<p><strong>標準普爾 500</strong> <strong>金融</strong> 指數今年迄今已上漲約 12%，但其漲幅低於基準 <strong>標準普爾 500</strong> 指數約 13% 的增幅。與此同時，<strong>NU Holdings</strong>(NU -0.40%) 的股票在今年的交易中上漲了 56%，遠遠超過了這兩個指數。</p>
<p>儘管 NU 股票的表現大幅優於更廣泛的市場和金融領域，但有充分理由認為，這家總部位於巴西的數字銀行的股票仍然是該行業中最值得購買的股票之一。原因如下。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA"/></p>
<p>圖片來源：Getty Images。</p>
<h2>NU Holdings 仍具備成為大贏家的潛力</h2>
<p>在第二季度，NU Holdings 的銷售額同比增長 42%（按貨幣調整後）。該公司在此期間新增了 410 萬名客户，足以實現同比增長 17%。NU 繼續鞏固其在巴西及其他拉丁美洲市場作為領先金融科技服務提供商的地位，並在上個季度結束時在其平台上擁有 1.227 億用户。</p>
<p>NU 擁有令人印象深刻的用户基礎，並且其參與度仍在以驚人的速度增長。憑藉 42.2% 的毛利率，NU 仍有很大的空間進行未來的利潤率擴張。在強勁的銷售增長前景和潛在的顯著利潤率改善之間，NU Holdings 的股票看起來有望顯著超越金融行業。</p>

<p>Nu Holdings (NU) 的表現超過了標準普爾 500 金融指數，今年迄今上漲了 56%，而該指數僅上漲了 12%。該公司在第二季度報告了 42% 的同比銷售增長，新增了 410 萬名客户，總用户數達到 1.227 億。Nu Holdings 的毛利率為 42.2%，在進一步增長和利潤率改善方面具備良好條件，使其在金融領域成為強烈推薦的買入對象</p>

<p>The <strong>S&amp;P 500</strong> <strong>Financials</strong> index has risen roughly 12% year to date, but its gains have underperformed the 13% or so increase for the benchmark <strong>S&amp;P 500</strong> index across the year. Meanwhile, <strong>Nu Holdings</strong>(NU -0.40%) stock has managed to soar far higher than either index -- up 56% -- across this year's trading.</p>
<div class="lb-trans"><p><strong>標準普爾 500</strong> <strong>金融</strong> 指數今年迄今已上漲約 12%，但其漲幅低於基準 <strong>標準普爾 500</strong> 指數約 13% 的增幅。與此同時，<strong>NU Holdings</strong>(NU -0.40%) 的股票在今年的交易中上漲了 56%，遠遠超過了這兩個指數。</p>
</div><p>Despite the fact that Nu stock has substantially outperformed the broader market and financials space, there are good reasons to think that shares of the Brazil-based digital bank remain one of the best buys in the sector. Here's why.</p>
<div class="lb-trans"><p>儘管 NU 股票的表現大幅優於更廣泛的市場和金融領域，但有充分理由認為，這家總部位於巴西的數字銀行的股票仍然是該行業中最值得購買的股票之一。原因如下。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzAxOTgvZ2V0dHlpbWFnZXMtODkxNjM0MjU0LTItY29weS5qcGcmdz03MDA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F830198%2Fgettyimages-891634254-2-copy.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>圖片來源：Getty Images。</p>
</div><h2>Nu Holdings still has what it takes to be a big winner</h2>
<div class="lb-trans"><h2>NU Holdings 仍具備成為大贏家的潛力</h2>
</div><p>In the second quarter, Nu Holdings posted year-over-year sales growth of 42% on a currency-adjusted basis. The business added 4.1 million new customers in the period -- good enough to deliver year-over-year growth of 17%. Nu continues to solidify its position as a leading fintech services provider in Brazil and other Latin American markets, and it closed out last quarter with 122.7 million users across its platform.</p>
<div class="lb-trans"><p>在第二季度，NU Holdings 的銷售額同比增長 42%（按貨幣調整後）。該公司在此期間新增了 410 萬名客户，足以實現同比增長 17%。NU 繼續鞏固其在巴西及其他拉丁美洲市場作為領先金融科技服務提供商的地位，並在上個季度結束時在其平台上擁有 1.227 億用户。</p>
</div><p>Nu has an impressive user base, and it continues to grow engagement at an impressive pace. With a gross margin of 42.2%, Nu still has plenty of room for margin expansion going forward. In between a strong sales growth outlook and the potential for substantial profit-margin improvements, Nu Holdings is a stock that looks poised to significantly outperform the financials sector.</p>
<div class="lb-trans"><p>NU 擁有令人印象深刻的用户基礎，並且其參與度仍在以驚人的速度增長。憑藉 42.2% 的毛利率，NU 仍有很大的空間進行未來的利潤率擴張。在強勁的銷售增長前景和潛在的顯著利潤率改善之間，NU Holdings 的股票看起來有望顯著超越金融行業。</p>
</div>

NU Holdings（NU）是您今天可以購買的最佳金融股票之一的一個理由