<p>先鋒集團使任何人都能輕鬆進行長期被動投資。這家投資管理公司提供廣泛的低成本基金。</p>
<p><strong>先鋒高股息收益率 ETF</strong>（VYM -0.16%）是其眾多優秀長期持有資產之一。該基金因專注於高收益股息股票而脱穎而出。這些公司為投資者提供收入，並通常以低於整體市場的波動性實現穩健的總回報。這種組合使得該基金成為你可以在十月購買並持有終生的投資。</p>
<p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA"/></p>
<p>圖片來源：Getty Images。</p>
<h2>先鋒高股息收益率 ETF 概覽</h2>
<p>先鋒高股息收益率 ETF 旨在跟蹤 <strong>FTSE 高股息收益率指數</strong> 的表現，該指數衡量支付高股息的公司的投資回報。目前，該指數包含近 580 家公司，先鋒高股息收益率 ETF 持有所有這些公司。</p>
<p>該基金收取非常低的 0.06% 的 ETF 費用比率，為投資者提供廣泛的高收益股息股票的投資機會。對於每投資 1,000 美元，該基金每年大約需花費 0.60 美元，這對於被動投資於高收益股息股票來説是一個小成本。</p>
<p>該基金從其持有的股票中收取股息，並將這些收入每季度分配給投資者。根據最近一次支付的年化計算，該 ETF 的股息收益率為 2.5%。這一收益率是 <strong>標準普爾 500 指數</strong>（^GSPC -0.38%）的兩倍多，後者目前接近歷史低點，收益率不到 1.2%。</p>
<p>為了更好地理解這一點，以 2.5% 的收益率計算，每投資 1,000 美元於先鋒高股息收益率 ETF，每年將產生約 25 美元的股息收入。相比之下，投資於標準普爾 500 指數基金的類似投資由於其較低的收益率，產生的股息收入不到 12 美元。這額外的股息收入在多年後將會顯著增加。</p>
<h2>投資高收益股息股票的力量</h2>
<p>該 ETF 專注於股息股票值得強調，因為它們在長期內被證明是強大的財富創造者。例如，如果一個假設的投資者在 1960 年將 10,000 美元投入標準普爾 500 指數基金，到去年年底，他們的投資價值僅憑價格上漲就增長到超過 980,000 美元。然而，當我們將再投資的股息計算在內時，他們的賬户價值將膨脹到近 640 萬美元。</p>
<p>另一個值得注意的股息支付股票的特點是，它們提供的總回報通常更高，波動性更小。根據 Ned Davis Research 和 Hartford Funds 的數據，自 1973 年以來，標準普爾 500 指數中的平均股息股票年均總回報為 9.2%，貝塔值為 0.94。相比之下，不支付股息的股票年均回報為 4.3%，貝塔值為 1.17。</p>
<p>對於該基金而言，值得注意的是，高收益的公司往往更頻繁地超越市場。來自 Wellington Management 和 Hartford Funds 的數據表明，股息支付比率較高的公司（通常是那些高收益的公司）平均超過市場的概率超過 60%，這一比例高於支付比率較低的公司。這可能是由於其較高的股息收入對長期表現的影響。</p>
<p>所有關於股息支付股票的數據對先鋒高股息收益率 ETF 來説都是利好消息。它持有的公司在歷史上提供了高於平均水平的回報且波動性較小。這些特性使得該基金成為長期投資的優秀選擇，因為隨着其基礎持股支付股息並增值，基金的價值應該能夠穩步增長。</p>
<h2>永恆的 ETF 持有</h2>
<p>先鋒高股息收益率 ETF 是本月理想的購買基金，並可長期持有。它投資於高收益股息股票，這些股票在歷史上產生了強勁的總回報且波動性較小。這些特性使得該基金成為一種低風險的方式，以在長期內增長和保護你的財富。</p>

高股息收益率指數 ETF - Vanguard

<p>先鋒高股息收益率指數 ETF (VYM) 被推薦用於長期投資，因為它專注於高收益的股息股票。它跟蹤富時高股息收益率指數，持有近 580 家公司，並收取低至 0.06% 的費用比率。其股息收益率為 2.5%，提供的收入是標準普爾 500 指數的兩倍多。從歷史上看，股息股票提供了更高的總回報且波動性較小，使得 VYM 成為希望隨着時間增長和保護財富的投資者的可靠選擇</p>

<p>Vanguard has made it easy for anyone to passively invest for the long term. The investment manager offers a broad range of low-cost funds.</p>
<div class="lb-trans"><p>先鋒集團使任何人都能輕鬆進行長期被動投資。這家投資管理公司提供廣泛的低成本基金。</p>
</div><p>The <strong>Vanguard High Dividend Yield ETF</strong>(VYM -0.16%) is one of its many excellent long-term holdings. This fund stands out due to its focus on higher-yielding dividend stocks. These companies offer investors income and typically deliver solid total returns with less volatility than the broader market. This combination makes the fund one that you could buy this October, and then hold for the rest of your life.</p>
<div class="lb-trans"><p><strong>先鋒高股息收益率 ETF</strong>（VYM -0.16%）是其眾多優秀長期持有資產之一。該基金因專注於高收益股息股票而脱穎而出。這些公司為投資者提供收入，並通常以低於整體市場的波動性實現穩健的總回報。這種組合使得該基金成為你可以在十月購買並持有終生的投資。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://g.foolcdn.com/image//query-b3A9cmVzaXplJnVybD1odHRwczovL2cuZm9vbGNkbi5jb20vZWRpdG9yaWFsL2ltYWdlcy84MzU4NTMvYS1wZXJzb24tbG9va2luZy1hdC1hLXN0b2NrLWNoYXJ0LW9uLWEtdGFibGV0LmpwZyZ3PTcwMA" alt="" original-src="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F835853%2Fa-person-looking-at-a-stock-chart-on-a-tablet.jpg&amp;op=resize&amp;w=700"/></p>
