<p>今年股市波動極大，從二月份的高點下跌近 20%，在唐納德·特朗普總統四月份宣佈大規模關税後又反彈，漲幅約為 20%。三大主要指數中有兩個曾一度進入熊市區域。</p>
<p>並不是每個人都能承受這種波動，因為在如此短的時間內看到如此大的波動可能會非常有壓力。許多投資者更傾向於通過購買健康、持續增長的股息股票來專注於被動收入。對於那些對這種方法感興趣的人，這裏有一些在更廣泛的基準 <strong>S&amp;P 500</strong> 指數中值得以 3000 美元購買的聰明股息股票。</p>
<h2>菲利普莫里斯國際：一個有着增長收益的可靠股息支付者</h2>
<p>煙草公司 <strong>菲利普莫里斯國際</strong>（PM 0.73%）是從其母公司 <strong>奧馳亞集團</strong>（前身為菲利普莫里斯公司）分拆出來並於 2008 年上市的。大約在這個時候，公司決定將重點從香煙轉向無煙產品，如 ZYN 和 iQOS。</p>
<p>最近，公司向無煙產品的轉型勢頭不斷增強，過去五年股票上漲了 149%。截至 2025 年 5 月 15 日，它甚至是 S&amp;P 500 中表現最好的股票之一，年初至今漲幅達到 35%，考慮到市場條件的嚴峻，這一點更為令人印象深刻。</p>
<p>在今年第一季度，菲利普莫里斯的每股收益增長了 25%，淨收入增長了 6%。管理層預計，全年調整後的每股收益將因有機淨收入增長 6% 至 8% 而激增超過 50%。</p>
<p>這對以收入為導向的投資者來説是一個令人鼓舞的前景。自 2008 年上市以來，菲利普莫里斯一直是一個強勁的股息支付者，並且每年以大約 7% 的複合年增長率增加其年度股息。第一季度支付的股息約佔收益的 78%，公司的自由現金流收益率為 5.7%，遠高於其 3.3% 的股息收益率。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw"/></p>
<p>圖片來源：Getty Images。</p>
<h2>房地產收入：每月股息公司</h2>
<p>鑑於其口號是 “每月股息公司”，<strong>房地產收入</strong>（O 1.63%）是一隻生死攸關於這一每月支付的股票。作為一家房地產投資信託（REIT），該公司必須將至少 90% 的應税收入以股息形式支付給股東，這也解釋了其目前 5.9% 的優越股息收益率。房地產收入的核心業務是作為三重淨租賃運營商，這意味着它將物業租給企業，企業需承擔其他費用，如物業税、保險和維護。</p>
<p>這顯然是一個有利的設置，房東的工作量較少，但仍能收取租金。租户受益於他們對租賃空間有更多的靈活性，並且他們可能能夠利用增加的責任來獲得更有利的租金或鎖定更長的租約。房地產收入在美國所有 50 個州、英國和歐洲其他六個國家運營着超過 15600 個物業。該公司專注於非可選、低價和服務導向的業務，如便利店、雜貨店、美元商店和家居改善等。它還在新興和增長的領域如數據中心和遊戲中逐漸展開。</p>
<p>房地產收入在優秀的股息表現方面也有着強大的歷史。該公司已連續支付 658 個月的股息，連續 110 個季度增加股息，自 1994 年以來其股息的複合年增長率為 4.3%。</p>
<p>股息看起來也相當可持續。由於 REIT 運營下獨特的公司結構，衡量股息可持續性的一個好方法是查看調整後的運營資金（AFFO），這本質上是 REIT 的自由現金流的衡量標準。在第一季度，房地產收入每股支付 0.796 美元的股息，同時每股生成 1.06 美元的 AFFO，這意味着季度股息目前約佔 AFFO 的 75%。該股票最近表現不佳，過去五年僅上漲約 14%，但它是產生被動收入的可靠方式。</p>

O.PR

菲利普莫里斯

<p>今年股市經歷了顯著的波動，促使投資者尋求通過高收益分紅股票獲得被動收入。值得注意的推薦包括菲利普莫里斯（Philip Morris International），該公司在五年內增長了 149%，年初至今增長了 35%，並且擁有強勁的分紅歷史。Realty Income 以其每月分紅而聞名，提供 5.9% 的收益率，並已連續支付 658 個月的分紅，專注於非可選消費業務。在市場波動中，這兩隻股票為以收入為重點的投資者提供了有吸引力的選擇</p>

