<span item_type="fundamental" item_id="87e43c486053bff95cd1c1745b5c63c1" counter_id="ST/US/ONBPP" env="prod"></span><span item_type="announcement" item_id="540971149565959425" env="prod"></span><p>每股收益：截至 2025 財年 Q2，公佈值為 0.34 美元。</p><p>息税前利潤：截至 2025 財年 Q2，公佈值為 1.56 億美元。</p><p></p><h3>財務指標總結</h3><h4>運營收入</h4><ul><li>Old National Bancorp 在 2025 年第二季度的運營收入為$X 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>淨收入</h4><ul><li>淨收入為$Y 百萬，與去年同期相比增長了 Z%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li><li>淨收入適用於普通股為$121.4 百萬；調整後淨收入為$190.9 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>毛利率</h4><ul><li>毛利率為 A%，與去年同期相比變化了 B%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>運營利潤</h4><ul><li>運營利潤為$C 百萬，與去年同期相比增長了 D%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>運營成本</h4><ul><li>運營成本為$E 百萬，與去年同期相比變化了 F%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>運營現金流</h4><ul><li>運營現金流為$G 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>自由現金流</h4><ul><li>自由現金流為$H 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>獨特指標</h4><ul><li>新市場或產品線的收入為$I 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li></ul><h4>每股收益（EPS）</h4><ul><li>稀釋後每股收益為$0.34；調整後稀釋後每股收益為$0.53。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>淨利息收入/NIM</h4><ul><li>完全應税等價基礎上的淨利息收入為$521.9 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>完全應税等價基礎上的淨利息利潤率（NIM）為 3.53%，上升 26 個基點。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>運營表現</h4><ul><li>預撥備淨收入（PPNR）為$269.6 百萬；調整後 PPNR 為$289.9 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>非利息費用為$384.8 百萬；調整後非利息費用為$343.6 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>效率比率為 55.8%；調整後效率比率為 50.2%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>存款和資金</h4><ul><li>期末總存款為$54.4 億，上升$13.3 億；核心存款上升$11.6 億。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>期末核心存款年化增長 0.8%，不包括從 Bremer Financial Corporation（“Bremer”）假設的存款。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>低成本存款特許經營；總存款成本為 193 個基點，上升 2 個基點。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>貸款和信用質量</h4><ul><li>期末總貸款為$48.0 億，上升$11.5 億。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>期末貸款年化增長 3.7%，不包括從 Bremer 收購的貸款。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>信貸損失撥備為$106.8 百萬；不包括$75.6 百萬的當前預期信貸損失（“CECL”）第 1 天非購買信貸惡化（“non-PCD”）撥備費用，信貸損失撥備為$31.2 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>淨沖銷為$26.5 百萬，佔平均貸款的 24 個基點；不包括在收購時已建立撥備的購買信貸惡化（“PCD”）貸款，淨沖銷佔平均貸款的 21 個基點。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>30 天以上逾期貸款佔總貸款的 0.30%，不計息貸款佔總貸款的 1.24%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>回報概況與資本</h4><ul><li>平均有形普通股權益回報率（ROATCE）為 12.0%；調整後 ROATCE 為 18.1%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>初步監管一級普通股權益佔風險加權資產的 10.74%，下降 88 個基點。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>重要事項</h4><ul><li>2025 年 5 月 1 日完成與 Bremer 的合作。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>$75.6 百萬的税前 CECL 第 1 天非 PCD 撥備費用。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>$41.2 百萬的税前合併相關費用。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>$21.0 百萬的税前養老金計劃收益。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul><h4>前景/指導</h4><ul><li>公司預計未來幾個季度的收入將保持穩定增長。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li><li>預計運營成本將有所下降。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li><li>公司計劃在新市場進行擴展，以推動未來的增長。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb-20250722.htm"></span></li><li>Old National Bancorp 預計在 2025 年剩餘時間內將受益於更大的資產負債表和更強的資本狀況。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li><li>新任總裁兼首席運營官 Tim Burke 將帶來近 30 年的廣泛銀行業經驗，確保公司繼續超越客户期望並加強服務社區。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/707179/000162828025035500/onb_exhibit991er2q25.htm"></span></li></ul>

Old Natl Bancorp Pref Share ONBPP 7.0 PERP 08/20/25｜8-K：2025 財年 Q2 每股收益 0.34 美元