<span item_type="fundamental" item_id="1ae9bca051c3118467269cbd36946d77" counter_id="ST/US/RZB" env="prod"></span><span item_type="announcement" item_id="544695305223606145" env="prod"></span><p>營收：截至 2025 財年 Q2，公佈值為 55.99 億美元。</p><p>每股收益：截至 2025 財年 Q2，公佈值為 2.7 美元。</p><p>息税前利潤：截至 2025 財年 Q2，公佈值為 3.41 億美元。</p><p></p><h3>傳統業務</h3><h4>美國和拉丁美洲</h4><ul><li>預計淨保費現值從年初調整後的 $77,394 百萬增加到年末的 $79,177 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $90,292 百萬增加到年末的 $93,953 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $12,412 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 4.7%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>加拿大</h4><ul><li>預計淨保費現值從年初調整後的 $20,995 百萬增加到年末的 $22,314 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $24,381 百萬增加到年末的 $25,920 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $4,227 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 3.6%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>歐洲、中東和非洲</h4><ul><li>預計淨保費現值從年初調整後的 $16,286 百萬增加到年末的 $17,885 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $17,736 百萬增加到年末的 $19,593 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $1,291 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 3.4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>亞太地區</h4><ul><li>預計淨保費現值從年初調整後的 $44,627 百萬增加到年末的 $49,103 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $49,514 百萬增加到年末的 $54,348 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $2,815 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 2.7%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h3>財務解決方案業務</h3><h4>美國和拉丁美洲</h4><ul><li>預計淨保費現值從年初調整後的 $1,321 百萬減少到年末的 $1,274 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $9,461 百萬增加到年末的 $11,333 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $9,769 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 4.1%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>加拿大</h4><ul><li>預計淨保費現值從年初調整後的 $3,621 百萬增加到年末的 $3,704 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $7,941 百萬增加到年末的 $8,332 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $4,698 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 4.0%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>歐洲、中東和非洲</h4><ul><li>預計淨保費現值從年初調整後的 $71,300 百萬增加到年末的 $83,155 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $78,224 百萬增加到年末的 $92,239 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $8,138 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 3.5%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h4>亞太地區</h4><ul><li>預計淨保費現值從年初調整後的 $2,741 百萬減少到年末的 $2,485 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>預計未來保單利益現值從年初調整後的 $14,604 百萬增加到年末的 $18,239 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>未來保單利益負債為 $13,173 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>平均利率為 1.9%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h3>現金流</h3><ul><li>經營活動現金流為 $2,249 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>投資活動現金流為 - $2,872 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li><li>融資活動現金流為 $2,607 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h3>市場風險收益</h3><ul><li>期初餘額為 $206 百萬，期末餘額為 $216 百萬。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></li></ul><h3>未來展望</h3><p>公司計劃繼續專注於核心業務領域的增長和利潤率提升，同時探索新興市場和產品線的機會。公司預計未來將繼續保持穩健的財務表現，並通過優化投資組合和風險管理策略來實現長期可持續發展。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/898174/000089817425000130/rga-20250630.htm"></span></p>

Reinsurance Grp of Amer Pref Share RZB 5.75 06/15/56｜10-Q：2025 財年 Q2 營收 55.99 億美元