<p>The stock market has been incredibly volatile this year, registering a nearly 20% fall from February highs before bouncing back with a roughly 20% gain since President Donald Trump's sweeping tariff announcement in April. Two of the three major indexes entered bear market territory at one point.</p>
<div class="lb-trans"><p>今年股市波動極大，從二月份的高點下跌近 20%，在唐納德·特朗普總統四月份宣佈大規模關税後又反彈，漲幅約為 20%。三大主要指數中有兩個曾一度進入熊市區域。</p>
</div><p>Not everyone has the stomach for this kind of volatility as it can be incredibly stressful to see so much movement in such a short time period. Many investors prefer to focus on passive income by purchasing stocks with healthy, growing dividends. For those intrigued by this approach, here are the smartest dividend stocks in the broader benchmark <strong>S&amp;P 500</strong> index to buy with $3,000 right now.</p>
<div class="lb-trans"><p>並不是每個人都能承受這種波動，因為在如此短的時間內看到如此大的波動可能會非常有壓力。許多投資者更傾向於通過購買健康、持續增長的股息股票來專注於被動收入。對於那些對這種方法感興趣的人，這裏有一些在更廣泛的基準 <strong>S&amp;P 500</strong> 指數中值得以 3000 美元購買的聰明股息股票。</p>
</div><h2>Philip Morris International: A proven dividend payer with growing earnings</h2>
<div class="lb-trans"><h2>菲利普莫里斯國際：一個有着增長收益的可靠股息支付者</h2>
</div><p>Tobacco company <strong>Philip Morris International</strong>(PM 0.73%) was spun off from its parent company, <strong>Altria Group</strong> (formerly Philip Morris Companies Inc.), and taken public in 2008. It was also around this time that the company made the decision to shift its focus from cigarettes to smoke-free products such as ZYN and iQOS.</p>
<div class="lb-trans"><p>煙草公司 <strong>菲利普莫里斯國際</strong>（PM 0.73%）是從其母公司 <strong>奧馳亞集團</strong>（前身為菲利普莫里斯公司）分拆出來並於 2008 年上市的。大約在這個時候，公司決定將重點從香煙轉向無煙產品，如 ZYN 和 iQOS。</p>
</div><p>The move away from cigarettes has only been gaining steam for the company recently with the stock up 149% over the last five years. It's even one of the top-performing names in the S&amp;P 500 in 2025 with a 35% year-to-date gain (as of May 15), which is even more impressive considering how tough market conditions have been.</p>
<div class="lb-trans"><p>最近，公司向無煙產品的轉型勢頭不斷增強，過去五年股票上漲了 149%。截至 2025 年 5 月 15 日，它甚至是 S&amp;P 500 中表現最好的股票之一，年初至今漲幅達到 35%，考慮到市場條件的嚴峻，這一點更為令人印象深刻。</p>
</div><p>In the first quarter of the year, Philip Morris grew its earnings per share by 25%, while net revenue was up 6%. Management expects full-year adjusted EPS to surge over 50% on organic net revenue growth of 6% to 8%.</p>
<div class="lb-trans"><p>在今年第一季度，菲利普莫里斯的每股收益增長了 25%，淨收入增長了 6%。管理層預計，全年調整後的每股收益將因有機淨收入增長 6% 至 8% 而激增超過 50%。</p>
</div><p>That's an encouraging outlook for income-focused investors. Philip Morris has been a strong dividend payer since going public in 2008, and it has increased its annual dividend every year at a roughly 7% compound annual rate. Dividends paid in the first quarter amounted to about 78% of earnings, and the company's free cash flow yield of 5.7% is comfortably above its 3.3% dividend yield.</p>
<div class="lb-trans"><p>這對以收入為導向的投資者來説是一個令人鼓舞的前景。自 2008 年上市以來，菲利普莫里斯一直是一個強勁的股息支付者，並且每年以大約 7% 的複合年增長率增加其年度股息。第一季度支付的股息約佔收益的 78%，公司的自由現金流收益率為 5.7%，遠高於其 3.3% 的股息收益率。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MTgxNTcvY2FzaC1waWMtZ2V0dHkuanBnJnc9NzAw" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F818157%2Fcash-pic-getty.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>圖片來源：Getty Images。</p>
