temple cost $10 billion to $20 billion in current money to build.</p>
<div class="lb-trans"><p>拉姆齊通過提醒人們所羅門利用從大衞那裏繼承的財富建造了耶路撒冷的第一聖殿，打破了這一普遍擔憂。拉姆齊估計，建造這座聖殿的成本在當前貨幣中為 100 億到 200 億美元。</p>
</div><p>&#34;God uses families that have character generationally to manage His goods,&#34; Ramsey said when bringing up Solomon and David.</p>
<div class="lb-trans"><p>&#34;上帝利用具有品德的家庭來世代管理他的財富，&#34;拉姆齊在提到所羅門和大衞時説道。</p>
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<li><strong>一種改變生活的哮喘設備的製造商，等待超過 12000 名患者，FDA 批准，發作減少 67%——現在以每股僅 1.52 美元接受最後投資者。</strong></li>
<li><strong>德勤最快增長的軟件公司與亞馬遜、沃爾瑪和塔吉特合作——許多人爭相以每股僅 0.26 美元搶購其 4000 股 IPO 前股票！</strong></li>
</ul>
</div><p><em><strong>Image: Shutterstock</strong></em></p>
<div class="lb-trans"><p><em><strong>圖片來源：Shutterstock</strong></em></p>
</div>

一對高淨值夫婦向戴夫·拉姆齊諮詢他們孩子的遺產是否過於豐厚：‘一個虔誠的人會為他的子孫後代留下遺產’