<p>Image source: Getty Images.</p>
<div class="lb-trans"><p>圖片來源：Getty Images。</p>
</div><h2>A look at the Vanguard High Dividend Yield ETF</h2>
<div class="lb-trans"><h2>先鋒高股息收益率 ETF 概覽</h2>
</div><p>The Vanguard High Dividend Yield ETF aims to track the performance of the <strong>FTSE High Dividend Yield Index</strong>, which measures the investment returns of companies that pay high-yielding dividends. Nearly 580 companies currently comprise this index, all of which the Vanguard High Dividend Yield ETF holds.</p>
<div class="lb-trans"><p>先鋒高股息收益率 ETF 旨在跟蹤 <strong>FTSE 高股息收益率指數</strong> 的表現，該指數衡量支付高股息的公司的投資回報。目前，該指數包含近 580 家公司，先鋒高股息收益率 ETF 持有所有這些公司。</p>
</div><p>The fund charges a very modest 0.06% ETF expense ratio to provide investors with broad exposure to high-yielding dividend stocks. That would cost an investor about $0.60 per year for every $1,000 invested in the fund, a small price to pay for passive exposure to higher-yielding dividend stocks.</p>
<div class="lb-trans"><p>該基金收取非常低的 0.06% 的 ETF 費用比率，為投資者提供廣泛的高收益股息股票的投資機會。對於每投資 1,000 美元，該基金每年大約需花費 0.60 美元，這對於被動投資於高收益股息股票來説是一個小成本。</p>
</div><p>The fund collects dividends from its holdings and distributes this income to investors quarterly. The ETF has a 2.5% dividend yield based on annualizing its most recent payment. This yield is over twice that of the <strong>S&amp;P 500</strong>(^GSPC -0.38%), which is near a record low, currently less than 1.2%.</p>
<div class="lb-trans"><p>該基金從其持有的股票中收取股息，並將這些收入每季度分配給投資者。根據最近一次支付的年化計算，該 ETF 的股息收益率為 2.5%。這一收益率是 <strong>標準普爾 500 指數</strong>（^GSPC -0.38%）的兩倍多，後者目前接近歷史低點，收益率不到 1.2%。</p>
</div><p>To put that into perspective, at a 2.5% yield, every $1,000 invested in the Vanguard High Dividend Yield ETF would produce about $25 of dividend income each year. That compares to less than $12 on a similar investment in an S&amp;P 500 index fund due to its lower yield. That additional dividend income will really add up over the years.</p>
<div class="lb-trans"><p>為了更好地理解這一點，以 2.5% 的收益率計算，每投資 1,000 美元於先鋒高股息收益率 ETF，每年將產生約 25 美元的股息收入。相比之下，投資於標準普爾 500 指數基金的類似投資由於其較低的收益率，產生的股息收入不到 12 美元。這額外的股息收入在多年後將會顯著增加。</p>
</div><h2>The power of investing in high-yielding dividend stocks</h2>
<div class="lb-trans"><h2>投資高收益股息股票的力量</h2>
</div><p>The ETF's focus on dividend stocks is worth highlighting because they have proven to be powerful wealth creators over the long term. For example, if a hypothetical investor put $10,000 into an S&amp;P 500 index fund in 1960, the value of their investment would have grown to more than $980,000 by the end of last year on price appreciation alone. However, when we add in reinvested dividends, the value of their account would have ballooned to nearly $6.4 million.</p>