</div><h2>Realty Income: The Monthly Dividend Company</h2>
<div class="lb-trans"><h2>房地產收入：每月股息公司</h2>
</div><p>Given that its slogan is &#34;The Monthly Dividend Company,&#34; <strong>Realty Income</strong>(O 1.63%) is a stock that lives and dies by this monthly payout. As a real estate investment trust (REIT), the company must pay at least 90% of its taxable income in dividends to shareholders, which explains its superb 5.9% dividend yield as of this writing. Realty Income's core business is as a triple net lease operator, meaning it rents out properties to businesses, which are on the hook for other expenses like property tax, insurance, and maintenance.</p>
<div class="lb-trans"><p>鑑於其口號是 “每月股息公司”，<strong>房地產收入</strong>（O 1.63%）是一隻生死攸關於這一每月支付的股票。作為一家房地產投資信託（REIT），該公司必須將至少 90% 的應税收入以股息形式支付給股東，這也解釋了其目前 5.9% 的優越股息收益率。房地產收入的核心業務是作為三重淨租賃運營商，這意味着它將物業租給企業，企業需承擔其他費用，如物業税、保險和維護。</p>
</div><p>It's clearly a favorable setup for a landlord that has less work to do but still collects rent. Tenants benefit because they have more flexibility over the spaces they rent, and they may be able to leverage the added responsibility to get more favorable rent or lock into longer leases. Realty Income operates over 15,600 properties in all 50 U.S. states, the United Kingdom, and six other countries in Europe. The company focuses on non-discretionary, inexpensive, and service-oriented businesses like convenience and grocery stores, dollar stores, and home improvement, among others. It's also wading into new and growing sectors like data centers and gaming.</p>
<div class="lb-trans"><p>這顯然是一個有利的設置，房東的工作量較少，但仍能收取租金。租户受益於他們對租賃空間有更多的靈活性，並且他們可能能夠利用增加的責任來獲得更有利的租金或鎖定更長的租約。房地產收入在美國所有 50 個州、英國和歐洲其他六個國家運營着超過 15600 個物業。該公司專注於非可選、低價和服務導向的業務，如便利店、雜貨店、美元商店和家居改善等。它還在新興和增長的領域如數據中心和遊戲中逐漸展開。</p>
</div><p>Realty Income also has a strong history of excellent dividend performance. The company has paid 658 consecutive monthly dividends, increased its dividend for 110 consecutive quarters, and seen a 4.3% compound annual growth rate for its dividend since 1994.</p>
<div class="lb-trans"><p>房地產收入在優秀的股息表現方面也有着強大的歷史。該公司已連續支付 658 個月的股息，連續 110 個季度增加股息，自 1994 年以來其股息的複合年增長率為 4.3%。</p>
</div><p>The dividend also looks quite sustainable. Because of the unique corporate structure that REITs operate under, a good way to measure the sustainability of the dividend is to look at adjusted funds from operations (AFFO), which is essentially a measure of free cash flow for a REIT. In the first quarter, Realty Income paid $0.796 per share in dividends, while generating $1.06 in AFFO per share, meaning quarterly dividends currently equate to about 75% of AFFO. The stock has not been a strong performer recently, only up about 14% in the past five years, but it's a reliable way to generate passive income.</p>
<div class="lb-trans"><p>股息看起來也相當可持續。由於 REIT 運營下獨特的公司結構，衡量股息可持續性的一個好方法是查看調整後的運營資金（AFFO），這本質上是 REIT 的自由現金流的衡量標準。在第一季度，房地產收入每股支付 0.796 美元的股息，同時每股生成 1.06 美元的 AFFO，這意味着季度股息目前約佔 AFFO 的 75%。該股票最近表現不佳，過去五年僅上漲約 14%，但它是產生被動收入的可靠方式。</p>
</div>

在標準普爾 500 指數中，最值得用 3000 美元立即購買的高收益股息股票