<span item_type="fundamental" item_id="5679c87f0bb5686054e71d097a9b528e" counter_id="ST/US/FCNCO" env="prod"></span><span item_type="announcement" item_id="542050755303901825" env="prod"></span><p>每股收益：截至 2025 財年 Q2，公佈值為 42.36 美元。</p><p></p><h3>財務數據概覽</h3><h4>淨收入</h4><ul><li>淨利息收入：$1,695 百萬，同比增長 2.0%，環比下降 6.9%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>非利息收入：$678 百萬，同比增長 6.2%，環比增長 6.7%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>總收入：$2,373 百萬，同比增長 3.3%，環比下降 3.5%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li></ul><h4>運營指標</h4><ul><li>淨收入：$575 百萬，同比增長 19.2%，環比下降 18.6%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>可供普通股股東的淨收入：$561 百萬，同比增長 19.8%，環比下降 18.9%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>調整後每股收益（EPS）：$44.78<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>調整後股本回報率（ROE）：11.00%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>調整後資產回報率（ROA）：1.07%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>淨息差（NIM）：3.26%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>調整後效率比率：57.92%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li></ul><h4>現金流</h4><ul><li>運營現金流：未提供具體數據。</li><li>自由現金流：未提供具體數據。</li></ul><h4>獨特指標</h4><ul><li>貸款和存款變化：貸款減少 0.1%，存款增加 0.4%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>CET1 比率：12.12%<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li></ul><h3>展望/指導</h3><ul><li>預計 2025 年第三季度貸款和租賃終值在$1410 億至$1440 億之間，全年預計在$1430 億至$1460 億之間<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>預計 2025 年第三季度存款終值在$1590 億至$1620 億之間，全年預計在$1610 億至$1660 億之間<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li><li>預計 2025 年第三季度淨利息收入在$16.6 億至$17.6 億之間，全年預計在$66.8 億至$68.8 億之間<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000034/a2q2025investorpresentat.htm"></span>。</li></ul>

First Citizens Bancshare Pref Share FCNCO 5.625 Perp 010427｜8-K：2025 財年 Q2 每股收益 42.36 美元