<div id="readability-page-1"><div id="parent_top_div"><p>Shri Sanwar Mal Sharma, sole proprietor of Sunil Timbers in Banswara, had approached ICICI Bank for a business loan of ₹34 lakh. As part of the loan process, a policy had to be purchased to insure the stocks and goods against the risk of fire and burglary. A loan of ₹34,85,632 was sanctioned on June 9, 2007, which included the total insurance premium of ₹85,632. The EMIs were calculated on the entire sanctioned amount. The bank also procured a Home Safe Plus Merchant Insurance Policy from ICICI Lombard General Insurance.</p> <p>On August 4, 2009, a fire broke out, destroying the</p></div></div>

印度工業信貸投資銀行

<p>一家銀行因在涉及 Shri Sanwar Mal Sharma 的案件中未經同意更改政策而被判定承擔責任。Shri Sanwar Mal Sharma 向 ICICI Bank 申請了一筆 340 萬印度盧比的商業貸款。該貸款於 2007 年 6 月 9 日獲批，其中包括用於保護庫存免受火災和盜竊的保險費用。在 2009 年 8 月 4 日發生火災事件後，關於銀行政策變更及其對被保險貨物影響的問題浮出水面</p>

消費者保護：銀行因未獲得同意而更改政策被追究責任