<div class="lb-trans"><p>該 ETF 專注於股息股票值得強調，因為它們在長期內被證明是強大的財富創造者。例如，如果一個假設的投資者在 1960 年將 10,000 美元投入標準普爾 500 指數基金，到去年年底，他們的投資價值僅憑價格上漲就增長到超過 980,000 美元。然而，當我們將再投資的股息計算在內時，他們的賬户價值將膨脹到近 640 萬美元。</p>
</div><p>Another noteworthy feature of dividend-paying stocks is that they have delivered higher total returns with less volatility compared to non-dividend-paying stocks. Since 1973, the average dividend stock in the S&amp;P 500 has delivered a 9.2% average annual total return, with a beta of 0.94, according to data from Ned Davis Research and Hartford Funds. For comparison, non-payers have returned 4.3% annually, with a beta of 1.17.</p>
<div class="lb-trans"><p>另一個值得注意的股息支付股票的特點是，它們提供的總回報通常更高，波動性更小。根據 Ned Davis Research 和 Hartford Funds 的數據，自 1973 年以來，標準普爾 500 指數中的平均股息股票年均總回報為 9.2%，貝塔值為 0.94。相比之下，不支付股息的股票年均回報為 4.3%，貝塔值為 1.17。</p>
</div><p>Also of note for this particular fund, companies with higher yields tend to outperform more frequently. Data from Wellington Management and Hartford Funds shows that companies with a higher dividend payout ratio (typically those with higher yields) have outperformed the market more than 60% of the time on average, a higher percentage compared to those with lower payout ratios. This is likely due to the impact of their higher dividend income on long-term performance.</p>
<div class="lb-trans"><p>對於該基金而言，值得注意的是，高收益的公司往往更頻繁地超越市場。來自 Wellington Management 和 Hartford Funds 的數據表明，股息支付比率較高的公司（通常是那些高收益的公司）平均超過市場的概率超過 60%，這一比例高於支付比率較低的公司。這可能是由於其較高的股息收入對長期表現的影響。</p>
</div><p>All of this data on dividend-paying stocks bodes well for the Vanguard High Dividend Yield ETF. It holds companies that have historically delivered above-average returns with less volatility. Those qualities make the fund an excellent choice for long-term investment, as it should be able to steadily grow in value as its underlying holdings pay dividends and appreciate in value.</p>
<div class="lb-trans"><p>所有關於股息支付股票的數據對先鋒高股息收益率 ETF 來説都是利好消息。它持有的公司在歷史上提供了高於平均水平的回報且波動性較小。這些特性使得該基金成為長期投資的優秀選擇，因為隨着其基礎持股支付股息並增值，基金的價值應該能夠穩步增長。</p>
</div><h2>A forever ETF holding</h2>
<div class="lb-trans"><h2>永恆的 ETF 持有</h2>
</div><p>The Vanguard High Dividend Yield ETF is an ideal fund to buy this month and hold for the long term. It invests in higher-yielding dividend stocks, which have historically produced strong total returns with less volatility. Those features make the fund a lower-risk way to grow and protect your wealth over the long haul.</p>
<div class="lb-trans"><p>先鋒高股息收益率 ETF 是本月理想的購買基金，並可長期持有。它投資於高收益股息股票，這些股票在歷史上產生了強勁的總回報且波動性較小。這些特性使得該基金成為一種低風險的方式，以在長期內增長和保護你的財富。</p>
</div>

十月份可以購買並長期持有的一隻頂級 Vanguard ETF