<p>老牌健康保險經紀公司 <strong>SelectQuote</strong>(SLQT -12.17%) 在週一的表現並沒有展現出未來的趨勢。該公司的股票當天下跌了 12%，這與管理層發佈的最新季度財報有關。這與整體股市形成了鮮明對比，基準 <strong>S&amp;P 500</strong> 指數上漲了相對較高的 3.3%。</p>
<h2>健康增長，但底線未達預期</h2>
<p>在 2025 財年的第三季度，SelectQuote 的總收入超過了 4.08 億美元，較 2024 財年同一時期的超過 3.76 億美元有所增長。根據公認會計原則（GAAP），淨收入超過 2600 萬美元（每股 0.03 美元），是去年同期 860 萬美元利潤的三倍多。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw"/></p>
<p>圖片來源：Getty Images。</p>
<p>儘管這些增長並不容小覷，但公司在底線上略有失誤。跟蹤 SelectQuote 股票的分析師平均預計每股淨收入為 0.04 美元。然而，該公司在收入方面超出了預期，因為平均分析師的估計略高於 4.02 億美元。</p>
<p>在財報發佈中，SelectQuote 引用了首席執行官 Tim Danker 的話，稱 “SelectQuote 的代理主導模式與我們技術驅動的信息優勢，使我們的平台對醫療生態系統中的參與者來説比以往任何時候都更有價值。”</p>
<h2>令人擔憂的指控</h2>
<p>然而，投資者可能更關心的是 SelectQuote 及其管理團隊 <em>沒有</em> 説的內容。在財報發佈中，並沒有進一步回應美國司法部（DoJ）提出的指控，指控該公司與同行健康保險經紀人一起接受了頂級保險公司非法的 “回扣” 支付。</p>
<p>儘管如此，SelectQuote 在週五發佈的新聞稿中表示，它 “強烈反對” 這些指控。它還誓言將為自己辯護，預測在此案中將獲得積極的結果。</p>

SLQT

<p>SelectQuote 的股票在發佈 2025 財年第三季度財報後下跌了 12%，儘管收入增長超過 4.08 億美元。該公司報告的淨收入為 2600 萬美元，未達到分析師預期的每股 0.04 美元。由於缺乏關於司法部指控接受非法回扣的詳細信息，市場產生了擔憂，儘管 SelectQuote 對這些指控表示不同意，並計劃為自己辯護</p>

<p>Veteran health insurance broker <strong>SelectQuote</strong>(SLQT -12.17%) wasn't quite looking like the wave of the future on Monday. The company's shares took a 12% hit on the day, following management's release of the latest set of quarterly figures. That was in rather sharp contrast to the overall stock market, where the benchmark <strong>S&amp;P 500</strong> index rose by a relatively steep 3.3%.</p>
<div class="lb-trans"><p>老牌健康保險經紀公司 <strong>SelectQuote</strong>(SLQT -12.17%) 在週一的表現並沒有展現出未來的趨勢。該公司的股票當天下跌了 12%，這與管理層發佈的最新季度財報有關。這與整體股市形成了鮮明對比，基準 <strong>S&amp;P 500</strong> 指數上漲了相對較高的 3.3%。</p>
</div><h2>Healthy growth, but a bottom-line miss</h2>
<div class="lb-trans"><h2>健康增長，但底線未達預期</h2>
</div><p>For its fiscal third quarter of 2025, SelectQuote reaped just over $408 million in total revenue, up from the more than $376 million it earned in the same period of fiscal 2024. Generally accepted accounting principles (GAAP) net income came in at over $26 million ($0.03 per share), more than triple the under-$8.6 million profit of the year-ago period.</p>
<div class="lb-trans"><p>在 2025 財年的第三季度，SelectQuote 的總收入超過了 4.08 億美元，較 2024 財年同一時期的超過 3.76 億美元有所增長。根據公認會計原則（GAAP），淨收入超過 2600 萬美元（每股 0.03 美元），是去年同期 860 萬美元利潤的三倍多。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgwODQvdHdvLXBlb3BsZS1pbi13aGl0ZS1sYWItY29hdHMtbG9va2luZy1hdC1hLWNvbXB1dGVyLWRpc3BsYXkuanBnJnc9NzAw" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F818084%2Ftwo-people-in-white-lab-coats-looking-at-a-computer-display.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>圖片來源：Getty Images。</p>
</div><p>Although those increases were nothing to sneeze at, the company missed on the bottom line, if only slightly. On average, analysts tracking SelectQuote stock were modeling $0.04 per share net income. The company did beat on revenue, however, as the average pundit estimate was a bit over $402 million.</p>
<div class="lb-trans"><p>儘管這些增長並不容小覷，但公司在底線上略有失誤。跟蹤 SelectQuote 股票的分析師平均預計每股淨收入為 0.04 美元。然而，該公司在收入方面超出了預期，因為平均分析師的估計略高於 4.02 億美元。</p>
</div><p>In its earnings release, SelectQuote quoted CEO Tim Danker as saying that &#34;SelectQuote's agent-led model paired with our technology-enabled information advantage made our platform more valuable than ever to participants in the healthcare ecosystem.&#34;</p>
<div class="lb-trans"><p>在財報發佈中，SelectQuote 引用了首席執行官 Tim Danker 的話，稱 “SelectQuote 的代理主導模式與我們技術驅動的信息優勢，使我們的平台對醫療生態系統中的參與者來説比以往任何時候都更有價值。”</p>
</div><h2>Troubling accusations</h2>
<div class="lb-trans"><h2>令人擔憂的指控</h2>
</div><p>However, investors might have been more concerned with what SelectQuote and its management team <em>didn't</em> say. In the earnings release, it didn't further address allegations brought by the government's Department of Justice (DoJ) in a complaint that the company -- along with peer health insurance brokers -- accepted illegal &#34;kickback&#34; payments by top insurers.</p>
<div class="lb-trans"><p>然而，投資者可能更關心的是 SelectQuote 及其管理團隊 <em>沒有</em> 説的內容。在財報發佈中，並沒有進一步回應美國司法部（DoJ）提出的指控，指控該公司與同行健康保險經紀人一起接受了頂級保險公司非法的 “回扣” 支付。</p>
</div><p>That, despite the fact that SelectQuote issued a press release Friday saying that it &#34;strongly disagrees&#34; with the allegations. It also vowed to defend itself against the DoJ's accusations, predicting a positive outcome for it in the case.</p>
<div class="lb-trans"><p>儘管如此，SelectQuote 在週五發佈的新聞稿中表示，它 “強烈反對” 這些指控。它還誓言將為自己辯護，預測在此案中將獲得積極的結果。</p>
</div>

為什麼 SelectQuote 的股票今天遭遇重挫